EFTA Document EFTA01382610

8-1/A Table of Contents We may experience software defects, computer viruses, and development delays, which could damage client relations, our potential profitability and expose us to liability. Our products are based on sophisticated software and computing systems that often encounter development delays. and the underlying software may contain undetected errors, viruses, or defects. Defects in our software products and errors or delays in our processing of electronic transactions could re