EFTA Document EFTA01432325

Subject: RE: Epstein Insurance Trust [I] [C] From: Bradley Gillin Date: Fri, 16 Nov 2018 To: Yoonsun Chung < Stewart Oldfi Emily Craig Cc: Daphne Cales 16:43:09 -0500 Classification: Confidential Hi Yoonsun, Just the Insurance Trust. The others accounts below will remain open. Thanks. NES LLC - 42953758 — DDA Plan D LLC - 42953467 — DDA The Haze Trust - 77000949 — DDA The Haze Trust - N4G024943 — DBSI The Haze trust - 42967287 - DDA Regards, Brad fcid:image001.gif@OlD47DCB.71FEBCE01 Bradley Gillin Vice President Deutsche Bank Wealth Mana ement Securities offered through Deutsche Bank Securities Inc. From: Yoonsun Chung EFTA01432325 Sent: Friday, November 16, 2018 4:32 PM To: Stewart Oldfield < >; Emily Craig < n>.; Bradley Gillin Cc: DaphneCales > Subject: RE: Epstein Insurance Trust [I] Classification: Public Hi, I just want to make sure. There are four clients on that KYC. All of them will be closing accounts? Thanks fcid:image002.gif@OlD47DC9.F0EA1C401 Yoonsun Chung Vice President I AML Compliance Deutsche Bank From: Stewart Oldfield Sent: Friday, November 16, 2018 1:06 PM To: Emily Craig Yoonsun Chung Bradley Gillin < Cc: Daphne Cales <ca Subject: RE: Epstein Insurance Trust [I] Cool. Thanks everyone. Sorry for the long and winding path to get here . . . EFTA01432326 From: Emily Craig Sent: Friday, November 16, 2018 1:05 PM To: Yoonsun Chung <yoonsun.chung@db.com>; Stewart Oldfield <stewart.oldfield@db.com>; Bradley Gillin <bradley.gillin@db.com> Cc: Daphne Cales <daphne.cales@db.com> Subject: RE: Epstein Insurance Trust [I] Classification: Public Done! Kind Regards, Emily fcid:80063086-E6B1-464A-83C1-C22D037DB24E@lanl Emily Craig Director Deutsche Bank Wealth Management Deutsche Bank Securities, Inc 1 South Street, Baltimore, MD 21202-3298 WM Mercury on myDB EFTA01432327 From: Yoonsun Chung Sent: Friday, November 16, 2018 1:02 PM To: Stewart Oldfield ' 1 " ; Bradley Gillin <MS Cc: Emily Craig Daphne Cales Subject: RE: Epstein Insurance Trust [I] Classification: Public Emily? I think we can. I will close both cases? {cid:image001.gif@OlD47DAC.78FE84E0} Yoonsun Chung Vice President I AML Compliance Deutsche Bank From: Stewart Oldfield Sent: Friday, November 16, 2018 1:00 PM To: Yoonsun Chun ; Bradley Gillin Cc: Emily Craig < issigjoinat.; Daphne Cales an Subject: RE: Epstein Insurance Trust [I] Actually, turns out that the client plans to close this account prior to year end. Can we just move it to the exclusion list? They also plan to EFTA01432328 close Mort, Inc, but we've already done that KYC. Thanks From: Yoonsun Chung Sent: Friday, November 16, 2018 12:38 PM To: Stewart Oldfield Bradley Gillin Subject: RE: Epstein Insurance Trust [I] Classification: Public Sounds good. If you can get his ID, that would be the easiest. Thank you. {cid:image001.gif@OlD47DA9.27D4A7A0} Yoonsun Chung Vice President I AML Compliance Deutsche Bank From: Stewart Oldfield Sent: Friday, November 16, 2018 12:37 PM Tie Bradley Gillin Subject: RE: Epstein Insurance Trust [I] I think he is friends with those people, but I've never thought he was exerting political influence or should be deemed a PEP. Maybe we should tackle that issue at a later date assuming I can just get an ID for Mark EFTA01432329 From: Yoonsun Chung Sent: Friday, November 16, 2018 12:17 PM To: Stewart Oldfield < Subject: RE: Epstein Insurance Trust [I] Classification: Public Hello, Bradley Gillin So we need name, address, DOB and nationality. Then we need to verify him. In this case, the settlor is a PEP so we need ID. Do we think he is still a PEP? Is he still associated with prince Andrew? If you make a good case where he is no longer a PER.. then we can verify him in an alternative means — Lexis smartlinx—which you get when you run full searches. If you want to go this route, I would send an email to Andrew Gallivan stating why you think he should no longer be a PEP. He is technically an RCA (relative and close associate) to Prince Andrew and Bill clinton. Is he still associated with them? To the best of your knowledge, do you think he is exerting influence based on his connection to these PEPs? Etc. Once Andrew approves, please forward the email to me. If you believe he is still associated, then we need a government issued ID. Thank you Yoonsun {cid:image002.gif@01D47DA5.9FCF3620} Yoonsun Chung Vice President I AML Compliance Deutsche Bank EFTA01432330 Subject: RE: Epstein Insurance Trust [I] From: Stewart Oldfield Sent: Friday, November 16, 2018 11:56 AM ; Bradley Gillin Got it. I didn't read it that way the first time, but do now. Thanks for the clarification. Now I remember why I decided not to become a lawyer . . So, what info do we need on the brother? Thanks for staying