EFTA Document EFTA01487937

July 31,2004 - August 31, 2004 Page 3 of 3 EPSTEIN INTERESTS Primary Account Number. 000-138912 JPMorgan Private Bank Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the General Tams For Accounts ;rad Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Ban