EFTA01507377

07 JPMorgan Chase Bank 2004 345 Park A% enue, New York, NY I0134-10112 Account Number Cl Asset Account Portfolio FINANCIAL TRUST COMPANY INC July 01, 2004 - July 31, 2004 O JPMorgan Private Bank Page 61 cl 65 In Case Of Enors or Gunder"' About Your Electronic Transfer*. Contact your Morgan Teem at one of Me keephonenumberson the front cedes stamen( or wee us at 500 Stanton ChnstensFload //OPS Nenaly DE19713-2107 es soon es >wow" d you thee your statement is wrong a lyout need more tn(ormsba, eta)! a Sans'« on the sidemen: We must hen from you no lab then 60 days alke we son you the FIRSTstekenent on which the error sr protem demoted (11Tel tu toe erne end account nunte( 2) 0 oscnbornd end d the l'ens4", you did wiswoohou/ and erFeen as cleat as you can why you be(eved is n era a why you need more ~meow, (3)InV us the dollar amount of the suspected era If you contact us crafty. you must send us your ~Ølarta questron n notng ffithn 10 business days in ada to presseveyour ights We wit investgeloyourcompie.n1 and waV onset any «re° vompby If me take mere then 10 business days » do the (20~910, ~Mafia", yOur debit Cads fOr infernaboneltnInteCtOnt). we aeldødeyOur aCCCunt ta' me amount Yal Think ss el an,. 40 that you ted hanIt toe use of weneydynng fn. by)* a lakes us e Complete an m, :(gaten Meese of Wen or QueShOnS about your SaterSISYK, mciuMng your line of credd if you INN, Met your statements /PCSTOCC CI 0 you need more mtormaton about a bensacton on your Statement .ntivd,ng e hoe al bed<l»141aCten you mug wed. /0 u$ on a separate sheet deitabn2 VS and and send it to JPMorgan Prneto Elan* 500 StantonCPI...Stan* Reed MOPS,' Wank OE 19713.2107 We must net from you note.* than 60 days arta Mo sta envent on *Nth the end a probJem appeared is sent You an contact you) <ton( sevaspoo)tast but don; so we not VOW ea »Sur roet: In ye ur teen ~so Pa),de the kedrond Wane», (I) your ~me and orouninumbec (2) the &en ensure of me suspected end and (3) a Oaten:~ of Ine error end eYptenebory d you tan why you beABVIP ewe sen two, If you need 'roe KW:Emerson you met &scote the dent you a9 unsure about The JPMorgan Funds of The JPMonan Msteutional Funds or The American Century Funds Shan,: el eye turd: mono( bank ~Ca *Ad do not oudank ed by any bark govnntront every a the FOC Return and snare once wet Minuet. and reeler on vet...maybe need loss than ononalcost o the money market funds seek to mo,r)om a stable net asset rated SI 00 pa :share Male: to s etanse that trey' cone"). to do r roasts', a I annual atta0 and eln don d >ion twos la nistua funds reptesontre funds' most ItCaltaaradnaandannuaarod JP Morgan Funds DaMovtor Mc V Yn dalyter or No JPMcian Funds and American Century /r~mee0 Son' os Inc is the denbced de* American Cenhxy Fads JP Weston Investment Manaeamontlac and Amerce° Canvey Inyestment Management Inc ann.,: ~Caren t aAnsca to thaw rasp:can:4i~ tomnasandtocanacornaonsatton front Nov react . awl taninas fat provarta nyastnnant Myna-yen! Wax saran If you here chosen one of the sneep mitual lords you we ~dyed that positions in Me Arme Money ~Ref Sweep Fund represent holing' n the JP1lonyon Rime Msney Usk: Fund posed: in the Fedora'Money Mask& Sweep Fund represent boldness yn the JPMorgan FecterdMoney Market Fund and poskons at the Tay Exempt MoneyMerAet Sweep Fund represent hoktings in the JPIdoesen Tax Eyempt Morey Mwke(Fund JR.'S'', the custodian or Intedopeons end most mutual funds nchiceng thrd perty mufue 1 lends ~chase: Itleough JPMS1 JleMSI is a membera the Secuntas //hest& Prolecten credence, rstFc, notykr.prord membersh pool:oration f unded by froker-datersatgetent~ the Siscunhesend PchenoeCC.Wienten SeCunhea and dab heel fore customereccount et JPMStere nOteeled up to the tow net seuey a non account The feat $500.000 of an:Motor, whet incheles up 10 SI GO 000 Of ~di kr cash d wan d d by &PC As ot March 2004, the Detente of the protection ts preaded by a newishExcess SILC Syeetyased issued by Custonw Asset Fe:Keeton COMpany SIFT', and t ',test &PC pteClon do not doted against bosses from fluttuetions n Me rtgueot the SOCunthe Assets /*din cualosy by JP44dgen Chia> Sankt». ttanat)wat not subfict to stPc d o•tess StPC protector JP Morgan Secu•bas Inc. JPMorgan Chase Bank< d Mow &Mearesono 'Morgan Companosletty ;rondo admniseabye custody:II orbs dstrylxdon a shareholder see, costa JPMorgan Funds. Amnon Century Funds d funds cistabksned sponsored earned a 'eeded by M.d Pert« and the Morgan COnyeentes myte cornpensa,ed rev such antes Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00032412 SDNY_GM_00301610 EFTA01507377