EFTA Document EFTA01726803

_ • -450.00 Great 171.20 00 Centurion® Card Statement of Account Prepared Fe, JEFFREY E EPSTEIN DUPLICATE COPY A000unt MITCH CIoMg Dale 3715-657814-31005 01/29/04 • . 4,243,456 Membership: Rewards® ef.:4•MP0. at 01/2k114,,',,,hen charges are paid m ankl*LiStri-F99Y nts are in 0c9d490cIEN Page 1 of 7 ew New Previous Balree$ Parient Atter/ $ Actusimonb Balance S Please Pay By 02/13/04 7,784.70 -7,784.70 +6,484.17 6,484.17 Please refer to page 4 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Delta'sNewA3oki lMedaMone Program Benefits Effective January 1, 2004, Delta Air Lines' new upgrade policy and additional benefits will be available to Gold Medallion members to help make their trips more enjoyable. Without meeting any minimum requirements, you are eligible to enroll in the Delta SkyMiles® Gold Medallion program. Just call Centurion Member Services at 1-877-877-0987 to enroll and receive all the special services to which you are entitled. All standard Delta SkyMiles program rules and conditions apply. Activity "es“Pcarnt6 ,.;01/12/04* Paymentifleoeived - Thank You , Due in Full Activity for JEFFREY E EPSTEIN Cud )000(00300C4-SICOS 1/21/04","; W.C2131.0 WIDEEVENT GROFORT LEE NJ ,.:.‘•0000.0121;THEATRICAL PRODUCERS 12/27/03 FREDERIC FEKKAI NY NY Amounts -7,784 70 Amount$ all. onR-4 •=1619291•BABBEFVBEALITY SHOP ROC ACcicip000-C. 12/31/03 AMAZON.COM SUPERSTORATAZ - 4 IFXWTBC6W MERCHANDISE ROC No. 000000 01/02/04 FREDERIC FEKKA1 NY NY 00 137296 BARBER/BEAUTY SHOP ROC No. 000000 FSaaso led en th: WIDIOSZCI betypo. detach and (mum...My= parnert Nurter Payment Coupon 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Li nnnkuII!nnlIlultlrllululnlulullultltlutlNitll Mail Payment to: AMERICAN P.O. BOX NEW YORK 15.19 -Neteter•-•- • " -• Please Pay By: 02/13/04 Total Amount Due $6,484.17 EXPRESS 2855 NY 10116-2855 Continued on Page 3 Please enter account number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note any address and/or telephone number change on reverse side. Unless you check here, this change will apply to au of your Card Accounts except any Corporate Card Accounts you may have. 0000371565781431005 000648417000648417 25 rl EFTA01726803 Procured For JEFFREY E EPSTEIN DUPLICATE COPY mOr )a-)0000(4-31005 Page 2 of 7 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic foayments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or fi rstny other location, there may be a delay in processing. We reserve the right to process checks electronically, at presentment and any re-presentments, by transmitting the amount of the check., routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon, as the same day we receive your payment. If we can not collect the funds electronically at first presentment, we may le a draft against your account for the amount of the check Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at wwwarnericanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the US. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current trans(ctions). To get the Average Daily Balance ford each feature, we (1) take the beginning balance for the feature each day (inducting unpaid FC from previous billing perios), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each dey after the first day of the billing period, we also acid Of) amount of interest equal to the previous day's daily balance multiplied by the .dally periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature furore next day. If this balance is negative, ft is considered to be zero. Then, we add up all the daily balances for the feature fr the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Dale shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused M. rouncling. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. is method of calculating the Average Daily Balance and FC results In daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Billing Rights mammary In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more in ormation about a transaction on your bill, write to us at the address Indicated on your paper statement, or click on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first biU on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your correspondence give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; crbe the error and explain, if you can, why you believe there is an error. If you need more information, you desc the item you are unsure about. You do not have to pay any amount in question while we we investigating, but ou are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized i s to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. To sop payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule For Credit Card Purchases: If you have aproblem with the quality of goods or services that you purchased wrth the card, and you have tned in good farth to cog the problem with the merchant, you may not have to pay . the remaining amount due on the goods or services. You have this protection only when the purchase pricewas more than $50 and the purchase was made in your home state cr within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) in Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link online at .,vvnv.americanexpress.com, or you can call us at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address inteated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. INe will investigate your complaint & correct any error promptly. If we take more than 10 lousiness days to do this, we will credit your account for the amount you think is in error,so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated TR" is shown on this statement, it represents MOney owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance Or request a refund, b within 30 days after expiration of the six.month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, lees and grace periods by calling 1-800-518-8866. Change or Address e correct on front do not use Name Company Name Street Address any. State re Cork Area code and Home Phone Area Code and Work Moe Etna r 1 I To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1-800-CASH-NOW International Collect 1-954-503-8905 Hewing Impaired (9am-5pm EST) TTY: 1-800-221-0050 FAX: 1-800-695-9090 In NY: 1-800-552-1897 V Correspondence Customer Service, The Centurion' Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329.7846 Customer Service P.O. Box 297804 Ft. ,Lauderdale, FL 33329-700c Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you ji to receive special offers, suited to your needs. EFTA01726804 DUPLICATE COPY Prepared Fe. JEFFREY E EPSTEIN Accourl Nisrixa Gleekg Datra XXXX-XXXXX4-31 005 01/29/04 Page 3 of 7 Due In Full continued nmount5 01/03/04 COMPUSAN0611 WEST PALM BEA FL 1,141.26 00 100028286 33409 ROC No. 000000 01/06/04 TASCHEN AMERICA, LLCBEVERLY HILLS CA 1,500.00 00 VFME93954 BOOK STORE ROC No. 000000 01/06/04 FREDERIC FEKKAI NY NY 00 8555051 BARBER/BEAUTY SHOP ROC No. 000000 32948 01/08/04 AMAZON.COM SUPERSTORAMAZON.COM WA 17.97 00 KN1CH3F61 MERCHANDISE ROC No. 000000 01/13/04 FREDERIC FEKKAI NY NY 00 505051 BARBER/BEAUTY SHOP ROC No. 000000 01/13/04 SALON AKS NEW YORK NY 286.41 00 013141352 HAIR/NAILS/SKIN CARE 288.32 ROC No. 000000 01/15/04 FREDERIC FEKKAI NY NY 00 172027 BARBER/BEAUTY SHOP ROC No. 000000 171.20 01/16/04 AMERICAN AIRLINES SAN ANTONIO TX TKTIt 0057479833334 Routing Details Not Available Passenger Name: Document Type: 00000000 01/16/04 TRAVELOCITY 18002569089 TX 5.00 00 011609165 TRAVEL/TOURS/FEES 210.20 ROC No. 000000 01/21/04 WORLD WIDE EVENT GROFORT LEE NJ 450.00 00 0000-0121 THEATRICAL PRODUCERS ROC No. 000000 01/21/04 WORLD WIDE EVENT GROFORT LEE NJ 450.00 00 0000-0121 THEATRICAL PRODUCERS ROC No. 000000 01/21/04 FREDERIC FEKKAI NY NY CO 100514 BARBER/BEAUTY SHOP 171.20 ROC No. 000000 Continued on reverse EFTA01726805 DUPLICATE COPY Ptcpxod For JEFFREY E EPSTEIN Account Mittel' XXXX-X)00041-31005 Page 4 of7 Due In Full continued Amounts 01/23/04 HICKEY CHEMISTS LTD NEW YORK 07910908 PRESC NDRIES NY 124.75 01/24/04 TASCHEN AMERICA, LLCBEVERLY HILLS 00 VXYE88038 BOOK STORE ROC No. 000000 CA 1,200.00 01/28/04 THE NEW AMSTERDAM THNEW YORK 00 343000620 TICKET AGENCIES ROC No. 000000 NY 300.00 Total Due in Full Activity 6,484.17 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as pad of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodc Rates (DPRs) for the Flexible Payment Features we as follows: For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% Please refer to page 2 for further important information regarding your account EFTA01726806 MembeRsilitiCtiefaiits Pius" Monthly Statement and Program News For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpess.comkewards Statement Period November 1, 2003 - November 30, 2003 Account activity after this period does not appear on this statement Prepare:1 la JEFFREY E EPSTEIN lambert:lb Rervards. Mown limber 1M33334712 Available Points 4,243,456 American Express Membership Rewards Points are available when charges are Everyday Spend Points PO Box 297813 paid in full and all your accounts are in Ft. Lauderdale, FL 33329.9785 good standing. earned this period: Available points Include everyday spend points. 22, 773 Account Summary Opening points balance 4,108,837 New points earned +134,619 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,243,456 New Points Earned 11/01/03 - 11/30/03 Points Activity On Everyday Spend Bonus Points Eligible Charges Points Awarded Centurion 3715-657814-31005 821 0 0 821 Platinum 3713-818259-32002 0 0 0 0 Gold 3718-463688-41000 2,771 0 0 2,771 Add] Gold 3718-463688-44012 1,412 0 0 1,412 Addl Gold 3718-463688-43030 21,191 0 0 21,191 Adel Gold 3718-463688-41042 0 0 0 0 Business Gold 3727-162568-41009 0 0 Gold 3727-68633241005 0 0 0 0 Add 'I Gold 3727-686332-62011 26,696 4,345 2,000 I Love NY Double Points 8073 33,041 Addl Gold 3727-6863:42.63027 39,341 17,978 0 57,319 Add 'I Gold 3727.686332-62060 17,242 450 372 Choice Hotels 2x Pb 8970 18,064 Totals 109,474 22,773 2,372 134,619 Page 5 of 7 American Express Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy Total Points Activity Per Card lawybershg Rewards Pia cants earned may be bansfecred a redeem:dashes arr af ended Card aCCOUrft Se o, Val Starde9 P0113 Sansterreti a redeemed canna be reversal back irtro the pagram Forfeited palms can be reinstated former by calling the Minter provided below. EIghle Card charge. we collard in ere liamberehS Rewards Pas program Tarns and Cordaro in yar Marbersifp Rewards Pius Gude. ryes bare cpaaaw. rxeasemst svww.ametIcanexpress,comtmembershiprewardsplus ct cal 1.900AXP-1090 (297.1090). Fran watches, cal eclat 71:54119.2799. A to ixt raw. 8a.p r • ‘Eiti-E• A • Earn More! New ways to earn points. IMPORTANT NOTICE OF MEMBERSHIP REWARDS® PROGRAM CHANGES Effective March 15, 2004, 1) the fee to reinstate points forfeited for late payment will Increase to $29 for each month of points reinstated, 2) for Cardmembers who cancel their Membership Rewards enrollment (or all Card Accounts enrolled in the program), but still have one Card account open, the time penod to redeem accrued points will change from 6 months to 30 days, 3) for each Corporate Card linked to a Membership Rewards account with another enrolled charge Card, the additional annual fee will increase to $35. Please note important program changes. (MR Message 6288) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726807 American Earrasra MEMBERSHIP anon' lean ei p arta totem) E"09P PEI I)) si Hilton HHonors' Piel5":114° EIRKWATE COPY JEFFREY E Menai-map Rerramls4) Account Number 1M33334712 IMPORTANT NOTICE OF MEMBERSHIP REWARDS® PROGRAM CHANGES Effective March 15, 2004, for each transfer of points into the Frequent Flyer program of a US airline, a fee of $0.0004 per point, with a maximum fee of $50, will be charged to your Card account. We charge this fee to offset the federal excise tax we must pay on such transfers. The fee may be more or less than the actual amount of the excise tax we pay on any individual transfer. Get Great Value with National! New in 2004, National lets Membership Rewards® enrollees use certificates towards the best Daily, Weekend or Weekly rates available at the time of booking. Customers also get to choose the vehicle they prefer in the car class reserved. Book your reservation by visiting www.nationalcar.com or calling 1-800-CAR-RENT (227-7368). blaband mass sod be vain Whin beau Fetal rate salable thrown Nffaarrars race reeetvafen a Web ato al the Imo of restevabsn. Vegan wit be valid -Mb the beet teat role sal one of any of Mixers awed decants 0O1 d rant permits cospon. Vouchers are na vdd wth Natctrats contracted rake such as Assoc-anal rate. Corp:rale Account rates ci Tao Wee. 10x Points at FTD.COM® This Valentine's Day! Find the perfect way to show how much you care this Valentine's Day with specially designed FTD® bouquets including roses starting at just $39.99, gift baskets, teddy bears and other fine gifts. Plus, earn 10x Membership Rewards® points when you shop at www.ftd.com/amexpromo. Offer reds SWUM-Cannot Sr paraded *at Ober of or accialpromobros. Not valet on Ottraytu pada. To be elpffffe to cambran pants sou mat bo onrcled in the Marbashp Rowadeprvam al the tine a pachate and charge you pachase lo an eldbie, enrolled lenercan Effsraser Cord. Bona, pants wil be created to your scour* wash 1012 waits. Barns 0:1676. Earn 10,000 Hilton HHonors® bonus points! Now through March 31, 2004, earn 10,000 Hilton HHonors bonus points when you transfer a minimum of 30,000 Membership Rewards® points to Hilton HHonors. You normally earn 1,300 Hilton HHonors points per 1,000 Membership Rewards points tranferred. Hilton HHonors points can be redeemed for a world of exciting rewards, including stays at more than over 2,500 Hilton Family hotels worldwide. For reservations at Hilton HHonors Hotels, visit www.hiltonhhonors.com or call 1-800-HHONORS. Lint el ors talus per marbor. Avast. V101-3/3IAX lomemberdip Howes ertotoe• boa US Orly. Heal KNonors mentors* eam Points & Meat and ledrapaat 0t pate we sAeot to Nhlesaart Term Page 6 of 7 Please note important program changes. (MR Message 9193) To redeem for National Car Rental certificates, visit www.amerlcanexpress. corn/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 1098) Shop at ftd.com/amexpromo and earn 10x Points. (Bonus ID 1675) To transfer Membership Rewards points to Hilton HHonors, go to vAvw.americanexpress. corn/rewards or call 1.800-AXP EARN (297-3276). (MR Message 9307) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726808 DUPLICATE COPY Proparol For Accask Maar Caro Da JEFFREY E EPSTEIN )000(40000(4-31005 01/29/04 Page 7 of 7 rnExtras- Discontinuation of Amtrak® Benefit As of January 11, 2004, Centurion® members will no longer receive complimentary access to Amtrak® ClubAcelC lounges with the purchase of a same-day ticket. We regret any inconvenience this may cause. To learn about new benefits, including travel programs, see the exclusive Centurion newsletter, which is enclosed with your monthly American Express® Card statement or call Centurion Members Services. For more information on your Centurion membership benefits and services, please call Centurion Member Services at 1.877.877-0987 Option 3. (CE 104122) 28 New Properties Added The Fine Hotels & Resorts program has added 28 exciting properties to its exclusive membership for 2004. When you make your Fine Hotels & Resorts reservations through Centurion Travel Service, you'll receive valuable amenities including a room upgrade at check-in when it is available, daily Continental breakfast for two, a guaranteed 4pm late checkout, and a special gift, service or benefit that varies by property. Program Terms, Condtions, and Restrictions apply. American Express acts solely as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST # 1022318-10, Washington UM N00469-694, ML # 1192,TA-149. Registered Ohio travel agency. Program Code: C312:0000. . To make reservations or to learn more about Fine Hotels & Resorts, call CTS at 1.877.877.0987 or refer your travel professional to CTS. (CE 104124) Special Access Packages at Madison Square Garden As a Centurion® member, this season experience the action with Hockey Legends Nights and Basketball Courtside Nights tickets. With this special VIP package, you can meet with an alumnus of the home team or another special guest, enjoy a buffet dinner and open bar at the Club restaurant, and watch the competition heat up with premium seats. 3 .... - 4 3:-,15:1,0 ,),,icia • ‘i"—"' For available dates, visit wenv.amerIcanexpress.comfluxurysuites, and click on "Madson Square Garden" or call 1.800.321-RSVP, 8am to 11pm EST. All sales are final and non-refundable and resale is prohibited. Details and prices are subject to change. Packages are available on a first-come, first-served basis. Availability is limited. Call 1.800.321-RSVP, 8am to 11pm EST to purchase your seats today. (CE 104125) Sign Up for American Express® Alerts Get important information pertaining to your Account delivered to you --whenever and wherever you want. With American Express Alerts, you can choose to be notified when your payment is due, irregular account activity is detected, your payment is received and when you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager or PDA. To sign up for Alerts, visit wvnv.arnerIcanexpress. corn/alerts. (CE 104153) Now Accepting the American Express® Card! Law America - A plan that provides legal protection with law firms nationwide. Benefits include trial representation. 1-800-453-9376. www.lawamerlca.net The Oak Room Restaurant - Gourmet cuisine, fine wine and an elegant and unique destination place. 263 Prospect Ave., Brooklyn, NY. 718-788-0400. www.oakroomrestaurant.com Creative Playthings - Manufacturer and retailer of quality wooden swing sets. Call 1-800-24-SWING or visit us at www.creativeplaythings.com! Creating fun since 1951! If there we other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 104070) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726809 DUPLICATE COPY Centurion® Card Statement of Account 4,442,550 Membership Rewards€ :.Points Available S at02/29/04, when chargesarepM In andalgYour accciunts we in gobd M Focal For AmouldNurbet JEFFREY E EPSTEIN 3715-657814-31005 ClairoNdo 02/29/04 Page 1 of Now Activity New Preraus Bthafte PeeneMidAte Ire. Alton:eta Balance Please Pay By 03/15/04 6,484.17 -6,484.17 +11,943.64 11,943.64 Please refer to page 3 for important information regarding your account Effective March 15th, 2004 significant changes to the Membership Rewards® program will be implemented. Please refer to your Membership Rewards point summary statement for further details. If you have questions regarding these changes, please contact Membership Rewards at americanexpress.com/rewards or 1-800-MP-EARN (297-3276). Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Activity Imtanaarge" Amount $ Due In Full Activity for JEFFREY E EPSTEIN camwowooflues f 7;484417B Amanda 02/04/04 AMAZON.COM SUPERSTORAMAZON.COM MERCHANDISE AMAZON' US RETAIL ROC No. 0023925618 WA 26.64 02/04/04 TELECHARGE SVCE NEW YORK NY TICKETS/RESERVATION/ETC ROC No. 7294362 426.50 02/06/04 HOPEWELL PHARMACY 609.4661960 NJ PRESCRIPTIONS/SUNDIRES ROC No. 0000000059 20.00 02/06/04 DR THOMAS J MAGNANI NEW YORK NY 00 GENERAL MERCHANDISE 30.00 02/09/04 DR THOMAS J MAGNANI NEW YORK NY 00 GENERAL MERCHANDISE 335.00 02/11/04 METAMETRIX INC. 7704465483 GA MEDICAUDENTAL LAB ROC No. 0000004945 272.00 02/18/04 SALON AKS NEW YORK NY HAIFVNAILS/SKIN CARE 130.23 3 Place Si on the peroration below, death and tan wth your parwa Accarit Nwnber Payment Coupon 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 LIMA ,,,,, ILLMIAJALHuldd.hddl Mail Payment to: Please Pay By: 03/15/04 Total Amount Due $11,943.64 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 LIM Continued on Page 3 Please enter account number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note any address and/or . telephone number change on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. 0000371565781431005 001194364001194364 25 rl EFTA01726810 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY rant Wm-A XXXX-XXXXX4-31005 Page 2 of 8 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check Please do not send post-dated checks. Theywill be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or clidt on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to ca/tulate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daly Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous billing periods), (2) add any new transactions, debits, afees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of Interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daly Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding . The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results In daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write to us at the address indicated on your paper statement, or crick on the Customer Service link online. We mast hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, it you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pasts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your ball automatically from your savings or checking actount, you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 mges of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Unk online at WVAV. americana xpress com, or you can call us at 1.800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1.800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CR) is shown on this statement, it represents money owed to you. You may make charges against the credd balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change or Address wow] en Irani do nal use Name Name Cco Stool Addtoss Gay, Slaw Zpecdo Area Cede ond Home Phone Area Cede and Week Phone Email r To Pay By Phone 1.800-472.9297 Customer Service and Lost or Stolen Card 1.877.877-0987 24 hoursr7 days Express Cash 1-800-CASH-NOW International Collect 1.954-503.8905 Head Impaired (9am- ST") 1-80E0-221-0050 FAX: 1.800-695-9090 In NY: 1-800-552-1897 • Correspondence Customer Service, The Centurion*, Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329.7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2fL5 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you to receive special offers, suited to your needs. EFTA01726811 PuttFa JEFFREY E EPSTEIN DUPLICATE COPY Accost )OO(Xn-XXXXX4-3100.5 Page 4 of 8 EFTA01726812 For questions about your Membership Rewards account, contact 1-800-AXP-EARN MembeRliiniefairts Plus' Monthly Statement and Program News Page 5 of 8 American Express' , Statement Period December 1, 2003 - December 31, 2003 Account activity after this period does not appear on this statement (297-3276) www.americanexpress.com/rewards Prepared le JEFFREY E EPSTEIN PArrnbashp Rewards.. Account Number 1 M33334712 Available Points 4,442,550 American Express Membership Rewards Points are available when charges are Everyday Spend Points PO Box 297813 paid in full and all your accounts are in Ft. Lauderdale, FL 33329-9785 good standng. earned this period: Available points include everyday spend points. 32,367 Account Summary Opening points balance 4,243,456 New points earned +199,094 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,442,550 New Points Earned 12/01/03 - 12/31/03 Points Activity On Everyday Spend Bonus Pods Eligible Charges Points Awarded Centurion 3715-657814-31005 7,784 0 0 7,784 Platinum 3713-818259-32002 0 0 0 Gold 3718-46368841000 36,468 0 0 36,468 Add'l Gold 3718-463688-44012 542 0 0 542 Adel Gold 3718-463688-43030 13,022 71 0 13,093 Add, Gold 3718.463688.41042 0 0 0 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-686332.61005 0 0 0 0 Add 'I Gold 3727-686332-62011 65,824 6,019 0 71,843 Addl Gold 3727-686332-63027 39,823 26,109 0 65,932 Addl Gold 3727-686332-62060 3,264 168 0 3,432 Totals 166,727 32,367 0 199,094 Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy Total Points Activity Per Card thenthershp Retards Pb. pow earned may be banslerred et redeem& as lore air al envied Card =curt men Good Sirdrg. Racal banslerred or redeemed cannot be owned bath ri o the pro7am. Forfeited points ran be reinstated female* by calling the number provided below. Elgago Card charge: are wined in the Membership Remade Plus prcgram Tema aid Corclacns in yow Membership Rewwds Plus Cade. N yw have questions. please yistt caw rothrnericanexpresacomanembereldprewordsplus cr cal 1-80}AXPAOSO (297-1080l. From vetoes. WItotem 305-8162799. TOSHIBA Earn More! New ways to earn points. Earn Double Points on Toshiba Computer Products Shop online at www.shoptoshiba.com, your direct source for Toshiba computer products, and uou can earn double points every time you use your eligible, enrolled American Express® Card from 1/15/04 - 3/15/04. Choose from a wide selection of portable computers, accessories, wireless technology products, Pocket PCs, projectors, mobile server computing solutions and more. Munro 3.0:0 byes pares per bastion ant 106COncam pants pet Cardrixenbre during promciaan period. Town brew pads, so mutt be emoted in the threw,* Rewards. thegraM the lino of pinclthse and chaos)car purchase wth an aisle. crrokd American Ewen. Card. Bonn ptinta call be credred le your a:ccunl mein 6.8 weeks. Beat ID: 1609. Earn double points today by shopping on www.shoptosh iba. corn (Bonus ID 1609) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726813 American Express. I Sense Git VAIL R (SORTS' Jot ascribes Day Is Paradise et OD. 0 ■ N•Sess U•S AIRWAYS PieStal ter E9h1F EWATE COPY JEFFREY E Mombershp Reward:® Aocart thrrisor 1M33334712 MEMBERSMI!. 