EFTA Document EFTA01386560

GLDUS238 SOUTHERN FINANCIAL LLC Proprietary and Confidential than by Standard & Poor's Ratings Services or "P-I" by Moody's Investors Service, Inc., or a comparable rating by a comparable rating agency, (iii) obligations of the United States or (iv) certificates of deposit issued by, or other deposit obligations of, commercial banks chartered by the United States, any state thereof, the District of Columbia, or any member nation of the European Union, each having, at the date of acquisit