EFTA Document EFTA01512507

J.PMorgan FINANCIAL TRUST COMPANY, INC. ACCT. For the Period 2/1/09 to 2/28/09 The JPMwpan funds or The JPMorgan Instiblional Funds or TM American Century Funds Shares cl Me funds we not bank deposits and we not guaranteed by any bank government °fay or he FCC Return and share boos ma Abuse and redempbcn yobs trey be mare a less than original coat ant the money market funds seek to merntarn a state net SUM Waal SI W pa snare. Mere is no smatterer Waal they me cennnue to do so The estereKKI annual name and desiend yea:Ileums kr mutual tuna rterbentthe lade most Went etem• dredged! ennuated The cinInaufor of the JPUorgen Funds a JPLeargan Delaubon Serves Inc. want, is en abbe of JP/Japan Chase Bonk. NA !Meagan Chase Bank NA and as agitates redeem correensatron ton !beaver Funds for probing mobs Amer lean Century IneretrnaUSereoes Inc a the drstardor d It. Amman Century Funds Aowan Canby IneerstmentUaregernont Inc saves as rnmsbneedadesc r lo Cs temscbredund lame/are recerescunpensetron from that fund lamb to proven; brostmant advaorysed Mew SONCOO Important Info unabon A egarangAucbon Rate Secunbes (ARS) ARS are debt or petered secure-rex ran an interest or dwderd rate reset percdcreyrn an action A/amp Mae may be dadl weekly end monthly resets there is no gunners:eat he. wet be buddy If Mare are nol enough bds at an baron to redeem the secuntes eyebblerb sale the reset nay bee fared web, In a faded bate Mere a no essaance IASI a soccodayrbket wee debropor that the secuay net trade at or any other price redacted on atelenents Accordngte swestors shoed Oct rely on prang wearnbon appwngn therstaVerents with respect to ARS JPOASUS Neaisteen a letblOptana pubulsedttarown JPIASI You must pronely adyrseJPUSI of metenalchebes in your bestment *barb or Irminger smarten Uness your/um JPACIetherwee JP MS/ we wader Me eirenerboncurentlyrn 42 Res to be compete and accurate You should heyereceeredseparate-MfASJ cambers:eons tu each mantes Vansacbon AV tensercbons we subject to The Isms and condbens steed on the nee r osstre of such ccnArrnobsns and as subject to the consttutoat byeas customs and beepreafons of the rnIflerepbewhere treaded and governed by and COnSbed n eCardance with the law, OM. Stele Of New TOM and at applartre ISOM News and remeedens Further ardematen min seasea SO CommeSens end alb Charges fasted to Me erecutfon ol tranumbons tncludmv oceans Minsectrona has been 'named in cubmebons ear wore prevousylanclerd to you Upon warren mast JPUSI reel proirpaysupplynsu warm the Abel such bonbon Sberboldersot bare dPMorgan Funds are charged a redone:fon fee equal lo 2% of Me proceeds • they era ebbe rodbershares a awn ands wenn CO days of purchase subsea to certain exceptionsset fob in Me prospectus of Me apprcabFuncl Please consult your JP began repesentebbor a tat of the JP Montan Funds that impose roderreborr tees JAWS! a a member of the Secretes InvestarRotecton Corporaon EMPC"). • noaceprcee memtesap caperation herded by brokercrearws remstevol with Me Socunres and EschangoComnassan Secebb and cash be for a customer at JAYS! we protected by SIFC up to 3620,000 pre r ustorner. ebb includes up to SIO0C00 of recede° ter cash &Mews not protect beret tosses from fluctuations in the bursa/Me seas des. Assets had in custody by JPIinagion Chase Bank N A (Me Terre) ere not sated to S/PC Toumayobbn informerombout $JPC, marding ine S/PC Peocntee on Bev webs* at Nom ape erg' a bYainaa00 Mum al (202) 3n-630ff TO MO extent eppabbe pleberied the kebab deCbs tees rem r deg estmeled annual totem* (EAter4 rffibmeled mad (EY)EAl and EYfa Oblern types Of deautetts coed wade a island pintasla Cepaalganis n whoCh C040 Me EAtend EY nand Co Overstated EN and E nee estimates and the actual MOTOOne pale Mehl be pewee a hap*, then the es:meted amounts EY/enacts Co* a genfla d by n imastment Hans not rolloachtmgos n its pnca which may fluctuate JP Morgan Secedes Ix !Mb -gen Chase Banked a Met abates (the P Megan Convenes J may provde radmnbabye custdrat sales. distributco of sNrehobeterverss to JUN.:nen Funds. Arnercan Cobb Funds or funds Webbed sponsored. brand or managed by Med pates and Me JP Morgan Condones by be compensated fa such stubs Bank products and services ore offered burgh JPeloyan Chase Sena NA end ds &Nab Securthes we offered by., P Mogen Socuntes Inc Account Page 12 of 12 Page 13 of 19 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00038354 SDNY_GM_00307552 EFTA01512507