EFTA Document EFTA01487863

November 29, 2003 - December 31,2003 Page 3 of 3 EPSTEIN INTERESTS Primary Account Number ° JPMorgan Private Bank Important Information about Your Statement Personal accounts are subjat to the Deposit Accounts Agreement or the General Terms For Accotmts and Services. liminess accounts an: subject to the Tams and Conditions for Commercial Accounts or the Gemini Terms For Accounts and Services Your accounts. unless otherwise indica-a on the Statemen t. are held by JPMorgan Chase Bank (the