EFTA Document EFTA01487915

May 29, 2004 - June 30, 2004 Page 3 of 4 EPSTEIN INTERESTS Primary Account Number ®JPMorgan Private Bank Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the General Terms For Accotmts and Services. liminess accounts an: subject to the Tams and Conditions for Commercial Accounts or the General Trims For Accounts and Services Your accounts. unless othrinue Sims-non the Statement. are held by JPMorgan Chase Bank (the sliank').