EFTA Document EFTA01488554

J.P.Morgan FINANCIAL TRUST COMPANY INC ACCT For the Period 3/1/10 to 3/31/10 JPMSI is not a bank and is a separate legal entity from its bank or thrift affiliates. including JPMCB. The securities sold, offered or recommended by JPMSI: (I) Are not insured by the Federal Deposit Insurance Corporation, or any other governmental agency; (2) Are not deposits or other obligations of JPMSI's bank or thrift affiliates (unless otherwise indicated), and are not guaranteed by or the responsibility of