EFTA Document EFTA01488440

JPMorgan Primary Account: For the Period 12/1/10 to 12/31/10 Positive changes affecting your deposit account(s) As the regulatory environment continues to evolve, we would like to call your attention to change that will have a positive impact on your noninterest-beanng transaction,checking accounts. All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation (FDIC) from Dec. 31. 2010 through Dec. 31. 2012. This temporary unli