EFTA Document EFTA01377663

S-1/A Purchasers in this offering will experience immediate and substantial dilution in the book value of their investment. The assumed initial public offering price of $12.00 per share, which is the midpoint of the estimated offering price range set forth on the cover page of this prospectus, is substantially higher than the pro forma net tangible book value per share of our outstanding capital stock upon the completion of this offering. Therefore, if you purchase shares of our Class A comm