Client Authorization

*UBS Client Authorization I authorize UBS Financial Services Inc and its processing institutor, (the • Processing Bank') to initiate the types of transactions indicated above (inducing adjustments for any entries made in error) to or from my account(%) listed above, and authorize the depository(ies) named on my authorized External Account(s) or UBS Financial Service Inc. to debit and/or creel the requested transactions to my accounts. I authorize LIEIS Financial Services Inc and the Processing Bank to make changes and or cancellations to transactions requested by me. I further acknowledge that electronic funds transfers under this authorization may be processed as automated clearing house fACH) debit and credit entries. I understand when I authorize a withdrawal from an authorized external account to pay my UBS credit card, 1185 Financial Services will abate an electronic funds transfer from my authorized external account and make a bar payment to UBS Bank USA I understand the