with this one. From: Yoonsun Chung Sent: Friday, November 16 2018 11:39 AM ; Bradley Gillin Subject: RE: Epstein Insurance Trust [I] Classification: Public Hello, Yes, that is the part you sent me — amendment of the benes AFTER his death. We are not interested (for the KYC purposes) the contingent beneficiaries. The amendment only amends the contingent beneficiaries. The amendment document specifically states that it is deleting all beneficiaries named under sections (b) (1) through (b) (6) of Article First of the Insurance Trust and added certain beneficiaries, who, upon the death of the grantor of the Insurance Trust, would be entitled to the principal and all accumulated income from the Insurance Trust. Mark was listed in (b) EFTA01432331 (6), which deals with AFTER DEATH. However, the amendment did NOT modify section (a) of the First article, which identifies him as the person that could benefit from the trust until his death. I'm attaching the trust documents. It contains the amendment (page 4 -5 of the attachment). The original trust agreement follows the amendment. fcid:image006.png@OlD47DA0.7BC7AD701 {cid:image002.gif@OlD47D9E.34522350} Yoonsun Chung Vice President I AML Compliance Deutsche Bank From: Stewart Oldfield Sent: Friday, November 16, 2018 11:16 AM To: Yoonsun Chun Subject: RE: Epstein Insurance Trust [I] ; Bradley Gitlin EFTA01432332 There are later amendments that remove the original bens and name Celina From: Yoonsun Chung Sent: Friday, November 16, 2018 11:14 AM To: Bradley Gillin Cc: Stewart Oldfiel Subject: FW: Epstein Insurance Trust [I] Classification: For internal use only Please see below. It looks like the brother is the current beneficiary. We need to remove Celina as the ben and add the brother. Can you do this or do you want me to reject it back to India? Or if you have all the info, I can ask someone in Jax to do it so we can approve today? Just let me know. Thanks Article First (a) identifies the grantor's brother (Mark Lawrence Epstein) as the individual that can benefit from the trust until the death of the Grantor. The change of beneficiaries document from 2012 amended Sections (b) (1) of Article First, which deals with the beneficiaries upon the death of the grantor of the Insurance Trust. fcid:image004.png@OlD47D8C.36EF1A801 {cid:image005.gif@OlD47D8C.36EF1A80} Yoonsun Chung Vice President I AML Compliance Deutsche Bank From: Yoonsun Chung EFTA01432333 Sent: Friday, November 16, 2018 12:00 AM To: Dimitra Manley Subject: FW: Epstein Insurance Trust [I] Let's talk about this. Yoonsun Chung Vice President I AML Compliance Deutsche Bank From: Stewart Oldfield Date: Thursday, Nov 15, 2018, 6:04 PM To: Yoonsun Chun , Bradley Gillin Subject: RE: Epstein Insurance Trust [I] I think that is probably true. Realistically the value in the trust only comes when the grantor dies and the life insurance pays out. But in the meantime, we have $276.65 sitting in cash . . . From: Yoonsun Chung Sent: Thursday, Novem To: Stewart Oldfield Subject: RE: Epstein Insurance Trust [I] Bradley Gillin EFTA01432334 Thank you. So Celina gets it after the grantor's death. Currently, the grantor would be the beneficiary. No? Yoonsun Chung Vice President I AML Compliance Deutsche Bank From: Stewart Oldfield Date: Thursday, Nov 15, 2018, 5:39 PM To: Bradley Gillin nonsun Chung <yoonsun.chung@db.com> Subject: RE: Epstein Insurance Trust [I] It's actually the following page fcid:image008.jpg@OlD47D8C.36EF1A801 From: Bradley Gillin Sent: Thursday, November 15, 2018 5:37 PM To: Yoonsun Chung < Cc: Stewart Oldfield Subject: Epstein Insurance Trust [I] EFTA01432335 Classification: For internal use only See attached. It looks like they replaced the initial beneficiaries with fcid:image002.png@OlD47D09.D587EE201 Regards, Brad {cid:image001.gif@OlD47D09.B91AB560} Bradley Gillin Vice President Deutsche Bank Wealth Management Securities offered through Deutsche Bank Securities Inc. From: Yoonsun Chung Sent: Thursday, November 15, 2018 5:31 PM To: Bradley Gillin < Subject: FW: Missed conversation with Bradley Gillin Based on the trust doc, we don't think she is the bene. I will circle back tomorrow EFTA01432336 Yoonsun Chung Vice President I AML Compliance Deutsche Bank Date: Thursday, Nov 15, 2018, 5:29 PM To: Bradley Gillin < >, Yoonsun Chung Subject: Missed conversation with Bradley Gitlin Yoonsun Chung 3:40 PM: It was The 2007 Jeffrey E Epstein insurance trust who is the current ben and do you have all the info/ID on that bene Bradley Gillin 5:09 PM: We reached out to family office waiting on them EFTA01432337 thanks Yoonsun Chung 5:14 PM: Thanks Bradley Gitlin 5:27 PM: JIIIIIIIIIII: UBO Looks like someone added her to the KYC already 1977694 EFTA01432338