EFTA Document EFTA01365287

RATINGS OF THE NOTES It is a condition to the issuance of the Securities that the Class A-1 Notes be rated "Aaa" by Moody's and "AAA" by Standard & Poor's. that the Class A-2 Notes be rated at least "Aa2" by Moody's and at least - AK by Standard & Poor's, that the Class B Notes be rated at least "A2" by Moody's and at least "A" by Standard & Poor's, that the Class C Notes be rated at least "Baa2" by Moody's and "BBB" by Standard & Poor's and that the Class D Notes be rated at least "Bar' by