E.U. COMMUNITY - LIABILITY LIMITS EFFECTIVE 29 APRIL 2005

E.U. COMMUNITY - LIABILITY LIMITS EFFECTIVE 29 APRIL 2005 Regulation (EC) No. 785/2004 SDR GBP USD R of E @ 30 April 2004 1.2210 0.6885 Per Passenger 250,000 GBP 204,750 USD 363,108 but non commercial uses with MTOM 2,700kg or less, each state may set limit with a Per Passenger - minimum 100,000 GBP 81,900 USD 145,243 Baggage per passenger 1,000 (in commercial operations) Cargo per kg (in commercial operations) GBP 819 USD 1,452 17 GBP 14 USD 25 above limits not applicable to non Community air carriers or by aircraft operators using aircraft registered outside of the Community, which do not involve landing on or taking off from such territory. Band Third Party 1 MTOM less than 500kg 750,000 GBP 614,251 USD 1,089,325 2 MTOM less than 1,000kg 1,500,000 GBP 1,228,501 USD 2,178,649 3 MTOM less than 2,700kg 3,000,000 GBP 2,457,002 USD 4,357,298 4 MTOM less than 6,000kg 7,000,000 GBP 5,733,006 USD 10,167,030 5 MTOM less than 12,000kg 18,000,000 GBP 14,742,015 USD 26,143,791 6 MTOM less than 25,000kg 80,000,000 GBP 65,520,066 USD 116,194,626 7 MTOM less than 50,000kg 150,000,000 GBP 122,850,123 USD 217,864,924 8 MTOM less than 200,000kg 300,000,000 GBP 245,700,246 USD 435,729,847 9 MTOM less than 500,000kg 500,000,000 GBP 409,500,410 USD 726,216,412 10 MTOM 500,000kg and above 700,000,000 GBP 573,300,573 USD 1,016,702,977 Third Party limits are also applicable to risks of War and Terrorism on a per accident basis; if this is not available an aggregate basis is acceptable. "Air Carrier" means an air transport undertaking with a valid operating licence. "Community Air Carrier" means an air transport undertaking with a valid operating licence granted by a Member State. "Aircraft Operator" means a person or entity (not being an Air Carrier) who has the use or operation of the aircraft - the registered owner unless they can prove otherwise. Cargo/Baggage Liability extends until the Cargo/Baggage is delivered to its entitled recipient. The Regulation does not address the subject of Deductibles for these coverages; the brokers association is checking on the implication of this - further advice is awaited. Mail Liability is not included in the above - it remains subject to EEC Reg. 2407/92 and national legislations. Certain aircraft types are exempted from the regulations - refer to the regulation for details. EXAMPLE TYPES OF ACFT AFFECTED for TPLL - For illustrative purposes only. Band 1 Very small private acft 2 Cessna 150s and smaller, Beech Skipper only, etc 3 Bell 206, Beech Bonanza, Cessna 185 etc 4 BN2 & BN III, Cessna Caravan, Twin Otter 5 Citations ex I and X, Metro III, Beech 1900 6 ERJ 135 & 145, Fokker 50, most Faclons, Dash7s & most 8s 7 Fokker 100, Gulfstream II upwards, BAe 146 8 Practically all narrow bodied jets + B757, B767(ex-400ER), All Airbuses ex -330/40/80 9 All other wide-bodies ex AN225 and A380 10 AN225 and A380 only. For actual MTOMs please check manufacturer's specifications. EFTA01100531