Statements

Statements EFTA00197279 CLEARANCE AGENT TO FBR FRIEDMAN, 1311.1.INGS, RAMSEY a CO.. INC. OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209.1722 Telephone (703) 312 9500 Fax (703) 312 9501 E-Mail inforgRbrsom VISIT OUR WEBSITE mvw.lbr.com Important Message II any information regarding 2003interest. dividends. miscellaneous income, gross proceeds or original issue discount is required to be reported to the IRS for this account, a Consolidated Form 1099 will be mailed to you by February 2.2004or a 1042Sby March 15.2004. Transaction Detail INVESTMENT ACTIVITY SETTLEMENT TRADE DATE DATE TRANSACTION 12/17/03 DELIVERED DESORPTION FRANKLIN BANK CORP CL A ACCREDITED INVS DEL TO 00901 111111 I I111111111 I I FINANCIAL TRUST CO., INC 600 REDHOOK QUARTER STE 6-3 ST THOMAS US US VI 00802 SOAOO.CUSP COMITY -100,000 P%E Bear. Swann Seaman Cap. One Metrotech Gana Nortn Eitccaltn. Nan Yak 1120/3659 FINANCIAL TRUST CO..INC S