ARTICLES OF INCORPORATION

ARTICLES OF INCORPORATION :74 OF FLNANCIAL TRUST COMPANY, INC. •.e.e) );si; :4r.i .g.1 We. the undersigned, for the purposes of associating to establish a corporation for the transaction of the business and the promotion and conduct of the objects and purposes lerei nailer stated, under the provisions and subject to the requirements of the laws of the Virgin Islands of the United States (hereinafter called the Virgin Islands), and particularly the Canal Corporation Law of the Virgin Islands (Chapter I, Tide 13, Virgin Islands Code), as the seine may be amended tiom time to time, do make and file these Articles of Incorporation in writing and do certify ARTICLE I The name of the corporation (hereinafter referred to as the 'corporation') is FINANCIAL TRUST COMPANY, INC. AIIIICLE 11 The principal office of the corporation in the Virgin Islands is located at 41-42 Kongens Grade, St Thomas, VI 00802 , and the name of the resident agent of the corporation at tFat address is