11 • • I '1%ht4 It R Smith & Wollensky Restaurant Group Certificates Redeem points for a $100 or $250 Certificate, valid at any Smith & Wollensky location throughout the country in New York, Miami Beach, Chicago, New Orleans, Las Vegas, Washington D.C., Philadelphia, Columbus, Dallas and Houston. In addition, visit Smith & Wollensky's six New York City concepts: Maloney & Porcelli, Park Avenue Café, ONEcps, The Manhattan Ocean Club, The Post House and Cite. For more information on restaurant locations, visit www.smlthandwollensky.com or call 1-877-783-2555. 1Ox Points Plus the Perfect Gift at GiftSense.com Gift Sense"' online shopping provides smart ideas and answers for every gift giving need--in one convenient place. Plus, you can earn 10x Membership Rewards® points! As a trusted partner of FTD.COM®, GiftSense.com offers secure transactions, guaranteed satisfaction, dependable delivery and quality products. Expires /2,31/01. NM void in retail stores cc will other Mrs. Product ;Cite 4/01.40$ stipprg. To earn Wow points. you must be enrolled h the MoTberthip Rewards program as the tMe ot purchase: and et/we your purcAtse lo en *Ws, enrolled hmoican Eapirms0C.vd. Boma port wIl to croited Is your amount wiEn 10.12 wee/3. Scum ID: 5842. Rewarding Ski Vacations from Vail Resorts! Conditions are excellent for a getaway to Vail, Beaver Creek, Breckenridge'TM, Keystone and Heavenly resorts. Redeem Membership Rewards® points for ski vacations, lift tickets, lessons, and rentals! Plus, we're offering the Big Deal at Keystone--hotel rooms from only $69/night and 2-bedroom condos from $109/night! Offer includes free activities such as sleigh rides, ice skating, snow shoeing, wine tasting and more. Keystone otler yak, mii.mnirt Mar: Mum hotel ant Soda Rite cordo arritade 1/10/7/01 ant 321.4/1804 ba sedMonatatzkout darn co aveabilty. RAM silica to Moroa al any tins. Not void let grecuskorOarerces. Re SP. US Airways® Announces New Nonstop Service With service to over 400 destinations worldwide, US Airways is pleased to announce its new nonstop service between Charlotte and La Romana, Dominican Republic. Enjoy the world-renowned golf courses and white sand beaches unique to this eastern region of the Dominican Republic. Redeem Membership Rewards® points for reward travel on US Airways to this or other exciting destinations in the Caribbean. Page 6 of 8 To redeem Membership rewards* points visit www.americanexpress. com/rewards or call 1 •800•AXP -EARN (297.3276). (MR Message 8015) Earn 10x Points at www.giftsense.com /amexmrl • EVERYDAY, ALL YEAR (Bonus ID 5842) Call 1.888.671.2047 or visit www.snow.com for packages, pricing, and information. (MR Message 8139) To learn more and redeem points, visit www.americanexpress. corn/rewards or call 1.600-AXP-EARN (297-3276). To book award travel, visit www.usairways.com (MR Message 1040) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726814 DUPLICATE COPY Prepared Re Account Mabee Closing Ode JEFFREY E EPSTEIN XXXX-)OOO(X4-31005 02/29/04 Page 7 of 8 CustomExtras- Centurion® Concierge - A Service to Enhance Your Life Imagine your own dedicated staff standing by 24 hours a day, to provide assistance with your social and professional activities. Centurion Concierge is your resource for all of your personal shopping, dining and entertainment needs. Whether you're trying to find a rare, signed first edition by your favorite author or this year's hottest must-have, Concierge can help you with virtually any request from helping to plan celebrations to making last-minute dinner reservations. r3t7.7"'nef‘, C .ri 4 • 31L5 ism 5 4 7.- '1;.. I' a t ...wt . . __. • , You are responsible for any purchases and/or shipping charges you authorize. Centurion Concierge is available to you wound the dock from anywhere in the world by calling 1.877.877-0987. (CE 104246) Premium Global Assist - Travel with Confidence Leave your wallet on the Orient Express? Need to find a doctor in Rio? Thanks to Premium Global Assist® from American Express, you can get the medical, legal or financial help you need when you are 100 miles or more away from home. Premium Global Assist can direct you to English-speaking medical and legal professionals, guarantee hotel check-in even if you've lost your wallet, provide free emergency roadside assistance, coordinate emergency medical transportation, as well as help you with visas, passports, lost luggage, and more. F .4 Se 04rirenOSS , 31S *11000 . I Terms and Conditions apply. For assistance, call Centurion Member Services at 1.877.877.0987, option 3. (CE 104164) Enjoy Access to Once-in-a-Lifetime Experiences Enjoy exclusive access to once-in-a-lifetime experiences--from sports and fine dining to the visual and performing arts. These unique experiences are custom designed for Centurion members and are unavailable to the general public. Past offerings have included a wine dinner with an appearance by a world-renowned wine critic, and the opportunity to watch a famous artist at work in his private studio. You can also choose to redeem Membership Rewards® points for By Invitation &dye events. Terms and Conditions apply. For more details on upcoming By Only events, call 1.800.455.1657. (CE 104163) Enjoy Access to Delta Crown Room Clubs® As a Centurion member, enjoy access to 41 Delta Crown Room Clubs in airports worldwide. Present your Centurion® Card, Delta, Delta Connection®, or Song'" ticket valid for same-day travel, and a government-issued ID to gain access for you, your spouse and children under the age of 21, or up to two traveling companions. Enjoy complimentary newspapers, magazines, and fully stocked bar as well as access to dataports, computers, fax machines, telephones and photocopy machines. Terms and Conditions apply. For full program details and a list of locations, call Centurion Member Services at 1.877.877.0987. (CE 104247) Now Accepting the American Express® Card! Napster - Discover and buy music in a whole new way with Napster 2.O. To buy tracks, burn or transfer any albums, visit us at www.napster.com. Avdeals.com/Plasma.com - Your online source for home theater equipment. For more information on plasma screens, LCD TVs and video projectors, call 1-877-722-8948 or visit www.avdeals.com. Times Square Brewery - Returns to Times Square at 210 West 42nd Street in New York City with its dazzling and exciting views of fabulous 42nd Street! 212-398-1234. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 104176) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726815 DUPLICATE COPY Prepased Fa hmour JEFFREY E EPSTEIN XXX IN X-XXXXX4-31005 Page 8 of 8 FEE-FREE American Express® Travelers Cheques! As an American Express Cardmember, you can purchase FEE-FREE* American Express Travelers Cheques and Cheques for Two® at participating American Express Travel Service locations. Behind every Travelers Cheques is someone who can help in a travel emergency 24/7-- from placing lost or stolen Cheques, to assistance with replacing lost credit cards and passports.** 'Not all services available at all locations. Subject to all local laws and cash availability. 'Proof of Travelers Cheques purchase may be required. Credit Card Replacement Assistance is for major bank-issued credit cards only. Fees for passport/credit card replacement are the sole responsibility of the customer. For complete Terms, call 1-800-221.7282. Travelers Cheques Buy your Fee-Free American Express Travelers Cheques before you leave! To locate your nearest American Express Travel Services location, call 1.888-AXP-0056. (CE 104193) The 2004 South Beach Wine & Food Festival in Miami Join Emeril Lagasse, Bobby Flay, Alton Brown, Eric Ripert, Alain Ducasse, Ming Tsai and dozens of others for an unbeatably delicious weekend on the beach, March 5-7, 2004, at one of the country's most exciting wine and culinary events, the South Beach Wine & Food Festival. The South Beach Wine & Food Festival offers a celebrity chef and wine-makers golf tournament, a champagne barbeque on the sand, wine and food pairing seminars, an interactive cooking lunch and an elegant special tribute brunch. You will also receive 15% off the purchase of a weekend pass when you use your American Express® Card. SOUTH BEACH WINE &FOOD FEST I VAL Simply visit www.sobewineandfood fest.com or call 1.866-333-S0BE. Mention Promo Code: wIne&food0304 to receive your American Express exclusive offer. (CE 104233) Carry the TravelFunds® Card from American Express The TravelFunds Card is a prepaid, reloadable card that's safer than cash and isn't linked to your bank account. If it's lost or stolen, your balance is refunded, usually within 24 hours. When you carry it, you can even get help replacing a lost or stolen passport or major credit cards*. It's accepted at millions of places worldwide, as well as hundreds of thousands of ATMs**. 'Proof of TravelFunds Card purchase may be required. Credit card replacement assistance is for major bank-issued credit cards only (not retail store, gasoline, calling cards, etc.). Fees for passport/credit card replacement are the sole responsibility of the customer. "ATM Fees apply. For complete Terms, visit www.americanexpress.com or call 1.888.412.6945. The TravelFunds Card— a new safe way to carry your travel money. Purchase your TravelFunds Card, by visiting wvnv.amerfcanexpress. comAravelfundscard or by calling 1.888.412-6945. (CE 104244) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726816 Centurion® Card Statement of Account Premed ra JEFFREY E EPSTEIN Prevcus Balarce $ 11,943.64 Numerpl Attility -11,943.64 DUPLICATE COPY Accouramimw ckeieowo 3715-657814-31005 03/29/04 Nom ActivXy S M. Adp-stmcols +12,500.94 New Balance $ 12,500.94 4,570,318 - Membership Rewards® Points Available -at 01/31/04, when charges due are paid in full and all accounts are in good standng. Page 1 of 10 Please Pay By 04/13/04 Please refer to page 4 for important information regarding your account See Page 7 For A Notice Of Changes To Your Agreement See Page 9 For An Important Privacy Notice Contact us at www.americanexpress.com or call Customer Service at 1.877-877-0987. Activity . • frown Nang do* 03/97/0472.., ipayinerihReceived,-;Thank you • Due In Full Activity for JEFFREY E EPSTEIN cakop=ocoxiilloas 02/29/04 SHUTTERS-LODGING SANTA MONICA CA Arrival Date Departure Date No of Nights 02/27/04 02/29/04 2 00000000 03/01/04 SHUTTERS-LODGING SANTA MONICA CA Arrival Date Departure Date No of Nights 02/27/04 02/29/04 2 00000000 Amount 11,,P431 AmountS 4.87 7,083.62 03/01/04 SHUTTERS-LODGING SANTA MONICA CA Arrival Date Departure Date 03/01/04 03/01/04 00000000 03/01/04 SHUTTERS-LODGING SANTA MONICA • CA Arrival Date Departure Date 03/01/04 03/01/04 00000000 03/01/04 ONE ON ONE PRODUCTIO2126916000 NY 375.00 PROFESSIONAL SEVICES, N 03/02/04 FREDERIC FEKKAI NY NY 330.34 BARBEFUBEAUTY SHOP ROC No. 0000003311 39.78 21.00 Pleata kid on the peekcelim Mow, Mach Lid COLT wt you parried Payment Coupon Accoun: blunter 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Total Amount Due $12,500.94 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 MI I II I II I II II Illeill11111111111 Continued on Pogo 3 Please Pay By: Please enter account ea/iy04 number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note any address and/or telephone number change on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. 0000371565781431005 001250094001250094 25 rl EFTA01726817 Repent) For JEFFREY E EPSTEIN DUPLICATE COPY Pawl Motu )00000000(4-31005 Page 2 of 10 Payments: Payments received atter 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form Or at any other location, there may be a delay in prooessing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or dick on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office arca any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC horn previous billing periodsi,u(2) add any new transactions, debits , or fees, (3) subtract any payments or credits, and (4) make any appropriate a tments. For each day after the lint day of the billing period, we also add an amount of Interest equ to the previous day's daily balance multiplied by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative,d is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the tilling period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by roundin . The total FC for the tilling period is calculated by adding the FC assessed on all features of the Amount. This of calculating the Average Daily Balance and FC results in daily compounding of PC. The minimum FC for any billing period in which FC are imposed is $0.50. Blaine Rlahts Summary: In Case of Errors or Questions About Your Bill: If youthink your bill is incorrect, or if you need more in ormation about a transaction on your bill, write to us at the address indicated on your paper statement, or click on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are Investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (if we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by cliddng on the Customer Service Link online at www.americanexpress.com, or ,you can call us at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1.800-CASH-NOW for Express Gash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, 8 explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CRI) Is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more.Creditor: American Express Centurion Bank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees andgrace periods bycalling 1-800-518.8866. Change of Address correct on front do nil Name ConArY Name Suet Address CeY, sub Zo, Coda Area Cede and Han. Phone Area Code and Work Phone Erna pH+ H U To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hoursll days Express Cash 1.800-CASH-NOW International Collect 1.954-503.8905 Hearing Impaired (9am-5pm EST) TTY: 1.800.221.0050 FAX: 1-800-695-9090 In NY: 1.800-552-1897 O Correspondence Customer Service, The Centurione Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you to receive special offers, suited to your needs. EFTA01726818 DUPLICATE COPY Prepred For Accounl Wilber JEFFREY E EPSTEIN XXXX-XXXXX4,31005 CbsTrg ow Page 3 of 10 03/29/04 Due In Full continued Amounts 03/02/04 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000003323 589.05 03/03/04 SALON AKS NEW YORK NY HAIR/NAILS/SKIN CARE 208.30 03103/04 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000003496 342.39 03/03/04 AMAZON.COM SUPERSTORAMAZON.COM WA MERCHANDISE ROC No. 0036472575 17.96 03/05/04 DELTA AIR LINES SAN ANTONIO TX DELTA AIR LINES From: To: WEST PALM BEACH FL LAGUARDIA INTL A/P NOT AVAILABLE Ticket Number: 00674902681434 Passenger Name: KIEDIS/D Document Type: PASSENGER TICKET Cartier: Class: DL TW Date of Departure: 03/10 87.60 03/05/04 DELTA AIR LINES SAN ANTONIO TX. DELTA AIR LINES From: To: WEST PAW BEACH FL LAGUARDIA INTL NP NOT AVAILABLE Ticket Number: 00674902681423 Passenger Name: DIFONZO/C Document Type: PASSENGER TICKET Cartier: Class: DL TW Date of Departure: 03/10 87.60 03/05/04 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000004023 171.20 03/05/04 TRAVELOCITY 18002569089 TX TRAVEL/TOURS/FEES ROC No. 0000000594 10.00 03/09/04 THE CHARLES HOTEL CAMBRIDGE MA LODGING ROC No. 114894 1,594.47 03/10/04 FREDERIC FEKKAI NY NY BARBEFVBEAUTY SHOP ROC No. 0000000600 171.20 03/11/04 FREDERIC FEKKAI NY NY BARBERIBEAUTY SHOP ROC No. 0000000805 156.20 03/18/04 AMAZON.COM SUPERSTORAMAZON.COM WA MERCHANDISE ROC No. 0042088393 30.48 03/22/04 CHRISTIE,MANSON & WOLONDON UK PUBLICATIONS CATALOGUES ROC No. 0000024683 97.77 03/22/04 SOTHEBY'S 800444-3709 CT CATALOG SUBS ROC No. 0043896498 63.60 03/24/04 CARMINE'S 91ST NEW YORKNY FOOD/BEV FOOD/BEV 264.50 TIP 50.00 314.50 Continued on reverse EFTA01726819 DUPLICATE COPY Prepvor! For JEFFREY E EPSTEIN AxcinNu.nbei )OCO(4OOOO(4-31005 Page 4 of 10 Due in Full continued ens 0W25/04 DELTA AIR LINES MANKATO MN DELTA AIR LINES From: To: WEST PALM BEACH FL ATLANTA GA CLEVELAND OH Ticket Number: 0p67 4474,25632 Passenger Name Document Type: PASSENGER TICKET Carrier: Class: DL MA DL MA Date of Departure: 0V26 291.19 03/25/04 ORBITZ LW CHICAGO IL ORBITZ • SERVICE FEES ROC No. 008236328 6.00 03125/04 FREDERIC FEKKAI NY NV BARBER/BEAUTY SHOP ROC No. 0000304393 406.82 Total Duo in Full Activity 12,500.94 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as pwt of your Card account. The current Annual Percentage Rates (APRs) and Daly Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% Please refer to page 2 for further important information regarding your account EFTA01726820 Membefailikfiiiffins Plus' Monthly Statement and Program News Page 5 of 10 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) vvw.americanexpress.com/rewards American Expresse Statement Period January 1, 2004 - January 31, 2004 Account activity after this period does not appear on this statement MEMBERSH1f, :At; R Prepped kr JEFFREY E EPSTEIN inembersda Rewash*. Account Swam 1M33334712 Available Points 4,570,318 American Express Membership Rewards Points are available when charges are Everyday Spend Points PO Box 297813 paid in lull and all your accounts are in Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. earned this period: your Everyday Spend- Available points include everyday spend points. 17,724 groceries, gas, pharmacy Account Summary Opening points balance 4,442,550 New points earned +127,768 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,570,318 New Points Earned 01/01/04.01/31/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 3715-657814-31005 6,482 125 0 6,607 Platinum 3713-818259-32002 0 0 0 0 Gold 3718-463688-41000 5,136 0 0 5,136 Add1 Gold 3718-463688-44012 639 0 0 639 Addl Gold 3718-463688-43030 13,844 0 0 13,844 Addl Gold 3718-463688-41042 0 0 0 0 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-686332-61005 0 0 0 0 AM Gold 3727•Awno.62011 34,658 9,264 0 43,922 Adel Gold 3727-686332-63027 44,860 7,649 0 52,509 Adel Gold 3727-686332-62060 4,425 686 0 5,111 Totals 110,044 17,724 0 127,768 Membership Rewords Plus Feints *weed may be translerred a tedeswed as tag as ad enrolled Card aneceints are incased standrig. Points earaNced ca redeemed caw% be reversed task in* dna ;twain. Forfeited points can be reinstated for a fee by calling the number provided below. Eltptio Cadcharges aro veined in the Menatersivo Rewards Plus dogram Feed and Ccreldore in your ModsushP Rewards Plus rude. Frau ham Qatar.% aid wwwsineficanexptess.conalmombershiprewardsplue ea ow 143.00-AXP-10$0 (V7-1030). Fran tworseas, cal coned 1627E0. at ld tf i tan Copt eV,. Earn More! New ways to earn points. Important Notice of Membership Rewards® Program Changes Effective May 1, 2004, eligible Cardmembers will no longer accrue two Membership Rewards points for virtually every dollar charged at stand-alone hardware and home improvement stores. Instead, Cardmembers will accrue one point for every dollar charged at such stores. Program changes adly only to Rewards Green S God. Preferred Rewards Osten & Gee. Rewards Pfau Gcd. Plahntrn Cards. Ceduricol9 Cad, Gal Fnansal. ONE FinancialAccount Ptelnum Cad. FINinurn Ended Services Cad, Feely American Easiest% Green God antPlatinum Cwt.. Cadtnevisers wit code= to accrue two pitt lawery dcaa: charged n tt o U.S. at quaff ed stardwlane surennarkea, daytime. gas Mal an. Se US. Postal Seneco. and la wakes Owed SI pawner*. Bilt purchases d wseicas lane save only one pitt per dollar. (MR Message 6195) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726821 American Esp res>e P OTTEre B A IIN Ntarnott REWARDS. P-Pxodso, E9MPEIrF JEFFREY E ATE COPY hicaterchp Reward:0 Aexcrl Ntrnbcr 1M33334712 • memelEBS1411! RHIPI Redeem Points for Pottery Barn Brands Certificates Pottery Barn, Pottery Barn Kids and PBteen are a few of the newest Membership Rewards® partners. For comfortable and casual furnishings and accessories for your entire home, from your living room to your child's rooms, Pottery Barn, Pottery Barn Kids and PBteen's gift certificates are redeemable through our stores and catalogs. Plan Your Next Vacation with Marriott Rewards® Voted Best Hotel Program in the World by Business Traveler magazine seven years in a row. With 300 reward options Marriott Rewards lets you choose from hotel stays, airline miles, vacation packages, and more! Earn and redeem Marriott Rewards points at nine quality Marriott® hotel brands worldwide, offering more resorts, spas and on-site golf than any other program. Visit MarrlottRewards.com for a full listing. Fly to Japan for only 30,000 Membership Rewards® Points! In celebration of five years of service from Houston to Tokyo/Narita, Continental Airlines offers Membership Continental m Rewards® enrollees reward travel to Japan for 50% off the Airlines 0:10 a standard Membership Rewards® points. From April 1 through May 30, 2004, transfer 30,000 Membership Rewards points into your OnePass® account and redeem for a roundtrip, trans-Pacific, Standard Reward Economy-Class ticket. You would normally need to transfer 60,000 Membership Rewards points. THE SHARPER Spa finders Otter veldonly on Coronental Aitlem.operatelligtft. Mercy met =ludo Cullman:6 tight 6/7649. Receded travel dales gpy. Mileage purchase not av laWia. Terms and Ca4t et tw Oceass program *ply. 000 Mcmberchis Rewards Nob equals WM Once= Earn Sx Points from sharperimage.com ALL YEAR! Sharper Image offers innovative products for the home, office and travel that make life easier and more enjoyable. PLUS, you can earn 5X Membership Rewards® points for every dollar you spend when you shop at www.sharperimage.comfamexbonus. Otter teas/ ONLY noon you go b wenteltarperlmage.cornlameabOnue Uxeugh 1241104. Toni bones ports, you must be enteed in tie Neatest* Rewards wawa", Xamine al purchase and Menge your purchase loan eke*. enroledSMertan EANOZO, Csti Net yard i, alone, peonsena ceders cc for the Slugs* Image Aunto Ste. atar terns *64. Bawl points we be awarded Mein 10.12 weele. Bans et: 1076 Earn DOUBLE Points from Spa Finder • All Year! You can now earn DOUBLE Membership Rewards® points on all purchases online from Spafinder.com or by calling 1-888-ALL-SPAS and using your American Express® Card-- everyday, all year! Choose from gift certificates redeemable at over 1,100 day, destination and resort spas worldwide and from a wide selection of products from the spa merchandise collection. Otto vaid through 12/31.04 TON 0166:40 le ean bonus oi mut/ ended in the Manbettehl) Rewards program &Ono &two/purchase and charge p your pur nts. chase you a, en r be apt*. ervored AittriCan Expose Card. Bonus peens wil tarsi techmthin 6al weeks. gongs ID: 6441 Page 6 of 10 To redeem points, visit www.amertcanexpress. corn/rewards or call 1-800-AXP-EARN (2974276). (MR Message 3219) To transfer Membership Rewards' points to Marriott Rewards, visit www.amerIcanexpress. corn/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 4508) To transfer Membership Rewards points to OnePass miles, visit www.americanexpress. com/rewards or call 1-800-AXP-EARN (297-3276). (MR Message 2100) Shop today at www.sharperimage. com/amexbonus and earn 5x points. (Bonus ID 1076) Visit www.spafinder.com or call 1.888-ALL-SPAS and start earning double points! (Bonus ID 6441) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726822 DUPLICATE COPY Ftepwre Fcr JEFFREY E EPSTEIN Closing Dale 3715-657814-31005 03/29/04 Page 7 of 10 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement governing the American Express° Card Account identified on this Notice. We urge you and any Additional Cardmembers on your Account to read this Notice carefully. The changes made to the Cardmember Agreement will become effective as Indicated below. This Notice formally amends that Agreement and any contrary or conflicting language in that Agreement Is replaced fully and completely. Note that the terms of your Account are subject to change (Including increasing APRs and fees and changing fixed APRs to variable APRs) in accordance with the Agreement governing your Account. All terms of the Agreement not amended herein remain in full force and effect. This is an important Notice of changes to your American Express Card Account Agreement. We recommend that you carefully review the changes, and then file this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. Annual Fees for Basic and Additional Cards Effective immediately, the section of your Cardmember Agreement entitled Annual Fees is replaced with the following: We will bill your Account an annual fee of $1,000 for the Basic Card, $500 for each Additional Card, $175 for each Additional Platinum Card, and $45 for each Additional Gold Card on your Account." Dishonored Payment Fee (Effective May 8, 2004) • We are Increasing the fee to $38 whenever any check, similar instrument, electronic payment order that we receive, or a check presented at an American Express Travel Services Office or other authorized location is not honored by your bank or other financial institution. Accordingly, we are amending the Other Fees section of your Cardmember Agreement applicable to Dishonored Payments by replacing "529" with138." We are also replacing the "$29" with '$38" in the Fees section of your "Agreement between Cardmember and American Express Travel Related Services Company, Inc. Concerning Electronic Funds Transfer Services.' APR Applicable to Features for Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges on Features section of your Cardmember Agreement as follows: Determining the Prime Rate Applicable to Your Account We are changing the timing of when we determine the Prime Rate used to calculate the variable APRs applicable to your Account to the higher of the 1st or 25th day of the month prior to the month in which your billing period ends. Accordingly, the subsection of the Finance Charges on Features section of your Cardmember Agreement that describes the Prime Rate is revised to replace "20th day' with "25th day.' APR Applicable to Accounts in Default We are changing the Default Rate on all Features from a fixed APR of 23.99% to a variable APR equal to the Prime Rate plus 21.99%. This change will apply to Accounts that are at the Default Rate as of the effective date as well as Accounts that go into default in the future. Accordingly, the sentence in the Finance Charges on Features section of your Cardmember Agreement that describes the Default Rate is replaced with the following sentence: "The Default Rate is a DPR which corresponds to an APR equal to the Prime Rate plus 21.99%." Monthly Payment-Minimum Payment (Effective with billing periods ending in October 2004) We are changing the calculation of the Minimum Amount Due on your Account. In some cases, as described below, we will increase the Minimum Amount Due by $15. Accordingly, we are substituting the third paragraph of the section of your Agreement entitled Billing Statements/Amount Due with the following: •The Amount Due for any Charges associated with Features will be the greatest of: • 1/50th of the New Balance of all Features on the Closing Date of the billing statement (the calculation of which is rounded to the nearest whole dollar), • the current billed Finance Charges, or • $20 (or the total outstanding balance of all Features if it is less than $20). If the greatest of the three calculations immediately above is the current billed Finance Charges, then we will add $15 to the calculation of the Minimum Amount Due for Charges associated with Features." BP/TR3FYI/0304 EFTA01726823 DUPLICATE COPY aown' Nu rea JEFFREY E EPSTEIN 3715-657814-31005 Page 8 of 10 Other Important Information About Your Account Annual EFT Error Resolution Notice This notice Is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1-800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at the Express Cash Operations address indicated on your billing statement or E-mail us by clicking on the Customer Service Link online at vnvw.americanexpress.com. