EFTA Document EFTA01300087

From: Jeffre E stein <' evacatio maitcom> To: Sent: 1/19/2009 5:26:43 PM Subject: Re: Fwd: Fw: Turner Construction i have really thought this through now„ break the banks into four roles.. guaranteed---money market deposits.. ,lending -home business,--proprietary - asset management. the first guaranteed , should be a govt function. lending for home. quasi gov't for ten years, proprietary„ none. asset management ( mutual funds) and lending outside.. A new Order„ it used to be s& L.s inv