Statements

Statements EFTA00196567 CLEARED THROUGH ITS niaLY OnnE0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York New York 10179 Beer. Shan" SeCnita 000. Cam Mantech Confer North Beano. Hew VC* 11201.3559 FINANCIAL TRUST COMPANY INC ACCOUNT EXECUTIVE ZICHERMAN.IRA TELEPHONE VISIT OUR WEBSITE ;in xearstearns.com STATEMENT PEMOO mmouom ACCOUNT NUMBER November 30.2002 December 31.2002 What's In This Statement U111111111 II I II I I I TAXPAYER NOS3ER OO Fda LAST STATEMENT November 29.2002 Financial Summary 3 FINANCIAL TRUST COMPANY INC Your Portfolio Holdings 4 C/O AMERICAN YACHT HARBOR • 6100 RED HOOK SUITE 6-3 Transaction Detail 5 QUARTERS #2 Fund Activity 5 ST THOMAS VI 00802 Your Messages 7 Your Portfolio at a Glance TOTAL VALUE OF SECURMES THIS PERIOD NET CREDIT BALANCE MONEY MARKET RIO BALANCE 9,756,423 877,181 2,331,232 NET EQUITY 111113 PEFt101) $12,964,836 NET EQUITY LAST ST