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it Is an error or why you need more Information. (3) Tell us the date and dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to Investigate your complaint or question. If we decide we need up to 45 days, we will credit your account within 10 business days for the amount you think is In error, so that you will have the use of the money during the time it takes us to complete our Investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving new accounts, point-of-sale or foreign-initiated transactions, we may take up to SO days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. BP/TR3FYI/0304 EFTA01726824 DUPLICATE COPY Pscpoiod For JEFFREY E EPSTEIN Amount Number 3715-657814-31005 Page 10 of 10 Offers for American Express Products and Services Mail Offers We may mail you offers for American Express products and services. Your choice: To opt out from receiving these mailings, call us at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also Include the form with your regular payment. Telephone Offers We may contact you by telephone about our products and services or those that we offer with our business partners. Your choice: To opt out from receiving telephone offers, call us at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment Information We Share with Our Affiliates Our Affiliates include financial advisors, publishers, insurers, and travelers cheques issuers. American Express Travel Related Services Company, Inc., and American Express Centurion Bank, and American Express Bank, FSB are Affiliates of each other. We may disclose certain Cardmember Information to our Affiliates to provide services for your Card account and to develop and send you offers for their products and services. We are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. But you can opt out of our sharing with our Affiliates other credit-related information (such as your credit history as shown on a consumer report). Your Choice: To opt out from our sharing credit-related information with our Affiliates (except as permitted by law) call us at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment. E-Mall Offers We may send you e-mail offers for our products and services, and those of our Affiliates and other companies we work with. We don't share e-mail addresses with other companies for them to market their own products and services to you. Your choice: To opt out from receiving these e-mail offers, enter your preferences at the 'Set E-Mail Preferences" page of our Internet Privacy Statement at www.americanexpress.com/preferences. Additional Information About Your Opt Out Choices If you are the primary Cardmember on your Card account, your opt out choices will also apply to any other Cardmembers on your Card account. If you opt out, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. Information Security We take commercially reasonable physical, electronic and procedural steps to help safeguard Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as if you had checked the lower-left hand box on the attached opt out form. We may share your name and contact information, and information about our transactions or experiences with you, with financial institutions with whom we jointly offer financial products and services and with our Affiliates. This Notice describes opt out choices about certain other uses of Cardmember Information. MUME/0304 FDR 706671 75047 EFTA01726825 DUPLICATE COPY Centurion® Card Statement of Account ~ X4,722,440 Membership Rewards® al 02/29/04, whoWcIyargeS'dice?deliaid:In: ftiltand all accounts are in good stanrbrrg,. Prepared Fa Account Ntnel Clacig Dale JEFFREY E EPSTEIN 3715-657814-31005 04/29/04 Page 1 of 8 Pf0/1“1, Balance Permanl y$ New Activiy $ Pt. Ackuslmenis New Balance $ Please Pay By 05/14/04 12,500.94 -12,500.94 6,960.18 +6,960.18 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Centurion® Concierge - Dedicated to Your Needs Your personal Centurion Concierge can help you with virtually any request, at any hour, anywhere in the world. Let Concierge secure reservations at an international or domestic restaurant for a special occasion or upcoming trip, locate goods and services unavailable locally, research entertainment options, arrange for special Mother's Day gifts and flowers and much more. It's like having a personal assistant with you while at home or while traveling abroad. Call Centurion Member Services at 1-877-877-0987, option 2 to take advantage of the professional lifestyle assistance available to you. Activity ." esP)caw2dt° 01/06/04" payinent Received...7::ThirilsYea;a AmeuntS 12.500.94" Due in Full Activity for JEFFREY E EPSTEIN Cad noa.nccu.441005 Amount $ 03/30/04 PASSPORTS & VISA.COMALPHARETTA PASSPORT COMPANY ROC No. 0000000014 GA 107.00 04/03/04 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000006828 156.20 04/03/04 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000006826 442.55 04/13/04 FREDERIC FEKKAI NY NY BARBEFVBEAUTY SHOP ROC No. 0000009131 15620 04/14/04 TASCHEN AMERICA, LLCBEVERLY HILLS BOOK STORE ROC No. 0000004114 CA 1,200.00 + Meese loll on Beporloraecn bekw. &bah ad mum wdh your payment Account maw Payment Coupon 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Please Pay By: 05/14/04 Total Amount Due $6,960.18 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 1111111 11111111111111111111111111111111111111,1 Continued on Page 3 Please enter account number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note any address andfor telephone number change on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. 0000371565781431005 000696018000696018 25 rl EFTA01726826 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY Aee Z eia-X)00C0-31005 Page 2 of 8 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check Authorization for Electronic Payments: iBy using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Dairy Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature such as Purchase, Cash Advance and Balance Transfer features)) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous billing periods (2) add any new transactions, debits or fees, (3) subtract any payments or credits, and (4) make any appropriate stments. For each lax eRer the first day of the billing period, we also add en amount interest equ to the previous days dolly balance multiplied by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, It is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused qt roundng. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method- of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billi period in which FC are imposed is $0.50. Billing Rights ummary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write to us at the address indicated on your paper statement, or click on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is'an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link online at www.aMeriCanexpreSS.00m, or you can call us at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic • payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time ft takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR') is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more.Crethtor: American Express Centurion Bank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800.518-8866. Change of Address II correct on from do mime Name Company Name Street Addreta City. Slate LP Code Area Code and Hone Phone Area Coda and work Phone Ernad r a d tas To Pay By Phone 1.800-472.9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1-800-CASH-NOW International Collect 1-954-503-8905 Hearing Impaired (9am-5pm EST) TTY: 1-800-221-0050 FAX: 1-800-695-9090 In NY: 1.800.552.1897 Correspondence Customer Service, The Centurion' Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you to receive special offers, Immo] suited toyour needs. EFTA01726827 DUPLICATE COPY Prepared Fa JEFFREY E EPSTEIN Meow/ Hunter Ckcing Date Page 3 of 8 XXXX-)OOOO(4-31005 04/29/04 Due in Full continued /MOWN* 04/14/04 TASCHEN AMERICA, LLCBEVERLY HILLS BOOK STORE ROC No. 0030004105 CA 1,500.00 04/18/04 FREDERIC FEKKAI NY NY BARBEFVBEAUTY SHOP ROC No. 0000000087 15.00 04/16/04 THE CHARLES HOTEL CAMBRIDGE LODGING ROC No. 122330 MA 281.13 04/16/04 THE CHARLES HOTEL CAMBRIDGE LODGING ROC No. 122329 MA 1,608.62 04/17/04 THE CHARLES HOTEL CAMBRIDGE LODGING ROC No. 122330 MA 6.30 04/17/04 THE CHARLES HOTEL CAMBRIDGE LODGING ROC No. 122329 MA 13.91 04/21/04 SALON AKS NEW YORK NY HAIR/NAILS/SKIN CARE 442.64 04/22/04 AMTRAK INTERNET DC AMTRAK Routing Details Not Available Ticket Number: 55402453015719 Passenger Name: Document Type: VENDOR SALE Date of Departure: 04/22 204.00 04/22/04 FREDERIC FEKKAI NY NY BARBEFVBEAUTY SHOP ROC No. 0000001524 337.18 04/24/04 FREDERIC FEKKAI NY NY BARBEFVBEAUTY SHOP ROC No. 0000002188 318.25 04/28/04 FREDERIC FEKKAI NY NY BARBEFVBEAUTY SHOP ROC No. 0000002964 171.20 Total Due in Full Activity 6,960.18 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Cad account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as forms: For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% Please refer to page 2 for further important information regarding your account EFTA01726828 DUPLICATE COPY Prcywo:1 For JEFFREY E EPSTEIN AxamtNurboi )OOO(-XX)O(X4-31005 Page 4 of 8 EFTA01726829 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.com/rewards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329.9785 MembelMilf4Teffilits Pine Monthly Statement and Program News Statement Period February 1, 2004 - February 29, 2004 Account activity after this period does not appear on this statement Prepared for JEFFREY E EPSTEIN atembarship RewaxisO ACO011ni Number 1M33334712 Points are available when charges are paid in full and all your accounts are in good standing. Available points Include everyday spend points. Available Points 4,722,440 Everyday Spend Points earned this period: 23,764 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 4,570,318 +152,122 0 0 =4,722,440 Page 5 of 8 American Exrress• Earn Double Points for all your Everyday Spend- groceries, 94-$, Pharmacy New Points Earned 02/01/04 - 02J2W04 Points Activity On Everyday Spend Eligible Charges Points Bonus Points Total Points Activity Awarded Per Card Centurion 3715-657814-31005 Platinum 3713418259.32002 Gold 3718.463688.41000 Addi Gold 3718-463688-44012 Addi Gold 3718-463688-43030 Addi Gold 0 0 3718-46368841042 Business Gold 3727-162568-4i0O9 Gold 37274rwets.61005 Addi Gold 3727-68633242011 Addi Gold 3727-696332-63027 Add 'I Gold 3727-MA1W-62060 Totals 11,944 20 3,490 CentunortMR Partner Bonus 7242 15,454 0 0 0 0 15,163 0 0 15,163 1,762 91 0 1,853 36,105 0 0 36,105 0 0 0 0 0 0 0 0 0 0 44,103 19,114 0 63,217 13,049 4,313 0 17,362 2,742 226 0 2,968 124,868 23,764 3,490 Mentenlip Rwanda Pan ports earned maybe transferred a redeemed to lord as Al 'maul Coal as000nd are n good Vandeg Pants transferred cc rodeo-no! rail be reversed fork info the progra-n. Forfeited points can be reinstated fora tee by calling the number provided below. Eroble Cadchugs, are cutined hi the tatrotashio Rewards Pius dodern Terms and CIXIClitiOulf in v‘ur Itembershp Rewards Rd Guido. II you haat quedon& please vet ‘yonvamericanexprossoomtmembershtprewardspluscr u,ll I.&0-AXPACCO (297.1020). From ovezeos, call censer 3054142799. Earn More! New ways to earn points. 152,122 Important Notice of Membership Rewards® Program Changes Effective May 1, 2004, eligible Cardmembers will no longer (MR Message 6195) accrue two Membership Rewards points for virtually every dollar charged at stand-alone hardware and home improvement stores. Instead, Cardmembers will accrue one point for every dollar charged at such stores. Program Grandee anay only to Rewards Green & Odd, Pectenod Rewords Groan & Gold Acworth Pao Gold Pisan Cace.d. Centurion® Card, God Financial. ONE Fiondsl Moat/ Paint:next Pta&rum Praxis; &m aces Cad. Fddry Arrferban Duress Green, Gold and Plainin Cards. Fickle Carchnembars vol =anus to a:true too ports la every 6tdar charged in the U.S. of graded rarddono toocunfinfea. dagotttes. gas aligns. the BS. Postal Sombe, aid for wireest, Phone bit pro-noels. guapurchams vareess litre axeue cely one port per dollar. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726830 A in er scan Express style rewards.prirnEK Aeroplan* Elizabeth Arden PrcPared a l a tpATE COPY JEFFREY re E lionterdip Rends* Moak Nut 1M33334712 Redeem Membership Rewards® Points for a Now LG Microwave LG, one of the world's leading manufacturer of microwave ovens, would like to introduce the first Combination Microwave Oven and Toaster for 23,000 points. This item comes in Stainless Steel and features a .9 CU FT oven capacity, 900 watt microwave, and 800 watt toaster with 9 browning levels.(PRM342) Introducing Aeroplane/Air Canada! Membership Rewards@ program welcomes Aeroplane ! Starting April 1, 2004, transfer Membership Rewards points to Aeroplan Miles for travel to over 120 countries on the seventeen members of the Star AllianceTM network, including Air Canada. 1,000 Membership Rewards points equal 1,000 Aeroplan Miles. Double Points for Mother's Day at Elizabeth Arden Buy your Mother's Day gift certicates early or treat yourself with a spa package from Elizabeth Arden Red Door Salons. Earn double points from April 10th to May 10th on any red door salon & spa purchase of $150 or more online or in a Red Door Salon. FTD.COM H YAT T _ • HOTELS 'C., RESORTS . Bonus Roils only eemiatie m pafickarana Red Door Sikes buskers and lee Woe tramekcera not vakl et airy Red Door Sabre locked weir &penned stores. Al Red Dote gil cerlicalte purchased ate are *bre fa bonus points and may be used et wry Red Dom Spa. GA *decks purchased wehodtkitnerl stores we Snead*. la tows pork. Obi wed kern Apd 10h - PAay 10* 2001. Stardard enrdenere tem* ecpbr. Bonus ID: 9786. Earn 10x Points from FTD.COM® This Mother's Day! Find the perfect way to show how much you care this Mother's Day with FTD.COM. Choose from floral arrangements hand delivered by an FTDe Florist. Or, send gourmet chocolates, relaxing spa sets and more! Shop online and earn 10x points at www.ftd.com/amexpromo. Geer void on suchases hen oviwitd.carnlamexprorno 1N0.41 1231iO4. Cannot*, ocyrbiod wet any Oho Ores et special Remake. Nor yard to DisotO pock* To to duke for tows kin* you meat be enrolled er the MeybershO Rovardvi pracwn as the line d packs* and charge your µichase loan eliAtle, molted A:rod= Oki** Card. BMW pants are mark to your scount wain 1012 weds. dter charges appear on your king arson Bonus 0:1675. Redeem for Stays at Hyatt Hotels and Resorts®! Membership Rewards@ enrollees can redeem points for rejuvenating stays at participating Hyatt hotels and resorts worldwide, with stay certificates available for 25,000 to 60,000 points. With more than 200 locations worldwide, Hyatt hotels are renowned for distinctive architecture, award-winning cuisine and impeccable service. Now is the perfect time to enjoy the many experiences Hyatt has to offer, as unique and different as its location and surroundings. For detaled Hyatt teak.* Terme and Cord's** and ricanakrt pivise vegt hitp,AFalEeaka.hyafcm. Page 6 of 8 To redeem, visit www.americanexpress. com/rewards or call 1.800-AXP-EARN (297-3276). (MR Mesage 8028) To redeem, go to americanexpress.com/ rewards or call 1.600-AXP-EARN (297-3276) (MR Message 7057) Call 1.800.99ARDEN or visit www.reddoor salons.com. (Bonus ID 9788) Shop at wanvitd.comf amexpromo this Mothers Day. (Bonus ID 1675) For more information, visit wyv.amedcanexpress. com/rewards or call 1.800-AXP-EARN (297-3276) (MR Message 6304) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726831 DUPLICATE COPY Prep:dal Ftx JEFFREY E EPSTEIN Award Nurber Clceiv DMa )OOO(-)0OOO(4-31 005 04/29/04 Page 7 of 8 CustomExtras• Maintain Communications While Abroad Centurion members who travel to any of 140 countries worldwide can maintain contact with family and business associates by renting an international wireless phone. You will receive your phone free of charge for up to 30 days on all wireless phone rentals of one week or more, so you only pay for the calls you make. And, new for 2004, free protection against phone theft or accidental damage is also included. M charges for phone rental, phone purchase, and calls must be charges to your Centurions Card from American Express. Full Terms and Conditions apply. For more information or to order, call 1.877-877.0987, option 1. Use offer code CSM404. (CE 104303) Airport Club Access Around the World Frequent flyers will appreciate this benefit--complimentary access to participating Continental Airlines Presidents Club®, Delta Crown Room Club® and Northwest WorldClubse airport lounges. Simply present your Centurion® Card, government-issued ID and ticket valid for travel that day with the corresponding airline operating the flight. You may also bring as guests, your spouse and children under the age of 21 or up to two travel companions per visit. Program Terms and Conditions apply. For full Terms and Conditions, call Centurion Member Services at 1.877.877.0987, option 3. ir:44;1,737.47.7,71 ij VIM .1.41001 ft For more information on lounge locations, call Centurion Member Services at 1.877.877-0987 option 3. (CE 104301) Enjoy Fine Dining Around the World For dinner reservations across town, across the country, or across the ocean, look to the Fine Dining program available to you as a Centurion member. Every day, a reservation is held at more than 1,000 of the most highly acclaimed restaurants in the U.S., Canada and abroad. So, when the need arises for a reservation at a hometown favorite or an outstanding restaurant in another city, rely on the Fine Dining program. Reservations are provided on a first-come, first-served basis, so please call as early as possible. All cancellations must be made by calling Centurions Concierge at least 24 hours in advance of the reservation. Otherwise, a $15-per-person cancellation fee ($60 minimum, $120 maximum) will apply. r.... --...74=:1 ( I* 311; 'lieu g ?r, - ' '. 0 , ,...,,.._ . ..: . ., To make a Fine Dining reservation, call Concierge at 1-877.877.0987, option 2. (CE 104342) FEE-FREE American Expresso Travelers Cheques! As an American Express Cardmember you can purchase FEE-FREE* American Express Travelers Cheques and Cheques for Two® at participating American Express Travel Service locations. Behind every Travelers Cheque is someone who can help in a travel emergency 24/7--from replacing lost or stolen Cheques, to assistance with replacing lost credit cards and passports.** 'Not all services available at all locations. Subject to all local laws and cash availability. "Proof of Travelers Cheques purchase may be required. Credit Card Replacement Assistance is fOr major bank-issued credit cards only. Fees for passport/credit card replacement are the sole responsibility of the customer. For complete Terms, call 1-800-AXP-8347. Travelers Cheques To find your nearest American Express Travel Services location, call 1.800-AXP-8347. (CE 104335) Share Our Strength's Taste of the Nation American Express is The Official Card of Share Our Strength's Taste of the Nation®, a series of culinary benefits supporting anti-hunger and anti-poverty efforts. You can help support a worthy cause while enjoying delicious tastes from talented chefs. Every spring, thousands of chefs and restaurateurs donate their product, time and talents at more than 70 events throughout the United States and Canada. To find a Taste of the Nation event near you and purchase tickets, visit www.tasteofthenation.org/amex. One-hundred percent of ticket proceeds go towards anti-hunger and anti-poverty programs. TMTSAtUTJON wvinv.testeofthenation. org/amex. (CE 104318) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726832 DUPLICATE COPY Prepand Foe JEFFREY E EPSTEIN Accost Nut )000(40000(4-31005 Page Sol 8 New TravelFunds® Card Offer for AARP Members A special offer for AARP members: Receive a complimentary emergency travel kit with the purchase of $1,000 or more in TravelFunds Cards from American Express*. It's a prepaid, reloadable card that's safer than carrying cash, and isn't linked to ESS your bank account. If it's lost or stolen, your balance is refunded, usually within 24 hours. Offer also available for purchases of American Express Travelers Cheques and foreign currency. limit one kit per order. For complete Terms and Conditions, visit www.aarp.orglamex and enter promotion code 101. Offer available for AARP members only at: www.amp.orgramex and enter promotion code 101 on the order tom. (CE 104331) Now Accepting the American Express® Card BJ's Wholesale Club, Inc. - Now accepts the American Express Card. Visit a Club today! For the BJ's Club nearest you, go to www.BJS.com or call 1-800-BJS-CLUB. Pan American Airways - Serving New England, Myrtle Beach, SC, Florida and the Caribbean. Visit www.Flypanam.com or call 1-800-FLYPANAM and experience our comfort and convenience. National Product Sales - NPS is focused on the customer looking for great values. Join us on the Web at www.E-NPS.com. Also, check out our great values at www.NPSBookie.com. If there we other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 104270) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726833 DUPLICATE COPY Centurion® Card Statement of Account In JR I vill Points able at 03/31/04, when charges due are. full and all accounts are in good st Prcposod Foe ArreN int Number GIGS; Drafre JEFFREY E EPSTEIN 3715-657814-31005 05/30/04 Page 1 o18 Now Aelvty New Pievkaus Parte Adult, $ Artstrerts Balance Please Pay By 06/14/04 6,960.18 -6,960.18 +6,800.35 6,800.35 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. CTS - Your Full-Service Travel Agency At Centurion Travel Service (CTS), your highly experienced Centurion Travel Counselor will handle all of the details of your next trip, whether you're off on vacation or traveling abroad for business. With one toll-free call, you can make air, hotel, car rental arrangements and even plan an adventure vacation or exotic cruise. And, when you arrange your travel through CTS, you'll also enjoy valuable upgrades and amenities. To make a reservation, call CTS at 1-877- 877-0987, option 1 or refer your travel agent to CTS. American Express acts soley as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, Washington UBI# 600-469.694, ML#1192. Activity 'Includes posin2 Cal. Mount S • OSA ()tar, Payment Receivecl- Thank Your. Due in Full Activity for JEFFREY E EPSTEIN esti =CO30=4-31005 04/29/04 KAPLAN-NMSR LOS ANGELES CA TUITION/FEES Amount $ 5,520.00 05/12/04 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000006842 05/27/04 SALON AKS NEW YORK NY HAIR/NAILS/SKIN CARE 05/27/04 BTC 2000 INC NEW YORK NY TRAVEL TAX PREPARATION SERVICE 267.71 234.34 + Pinup bid on me peibratbn tercw.betach and Mum wit your parrs* + Acceort Meter Payment Coupon 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Total Amount Due $6,800.35 Mail Payment to: AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 25.00 Continued on Page 3 Please Pay By: Please enter account 06/14104 number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note any address and/or telephone number change on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. 0000371565781431005 000680035000680035 25 ri EFTA01726834 Propared For JEFFREY E EPSTEIN DUPLICATE COPY xx*x-xibcxx4-31005 Page 2 018 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and &awn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. Theywill be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not coiled the funds electronically at first presentmenL we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an Vectronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office orcall any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Acccunt by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features)) of your Account (inducing current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (inducing unpaid FC from previous billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate actustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, it is considered to be zero. Then, we add l.