EFTA Document EFTA01420192

Subject: Re: EDD package for the RID : ONB-120902 LKYCUS-3443 Party name : Southern Financial LLC [I] From: Ted Gonedes <=I > Date: Tue, 06 Jan 2015 11:48:30 -0500 To: Michael Koplowitz Cc: John Juul Jason Monteiro < Classification: For Internal Use Only Mike, Thanks for flagging this to me - Reputational risk in the retail space is something we should review from the CBS perspective. I need to discuss with Courtney how he has been adopted by AWM and not raising the red flags around