EFTA Document EFTA01392839

JOINT ACCOUNT It this is a Joint Account with Rights of Survivorship, you understand that (I) you will share ownership of the properly while you are Ave. (2) either of you, acting alone. may withdraw some or all of the Property from the Account. 3) either of you may give us instructions which we will follow without obtaining the consent of or notifying the other owner, and 4f we may terminate the Account upon the request of just one Account owner. If this is a Joint Account held as Tenants i