* all the daily balances for the feature for the billing period and &vide the total by the number of days in the billing period. Tit gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the tilling period and the daily periodic rate for that feature, the result will be the FC assessedon that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Billing Rlahts Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you needmore information about a transaction on your bill, write to us at the address indicated on your paper statement, or click on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are rot in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to coned the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link onkne at vnvw.americanexpress.com, or you can call us at 1-8004 PAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: t Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CRS is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more.Cre tor: American Express Centurion Bank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change of Address u correct on heal do floc use Name Company Nome Stoat Adduove Cdy. Slide 3p Cole Area Code and Homo Phono Area Code and work Phone Entail FEnilmi±==== Ti LL To Pay By Phone 1.800-072.9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW international Collect 1.954.503.8905 Hearing Impaired (9am-Spm EST) TTY: 1.800.221-0050 FAX: 1.800.695.9090 In NY: 1.800552.1897 Correspondence Customer Service, The Centurion° Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you to receive special offers, suited to your needs. EFTA01726835 DUPLICATE COPY Prepared For JEFFREY E EPSTEIN ActCool Number Closing Date )O(XX-)OOOO(4-31005 05/30/04 Page 3 of 8 Due in Full continued Amount 05/28/04 BRITISH AIRWAYS NEW YORK NY 753.30 BRITISH AIRWAYS From: To: Cartier: Class: SOFIA BULGARIA LONDON HEATHROW UK BA ML J F KENNEDY A/P NY BA ML LONDON HEATHROW UK BA LL SOFIA BULGARIA BA LL Ticket Number: 12575079519774 Date of Departure: 06/14 Passenger Name: EVTIMOVA/K Document Type: PASSENGER TICKET Total Due in Full Activity 6,800.35 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% Please refer to page 2 for further important information regarding your account EFTA01726836 Peopond Fe. JEFFREY E EPSTEIN DUPLICATE COPY Voarcisiocot-31005 Page 4 of 13 EFTA01726837 MembeNflifilefiliffis Plus' Monthly Statement and Program News Page 5 of 8 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.com/rewards Amer can Expres5+ Statement Period March 1, 2004 - March 31, 2004 Account activity after this period does not appear on this statement REUIHP Prepared kr JEFFREY E EPSTEIN IbmitereMp Rewords. AcccuN Number 1 M33334712 Available Paints 4,835,744 American Express Membership Rewards Points are available when charges are Everyday Spend Points PO Box 297813 paid in full and all your accounts are in Earn Double Points for all Ft. Lauderdale, FL 33329.9785 good standing. Available points Include everyday spend points. earned this period: 23,158 your Everyday Spend- groceries, gas, pharmacy Account Summary Opening points balance 4,722,440 New points earned +113,304 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,835,744 New Points Earned 03/01/04 - 03/31/04 Points Activity On Eligible Charges Everyday Spend Points Bonus Points Awarded Total Points Activity Per Card Centurion 3715-657814-31005 12,501 0 467 CritniUriOnMR Portnor Bonus 7242 12,968 Platinum 3713-818259-32002 0 0 0 0 Gold 3716-463688.41000 8,548 0 0 8,548 Add'l Gold 3718463688-44012 117 0 0 117 Addl Gold 3718463688-43030 13,831 0 0 13,831 Add 'I Gold 3718-463688-41042 0 0 0 Business Gold 3727-162568.41009 0 0 0 0 Gold 3727-686332-61005 0 0 0 0 Addl Gold 3727-686332-62011 16,903 2,041 0 18,944 Adcrl Gold 3727-686332-63027 32,982 20,891 0 53,873 Add1 Gold 3727-Ans.w.62060 4,797 226 0 5,023 Totals 89,679 23,158 467 113,304 Mtvnbershb Rewards Pia points earned may to tramfared or redeems.] s keg az all emoted Cant amounts wont:al starchy. Points vanalarcd or re:bawd owns be ravened Inmli it the program. Forfeited points can be reinstated for a lee by calUns the number provided below. Elate Card charges as *Mined in the Itunbastip Rewards Pits prom= Terms and Orman" in your Mernbershp Rewards Plus Ga. 7 you myecsiostons, ponce vitt www.smermanexpreSSMonYmembershIprrwardsplus or call l.800-MP-1090 (207.1090). From oeaseas, ea/ Wand 305416-2799. Are t,icgA Eifttf Fe Earn More! New ways to earn points. Important Notice of Membership Rewards® Program Changes Effective May 1, 2004, eligible Cardmembers will no longer accrue two Membership Rewards points for virtually every dollar charged at stand-alone hardware and home improvement stores. Instead, Cardmembers will accrue one point for every dollar charged at such stores. Erogamobargm yciy crib so Rewards Green 8 Gott Reared Rewards Green 8 ads Rewards Pius Goy PliffIl.111 COMB. Centsvicnis Co* God Frs.:ACNE FinancialAmount Plenum Card, Ninon Finarcial Seek*: Card. Fidetty tirrorionn Ewe...Green. God and Plabun Cards. El.pbe Cardmotcrs wil continue to ammo %so points lot avow dcar chayrd in the US. al qwiled starddkas superman** drup.Mres. gas MtCcry the US. Postalservice. ard ix wireless phone IMIpssynerrs. purchases at wiebss lino morue ony one mil per dorm. (MR Message 6195) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726838 Golf AcWademy at Sea Pines ,Gift Sense N I K E PreParodkr _OhlpelrFATE COPY JEFFREY E tr mon-tora.c.Rew.mays /canal Nurbor 1M33334712 American Express• Attend Golf School at Hilton Head! Experience world-class golf instruction from Golf Academy of Hilton Head at Sea Pines. Redeem Membership Rewards® points for golf instruction from Class A PGA professionals! School sessions include instruction, personalized improvement manual, lunch, and more. Schedule a one-day golf school for 50,000 Membership Rewards points, a two- day golf school for 100,000 points or a three-day golf school for 175,000 points. Please call 1-843-785-4540 or visit www.golfacademy.net for more information. Go to Space with Membership Rewards®Points! Space Adventures, the world's leading space tourism company, offers a wide range of luxury adventures including zero-gravity, edge of space and sub-orbital flights. Experience the feeling of weightlessness or see the curvature of the Earth while traveling at twice the speed of sound. Redeem Membership Rewards® points to use toward these amazing flight experiences. For more details, visit www.spaceadventures.com or call 1-888-85-SPACE (77223). 1Ox Points Plus the Perfect Gift at GiftSense.com Gift Sense"' online shopping provides smart ideas and answers for every gift-giving need this Spring--all in one convenient place--plus you can earn 10x Membership Rewards® points! A trusted partner of FTD.COM®, www.GiftSense.com offers quality products, dependable delivery, secure transactions and guaranteed satisfaction. Emile 12/3104. Not veld n retail sem or rah cbser caws. Produce pace exclsdee shjckg. To own banns point, runnel be enrekel in me Members* Rewmds poky= et Me tyro of Niehaus and <lunge your pmehase 10 an elebek enselodemerean Eames* Gard. Benue *MS MI *MOW to Km, aeCoUni Wann 10.12 weeks. Berms 0 5842. Introducing a Hike Golf Exclusive Nike Golf would like to introduce the Tiger Woods package for 55,000 Membership Rewards® points (NIKE20). This c O I. F exclusive package features the Nike Ignite Driver, a dozen Nike One Golf Balls and The Upper Deck Tiger Woods special collectible tin trading card set. This offer is only available while quantities last. Celebrate Summer with Smith & Hawken Discover the best in outdoor entertaining at Smith & Hawken. From Premium Teak" furniture to the Backyard Firepir to all the plants, containers and garden structure needed to create the garden room of your dreams, you'll find a wealth of products ideal for outdoor living. For store locations or to request a catalog, call 1-888.883-3725. Or visit us at SmithandHawken.com Page 6 of 8 To redeem Membership Rewards points visit, www.americanexpress. corn/rewards or call 1-800-AXP-EARN (297-3276). (MR Message 4172) To redeem points, visit www.americanexpress. comfrewards or call 1-800-AXP-EARN (297-3276). (MR Message 5209) Earn 10X points at www.giftsense.com/ amexmr1 everyday and all year. (MR Message 5287) Redeem now at vevnv.americanexpress. com/rewards or call 1.800-AXP-EARN (297-3276) (MR Message 4221) To redeem points for a $50, $100, or $200 Smith & Hawken Gift Card, go to www.amedcanexpress. corn/rewards or call 1-800-AXP-EARN (297-3276). (MR Message 6433) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726839 DUPLICATE COPY Prepared For JEFFREY E EPSTEIN Account Meter Closiq Dale XXXX-)0000(4-31005 05/30/04 Page 7 of 8 CUst0MEXtrar 40.4000" Tiger Woods and Other Great Golfers in Ireland From October 1 through October 3, 2004, you can attend the World Golf Championships--American Express Championship in Kilkenny, Ireland. You'll enjoy exclusive, on-course hospitality and the opportunity to walk inside the ropes with two professional golfers during competitive play. You're also invited to attend a special evening function featuring Tiger Woods.* 'Tiger Woods' appearance is subject to change. Package is non-refundable and airfare is not included in the package price. Package details are subject to change. To purchase your package or to request additional information, call 1.800-321-RSVP from flam-11pm ET beginning May 4th. (CE 104417) Los Angeles Baseball Tickets and Suites Now on Sale As a Centurion® member, you can enjoy professional baseball in Los Angeles this season from plush seats located between.the dugouts behind home plate or a private luxury suite that accommodates up to 20 people. Tickets include premium parking passes. rerat4"*.2 Heti) ikrt eci a ..t All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. Call 1.800.321-RSVP Sam to 11pm ET for more information or to purchase tickets. (CE 104418) Special Access with Elite Frequent Flyer Benefits Without having to meet any mileage requirements, you are entitled to enroll in the Gold Elite level of the frequent-flyer programs of Continental Airlines, Delta Air Lines, and US Airways®. You'll receive all of the current program benefits and accrue miles at an accelerated rate. Benefits vary from program to program and are subject to change without written notice. Benefits are based upon space availability. The Terms and Conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. To take advantage of these valuable benefits, contact Centurion Member Services (CMS) at 1.877-877-0987, option 3. (CE 104446) Now Accepting the American Express® Card! Stonebridge Life - Need financial security for your family? Check out what Stonebridge Life can do for you. Call 1-800-362-6900 or visit www.takingcarelife.com. Despatch of Southampton Moving & Storage - Local and overseas moves. Full-service storage facility. Southampton, NY. Call us at 631-283-3000 or 1-800-827-MOVE. www.despatchmovers.com. Famous Footwear - Now finding shoes is made more convenient than ever, because we welcome the American Express Card. For a store near you, call 1.800-40FAMOUS. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 104361) Give American Express Gift Cheques® Today! Give American Express Gift Cheques for any occasion--Father's Day, weddings, birthdays, graduations or even just to say "thank you." Unlike store gift cards or certificates, American Express Gift Cheques® have no expiration date and are available in a variety of prepaid denominations.* Gift Cheques come elegantly wrapped in a gold envelope and you can include your own personalized message. Gift Cheques are available for purchase at participating American Express Travel Services locations. Ask for them today! 'Denominations are available in $25, $50 and $100. For complete Terms andCom:16°ns, call 1.877-AXP-GIFT. Gift Cheques are available for purchase at participating American Express Travel Services locations using your American Express* Card. To find your nearest American ExpressTravel Services locations, call 1.888-AXP-0084. (CE 104421) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726840 Prepxod Fat JEFFREY E EPSTEIN DUPLICATE COPY )06&-)OOOO(4-31005 Page 8 of 8 V4-181,,Ve Carry the TravelFunds® Card from American Express Whenever you travel, consider taking the prepaid, reloadable TravelFunds Card from American Express--instead of cash or debit cards. It's safer than cash and is a convenient way to carry money while you travel. Unlike debit cards, it's not linked to your bank account and you'll have access to valuable travel services such as passport/credit card replacement assistance.* Proof of TravelFunds Card purchase may be required. Credit card replacement assistance is for major bank•Issued credit cards only (not retail store, gasoline, calling cards, etc.). 'Fees fix passport/credit card replacement are the sole responsibility of the customer. ATM fees apply. For complete Terms, visit vivrw.amerIcanexpress.com/buytto or call 1488-412-6945. TravelFunds Card from American Express is accepted at millions of places that accept American Express. Purchase yours today at www.americanexpress. com/buytto or by calling 1-888-412-6945. (CE 104424) Use Your Card to Help Sick Children and Their Families Use your American Express® Card at participating merchants from Mother's Day to Father's Day 2004 and we'll make a donation to Ronald McDonald House Charities. Donations will help families stay near their sick children while they're getting treatment. So please Make Room to Heal and give thousands of families the healing comfort of a home-away-from-home when they need it most. For a list of participating merchants, and to team more, visit www.american express.comimakeroom toheal. (CE 104411) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726841 DUPLICATE COPY Centurion® Card Statement of Account 4;981,080 Dmemberrship Reyn(rdO).- • Points Avallabbi ;et 64/30/04;Vition ehenjostrue are Paidin full arid allTaccounta are. in goad standing:. Prop./al For ?soar Natter JEFFREY E EPSTEIN 3715.657814-31005 Ckairg Dab 06/29/04 Page 1 of 7 New Amity $ New Prevkus Beres $ Fewer, ACB.W $ ho..64=ents Balance $ Please Pay By 07/14/04 6,800.35 -6,800.35 +3,665.03 3,665.03 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Earn Double Points on the Centurion® Card Earn double Membership Rewardso points for your purchases when you use the Centurion Card at supermarkets, drugstores, gas stations, the U.S. Postal Service, and to pay wireless phone bills. Double points for everycay purchases is an ongoing benefit of your Centurion membership. And, you'll continue to earn one point for virtually every dollar charged to the Card when making other purchases. For more information, call Centurion Member Services at 1-877-877-0987, option 3. Offer applies at qualifying stand-alone drug stores, gas stations, and the U.S. Postal Service. Not valid in the departments of superstores or warehouse dubs. To pay your wireless phone bill automatically, please call your wireless provider. Activity • 'tress Amoont$ voso,fte: ,. 112airsTeri<Fw441vpd,Pithrfoulti rreaN, Duo In Full Activity for JEFFREY E EPSTEIN Ord >00C4X/00011-311:05 AmountS 06/0104 SALON AKS NEW YORK NY HAIR/NAILS/SKIN CARE 234.34 06/04/04 FULL ACCESS ENTERTM2019740600 NJ TICKET AGENCY 450.00 06/06/04 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 00000IK1787 312.97 06/09434 US AIRWAYS MANKATO MN US AIRWAYS From: To: BOSTON MA LAGUARDIA INTL NP NOT AVAILABLE Ticket Number. 0 2 Passenger Name Document Type: ET Carrier: Class: US 02 Date of Departure: 06/11 114.60 , o. . Vtatc:it. atifyagratt-W94. Pleasse fed on en peciahen bkcw, detach and fektri payrtmt Atteunt Was. Payment Coupon 3715457814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Total Amount Due $3,665.03 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 11111111 011111111111111111111111111111111111111 Continued on Page 3 Please Pay By: Please enter account 07/14/04 number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. n 0000371565781431005 000366503000366503 25 H EFTA01726842 Prapami For JEFFREY E EPSTEIN DUPLICATE COPY Oeecatnurbr )000(-)00000-31005 Page 2 of 7 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. VVe reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not coiled the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: by using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you win be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at wyny.arnericanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or dirk on the Customer Service link online. Outside the U.S. contact the newest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the clay periodic rate to the Average Daily Balance (as described below) for each feature {such as Purchase, Gash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the deity periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month'sstatement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results In daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more intormation about a transaction on your bill, write to us at the address indicated on your paper statement, or didc on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. It you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. To slop the payment, you must notify us three business days before the automatic payment is scheduled tooccur Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or senkes. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or wit property iles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the or services, all purchases are covered regardess of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link online at www.americanexpress.com, or you can call us at 1.800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Gash Operations address indcated on your statement. If you think your statement receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR") is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to_you for the credit balance in your account if the amount is $1.00 or more.Credtor: American Express Centurion Sank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods bycalling 1-800-518-8866. Change of Address ii correct on front do not no Name Company Name SOW Address Qty, Salo Zip Cate Mn Coda and Norm Phone Area Coda and Work Phone Email r To Pay By Phone I.800.472.9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/? days Express Cash 1-800-CASH-NOW International Collect 1.954-503-8905 Hearing Impaired (9am-5pm EST) TTY: 1-800-221-0050 FAX: 1.800.695-9090 In NY: 1.800.552.1897 • Correspondence Customer Service, The Centurion° Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P 0 Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116.2855 Providing your email address to American Express will enable you j to receive special offers, suited to your needs. EFTA01726843 DUPLICATE COPY Prepared Far Account (Amber JEFFREY E EPSTEIN XXXX-)OOOO(4-31005 Ckeirg Do Page 3 of 7 06/29/04 Due in Full continued ATOURIS 06/09/04 ORBITZ LW CHICAGO IL ORBITZ • SERVICE FEES ROC No. 009784135 6.00 06/10/04 INFINITY NEW YORK NY APPAREUACCESS 143.39 06/14/04 JETBLUE SALT LAKE UT From: To: J F KENNEDY NP NY SAN JUAN PUERTO RI NOT AVAILABLE Date of Departure• Passenger Name Document Type: Carrier: 86 Class: R1 236.40 06/16/04 CAPE AIR RESERVATIFIYANNIS MA TRANSPORTATION SERVICES 119.50 06/16/04 CAPE AIR RESERVATIFfYANNIS MA TRANSPORTATION SERVICES 119.50 06/21/04 M.M. & A. ELM CREEK NE COMPUTER CONSLT/SOFTWAR ROC No. 0000000000 278.00 06/22/04 POLO RETAIL CORP NEW YORK NY APPAREL/ACCESSORIES 1,475.13 06/22/04 FREDERIC FEKKAI NY NY BARBEFVBEAUTY SHOP ROC No. 0000007531 171.20 Total Due in Full Activity 3,665.03 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features we as fellows: For Sign 8 Travel, the APR is 9.89%, the DPR is 0.0271% Please refer to page 2 for further Important information regarding your account EFTA01726844 DUPLICATE COPY PricoredFot A:COUM Ntrftet JEFFREY E EPSTEIN )OCCOCCOCX4-31005 Page 4 of 7 EFTA01726845 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.corn/rewardS American Express Membership, Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 MentheRfafilefiefals Plus" Monthly Statement and Program News Statement Period April 1, 2004 - April 30, 2004 Account activity after this period does not appear on this statement Prepared for JEFFREY E EPSTEIN Mentertirip FlowxdvbAcccard Number 1M13334712 Points are available when charges are paid in full and all your accounts are in good standing. Available points Include everyday spend points. Available Points 4,981,080 Everyday Spend Points earned 24, this perio 368 d: Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 4,835,744 +145,336 0 0 =4,981,080 Page 5 of 7 American E spacial' Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy New Points Earned 04/01/04 - 04/30/04 Points Activity On Eligible Charges Everyday Spend Points Bonus Points Awarded Total Points Activity Per Card Centurion 3715-657814-31005 6,960 0 0 6,960 Platinum 3713-818259-32002 0 0 0 0 Gold 3718.46368841000 5,627 0 0 5,627 Add! Gold 3718463688-44012 350 0 0 350 Addl Gold 3718463688.43030 20,774 0 0 20,774 Add' Gold 3718-46368841042 0 0 0 0 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-W33P-61005 0 0 0 0 Add 'I Gold 3727-686332-62011 54,403 5,959 0 60,362 Addi Gold 3727-6likno-a3n27 32,105 18,118 0 50,223 Addl Gold 3727-686332-62060 749 291 0 1,040 Totals 120,968 24,368 0 145,336 Mecnbealid Rereads eLs poets earned may be transferred a redeemed as big as ell enrolled Card arcourds are in good sladdrel. Perris Varolecred a redeemed cannot be reversed back lab lire program. Forfeited points an be reinstated loyalty by calling the number provided below. egret. Card charges are maned in to Member:he ROW4APS Plus ertgearn Teens and Coedbere in your Members,* Flewarle. Plus Gel*.X you haus questiara. ;tease vise www.americanexpress.comMeinberslUprewardsplus or tad 1-1303-AXP-10$0 (297.10%). From overseas. ci l matt 3018164799. Earn More! New ways to eam points. Free Nights Start at 10,000 Priority Club points! Reward yourself and redeem points for great stays at any of the more than 3,500 hotels worldwide in the Priority Club Rewards family of brands. From vibrant city centers to preferred resort destinations, there are choices for virtually every travel occasion. The Priority Club Rewards family of brands includes InterContinental®, Crowne Plaza®, Holiday Inn®, Holiday Inn Express®, Staybridge Suites® and Candlewood Suites*. Free nights start at 10,000 Priority Club points. Visit americanexpress.cond rewards or call 1.800-AXP-EARN (297-3276) to transfer Membership Rewards* points. (MR Message 6452) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726846 American Expreso• YOUR REWARD ear-lornctIccr SeunPloyr •••••••••••14.0 a SeaWorld &OVERTURF PARKS O4. Po NO ADelta SkyMiles. P'coxm"°' EIRWEIrFATE COPY JEFFREY E member.* Remit.. ACCOSTI Nutter 1M33334712 Exciting Vacation Activities from Your Reward® This summer use Membership Rewards® points to experience all your vacation destination has to offer. With the Your Reward® program, you can experience a golf or tennis lesson, the view from a hot air balloon or settle in for a meal prepared by a personal chef. No matter where your travels take you, the Your Reward program can design something just for you. Fly to the Caribbean with Air Jamaica! Enjoy legendary Lovebird Hospitality on the airline voted World's Best to the Caribbean for six years in a row by 'World Travel Awards'! Redeem 35,000 Membership Rewards® points for economy-class travel to Jamaica or to any of Air Jamaica's Caribbean island destinations including Antigua, Barbados, Bonaire, Curacao, Grenada and St. Lucia. Double points on your next family vacation! Earn double Membership Rewards® points and get family vacation when you book and pay for an adventure vacation at Sea World, Busch Gardens or Sesame Place between 6/1/04-9/15/04, for travel by 12/31/04. Create a customized vacation or choose one of the featured packages. To ergtto Ic earn bona pada, you must be enrcikd in the bAnnteralw Rawartla ;warn dew ano d on an *de amoral Panniaan E4arad, Ono. Scow ;oft te cradled Ku your ' Rawaccla re Main 44 woola star charging:pm on ycur Nang s1 Bonus ID ICS Meals and Snacks Available for Purchase on Delta High-quality meals and snacks from names like Atlanta Bread Company and Savorings are now available for purchase in Economy Class on Delta flights lasting 3.5 hours or more in the continental U.S. To see a menu for your next flight, go to "Inflight Dining" located in the Travel section of www.delta.com. Transfer Membership Rewards® points to SkyMiles® today and book Award Travel on Delta. Redeem at GAP this Summer Summer is in the air! Welcome warm weather in breezy tiered styles and floral prints. Redeem Membership Rewards® points this summer for Gap Gift Cards! Page 6 of 7 Visit www.american express.com/rewards or call 1.800-AXP-EARN (297-3276) to redeem points. (MR Message 9487) Call 1-800-523-5585 for reservations or visit vAvvialriamalca.com. (MR Message 0376) Go to vnvw.seawctid vacations.com, wvAv. bu soh g atd en s vacat Ion s. corn or YAVW.SeS8M0 placevacations.com, enter code AXPFUN and plan your trip. (Bonus ID 6625) Not already a SkyMiles member? Enroll today at www.delta.com or call 1.800-3234323. (MR Message 2342) Visit www.american express.comirewards or call 1-800.AXP-EARN (297.3276) to redeem points today. (MR Message 7008) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726847 DUPLICATE COPY Prctred for JEFFREY E EPSTEIN Account Minter Cimino Dan X)00(-)000(X4.31005 06/29/04 Page 7 of 7 CustomExtrar r t. Special Access with Elite Frequent Flyer Benefits Without having to meet any mileage requirements, you are entitled to enroll in the Gold Elite level of the frequent-flyer programs of Continental Airlines, Delta Air Lines, and US Airways®. You'll receive all of the current program benefits and accrue miles at an accelerated rate. raty.