EFTA Document EFTA01353391

coverage currently provided in the IDP. Please contact your Relationship Manager if you would like to opt out of any of the Program Banks due to balances that you hold with them outside of the IDP. Generally, all of a person's accounts are counted together if they are of the same account type. For example, all of a person's individual accounts (including for example accounts held as a sole proprietorship) are counted together toward the non-retirement account FDIC Insurance Limitation. Accou