EFTA Document EFTA01382596

S. I /A Table of Contents Our Transformation In 2013, we began transforming our business by investing in next-generation commerce solutions aimed at helping ow clients grow their businesses, investing in our client-facing teams to enhance their reach and effectiveness, and recruiting a new group of experienced leaders into critical positions across the Company. We have moved beyond payment processing. We believe our long-term success will be driven by focusing on helping our clients grow