=. ..... mss 'tau Benefits vary from program to program and are subject to change without written notice. Benefits are based upon space availability. The Terms and Conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. To take advantage of these valuable benefits, contact Centurion Member Services (CMS) at 1.877.877.0987, option 3. (CE 104473) Women's Professional Basketball Tickets Now Available Catch the excitement of professional women's basketball at Madison Square Garden in New York City for this 2004 season. As a Centurion® member, you have access to single-game tickets for the entire regular season. Seats are located in the first five rows of the arena. on to r• All sales are final and non-refundable and resale Is prohibited. Details and prices are subject to change. Tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. Tickets will be sold in pairs. Purchase your tickets today by calling 1.800.55.1657, (Sam to 11pm EST, 7 days a week). (CE 104474) American Express® Gift Card - For All Occasions The American Express Gift Card is a perfect solution for all of your gift-giving needs. Whether buying gifts for your loved ones for Father's Day or special events like graduation and weddings, the Gift Card makes a perfect gift for any occasion because it is accepted all over the place.* The Card is available in denominations from $25 to $500 and is packaged in a gold envelope with a personalized message card.** *Accepted at millions of retailers and restaurants throughout the U.S. where American Expresso Cards are accepted. "Card and shipping fees apply. For complete Terms and Conditions, please visit vAvw.americanexpress.comtestgift or call 1-877-AXP-GIFT. American Express Gift Card: - Prepaid • Accepted in millions of restaurants and retailers in the U.S. - Funds never expire Available at: www.amertcanexpress. com/bestgift or 1.866.256-GIFT. (CE 104533) Now Accepting the American Express® Card! Gooseberry Patch - Where you can find all the comforts of home. Shop online at www.gooseberrypatch.com or call 1-800-854-6673 for more information. Montauk Home Center - A friendly staff to help you with your plumbing specialty/hardware, lumber service and all building needs. 94 Industrial Road, Montauk, NY. 631-668-6800. Arcade Department Store - 30,000 items including bed, bath, kitchen, toys and clothing. Located in the Historic Whaling District at 14 Front St. Greenport, NY. 631-477-1440. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 104481) Share the Rewards - The American Express Donation Site Charitable giving is now even easier when you use your Card at the American Express Donation Site. Make a donation to any of over 850,000 U.S. charitable organizations. You can give to multiple charities in one transaction or set up Recurring Donations to a favorite charity. Donations are tax deductible and you will receive an instant e-mail receipt for tax purposes. Use your Card to donate to a favorite charity at lAnyw.americanexpress. com/donate. (CE 104469) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726848 DUPLICATE COPY Centurion® Card Statement of Account 6,131 084 t • Membership ,Rewards® Points Availatifirx:,?;:x • 'al 05/31/04, when cher:OeStdue:ase paid in' full and all accounts areingood Slanting. Pr cpand Foe Aoccani timber Cicaing Dare JEFFREY E EPSTEIN 3715.657814.31005 07/29/04 Page 1 of 7 Nov/Activity $ New Prev:aa SACCO $ Payrant itIver $ Inc. Adjustnenta Balance S Please Pay By 08/13/04 3,665.03 -3,665.03 +2,816.90 2,816.90 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. CTS - Your Full-Service Travel Agency At Centurion Travel Services (CTS), your-highly experienced Centurion& Travel Counselor will handle all of the details of your next trip, whether you're off on vacation or traveling abroad for business. With one toll-free call, you can make air, hotel, and car rental arrangements and even plan an adventure vacation or exotic cruise. And, when you book your travel through CTS you'll also enjoy valuable upgrades and amenities. To make a reservation, call CTS today at 1-877-877-0987, option 1. American Express acts soley as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, Washington UBI# 600-469-694, ML#1192.TA-002 Registered Iowa Travel Agency. NV #2001-0126. leafs reetngctate Activity Amount ::07171,Fkif4iii*rio,t9P1Ws1/27)4PItAou Nolti Due in Full Activity for JEFFREY E EPSTEIN Cod XXOC•XXCa4-31035 06/30/04 ROXTON BAILEY ROBINSON HUNGERFORD UK GOODS/SERVICES Amount= Poeta ecisrisiv aC0 POW* SW1012 120.56 07/12/04 LUFTHANSA AIRUNES NEW YORK NY LUFTHANSA AIRUNES From: J F KENNEDY A/P NY To: MUNICH GERMANY SOFIA BULGARIA FRANKFURT GERMANY J F KENNEDY A/P NY Ticket Number: 22010813672562 Passenger Name: TCHERNEVA/D Document Type: PASSENGER TICKET Carrier: Class: LH WH LH WH LH WH U-I WH Date of Departure: 08/25 898.00 07/15/04 FREDERIC FEKKAI NY NY GOODS/SERVICES g4 Please Ica onil*perforafion bobs. detach and Mum war= payment Payment Coupon 3715-657mmusnimw 814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Please Pay By: 08/13/04 Total Amount Due $2,816.90 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 171.20 Continued on Page 3 Please enter account number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. 0000371565781431005 000281690000281690 25 d EFTA01726849 DUPLICATE COPY Prwad For JEFFREY E EPSTEIN Mown Number )00000000(4-31005 Page 2 of 7 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first gesentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at vavve.americanexpess.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office areal] any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applythg the daily periodic rate to the Average Daily Balance (as described below) for each feature {such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous billing periods), (2) add any new transactions, debts, or fees, (3) subtract any payments or credits , and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of Interest equal to the previous days daily balance multiplied by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance fertile feature for the next day. If this balance is negative, ft is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero it you paid the New Balance if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for hat feature, the be result will the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method- of calculating the Average Daily Balance and FC results In dolly compounding of FC. The minimum FC for any billing period inwhich FC are imposed is $0.50. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on parr NILwrite to us at the address indicated on your paper statement, or dick on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following Information: 1. Your name and account number; 2. The dollar amount of the suspected error; & Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home Mate or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About 'four Electronic Transfers: Please contact us by clicking on the Customer Service Unk online at vnwr.americanexpres.s.com, or you can call us at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as dearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR, is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check toyou for the credit balance in your account if the amount is $1.00 or more.Creditort American Express Centurion Bank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change GI Address coned on Iront do not use Name Company Na", Street Addrees City, State Zp code Area Code and Vane Phone Area Code and Work Phone Entail r Mi l t' I To Pay By Phone 1.800-472.9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1-800-CASH-NOW International Collect 1.954-503.8905 Hearing Impaired (9am-5pm EST) TTY: 1-800-M1-0050 FAX: 1-800-695-9090 In NY: 1-800-552-1897 • Correspondence Customer Service, The Centurion* Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing youremail address to American Express will enable you to receive special oilers, suited to your needs. EFTA01726850 DUPLICATE COPY Prepaed For JEFFREY E EPSTEIN Account Nurber Ckeel Dale )OOO(-XXXXX4-31005 07/29/04 Page 3017 Due In Full continued Faegn Sprang ATOURI 07/15/04 FREDERIC FEKKAI NY NY GOODS/SERVICES 171.20 07/19/04 AMTRAK INTERNET DC Routing Details Not Available 396.00 07/19/04 FREDERIC FEKKAI NY NY GOODS/SERVICES 171.20 07/28/04 LAST MINUTE GETAWAYS8887571555 RESTAURANT SERVICES NY 888.74 Total Due in Full Activity 2,816.90 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% Please refer to page 2 for further important information regarding your account EFTA01726851 Pivotal For JEFFREY E EPSTEIN DUPLICATE COPY )0000-)0000(4-31005 Pap 4 of 7 EFTA01726852 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) wvv.americanexpress.00mfrewards MembeRfainigilins Plus' Monthly Statement and Page 5 of 7 Program News American E r en* Statement Period May 1, 2004 • May 31, 2004 Account activity after this period does not appear on this statement e a, i MGMEGRSRIP -1E1H: P ere I Protpatod Ici JEFFREY E EPSTEIN Itambersbp RewashOPosount Nutrbot 1 M33334712 Available Points 5,131,084 American Express Membership Rewards Points are available when charges are Everyday Spend Points PO Box 297813 paid in full and all your accounts are in Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. earned this period: your Everyday Spend- Available points Include everyday spend points. 38a53 groceries, gas, pharmacy Account Summary Opening points balance 4,981,080 New points earned +150.004 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =5,131,084 New Points Earned 05/01/04 - 05/31/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligibe Charges Points Awarded Per Card Centurion 3715-657814-31005 6,800 0 0 6,800 Platinum 3713-818259-32002 0 0 0 0 Gold 3718-463688-41000 3,239 54 0 .3,293 Add'l Gold 3718-463688-44012 265 0 0 265 Addl Gold 3718-46368643030 42,649 0 0 42,649 Adcrl Gold 3718-463688-41042 0 0 0 0 Business Gold 3727-16256841009 0 0 0 0 Gold 3727-686332-61005 0 0 0 0 Add', Gold 3727-68R:1.v-62011 31,161 15,881 0 47,042 Add1 Gold 3727-rvinno.63027 25,517 22,414 0 47,931 Arlin Gold 3727-666332-62060 2,020 4 0 2,024 Totals 111,651 38,353 0 150,004 Mord:cal* Flewatch Pb, ports owned maybe Itansnuod Cf rodccmcd as org as al conied Card oxourls Ms n plod &twang Pont Sartlettal ICOWn93 cannot to taunted bath Yto the aoograns Forfeited points can be reinstated for a tee by calling the number provided below. Eigtle Casoldwpes we cssfosi in Pe Stambarshp Rowe, Pisa poosram Tema andCoo:15one in yew Meabetshp Rewacch Plus Glide. It you have 'suasion.. p4se visl vcoretamerIca nexpress.cointmeinbersh4newardsplus or call 1-800/asS1-1660 1297-10301. From naatscup call oiled 305416-2799. FRONTIER A I R L I N E S Earn More! New ways to earn points. Fly to Mexico on Frontier Airlines Redeem 30,000 Membership Rewards® points for an Economy Class ticket on Frontier Airlines and fly to any destination the airlines flies in Mexico, including Cabo San Lucas, Cancun, Ixtapa/Zihuatenejo, Mazatlan and Puerto Vallarta. Consider Frontier for other destinations as well. It is the one of the largest jet carriers at Denver International Airport, with nonstop service from there to more than 40 cities in the U.S. and Mexico. Call Frontier Airlines at 1-877-302-8803 to make a reservation. Visit www.american express.comkewards or call 1.800-AXP-EARN (297-3276). (MR Message 3184) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726853 a SeaWorld. ADVENTURE PARKS 04.4 x... u. rams. Arne:Jean Ex • it Fs STARW000 PREFERRED GUEST Peci—cd ErNiPelnipATE COPY JEFFREY E Met 51* Row-a le Account Nutter 1M33334712 American Exprers• mereffeasArif. SeaWorld and Busch Gardens Adventure Parks Experience a world of unique attractions and incredible thrills by redeeming Membership Rewards' points for tickets to SeaWorld and Busch Gardens Adventure Parks. You can redeem for tickets for multiple parks, including Busch Gardens (Tampa, Williamsburg), Adventure Island (Tampa), SeaWorld (San Antonio, San Diego, Orlando), Water Country (Williamsburg) and Sesame Place (Philadelphia). TicSets for Atherton Ward frarrpo), Busch Gardens (Trope) and SeaWortl (Al Wars) yard through March 31. 2C05. reliefs for Bserea Gagers (Wriarrolourg), Wider Country Nalltensbure) ad Seen Placa (Alsladalahla) are saki esofgh Ile 2004 season. Teases are naPreRi eeaeE bet a skiers Donate Membership Rewards® Points to More Than 850,000 Charities Lend a hand to those in need with Membership Rewards points. Now, you can donate Membership Rewards points to more than 850,000 charities. Log on to www.amerlcanexpress.com/give and redeem points today. Earn 50% More Starpoints! Transfer Membership Rewards® points to your Starwood Preferred Guest (SPG) account from July 1 to August 31, 2004, and receive 50% more Starpoints! That's 500 Starpoints for every 1,000 Membership Rewards points transferred, instead of the regular 333 Starpoints. SPG unites more than 750 of the world's best hotels including Westine Hotels & Resorts and Sheraton® Hotels & Resorts. To mien enreiloes ryes( ewe a quaffed slay ;Joao:wood IINN arel Raton pasted 10 Neil arount width the pact 12 manta Fleming's Prime Steakhouse & Wine Bar Certificates Turn an evening out into a memorable occasion. Fleming's Prime Steakhouse & Wine Bar is renowned for its stylish dining, lively atmosphere and innovative wine list. Redeem Membership Rewards' points for $50 or $100 certificates toward your dining experience at Fleming's Prime Steakhouse & Wine Bar. For more information or to find a location nearest to you, visit www.flemingssteakhouse.com. Page 6 of 7 To review these rewards and redeem points for tickets, visit www. americanexpress.com/ rewards or call 1.800-AXP-EARN (297-3276). (MR Message 3076) To start donating Membership Rewards points, visit www. americanexpress.comf give. (MR Message 6334) Transfer points at www. americanexpress.comf rewards or call 1.800-AXP-EARN (297-3276) or contact Stanwood Preferred Guest at 1-888-625-4988 or www.spg.com. (Message 4064) To start redeeming today, log on to www.american express.comlrewards or call 1-800-AXP-EARN (297-3276). (MR Message 5227) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726854 DUPLICATE COPY Prcoated Fix JEFFREY E EPSTEIN Mooed Mather Ckeala Dale XXXX-)OO0O(4-31005 07/29/04 Page 7 of 7 Airport Club Club Access Around the World Frequent flyers will appreciate this benefit--complimentary access to participating Continental Airlines Presidents Club®, Delta Crown Room Club® and Northwest WorldClubs® airport lounges. You'll enjoy complimentary access by simply presenting your Centurion® Card, government-issued ID and ticket valid for travel that day with the corresponding airline operating the flight. You may also bring your spouse and children under the age of 21, or up to two travel companions per visit. Program Terms and Conditions apply. For full Terms and Conditions, call Centurion Member Services at 1.877.877-0987, option 3. For more information on lounge locations, call Centurion Member Services at 1.877.877.0987, option 3. (CE 104626) Los Angeles Baseball Tickets and Suites Now on Sale As a Centurion® member, you can enjoy professional baseball in Los Angeles this season from plush seats located between the dugouts behind home plate (includes premium parking passes) or from a private luxury suite that accommodates up to 20 people. r fre:77etci; ....1 nu G Imes • a .. MI sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. Call 1.800.455.1657 (8arn-11pm EST, 7 days a week) to purchase your tickets today. (CE 104627) A Special TravelFunds Card Offer for AARP Members Receive a complimentary emergency travel kit with the purchase of $1,000 or more in TravelFunds Cards from American Express.* It has the safety and security of Travelers Cheques and the convenience of a Card. The TravelFunds Card is prepaid and reloadable. It is safer than carrying cash and is not linked to your bank account. If it is lost or stolen, your balance is refunded, usually within 24 hours. Offer also available when purchasing American Express Travelers Cheques and foreign currency. 'Limit one kit per order. There is a $14.95 issuance fee per TravelFunds Card purchase, which includes standard shipping and processing. For complete Terms and Conditions, visit www.earp.org/amex. Offer available for AARP members only et vinvw.aarp.orgramex and at 1.800-721.9754. Members must enter or mention promotion code 101. (CE 104632) Now Accepting the American Express® Card! Wendy's® - Enjoy hot 'n juicy® hamburgers, Garden Sensation' Salads and Chicken Temptations". Applies to locations that accept American Express Cards. www.wendys.com. Staybridge Suites Hotel - All new upscale suites with complimentary daily breakfast, family-friendly Jersey shore location. 732-380-9300. www.staybridge.com. Bruegger's Bagels - For breakfast and lunch meetings. Fresh-baked bagels, cream cheese, sandwiches and coffee. For participating locations: 1-888-8BAKERY or www.brueggers.com. If there are other places where you would Ike to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 104594) How to Save up to 15% Off a Shopping Bill in Europe When shopping in the European Union countries, VAT (equivalent to sales tax) is included in the prices that you see, rather than added on at the cash register. As a resident outside of the European Union, one can reclaim up to 15% off the purchase price when leaving the country. And, so not to waste time at the airport foreign exchange desks, one can simply indicate on the form that they would like the refund to be credited to their American Express® Card. A person must be resident outside of the European Union in order to benefit from tax-free shopping. VAT rates and minimum spending requirements vary by country. Please refer to wvnv.amerIcanexpress.com/traveltIps for further details. To find out more about tax-free shopping, please visit vrvirmamerican express.com/traveltIps. Please don't forget to ask a representative from Customs and Excise to stamp the form upon final departure. (CE 104591) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726855 DUPLICATE COPY Centurions Card Statement of Account Earn points on all of your , Puichases, everywhere you use the Card. , Visit viww 3MCnCanexpreSS.00rnirewar35. Prepared For Acecul Nutter Omit Dale JEFFREY E EPSTEIN 3715-657814-31005 08/29/04 Page 1 of 8 New AerviryS New Please Pay By Prerrietz Starter $ Namara Acealy Ine.AdUatnenla Balance $ 09/13/04 2,816.96 -2,816.90 +5,877.10 5,877.10 Please refer to page 4 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Conekorge.YourReliabk,Resource As a Centurion® Card member, you have access to an incredibly valuable resource right at your fingertips. Consider all of the tasks you have to accomplish on a daily basis. Now imagine reliable assistance to help you accomplish them--your dedicated Concierge. Whether you need help securing dinner reservations for a night on the town, sending flowers to a loved one, finding a thoughtful gift for a special anniversary or planning fun activities for the weekend, Concierge has the creative expertise to handle all of the details and make your life more enjoyable. Call Centurion Concierge 24 hours a day, 365 days a year at 1-877-877-0987, option 2. Activity Nicole, toting dale Amount $ ..1o8I9g)4! .Paynierteeppy,ecl- Thank You Due In Full Activity for JEFFREY E EPSTEIN Card /COO( ));XX)(4 3 ICOS • 00/03/04' AMAZON COM PAYMENTSAMAZON.COM MERCHANDISE:;1C AMZPAMAZON PAYMENTS ROC No; 0097830663 07/28/04 FREDERIC FEKKAI NY NY GOODS/SERVICES 07/30/04 AMTRAK INTERNET DC Routing Details Not Availed° 07/30/04 AMAZON.COM PAYMENTS AMAZON.COM WA MERCHANDISE AMZ'AMAZON PAYMENTS ROC No. 0096607661 285.33 -2,816 90 ; Amount $ -24.55 Credit 275.00 Pkaze kid on evr partial= below. datsh and return Mt purr (unbent AcmAMIffber Payment Coupon 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Please Pay By: 09/13/04 Total Amount Due ss,amui AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 l,..IIII 24.55 Continued on Page 3 Please enter account number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card • ..,ounts except any Corporate Card Accounts you may have. 0000371565781431005 000587710000587710 25 rt EFTA01726856 Piepancl For JEFFREY E EPSTEIN DUPLICATE COPY account Number >00(X-X)000(4-31005 Page 2 of 8 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check Mese do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not col!ect the funds electronically at first presentment we may issue a draft against your account for the amount of the check Authorization for Electronic Payments:By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to Initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Senrice Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (incluang unpaid FC from previous billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate athustments. For each day after the first day of the billing poliod, we also add an amount of interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, It is considered to be zero, Then, we add up all the day balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method- of calculating the Average Deily Balance and FC results In daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Billing Flights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write to us at the address indicated on your paper statement, or click on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pads of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or chedting account, you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule For CreditCard' Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link online at vnvw.americanexpress.com, or you can call us at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error, 3. Describe the error or the transfer you are unsure of, & explain as dearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR') is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change of Address E weed on front do not use Name Company Name Street Address City, Slate Zip Code Ares Code and Kane Phone Area Code aril Weak Phone Email To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1.877.877.0987 24 hoursa days Express Cash 1-800-CASH-NOW International Collect 1-954-503-8905 Hearing Impaired (9am-5pm EST) try: 1-800-M1-0050 FAX: 1.800.695.9090 in NY: 1-800-552-1897 O Correspondence Customer Service, The Centurion° Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329.7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329.7804 Payments P.O. BOX 2855 NEW YORK NY 10116.2855 Providing your email address to American Express will enable you to receive special offers, suited to your needs. EFTA01726857 DUPUCATE COPY Prepmed fa Account Ntrthef JEFFREY E EPSTEIN XXXX-)0000(4 - 3100.5 craft OS Page 3 of 8 08/29/04 Due In Full continued mans 08/03/04 DELTA AIR UNES MANKATO MN DELTA AIR UNES From: To: J F KENNEDY NP NY WEST PALM BEACH FL NOT AVAILABLE Ticket Number: 00611675536415 Passenger Name: FONTANILLA/R Document Type: PASSENGER TICKET Cartier: Class: DL KW Date of Departure: 08/06 124.60 08/03/04 DELTA AIR UNES MANKATO MN DELTA AIR UNES From: To: J F KENNEDY NP NV WEST PALM BEACH FL NOT AVAILABLE Ticket Number: 00611675536426 Passenger Name. FONTANILLML Document Type: PASSENGER TICKET Carrier: Class: DL KW Date of Departure: 08/06 124.60 08/03/04 ORBITZ LLC CHICAGO IL GOODS/SERVICES 12.00 08/04/04 DELTA AIR UNES MANKATO MN DELTA AIR UNES From: To: J F KENNEDY NP NY WEST PALM BEACH FL NOT AVAILABLE Ticket Number: 00611677229310 Passenger Name: MULLEN/D Document Type: PASSENGER TICKET Cartier: Class: DL YS Date of Departure: 08/06 254.60 08/04/04 AMERICAN AIRLINES MANKATO MN AMERICAN AIRUNES From: To: J F KENNEDY NP NY SAN JUAN PUERTO RI NOT AVAILABLE Ticket Number: 00111676979105 Passenger Name: Document Type: PASSENGER TICKET Carrier: Class: AA BX Date of Departure: 08/04 548.20 08/04/04 AMERICAN AIRLINES MANKATO MN AMERICAN AIRLINES From: To: J F KENNEDY NP NY SAN JUAN PUERTO RI NOT AVAILABLE Ticket Number: Passenger Name: Document Type: PASSENGER TICKET Canter: Class: AA BX Date of Departure: 08/04 548.20 08/0404 ORBITZ LLC CHICAGO IL GOODS/SERVICES 12.00 08/04/04 ORBITZ LLC CHICAGO IL GOODS/SERVICES 6.00 08/04/04 CAPE MR-SAN JUAN MIAMI FL GCODS/SERVICES 239.00 08/09/04 THE NEW AMSTERDAM THNEW YORK NY GOODS/SERVICES 500.00 08/17/04 D J*WALL ST JOURNALL900-568-7625 MA GOODS/SERVICES 319.00 08/19/04 TOD'S BEVERLY HILLS CA GOODS/SERVICES 1,860.00 08/19/04 TOO'S BEVERLY HILLS CA GOODS/SERVICES 768.57 Total Due in Full Activity 5,877.10 Continued on reverse EFTA01726858 PrepsecI For JEFFREY E EPSTEIN DUPLICATE COPY Ac rMnlxe X0000000(431 0 05 Page 4 of 8 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 10.15%, the DPR is 0.0278% Please refer to page 2 for further important information regarding your account EFTA01726859 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) bwmamericanexpress.comirewarth American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 Pluses Monthly Statement and Program News Statement Period June 1 2004 • June 30, 2004 Account activity after this period does not appear on this statement Fevered la JEFFREY E EPSTEIN Oliortorshp Parroals• Acme* Hunter 1M33334712 Points are available when charges are paid in full and all your accounts are in good standng. Available points Include everyday spend points. Available Points 5,288,720 Everyday Spend Points earned this period: 30,953 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 5,131,084 +157,610 0 +26 =5,288,720 Page 5 of 8 American Express , ..1 (3",, ME ma, FirjIT tt, A EN RP • . -'1,/' Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy New Points Earned 06/01/04 - 06/30/04 Points Activity On Eligible Charges Everyday Points Sren Bonus Points Awarded Total Points Activity Per Card Centurion 3715.65781431005 3,665 0 119 CenturionIVIR Partner Bonus 7242 3,784 Platinum 3713-816259-32002 0 0 0 0 Gold 3718-463688.41000 2,158 0 2,158 Addl Gold 3718-463688-44012 4,804 0 4,804 Adel Gold 3718.463688.43030 43,412 0 43,412 Add1 Gold 3718463688-41042 0 0 0 0 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-68633241005 0 0 0 0 Adel Gold 3727-6863-V-62011 38,934 23,932 0 62,866 Adel Gold 3727-ArtArt2.63027 25,437 7,021 0 32,458 Adel Gold 3727-686332-62060 8,128 0 0 8,128 Totals 126,538 30,953 119 157,610 Reinstated Points and Adjustments 06/01/04 - 06/30/04 Number Of Points Date Home Impr Adjustment 26 6/29/04 Total 26 PhaillaCtsh0 Rewards Plus p*ls earned may be trarotetted or redeem& as lend as at enroTed Cad =act we in goad standing. Pain's tramterred a redeemed earecr be ionised beck Info to pregtam. Fortelted polMs can be reinstated for a tee by calling Me number provided below. Rigtio Cad charges are cogned n e,e titerrixasNo Rewords Pas program Term and Corcoran: n>our bieentembg Retards Pko Rudolf 1:1/1 have camYorei, 0600 Visit vonvomtricanexpreaconanembershiprewardsplus a eat 1400.AXP-10S0 (297.1093). Fran overseas. to cd'eet 305416-2799. Continued on reverse EFTA01726860 BONUS Alitalia PrcPx°d ShlitInFATE COPY JEFFREY E tnerteeship Pewee:Ise AccennINurber 1M33334712 American Exprese• Earn More! New ways to earn points. Hold a Meeting at an Omni Hotel and Earn up to 30,000 Bonus Points Choose an Omni Hotel property for your next meeting or event and earn DOUBLE Membership Rewards® points on all guest room charges made on an eligible, enrolled American Express® Card, PLUS, earn an additional 5,000 points for events with guest room charges of $20,000. Valid for meetings booked and held between 06/01/04 and 05/31/05, so call an Omni Hotel meeting planner today. Dates Ora avetded for Pa first 325,020 in guest roan charges oily. Med be irckded in contreci in CIS( to teepee Wen reward:. Caned be used in emestelion seen eta dscoune at spend ellett Tote Out* to earn tented pants. you mud to ceedkel in Ps Motheaten Rewards 'swam d he tine ce purchase and cheeps your punkas* to on elgbte. emoted AffrOfiCan OVOSS Cad. Ban?? ”:.LPS vnl be 'traded wain 10.12 woad anix ea/Preens appose on your tang staiernene Bonsai° 79V. Use Miles as Money with GlobalPass® GlobalPass offers Membership Rewards® enrollees the ability to use Miles as Money toward any airline, anytime. With the GlobalFass SuperAwarde" Program, transfer Membership Rewards points to GlobalMiles'" and redeem toward tickets on any airline worldwide! GlobalPass also offers GlobalAwards®, allowing enrollees to redeem Membership Rewards points toward travel on GlobalPass Affiliated Airlines including AeroPostal, TACA and KLM. Earn Up to 1,500 Bonus Points with AOL® 9.0 Optimized! Membership Rewards® enrollees get AOL--FREE for 50 days. Plus, earn up to 1,500 bonus points (500/paid mo.) when you sign up with an eligible, enrolled American Express® Card and stay on AOL after the trial period ends. AOL TRW. MUST BE USED WITHIN 50 DAYS OF PIRA. SIGN-0N. To avaca being rei fah Wild brae bar elePdee by 00003 wag phase ct esdpay AOL Ices llleatior tows Kett Tote agile la beaus panes. mud be smoked n licerterseep Ansonia at line AGA leo Is chaiptel to Allet<Carce Bean points Ml be awarded 50O111O lot eanh pad monk d AOL trunterthp lees to max d 1.500 • . Mehl chive AMmeekly lee to elgbb. enrolled AMEA Card. Bonus perms will be accdoi to hip Peened, ton weir 10-12 weeks eller energies appear on Infra stn, To to ametdsd beers pant, you mu--t pay AM mealy tnentcahC loos by ansos. Baja 10:1492. Experience Italy with Alitalia! As Italy's premier airline, Alitalia offers the most non-stop flights to Italy from all its U.S. gateways. Enjoy wide-body seats, superb gastronomy, an extraordinary in-flight boutique and world-famous service from the people who have turned living into an art form. Redeem Membership Rewards® points and experience the passion of Italy. Take advantage of the new Magnifica Class Companion reward and bring a friend! Page 6 of 8 Call Omni Hotel today at 1.800.788.OMNI (788-6664) to arrange your next meeting or event and ask for your Membership Rewards bonus points! (MR Message 3073) To transfer Membership Rewards points to GlobalPass Miles, call 1.800-AXP-EARN (297-3276) or go to www.american express.com/rewards. (MR Message 6387) Call 1.800.276.3459 or visit www.free.aol. com/mr1 for complete terms and conditions. (MR Message 9033) Visit www.amedcan express.com/rewards or cad 1.800-AXP-EARN (297-3276). (MR Message 6344) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726861 DUPLICATE COPY PooPosed Fa JEFFREY E EPSTEIN ksosse Pante cure 0.go )OOO(-)OO0O(4-31005 08/29/04 Page 7 of 8 moos ; CustomExtrar Enjoy Fine Dining Around the World For dinner reservations across town, across the country, or across the ocean, look to the Fine Dining program available to you as a Centurion® member. Every day, a reservation is held at more than 1,000 of the most highly acclaimed restaurants in the U.S., Canada and abroad. So when the need arises for a reservation at a hometown favorite or an outstanding restaurant in another city, Fine Dining can help. Reservations are provided on a first-come, first-served basis, so please call as early as possible. All cancellations must be made by calling Centurion Concierge at least 24 hours in advance of the reservation, otherwise a $15-per-person cancellation fee ($60 minimum; $120 maximum) will apply. To make a Fine Dining reservation, call Concierge at 1.877-877-0987, option 2. (CE 104765) Premium Global Assist® Hotline - Travel with Confidence When you travel 100 miles or more away from home, rely on Premium Global Assist Hotline for around-the-clock medical, legal, or financial assistance. For medical needs, American Express will provide you with a list of physicians and dentists in your destination, assist with travel arrangements if you need to get home in a hurry, and pay for the cost of emergency transport to a medical facility. You can also look to American Express for help with visas, passports, lost luggage, and more. Premium Global Assist Hotline must arrange all medical and visitor transportation. Because this is an assistance service, we cannot reimburse you for expenses you incur on your own. Call Centurion Member Services at 1.877477.0987, option 3. (CE 104766) Macy's Passport '04: Fashion Show Benefit American Express presents, Passport a spectacular theatrical fashion show captivating you with music, live performances, supermodels, celebrities, internationally acclaimed fashion designers, and the best of Macy's Fall collection. Unlike any other fashion show, Passport merges fashion and compassion, and this year returns revitalized to inspire. Now in its 22nd year, Passport has raised nearly $18 million for HIV/AIDS research, prevention and direct-care programs. The evening includes a reception, Celebrity Fantasy Auction, and the Passport Fashion Show. Join us and experience the journey. For more information, please visit www.ticketmaster.com/passport. Runway Seats $150. Preferred Seats $75. *macyt &I s,* Tickets on sale 8/15. SAN FRANCISCO Fort Mason Center. Cardmember Evening, 9/22. Black Tie Gala Evening, 9/23. LOS ANGELES Barker Hangar: VIP Lounge and Gala Evening, 9/30. (CE 104764) Now Accepting American Express® Cards! Cardi's Furniture Superstores & The Rhode Island Design Center - Same-day furniture delivery, 7 Days A Week! Visit www.cardisfurniture.com or call 508-379-7510 for locations. Molton Brown London - Experience a collection of luxury body and skin therapies to renew, refresh and restart yourself. Now at 1098 Third Avenue, NY, NY. www.moltonbrown.co.uk. it Cigno - Classic regional Italian cuisine. Located at 1505 Weaver Street in Scarsdale, NY. Call us at 914-472-8484. Reservations are recommended. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 104721) A Special TravelFunds® Card Offer for AARP Members Receive a complimentary emergency travel kit with the purchase of $1000 or more in TravelFunds Cards from American Express.* It has the safety and security of Travelers Cheques with the convenience of a plastic Card. It's also prepaid and reloadable. Like Travelers Cheques, if it is lost or stolen, the balance on your Card is refunded, usually within 24 hrs. Offer is also available for U.S. Travelers Cheques, "fee-free" foreign currency Travelers Cheques and "fee-free" foreign currency. 'Limit one kit per order. There is a $14.95 issuance fee per TravelFunds Card purchase, which includes standard shipping and processing, $15.00 order fee plus shipping for U.S. Travelers Cheques. For complete terms and conditions, visit www.aarp.org/amex. Offer available for AARP members ONLY at www.aarp.orglamex and at 1-800.721.9754. Members must enter or mention promotion code 101. (CE 104772) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726862 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY Aoocunt 005 Page 8 of 8 Donate to the MDA Telethon With the Card and We Will Too! American Express is a proud sponsor of the 2004 Jerry Lewis Muscular Dystrophy Telethon. MDA combats neuromuscular diseases through programs of worldwide research, comprehensive medical and community services, and far-reaching professional and public health education. And, to celebrate our seventh consecutive year as a sponsor, American Express is going to make a $5 contribution for every time a donation is charged to the Card during the telethon. IltrAtaftlfee If you aren't able to tune in, go to www.mdausa.org to donate and learn more about MDA. $5 donations from American Express to the MDA are not tax-deductible. American Express will donate a maximum of $160,000. Well donate $5 to the MDA when you charge your contribution to your American Express. Card during the telethon. Please check local listings and tune in on September 5-6 and give generously! (CE 104763) Sign Up For American Express Alerts Get important information pertaining to your account delivered to you whenever and wherever you want. With American Express Alerts, you can choose to be notified when your payment is due, irregular account activity is detected, your payment is received and you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager or PDA. To sign up for Alerts, visit www.ameticanexpress. coin/alerts (CE 104907) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726863 DUPLICATE COPY Centurion® Card Statement of Account Earn points on all of your purohaSes, everywhere y se the Card. ViositilWVAIU amencarlexPreSs 77 wardS. ^-vx Prepared For Occarrit Water CIS'', Pere JEFFREY E EPSTEIN 3715-657814-31005 09/29/04 Page 1 of 7 New Actieity New Previous Balance Fo0roeol teeny Adir.r.haeob Balance $ Please Pay By 10/14/04 5,877.10 -5,877.10 +6,729.61 6,729.61 Please refer to page 3 for important information regarding your account Your membership will be renewed next month. Please refer to the Renewal Notice on page 3 Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Financial Control and Double Membership Rewards® Points It's universal--you take out money from the bank and after a week, you wonder where it went. Using your Centurion® Card to pay for everyday errands at supermarkets, gas stations and drug stores can help you keep track of your expenses. Each month, you will receive a detailed statement of all your purchases made with the Card. And don't forget, you can earn double points toward your next vacation. Offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bills (excluding bulk purchases of wireless time). Not valid in the departments of superstores or warehouse clubs. Terms and conditions of the Membership Rewards program apply. Activity .1"d"P`ee'°a•+le Nnount$ :#99ttnotr.' COM , . 4AVT Due In Full Activity for JEFFREY E EPSTEIN comnowowwwwos AmouMS 08/30/04 KOL AUTO RENTAL W PALM BEACH AUTO RENTAL ROC No. 66001376 FL 86.87 08/30/04 POLO RETAIL CORPORATPALM BEACH GENERAL MERCHANDISE FL 3=40 08/31/04 BROOKS BROTHERS 028 PALM BEACH SWEATERS FL 457.92 08/31/04 POLO RETAIL CORPORATPALM BEACH GENERAL MERCHANDISE FL 315.88 08/31/04 SHOE INN PALM BEACH FL 5999/38 SHOES/ACC ROC No. 0000000014 842.52 + Please roil Co tie peolorafto below, detach ant WNW.** Sur pasneN Payment Coupon Acwalimmew 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 II II In III I iiiii I I 1111 III IIIII Ohl II IIII 111111111110 Mail Payment to: Please Pay By: 10/14/04 Total Amount Due $6,729.61 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 Continued on Page 3 Please enter account number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. 0000371565781431005 000672961000672961 25 ti EFTA01726864 DUPLICATE COPY fireweed For JEFFREY E EPSTEIN XXXX-XXXXX4-31005 Page 2 of 7 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business dayy. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed enveiope with the remittance stub and the amount number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment we may issue a draft against your account for the amount of the check Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or crick on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature {such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (includng unpaid FC from previous billing periods), (2) add any new transactions, debits or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day alter the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the tilling period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multi&at the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for h feature, the result will be the FC assessed on that feature, except for variations caused the rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your tiff , write to us at the address indicated on your paper statement, or click on the Customer Service link online. We mu hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following Information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checlang account, you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduledto occur. Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to coned the problemwith the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link online at viiinv.americanexpress.com, or you can call us at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must heat from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as dearly as you can why you believe there is an error or why you need more information. We win investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CR4) is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address If correct on from do not use Karoo Company Name &reel Address Cf v. SWe tp Code Area cede end Home Phone Area code and Work Phone Erna r F To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash -800-CASH-NOW International Collect 1.954.503-8905 Healing Impaired (9arn-5pm EST) TTY: 1.800.221.0050 FM: 1-800-695-9090 In NY: 1.800.552.1897 • Correspondence Customer Service, The Centurions Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you to receive special offers, .... m i Suited to your needs. EFTA01726865 DUPLICATE COPY PiCpX(CI For Axccat Niniber ng Palo Page 3 of 7 JEFFREY E EPSTEIN XXXX->00(XX4-31005 09/29/04 Due in Full continued Amounts 09/08/04 THE CHARLES HOTEL CAMBRIDGE MA LODGING ROC No. 148039 773.58 09/08/04 THE CHARLES HOTEL CAMBRIDGE MA LODGING ROC No. 148303 09/09/04 TICKETMASTER NY 40 NEW YORK NY 216.05 DISNEYS LION KING (NY 09/09/04 TICKETMASTER NY 40 NEW YORK NY 1.75 TICKETS 09/09/04 THE CHARLES HOTEL CAMBRIDGE MA LODGING ROC No. 148039 318.20 21.88 09/13/04 FREDERIC FEKKAI NY NY 316.36 BARBER/BEAUTY SHOP ROC No. 0000006374 09/15/04 FREDERIC FEKKAI NY NY 156.20 BARBER/BEAUTY SHOP ROC No. 0000006822 Total Due In Full Activity 6,729.61 Important Notice Renewal Notice Statement Information: The amount due on any statement is payable upon receipt of the statement and must be paid Please refer to page 2 by the closing date of the next statement to keep your account current. You may discontinue your membership by for further important calling Customer Service when the annual fee is billed. information regarding Annual Fee: The annual fee is $1,000.00 for the Basic Centurion Card and $500.00 for each Additional Centurion your account Card, $175.00 for each Additional Platinum Card, and $45.00 for each Additional Gold Card. The annual lee for each Card is increased by $5 if the billing address of the account is outside the US. The $5 annual subscription fee for Departures magazine is included in the annual fee for your Centurion Card membership. If you do not wish to receive Departures magazine, please call 1.877.509.3993, Monday through Friday, 9am - 5pm EST. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Travel* or Extended Payment Option" Flexible Payment Features otherwise, no grace period. Method of Computing the Balance Subject to Finance Charge (FC) for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel° or Extended Payment Option' Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs) and Daily Percentage Rates (DPRs) may vary based on the applicable Prime Rate (PR). The PR used to determine the APR and DPR is the higher of the PRs listed in the Well Street Journal on the 1st or 25th day (or if such date is not a business day, the next business day) of the prior month. If a promotional rate is in effect, that rate will apply and expire according to the promotional terms disclosed to you when you were offered the account or promotional opportunity. Please see your Cardmember agreement. You may have access to one or more Flexible Payment Features as pad of your Card Account. The Annual Percentage Rates (APRs) and Daily Periodic Rates (OPRs) listed below are applicable to the following: Centunon/Sign & Travel Tier Rate Description APR DPR PREFERRED Prime + 5.90% 10.40% 0.0285% STANDARD Prime + 690% 10.40% 0.0285% DEFAULT Prime + 21.99% 26.49% 0.0725% EFTA01726866 Preprod For JEFFREY E EPSTEIN DUPLICATE COPY Account >oo&NrithrXX4-31005 Page 4 of 7 EFTA01726867 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpess.com/rewards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 Membe MOPPe CHs Plus' Monthly Statement and Program News Statement Period July 1, 2004 - July 31, 2004 Account activity after this period does not appear on this statement Prepared kr JEFFREY E EPSTEIN kteerterelip Renate ACCOLIM Number 1 M33334712 Points are available when charges are paid in full and all your accounts are in good standing. Available points Include everyday spend points. Available Points 5,414,060 Everyday Spend Points earned26 this perio6 d: 29 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 5,288,720 4- 124,836 0 +504 =5,414,060 Page 5 of 7 American Express* Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy New Points Earned 07/01/04 - 07/31/04 Points Activity On Everyday Spend Eligible Charges Points Bonus Points Awarded Total Points Activity Per Card Centurion 3715-657814-31005 2,817 0 2,817 Platinum 3713418259-32002 0 0 0 0 Gold 3718-46368841000 2,362 233 0 2,595 Add! Gold 3718-463688-44012 195 0 0 195 Add! Gold 3718-463688-43030 24,283 0 0 24,283 Add! Gold 3718-463688-41042 0 0 0 0 Business Gold 3727-162568-41009 0 0 0 .0 Gold 3727486332-61005 0 0 0 0 Add! Gold 3727444x4p.e201 I 32,915 20,425 0 53,340 Addi Gold 372748633243027 33,173 5,051 0 38,224 Add1 Gold 3727-Paft332-62060 2,795 587 0 3,382 Totals 98,540 26,296 0 124,836 Reinstated Points and Adjustments 07/01/04 • 07/31/04 Number Of Points Date EDS Bonus Point Adj 504 7/14/04 Total 504 MarberstipRewarda Plus Wes earns may be transferral a ;enamod as tag =Senn:deg Cod awaits are ,good gongs. Pons transferred or Seeman canna to remised back irto the yastam. Forfeited points can be reinstated Roofers by calling the number provided below. Eight* Cord charges we ("fined In the ktartershp Flervads PS: program Terms .rd Candela:as in your trkenberstip Rewards Flue Gdns. I pair have QIXSti:01S, please visa www.amerkanexpress.congmemberehlprewardsplus a call 1-800-AXP.ICGO ita7-1090). From 0/0( VMS cal carat 205-816-2799. Continued on reverse EFTA01726868 POTTERYBARN Aniti 114, $xp '''' memo ERs),4p Tel CCORMICK & CHMICK'S SEAFOOD RESTAURANTS TOURI1EAU Send( 1000 swiss Swiss International Air Linos Pitcatdkc ErakirEldpATE COPY JEFFREY E ',Webers* Rews-deAt Anti throw 1M33334712 American Erpress• Everything You Need, for Every Room in Your House at Pottery Barn At Pottery Barn, you'll find sophisticated furnishings with exclusive designs that exemplify superb quality and timeless style. Visit us today—we'll help you create rooms that make you feel welcome every time you walk in the door. Fly Cathay Pacific Airways to Hong Kong Cathay Pacific Airways offers service from North America (Los Angeles, San Francisco, New York, Vancouver and Toronto) to Hong Kong, with convenient connections to over 80 destinations worldwide on one of the world's youngest fleets. On Cathay Pacific, you may redeem 20,000 Membership Rewards® points for a $299 Economy Class ticket or 70,000 points for a free Economy Class ticket to Hong Kong. McCormick & Schmick's Seafood Restaurants Enjoy some of the freshest seafood available each and every day or as National Seafood Month begins in October. Renowned for their 'Fresh Approach'to dining, this restaurant group prints new menus daily to offer more than 30 varieties of the freshest seafood. Now is the ideal time to think gatherings or gift cards for the holidays. To find a restaurant near you call 1-888-344-6861 or log on to www.McCormickandSchmicks.com. Earn Double Points at Tourneau • WatchFest 2004 Celebrate Watchfest 2004! Visit any Tourneau or Tourneau Watch Gear Store during the entire month of October 2004, and earn double Membership Rewards® points on any purchase when you use an eligible, enrolled American Express® Card. Not eyelid* at Toumeete Las Vegas Iccaecet Tote iaktge to earn Penn pants. you rat be WOW In the Idarrbershlp Rewards ettgrani al the any el webs* anl you must chage tour purchase en an en-c Arnnican EYIVOSSCazd. Bonus pcinIs wi be credrad to yap kterrtaeskp Rewards accevrt wean 6.8 weeks aver charges appear °rotator brag statement. BOnes D.2305 Plan Your Next Vacation to Europe with SWISS SWISS offers daily service from Boston, Chicago, Los Angeles, New York's JFK, Newark, and Miami to more than 40 destinations throughout Europe. Redeem 40,000 Membership Rewards® points for an Economy Class Companion Ticket to Europe. Call SWISS at 1-877-FLY-SWISS (359-7947) to make your reservation today. Page 6 of 7 Visit wvAv.american expross.comfrewards or call 1-800-AXP-EARN (297-3276). (MR Message 5066) Call Cathay Pacific at 1.800-233.2742 to make your reservation. Then, visit www.american express.com/rewards or call 1.800-AXP-EARN (297-3276) to redeem points. (MR Message 8221) To start redeeming today for a $50, $100 or $150 gift card, visit wens!. americanexpress.com/ rewards a call 1-800-AXP-EARN (297-3276). (MR Message 4524) (Bonus ID 2308) Once you have a confirmed reservation, redeem for the desired certificate by visiting www.americanexpress. com/rewards or call 1.800-AXP-EARN (297.3276). (MR Message 8033) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726869 DUPLICATE COPY Prepared For JEFFREY E EPSTEIN Amain, Weber CloCr0 Dale )00000000(4-31005 09/29/04 Page 7 of 7 .11l5 x . 1/00$ _ • an ...CustomExtras- Premium Seats at the STAPLES Center Use your Centurion® Card to get some of the best seats in the house for professional hockey and basketball at the STAPLES Center. You can also score hot tickets to most other sports and musical events at the Los Angeles landmark. NI sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suite, packages, and tickets are available on a first-come, first•served basis. NI ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express.Ticket limits may apply. Availability is limited.Tickets will be sold in pairs. Call 1-800-455-1657 (8 am-11pm EST, seven days a week) for more information or to buy tickets. (CE 104834) Special Access with Hotel Elite Status Without having to meet virtually any minimums or special requirements, you are entitled to enroll in the elite levels of the frequent guest programs of the Hilton Family of Hotels, InterContinentale Hotels and Resorts, and Starwoode Hotels & Resorts Worldwide. Benefits vary from program to program arid are subject to change without written notice. Benefits are based upon space availability. The terms and conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. To take advantage of these valuable benefits, contact Centurion Member Services (CMS) at 1-877-877-0987, option 3. (CE 104835) Carry the TravelFunds® Card from American Express The safety of Travelers Cheques with the convenience of a Card. The prepaid, reloadable TravelFunds Card from American Express is a safe way to carry money when you travel. Unlike debit cards, it is not linked to your bank account. You'll also have access to valuable travel services such as passport/credit card replacement assistance.* 'Proof of TravelFunds Card purchase may be required. Credit card replacement assistance is for major bank-issued credit cards only (not for retail store, gasoline, calling cards, etc). Fees for passport/credit card replacement assistance are the sole responsibility of the customer. ATM fees apply. For complete terms, visit vnintiamericanexpress.comibuytk or call 1-888-412-6945. TravelFundse Card from American Express is accepted at millions of places that accept American Express Cards. Purchase yours today at www.american express.com/buytfc or by calling 1.877-I BUY-TFC. (CE 104838) Now Accepting American Express® Cards! eteamz - Teams and leagues in more than 100 sports use eteamz Web sites and services. Visit www.eteamz.com or call 1-888-543-7223. eteamz is part of The Active Network, Inc. Global Gatherings - Patisserie and restaurant selling eclectic home and gift items from around the globe. We are on 156 South Central Avenue in Hartsdale, NY. 914-683-1833. Baby Superman - Baby bedding and gear at discount prices--unique items not found at national chains. Nationwide shipping. Visit us at www.babysupermart.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 104870) Online Fraud Protection Guarantee When you use the American Express® Card online, you won't be responsible for any unauthorized charges. Period. No fine print, no deductible--just pure protection, so you can shop with confidence anywhere on the Internet. Should any unauthorized charges appear on your statement, simply notify us by calling the number on the back of your Card. To learn more, visit www.americanexpress. com. (CE 104909) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726870 DUPLICATE COPY Centurion® Card Statement of Account Earn points on all of your • purchases, everywhere you use.the. Card. Gist www.arnericaneiPreSS Cam/rewards. Propond For ACCGAI Nutty Ckz.ng DaN2 JEFFREY E EPSTEIN 3715-657814-31005 10/29/04 Page 1 of 8 New New &betty $ Previa'', &Saxe S Ptornen Actray $ InO.AdjustrnenP3 Balance $ Please Pay By 11/13/04 6,729.61 -6,729.61 +1,211.20 1,211.20 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-O987. Ctocierge-YourReHableResource As a Centurion® member you have access to an incredibly valuable resource right at your fingertips. Consider all of the tasks you have to accomplish on a daily basis. Now imagine reliable assistance to help you accomplish them--your dedicated Concierge. Whether you need help securing dinner reservations for a night on the town, sending flowers to a loved one, finding a thoughtful gift for a special anniversary or planning fun activities for the weekend, Concierge has the creative expertise to handle all of the details and make your life more enjoyable. Call Centurion Concierge 24 hours a day, 365 days a year at 1-877-877-0987, option 2. Activity .ind"a Cc" dth2 kmunt$ 109woeirrient sepeikgcr*cpi4fIvoit, Due In Full Activity for JEFFREY E EPSTEIN Caid XXCOCCCIX4-31C05 09/30/04*ilCTHEpLANTERSINNqCHARLESTptiqWSC'i Data Depure Date,, 6/15/04'4' arnovnts 09130/0412 THE PLANTERS INNri CHARLESTONr 7 -40/15/04:,:, , REDRESERVATION Please fad on the perktabca berm. death and Mum web ma prier, $ Axeurt Nuntee Payment Coupon 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Please Pay By: 11/13/04 Total Amount Due $1,211.20 HdaJAIJAHMIHJIALIAANIUM AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IIIIIIII , I ,I Continued on Page 3 Please enter account number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. 0000371565781431005 000121120000121120 25 rl EFTA01726871 DUPLICATE COPY Prepared For JEFFREY E EPSTEIN Mncetauriter )000(-)0000(4-31005 Page 2 of 8 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and &awn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: by using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your pnenr statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature fsuch as Purchase, Cash Advance and Balance Transfer features) of your Account (inclucfing current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rouncling. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Ratline Rights Summary: In Case of Errors or Questions About Your Sill: If you think your bill is incorrect, or if you need more information atout a transaction on your bill, write to us at the address indicated on your paper statement, or dick on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item yciu are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. Tostopthe payment, you must notify us three businessdays before the automatic payment is scheduled to occur. Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link online at www.arnericanexpress.com, or you can call us at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1.800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. It yOU think your statement receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as dearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated ICH) is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. II you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative fisting of credit card rates, fees and grace periods bycalling 1-800-518-8866. Change of Address COMO on horn do not era Name Company Name Street A6Preze City. Slate Zip Cede Area Code and Home Phone Area code and Work Phone Email r To Pay By Phone 1-800472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1-800-CASH-NOW International Collect 1.954-503-8905 Hearing Impaired (9am-5pm EST) "Ti': 1-300.221-0050 FAX: 1.800.695.9090 In NY: 1.800-552-1897 Correspondence Customer Service, The Centurions Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329.7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing youremail address to American Express will enable you j to receive special offers, suited to your needs. EFTA01726872 DUPLICATE COPY Prepared Fa JEFFREY E EPSTEIN Accoonl Nutt: Claig Da* Page 3 of 8 X)00(-X)000(4-31005 10/29/04 Due in Full continued Amami $ 09/29/04 THE PLANTERS INN CHARLESTON SC Arrival Date Departure Date 10/14/04 10/15/04 00000000 CARDEPOSIT No of Nights 1 310.00 09/29/04 THE PLANTERS INN CHARLESTON SC Arrival Date Departure Date 10/14/04 10/15/04 00000000 ASSURED RESERVATION No of Nights 1 650.00 10/08/04 FREDERIC FEKKAI NY BARBER/BEAUTY SHOP ROC No. 0000002498 NY 171.20 10/29/04 Membership Renewal Fee 1,000.00 Total Duo in Full Activity 1,211.20 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periock Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 10.65%, the DPR is 0.0292% Please refer to page 2 for further important information regarding your account EFTA01726873 Preparal Fcc JEFFREY E EPSTEIN DUPLICATE COPY )000(400000-31005 Pape 4 of 8 EFTA01726874 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) vnvvtamericanexpress.com/rewards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 MembeRINVITe ts Plus`" Monthly Statement and Program News Statement Period August 1, 2004 • August 31, 2004 Account activity after this period does not appear on this statement Prepared la JEFFREY E EPSTEIN Mertenthip nevem:Ise Mame Hinter 1M33334712 Points are available when charges are paid in full and all your accounts are in good standing. Available points Include everyday spend points. Available Points 5,549,969 Everyday Spend Points earned 27 this 34 period: Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 5,414,060 +135,909 0 0 =5,549,969 Page 5 of 8 AneliCCIP: EXPle$0' MEMBERSHIP REIVARD Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy New Points Earned 08/01/04 - 08/31/04 Points Activity On Everyday Spend Eligible Charges Points Bonus Points Awarded Total Points Activity Per Card Centurion 3715-657814-31005 5,878 0 1,096 Obis 2x pts 2004-6 1917 505 CONSUMER CENTURION GROUP GCE 7,479 Platinum 3713-818259-32002 1,060 0 0 1,060 Gold 3718-46368841000 6,588 0 0 6,588 Addl Gold 3718.46368844012 34 0 34 Addl Gold 3718-463688-43030 24,367 0 310 Orbitz 2x pts 20044 1917. 104 OSBN Staples Summer 04 1692 24,781 Addl Gold 371846368841042 0 0 0 0 Business Gold 3727-16256841009 0 0 0 0 Gold 3727-686332-61005 0 0 0 0 Addl Gold 3727-686332-62011 31,277 17,645 0 48,922 Addl Gold 3727-686332-63027 31,108 9,437 59 OSBN Staples Summer 04 1692 40,604 Addl Gold 3727-6863n-62060 6,289 152 0 6,441 Totals 106,601 27,234 2,074 135,909 Mcntershp Rewards Mos points earned may bo tranderrod or redasend as long as a4 enrciltd Card mccurin we it geed stardng. Peens earnietted or redeemed cannel to teemed todt into the program Perfeltail points can be reinstated for a fee by calling the number provided below. Elsnbk. Cardona:gm aro allied in the MaMterstip Rewards Plus ;moron Torres ardCordtian in )W PAYTtettlip Rewards Plus Gude. If you have ;tenons, pinto visot swersmerleanexpress.ternImenbemIllprewalasplus or cal 1.8COAXP•1090 (297.10:0). Fran overseas. Cal ootecl 3053162799. Continued on reverse EFTA01726875 American Express* ANN/tie A',-Es "a1E e.10 EX S.Il1P , I, , MILesMaitcom ASPENANOWMASS THE SHARPER IMAGE' anO_OgOcurit Pr" ed ice ..yi eln ipATE COPY JEFFREY E hicrnbashp Peet.vC.Aotounl Norrber 1M33334712 Important Notice Regarding Marriott Rewards® Option As of January 1, 2005, point transfers into the Marriott Rewards program will no longer be an option in the Membership Rewards® program. All point transfers into the Marriott Rewards program must be complete by December 31, 2004. Please remember that any Membership Rewards point transfers into the Marriott Rewards program are considered final and non-refundable. Marriott certificates will remain a reward option in the Membership Rewards program. Earn Bonus Points at Top Retailers Through Milesmall.com Here's a great way to earn bonus points at 150 of the most well-known brands. Enroll at Milesmall.com and when you shop through their online mall using a registered American Express® Card--you can earn bonus points for your purchases all year round. Visit www.Milesmall.com/ americanexpress to register and see how many bonus points can be earned when you shop with Milesmall.com. Enrdment and terms and *colones la Micsmatocen app/f. To be regbfa to cam terra pconts. you mutt be weeded in Ihe Merrbershia Remade/1 recce/nal the Imo DI pinches* aid you must charge your purchase en an elytie, mySW Arnencen Egress Card. Bras parts val be cowed to your Prajorn arcounl whin 10.12 weeks ear charges appcka: on your bin; sLeernom. Program veld Koh 030806 to 03,0805. Bonus 10:2669. Plan Your Next Ski Vacation with Aspen/Snowmass Redeem Membership Rewards® points for Aspen/Snowmass for your next ski vacation. You can redeem points for certificates for skiing, snowboarding or rentals at each of the four mountains--Snowmass, Aspen Mountain, Aspen Highlands and Buttermilk. For more information, call 1-800-525-6300 or visit www.aspensnowmass.com. Rewards mid Owou;s1 Apr! 11. 2006. Earn Five Membership Rewards® points from Sharperimage.com This Holiday-Season Find unique gift ideas and earn five Membership Rewards points for virtually every dollar you spend when you shop at www.sharperimage.com/amexpoints. The Sharper Image shares the fun of discovering innovative products that make life easier and more enjoyable. As one of America's premier specialty online retailers, sharperimage.com is a great place for great gift ideas this holiday season. Ote vdd ONLY when you 9e to www.sharpedmage.conamexpointe teach 12/31431. To ems bonus pails youreed to cnroled n the himnberstm Retard: pay.® at the Ine of Purchase aM orange your purchase to an ebgblo corded Exprt4s49 Card. Not void in sixes, ph:he:Mai-ceders or lot The Simper Image Aucton ifs. Chhor terrre. aPpIy. Peres Point; vat be *seeded * your hterrborshb Rends aeccunt 10-12 wefts :hr charges appear ea yar [ding wakened. Bars ID* 1016. Limited Time Offer from Rail Europe! For a limited time, redeem 15,000 points and receive a certificate for $100 off any Rail Europe booking of $350 or more. This offer is valid for bookings between October 1, 2004 and November 30, 2004. So act fast. Rail Europe is one of the largest suppliers of European rail and travel services in North America. Pecluves based on Iwo people luneirg testier, stkject to am/04611y. Cain bitched dale* apply. Page 6 of 8 Important Message: Marriott Rewards* to leave the Membership Rewards," Program. To see the full array of rewards accessible to you, log on to vnvw.american express.comfrewards. (MR Message 5069) Visit www.Mitesmall.com/ americanexpress to enroll and register and start earning bonus points today! Remember you can only earn bonus points when you link though Milesmall.com. (MR Bonus ID 2449) To review these rewards and redeem points, visit www.amedcanexpress. cam/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 3376) Shop at www.sharper Image.corn/amexpoInts today and earn five points for every dollar you spend this holiday season. (MR Message 3243) To review these rewards and redeem points, visit vonnv.americanexpress. corn/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 3190) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726876 DUPLICATE COPY Nimrod For JEFFREY E EPSTEIN Account Nurrter XXXX40000C4-31006 Gleam Dtde 10/29/04 Page 7 of 8 a .CustomExtras- r es. Introducing a New Limited-Edition Publication Published especially for Centurion® members with a frequency of four times a year, this new publication has been created for a very specific and limited audience--you. As such, it will reflect not only your needs but your aspirations, providing a sometimes rare, always unique look at the world of travel, food and wine, fashion, and culture. It promises to not only enhance your understanding of those worlds but to provide special access to them as well. virde4lOrIICETYST, Tr , . . Anus 100l For more information, contact Centurion Member Services at 1.877-877.0987. (CE 104999) Get Premium Seats & Packages at Madison Square Garden It's time for another exciting season of pro sports at Madison Square Garden in NYC. As a Centurion® member, you have not only the inside track to premium seats, you also have special opportunities to meet and talk with sports notables at the games during our Chalk Talks and Legends Nights. All sales are Sinai and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages, and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. 'tickets will te sold in pairs. To reserve your tickets, call 1.800.455.1657 (8arn-11pm EST, seven days a week). (CE 104983) American Express® Gift Cards - Good All Over the Place! American Express Gift Cards are accepted in millions of different places,* for millions of different things. From sporting goods to sushi and for holidays or special occasions, be sure to give your loved ones exactly what they want, every time. Unlike store gift cards or certificates, American Express Gift Cards never expire and are replaceable if lost or stolen.** Buy American Express Gift Cards today—the perfect gift, every time. 'The Card is good in the U.S. wherever American Express Cards are accepted. Cards' fees may apply. "The remaining hinds on the Card can be replaced, replacement card fees may apply. "'Online sales through Cheques-on-Line, Inc. Card and shipping fees apply. For complete terms, visit www.americanexpress.com. Buy your Card at participating in-person locations, online— at www. am Mean ex p res s. com/gift or via one at 1-866-256-GIFT. (CE 104986) Now Accepting American Express® Cards! Amazing Savings - 86 stores with closeout merchandise arriving daily. Amazing brands. Amazing closeouts. For locations, call 1-888-AMAZING or visit www.amazingsavings.com. Salon Pashah - Has been unveiled in New York City and truly sets a new standard in hair care and innovative design. 601 Madison Avenue. For an appointment call 212-371-7337. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 104926) Return Protection - We'll Take It Back When Others Won't From time to time, merchants refuse to take back items you purchase at the store or online. That's why it's nice to know if you're dissatisfied with any eligible purchases you made with the Card and the merchant won't take it back, Return Protection can help. Perhaps the item is too big. Maybe you don't like the color. Simply contact us within 90 days from the date of purchase and American Express will reimburse you for the purchase price up to $300 per item, excluding shipping and handling. Return Protection refunds, exclude shipping and handling, and are limited to up to $1,000 annually per Card account. Coverage is subject to additional Terms, Conditions, and Exclusions. For more information, visit us online at www.americanexpress. comiretumprotectIon. (CE 104995) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726877 Prepared Fa JEFFREY E EPSTEIN DUPLICATE COPY Amami Nina., )CCXX-XXXXX4-31005 Page 8 of 8 BONUS; N ?recaE?) ]Re.b •••• • Earn Double Points by Donating to Your Favorite Charity Donate to any of over 1,000,000 U.S. charitable organizations and earn double Membership Rewards® points for every dollar you donate with an eligible, enrolled Card. This bonus point promotion is only eligible to Cardmembers who donate through the American Express Donation Site between October 1, 2004 and December 31, 2004. To earn bonus points, you must be enrolled in the Membership Rewards program at the time of the donation and must charge your purchase on an eligible, enrolled American Express Card. Donation of Membership Rewards points are not tax deductible. Bonus points will be credited to your Membership Rewards account within 6.8 weeks after charges appear on your tilling statement. The maximum number of points you can earn through this promotion is 25,000. Bonus ID: 5969. To make a donation, go to www.americanexpress. comfdonate. Terms and conditions of the Membership Rewards program apply. For more information, visit wviw.americanexpress. com/rewards. (CE 104978) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726878 DUPLICATE COPY Centurion® Card Statement of Account 5,730,549 Membership Rewards, "Points Available at 09730104, when charges due are paid in lull and all accounts,are In good standing.. . , ProarWFa AnwintNmber OwimMne JEFFREY E EPSTEIN 3715.657814.31005 11/29/04 Page 1 of 7 New $ New Preibm Edam. $ Payment OciMly k. AcIpstnere4 Balance S Please Pay By 12/14/04 1,211.20 -1,211.20 +966.20 966.20 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Centurion Travel Service - Customized Travel Planning At Centurion Travel Service (CTS), your highly experienced Centurion Travel Counselor will handle all of the details of your next trip, whether you're off on vacation or traveling abroad for business. When you book your travel through CTS, you'll enjoy valuable upgrades and amenities that will make your travel experience just that much more enjoyable. To make a reservation, call CTS today at 1-877-877-0987, option 1. American Express acts solely as a sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, Washington UBI# 600-469-694, ML#1192, TA-002 registered Iowa Travel Agency, NV# 2001-0126. Activity Inta". " da 11/08/04' U krPaYnieht ReceiVed Due in Full Activity for JEFFREY E EPSTEIN Cad )C00000CC(4-31035 10/28/04 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000007068 11/19/04 FULL ACCESS ENTERTAI2019740600 NJ TICKET AGENCY 11/19/04 FULL ACCESS ENTERTAI2019740600 TICKET AGENCY Amon nt $ AmoUnt$ 156.20 400.00 410.00 Total Due in Full Activity 966.20 Please loll an to pedontS:n below, del:eh and ream wTh your !moment Account Nurrix4 Payment Coupon 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 LIMA ..... Mail Payment to: Total Amount Due $966.20 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 Continued on Peg. 3 PleaseReyBr number ter o enter a ch ter account ks 12/14/04 and correspondence. To avoid adc6tional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Ar.a..unts except any Corporate Card Accounts you may have. 0000371565751431005 000096620000096620 25 ti EFTA01726879 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY Accew4 (Atter )000(40000(431 005 Page 2 of 7 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other boation, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment,we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: by the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or dick on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel 5erviceOlfice croak any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the ginning balance for the feature each day (includng unpaid FC from previous billing periods), (2) add any new transactions, deNts, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of Interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For WI features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method- of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Billing Rights Summary: in Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on ypir bill, write to us at the address indicated on your paper statement, or crick on the Customer Service fink online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following Information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your savings or checiring account, you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to coned the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only.when the purchase price was more than $50 and the purchase was made in yourhome state or within 100 mites of your mailing address..(ftwe own or operate the merchant, or if we mailed you the advertisement for the property or services, all_ purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Unk online at www.americanexpress.com, or you can call us at 1-800•IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CR") is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor. American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periodsbycalling 1-800-518-8866. Change of Address ostecl on Irani do not use Name Company Name Street Address City. State LP Cale Area Coda and Horne Phone Area Code and Work nom Ems? r P To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours!) days Express Cash 1.800-CASH-NOW International Collect 1.954.503.8905 Hewing Impaired (9am-Spm EST) TTY: 1.800.221.0050 FM: 1.800.695.9090 In NY: 1.800552.1897 Correspondence Customer Service, The Centurion° Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing youremail address to American Express will enable you j to receivespecial offers, suited to your needs. EFTA01726880 DUPLICATE COPY Pifpxcd Fw JEFFREY E EPSTEIN Account Kerber Clookg Oa) )000(-X)000(4-31 005 11/29/04 Page 3 of 7 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as art of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR Is 10.65%, the DPR is 0.0292% Please refer to page 2 for further important information regarding your account EFTA01726881 Picpatod For JEFFREY E EPSTEIN DUPLICATE COPY )O0Og)O0OO(4-31005 Page 4 of 7 EFTA01726882 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.comkewards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 MembeRifikfiFfeffilffis Flue Monthly Statement and Program News Statement Period September 1, 2004 • September 30, 2004 Account activity after this period does not appear on this statement Prepared for JEFFREY E EPSTEIN Member:Om Renarelvt Paean Nutter 1 M33334712 Points are available when charges are paid in full and all your accounts are-in good standing. Available points Include everyday spend points. Available Points 5,730,549 Everyday Spend Points earned this period: 52,111 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 5,549,969 +180,580 0 0 =5,730,549 Page 5 of 7 American Express , Eam Double Points for all your Everyday Spend- groceries, gas, pharmacy New Points Earned 09/01834 - 09/30/04 Points Activity On Eligible Charges Everyday SperM PaMa Bonus Points Awarded Total Points Activity Per Card Centurion 3715457814-31005 6,730 0 0 6,730 Platinum 3713-816259-32002 1,577 0 0 t577 Gold 3718-463688-41000 3,293 197 0 3,490 Addl Gold 3718-463688-44012 1,255 0 0 1,255 Add' Gold 3718-463688-43030 16,112 0 0 16,112 Addl Gold 3719-46368841042 0 0 0 0 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-6$4339.61 0 0 . 0 0 Aden Gold 3727-68633242011 61,739 51,526 0 113,265 Add( Gold 3727-686332-63027 36,365 243 0 36,608 Addl Gold 3727-68633242060 1,398 145 0 1,543 Totals 128,469 52,111 0 180,580 Membershg Rereads Pan poet earned may be transterred a redeemed as brigand enrolled Cud amounts are in red stvang Ponta transferred or reckanal cannot bo mooned back rto the program. Forfeited points can be reinstated Wale by calling the number provided below. Etable Gardcharge, we otarnecl in the Marbetaip Rewards Plus program Terms and Gordraw in your Mombasa:a Rereads Piss Gude. II you have Rumba. Pease vtiol woow.americanexprestconamembersaprewardsplus a cal 119/GA)P-10S0 (297.1090). From ones, cello:tot 305416-2799 Earn Double Points at Sun & Ski Sports SSUN & Sla ens Earn double Membership Rewards® points on any transaction of $150 or more when you use your American Express® Card at Sun & Ski Sports from November 1, 2004 to January 15, 2005. Sun & Ski Sports specializes in helping adventurous outdoor dreams come true with a full line of clothing and equipment for skiing (snow and water), bicycling, skating, running and camping. For the closest store near you, go to www.sunandski.com. To bo elgblo to ern bonus ;cit, you must be cached in the MarberstipReemods pogrom at the lino d asthma ant charge your purchase to an agile. evectbd American Repent Cad, &anus going voll be credo:110 yew cecount 1014 weeks ober changes appear or your bibs eta/anent vnvw.sunandski.com (MR Message 2331) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726883 American Exprevra to it ter* Kits i ctermor7 HOTELS ft RESORTS jetBlue B AIRWAYS' Bunt! ,infAld JEFFREY P.Kwed E foc E9LFEWFATE COPY thembershp Rewarte Account Natter 1M33334712 Membership Rewards Announces New Car Rental Program Effective January 2005, the Membership Rewards® program will enhance its car rental program by offering certificates from Avis, Hertz and its new partner Enterprise. Program benefits will include: applicability to best available rate and additional discounts for Membership Rewards enrollees. Enroat to the lams onloordreorn eeecimo hoary i, 2005. Terms and conatano may vary by Partner. Ceetfcatee. Ilan IDa3gei. Dora Mahon* and Tarty wll be Issued Oroo7h December at. 2004 and wit be void 6 months Irctn Me of 44u,. New! Fairmont Hotels & Resorts Joins Membership Rewards® Fairmont Hotels & Resorts is set to exceed your expectations by providing warm, personal service in distinctive surroundings. Choose from 3 different certificates, Ovation A, Ovation B and Ovation C. Rewards include one-night accommodations and breakfast for two the following morning. For more information or for a list of participating locations, visit www.fairmont.com/ovation or call 1-888-742-7488. Advance 'enemata* regired. Al part vehas for onwnIght clay in a double-ccotpancy Famont man with broadest for M.o. At taxes and gra:uric. herded. EARN Double points for Your Tickets with TKT.com! With 15 years experience, TKT.com offers PREMIUM seating to concerts, theater and sporting events. Now earn double Membership Rewards® points on all your tickets through January 31, 2005. Otter =man of 2.600 bonus pads tha-gb.01/31/2406..Totetatble to sae:abaci p0 Ls, 70t mail be emoted n the thaixoshjo Rowaids prop:m*1MT** of pwcha and you nwet Chaige tut raw* ca ftn efable: coratedancrban Erma.. Catd. Boma points ma be eradftd yOur M Remade azotrd %Oki 64 wed* dror chaps *peat on you Ming MalOMCM. Berms ID:2764. JetBlue • Our Newest Membership Rewards® Program Partner Membership Rewards welcomes JetBlue Airways as its newest airline transfer partner! Beginning December 8, 2004 you will be able to redeem Membership Rewards points directly into TrueBlue, JetBlue's Flight Gratitude program. JetBlue serves 29 destinations in 12 states, Puerto Rico, the Dominican Republic and now Nassau, The Bahamas. All JetBlue aircraft feature roomy all-leather seats each equipped with free live satellite television, offering up to 36 channels of DIRECTV® Programming at every seat. 250 Mententip Rehr* plate epusk 1 TrueBluepeint (1,750 point mini:men teeter). Earn 10x Points with Butterfield Blooms! Impress your special someone this holiday season with a beautiful, festive floral and botanix design from Butterfield Blooms. Choose from our unique selection to reflect your good taste and personal style, and earn 10x Membership Rewards® points when you shop at www.butterfieldblooms. com/amexmr. We have the holiday flowers that they will truly love! Ofer v*Sel through 12atcs. Not void h real Maim or it coomnebon wilt any des aro: Iran Buterfield Dooms. To eam tame pant, an nat be molar n the MarborshpRensts Pregern at the tn. a gurchne and char year bertha... to an sigb's. encored Aftrcan Expresstli Cox,. Earn PCItt3 wM be creased to your aocasl wain 1012 weeks after chatges apex on ye., blIro Mgement Dorms I>: 6127. Page 6 of 7 Check cut the upcoming 2005 Annual Program Guide for more details. (MR Message 8060) Visit vnivw.amerIcan express.comfrewards or call 1-800-AXP-EARN (297-3276). (MR Message 9054) Book online at wvAv.7K7.com or call 1.800-ALL-SHOWS to earn double points. (Bonus ID 2764) • For more information about JetBlue or to join TrueBlue, visit www.jetbtue.com. Visit www.american expiess.com(rewards or call 1.800-AXP-EARN (297-3276). (MR Message 5031) Visit vvvrvi.butterfield blooms.comiamxmr or call 1-888-8BBLOOM and give promo code 9949. (Bonus ID 6627) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726884 DUPLICATE COPY Fiecxyrd Fb Account etre= axing Date JEFFREY E EPSTEIN XXXX-XXOCC4-31005 11/29/04 Page 7 of 7 BONUS'S EURO! e catornExtras" Holiday Help with the Your Reward® Program The holiday season is fast approaching, so give a gift that family and friends will always remember. The Your Reward program lets you give one-of-a-kind experiences by simply redeeming Membership Rewards® points. Our Experience Specialists can research and arrange a truly memorable gift experience, like a night on the town, a personal chef or a decadent spa retreat. Packages are subject to availability. All vendors must accept the American Expresso Card. Unless otherwise noted, alt gratuities and taxes are included in the package point value. Packages are based on certain costs and times associated with products and service. If these change, point redemption may increase. Visit vnwr.membership rewards.com to choose from a list of popular packages or call Your Reward at 1.800-AXP-EARN (297.3276) and let your imagination be the perfect gift. (CE 105086) Save 25% on purchases at The New York Times Store The New York Times Store offers hundreds of products--from books to classic photographs, reprints of vintage newspapers to posters. Nita STORE Offer expires January 31, 2005. Purchases receive 25% off regular price before taxes, shipping and handling. Purchases must be made with the American Expresso Card. 25% savings does not apply to crossword books with a retail value of $6.95 or less and cannot be combined with other offers. Sales tax applies where applicable. Visit www.nytstore.com to see the entire collection. Be sure to use the promotion code AMXNOV when ordering to get your savings. (CE 105091) Saks Makes Holiday Shopping More Rewarding Earn SaksRewards and Membership Rewardse points every time you shop with your Centurion® Card at Saks Fifth Avenue stores and at www.saks.com. The more you spend, the larger the Saks Gift Card Reward you can receive. Not yet enrolled? Enrollment is retroactive to January 1, so no Centurion Card purchase for 2004 goes unrewarded. Membership Rewards program terms and conditions apply. Saks Rewards provides rewards to customers who enroll in the program with a Centurion Card. Rewards are not valid on Off 5th Outlet Store purchases. If you enroll and spend $1,000 or more during the 2004 calendar year, you will earn an SFA Gift Card Reward good toward future shopping at Saks Fifth Avenue. The SFA Gift Card Reward will be mailed to you by April 2005, for your 2004 spending. Other exclusions apply. To enroll in the SaksRewards program, cal -888-307-7736. (CE 105088) Now Accepting American Express® Cards! Allstate® - Now you can help protect your auto and home and pay with your Card. Visit your local Allstate agent, call 1-800-ALLSTATE or go to www.Allstate.com for information. Raymour & Flanigan - One of the largest furniture retailers in the Northeast now accepts American Express Cards. Go to www.RaymourFlanigan.com today to find the store nearest you. En Japanese Brasserie - Traditional Japanese cuisine with a modern twist. 435 Hudson St. at Leroy, New York, NY, 10014. 212-647-9196 or www.enjb.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105052) Earn Double Points by Donating to Your Favorite Charity Donate to any of over 1,000,000 U.S. charitable organizations and earn Double Membership Rewards® points for every dollar you donate with an eligible, enrolled American Express. Card. This bonus point promotion is only eligible to Cardmembers who donate through the American Express Donation Site between October 1, 2004 and -4 December 31, 2004. Ch To earn bonus points, you must be enrolled in the Membership Rewards program at the time of the donation and must charge your purchase on an eligible, enrolled American Express Card. Donations of Membership Rewards points are not tax deductible. Bonus paints will be credited to your Membership Rewards account within 6-8 weeks after charges appear on your trilling statement. The maximum number of points you can earn through this promotion is 25,000. Bonus ID: 5969. To make a donation, go to www.americanexpress. com/donate. Terms and conditions of the Membership Rewards program apply. For more information visit wflamerIcanexpress. com/rewards. (CE 105058) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726885 DUPLICATE COPY Centurion® Card Statement of Account $,873,216 < Membership ,Rewards® Points Available at 10/31/04, Mien charges due are paid in full and all accounts are in good standing. Prepared Fa Account Number Cleerra Dab JEFFREY E EPSTEIN 3715-657814-31005 12/29/04 Page 1 of 8 New Aeliely New Please Pay By Precious Salute $ Pageant Aceely $ e. Balance; 01/13/05 966.20 -966.20 +765.40 765.40 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Financial Control and Double Membership Rewards® points It's universal--you take money out of the bank and after a week, you wonder where it went. Using your Centurions Card to pay for everyday errands at supermarkets, gas stations and drugstores can help you keep track of your expenses. Each month, you will receive a detailed statement of all your purchases made with the Card. And don't forget, you can earn double points toward your next vacation. Offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bills (excluding bulk purchases of wireless time). Not valid in the departments of superstores or warehouse clubs. Terms and conditions of the Membership Rewards program apply. Activity • hIcatn"""'"e Amount KliNwpfleftestkatekcilarkTnenttc Due In Full Activity for JEFFREY E EPSTEIN Cana )3O0C43O0044410C6 12/02/04 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000005116 Amount 15620 12/17/04 FREDERIC FEKKAI NY NY BARBEFVBEAUTY SHOP . _ ROC No. 0000009848 12/29/04 HENRY'S CAR RENTALS ST.BARTHELEMY Rental Date: 12/29/04 Return Date: 12/29/04 Agreement Number: 17 12/29/04 THE HOUSE GUSTAVIA GUADELOUPE GOODS/SERVICES 176.20 85.00 348.00 Total Due in Full Activity 765.40 4 Flew* fold on M pelcceenn below. Ceish and (Own v.th p>ut paymcce ewl Numb( Payment Coupon 3715-657M 814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022 - 6843 Mail Payment to: Please Pay By: 01/13/05 Total Amount Due $765.40 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 Continued on Page 3 Please enter account number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. 0000371565781431005 000076540000076540 25 rl EFTA01726886 Propane, for JEFFREY E EPSTEIN DUPLICATE COPY Accost% *neer )000(-)0000(431005 Page 2 of 8 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at wvnv.arnericanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature Duch as Purchase, Gash Advance and Balance Transfer features)) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous billing periods (2) add any new transactions, debite, or fees, (3) subtract any payments or credits, and (4) make any appropriate ustments. For each day after the first day of the billing period, we also add en amount of interest equ to the previous day's daily balance multiplied by the deity periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance forthe feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multi rly the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for hat feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method-of calculating the Average Deily Balance and FC results In daily compounding of FC. The minimum FC for any billing period in which FC are imposed is S0.50. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write to us at the address indicated on your paper statement, or click on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bid on which the error or problem appeared. You can telephone us but doing so will not preserve Your rights. In your correspondence, give us the following Information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: II you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith tocccrect the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or withinl 00 miles of .yourmailing address..(lfwe own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link online at vonv.americanexpress.com, or you can call us at 1 -800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1 -80 0-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: t Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated NCR, is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change of Address It cured on front do not uza Name Company Name Streit &Oaten City, slaw Zap Coda Area Code and Homo Nacos Area Code and Work Phone Email To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours!? days Express Cash 1400-CASH-NOW International Collect 1-954-503-8905 Heari Impaired pm EST) TTY 1.800.221-0050 FAX: 1-800.695.9090 in NY: 1-800-552-1897 Correspondence Customer Service, The Centurion* Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329.7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you to receive special offers, suited to your needs. EFTA01726887 DUPLICATE COPY Preptcal For JEFFREY E EPSTEIN Account Nutt., Clocig Dahl XXXX-XXXXX4-31005 12/29/04 Page 3 of 8 Important Notice Information on Flexible Payment Features You may have access to one or more Flexitee Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 10.88%, the DPR is 0.0298% Please refer to page 2 for further important information regarding your account EFTA01726888 DUPLICATE COPY P'epatod Fee A=Psit NuNror JEFFREY E EPSTEIN XJOO(-)OOaX4-31005 Page 4 of 8 EFTA01726889 For questions about your Membership Rewards account, contact 1-800-AXP-EARN Membefflitticiiiiliiits Plus' Monthly Statement and Program News Statement Period October 1, 2004 - October 31, 2004 Account activity after this period does not appear on this statement (297-3276) yam americanexpressoonVrewards Prepared tor JEFFREY E EPSTEIN bkmbershp Rewadq Acoctnt Monier 1M33334712 Available Points 5,873,216 American Express Membership Rewards Points are available when charges are Everyday Spend Points PO Box 297813 paid in full and all your accounts are in Ft. Lauderdale, FL 33329.9785 good standing. earned this period: Available points Include everyday spend points. 19,064 Account Summary Opening points balance 5,730,549 New points earned +142,667 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =5,873,216 New Points Earned 10101/04- 10/31/04 Points Activity On Everyday Spend Bonus Points Eligible Charges Points Awarded Centurion 3715-65781441005 211 0 0 211 Platinum 3713418259-32002 0 0 0 0 Gold 3718-46368841000 6,241 -430 0 5,811 Add? Gold 3718-463688-44012 964 0 0 964 Add! Gold 3718463688-43030 52,742 0 0 52,742 Add? Gold 3718-46368841042 0 0 0 0 Business Gold 3727-16256841009 0. 0 0 0 Gold 3727-68633241005 0 0 0 0 Addl Gold 3727-686332-62011 44,359 14,138 160 CholceHotele04 2449785 58,657 Addl Gold 3727-686332-63027 14,590 5,004 336 OholccHotelisiO4 2449785 19,930 Add 'I Gold 372748633242060 3,989 352 11 OSBN Staples Summer 04 1692 4,352 Totals 123,096 19,064 507 142,667 Page 5 of 8 Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy Total Points Activity Per Card Merrier:So Rewards Plus points earned may be tronskrred cc redeemed ss to g es al enrolled Card amounts are iss good standt4 Pants Vanden.] or ridwned cannabis ieverscd back inlo tie proyam. Forfeited points can be reinstated for a fee by calling the number provided below. El9ide Cadcharges are wined in the Meet erchip Rewards P)us Grogram Terms andCore:Ecru in yw Merit:mho ReNatd. Rut abide. Nyco have coret6sca. rime via wenvaunerIcanexpresstontimemberatilprewardsplus or cal 1.500.AXP-1090 (297.1090). Fran onarseas.eal WWI 30S-8162799. Wyndham Hotels & Resorts is joining the Membership Rewards® program! Wyndham Hotels & Resorts has destinations throughout North America, the Caribbean and Mexico. At every Wyndham, you'll find a casually elegant atmosphere and amenities such as Herman Miller Aeron® chairs and Golden Door® toiletries. Redeem Certificates at Wyndham Hotels, Wyndham Resorts, Wyndham Luxury Resorts or Summer-field Suites by Wyndham. atimi lo avaStaky Adeacce reservations reputed To review these rewards and redeem points, visit VIVAV.801011canexpress. corn/rewards or call 1.800-AXP-EARN (297.3276). (MR Message 9185) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726890 American Expreset• ORIECK liktecom Teleflorals FLOWER CLUB6 Prepaced to JJOATE COPY JEFFREY E EIRtiftily Itemteshp Reettst torourl Nvnter 1M33334712 1- -5 --_teeratictustite XIII BARU t utu"` ' Earn Double Points from Oreck Vacuum Earn double points when you use your Card to purchase the Celoc® Hypo-Allergenic Plus 8 lb Oreck XL® Vacuum by calling 1-800-646-6934. PLUS, for using your Card you'll also receive the 5 lb Oreck Compact Canister with 8 attachments perfect for small pickups and hard to reach places. Crier vats 10/1314 °youth 1/31A35. Na mad et store pa-chases. To earn bonus Oda yOu rent be Credit in the Mimbershit Rewarded prograrn at the Imo el puttiede lind tharge your ;oohed ban elgtit emoted Amu cal Exixed0 Card. Bond pods wi be cierted b))*Ur Weerberelip Remits amount vatic 6.8 weeks der Nava arced m you: brim statement BMus ID (1836. EARN Double points for Your Tickets with TKT.com! With 15 years experience, TKT.com offers PREMIUM seating to concerts, theater and sporting events. Now earn double Membership Rewards® points on all your tickets through January 31, 2005. Otter maxima d2.500 bonuspoints thaghO1/31/2O35. To bo dig V* to can bonus part. you must be enrolled h the Mettorthc Rends program at the lino tputoltsc and you rt‘lt cedoro tnur purchase on an did3c corded American EgxecsD Cart emus toots ad be crafted :o your Mccbceshat Reward: account vatin CS weeks eV chatge; A.154.4. CA )vur deg stakfreg. Bonet ID: 2764. Earn 10x Points with Flower Club Earn 10x Membership Rewards® points when you shop with Flower Club through January 31, 2005. Visit www.membershiprewards.flowerclub.com or call 1-800-775-7523 to select beautiful holiday flowers or find last-minute gift ideas. So brighten everyone's day with flowers or a gift from the Flower Club, and bonus points for you. ors must at plaNd &Mph VRL eldam add Ce by Odd bttween11/1/O1-1/314O510 cruelty tar bonus pats. Camel ber cal:4W Ante craw Sere ce spogg prcniebans. To earn b chase you anal be molar b lAgmtaxstrg program4d the bar or se cad charge yo'x pa to an *eh waled Anvatiaan &prase Cart 80014 Ode wit be crelatl to tour amount wttin 10-12 weeks St charges apper on your Nire stelgunt Bonus 0: 0237. The Membership Rewards® program Welcomes Skip Barber! Skip Barber--The most trusted name in race driving instruction. Since 1975, Skip Barber has operated a fully integrated system of racing schools, driving schools, and more. Skip Barber delivers a combination of high-quality instruction, equipment, facilities and memorable experiences. Redeem today for access to racing or driving schools. Subject to aws'aciity. Advarce relcivYce4 regaled. Cat Sep Darter at 1.600.221-1131 at load 3 erode. before )tl.1 want to make your re:orv.,:eon. Page 6 of 8 Call 1-800-646-6934 today and earn double points on your ()reek XL° Vacuum and receive a free compact canister just for using your Card. (Bonus ID 9836) Book online at www.TKT.com or call 1.800-ALL-SHOWS to earn double points. (Bonus ID 2764) Visit vAvw.membershlp rewards.1 lowerclu b.com or call 1.800.775.7523 to send flowers or gifts for them, and earn 10x points for you. (Bonus ID 0237) To review these rewards and redeem points, visit www.ameticanexpress. corn/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 8325) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726891 DUPLICATE COPY Pupated For JEFFREY E EPSTEIN Accouni Minter Ckeig Dale )0000000a4-31005 12/29/04 Page 7 of 8 BONUS &WWI! IA IP CustomExtrar Earn Double Points by Donating to Your Favorite Charities Donate to any of over 1,000,000 U.S. charitable organizations and earn double Membership Rewards® points for every dollar you donate with an eligible, enrolled American Express® Card. This bonus point promotion is only eligible to Cardmembers who donate through the American Express Donation Site between October 1, 2004 and December 31, 2004. To earn bonus points, you must be enrolled in the Membership Rewards program at the time of the donation and must charge your purchase on an eligible, enrolled American Express Card. Donations of Membership Rewards points are not tax deductible. Bonus pants will be credited to your Membership Rewards account within 6-8 weeks after charges appear on your baling statement. The maximum number of points you can earn through this promotion is 25,000. Bonus ID: 5969. To make a donation, go to www.amertcanexpress. com/donate. Terms and conditions of the Membership Rewards program apply. For more information, visit www.amelicanexpress. comirewards. (CE 105195) Great Ski Offers at American Express Selects Visit American Express Selects at www.americanexpress.com/ski for great ski offers exclusively for American Expresso Cardmembers. Whether you want to ski the moguls in Maine or cruise the powder in Park City, we have valuable offers to help you travel to your favorite resorts for an incredible ski vacation. Visit www.amerIcanexpress. com/ski for great ski offers. (CE 105206) Now Accepting American Express® Cards! DEB - Offering popularly priced fashion, apparel and accessories for junior and plus-sized fashion-conscious females. Call 1-800-DEBSHOPS or go to www.debshops.com. StereoAdvantage.com - Setting a standard in consumer electronics. Free Lifetime Service, shipping to all 50 states. Visit our website or call us at 1-800-835-7290. Gateway Playhouse - Long Island's professional musical theatre offering Holiday Shows & musicals, May-Sept. Call 1-888.4-TIXNOW for tkts and group rates. Visit www.gatewayplayhouse.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105132) Luxury Suites & Premium Tickets Available Enjoy access to some of the best seats in the house through our Luxury Suites and Premium Tickets Program offered as part of Centurion® membership. Luxuriate in our suites at venues in New York and Los Angeles while you take in the best in professional entertainment. Premium Tickets are also available for select events in New York City. I eir "arearcaaT nass / int‘ i TIL5 t011OCII a 1 All sales are final and nonrefundable and resale is prohibited. Details and prices are subiect to change. Payment must be made using the Centurion Card from American Express. Availability is limited. For tickets, can 1-800-455-1657. (CE 105230) Sign Up for Account Alerts from American Express® Get important information pertaining to your Account delivered to you--whenever and wherever you want. With Account Alerts from American Express, you can choose to be notified when your payment is due or when it is received, when irregular account activity is detected, or when you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager, or PDA. To sign up for Account Alerts, visit www.americanoxpress. com/alerts. (CE 105227) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726892 Pitpartd for JEFFREY E EPSTEIN DUPLICATE COPY Aocourt xx)&14-)0600(4-31005 Page 8 of Special Access with Elite Frequent Flyer Benefits Without having to meet any mileage requirements, you are entitled to enroll in the Gold Elite level of the frequent-flyer programs of Continental Airlines®, Delta Air Lines, and US Airways®. You'll receive all of the current program benefits and accrue miles at an accelerated rate. 3115 isoot 5 5 Benefits vary from program to program and are subject to change without written notice. Benefits are based upon space availability. The terms arid conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. To take advantage of these valuable benefits, contact Centurion Member Services (CMS) at 1.877-877.0987, option 3. (CE 105232) Pay Your Bill Easily - Online Sign up to pay your bill online and experience the ease of paying your charges anytime and anywhere. With 2417 access to your account, all you have to do is log on to view your statement and most recent account activity, and then pay your bill in a matter of seconds--without a single stamp or envelope. You'll even receive an instant payment confirmation as soon as you're through. And, for your added convenience, you can print and save your statement for your records. Make paying your bill online a part of your monthly routine. Sign up today at www.americanexpress. com/paycardbUl. (CE 105222) Use Your Card to Donate to Your Favorite Charity Charitable giving is easy and rewarding when you use your Card at the American Express® Donation Site. Search and donate to over 850,000 U.S. charitable organizations. You can give to multiple charities in one transaction and your donation is 100% tax deductible. visit www.americanexpress. comfdonate. (CE 105226) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726893 Centurion@ Card Statement of Account Roomed For JEFFREY E EPSTEIN ProioosEoWm$ 765.40 Paumerdladortr$ -765.40 DUPLICATE COPY Ao:curd Harbor axing OS 3715-657814-31005 01/30/05 New k:Itity S Inc. Adrurtnorts +1,897.00 New Balance S 1,897.00 6,202,510 embership, Rewards, Points Available at, WQW:i/11MR.Wiip,,doelik igi1/4" ):Ctitr4t s7*WP g.I.V takintl:c Page 1 of 8 Please Pay By 02/14/05 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Centurion Travel Service - Customized Travel Planning At Centurion Travel Service (CTS), your highly experienced Centurion Travel Counselor will handle all of the details of your next trip, whether you're off on vacation or traveling abroad for business. When you book your travel through CTS, you can enjoy valuable upgrades and amenities that will help make your travel experience just that much more enjoyable. To make a reservation, call CTS today at 1-877-877-0987, option 1. American Express acts solely as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, Washington UBI# 600-469-694, ML#1192, TA-002 registered Iowa Travel Agency, NV# 2001.0126. Activity odeak"""`" PYowPFar.e•-Rpceivq5tijWkSstbtS' ,.,Z.tf.. Due in Full Activity for JEFFREY E EPSTEIN Card >OCCO>300C(4-31C05 12/29/04 LE COMPTOIR AU GIGARE,ST BARTHELEMY S REMERCIE DE VOTRE 12/29/04 CHRISTIAN DIOR COUTURE, SAINT BARTHELEMY S REMERCIE DE VOTRE 12/29/04 LAURENT EFFEL, GUSTAVIA S REMERCIE DE VOTRE 12/29104 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000002277 01/06/05 FREDERIC FEKKAI NY NY 312.39 BARBER/BEAUTY SHOP ROC No. 0000003354 Ammon FateEn EI;I:dra T-9.0.4,4j3 Amounts 33,00 Eutoean Union Euro 45S5 293.1:0 Eurqoom Union Euro 403.77 890.00 European Union Euro 960.69 174.20 Total Due in Full Activity 1,897.00 Piste laid on the perforerito Woo, drool, and worn Wit yo'/ women! 4 AccouM !Arbon Payment Coupon 3715-657814-31005 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 ImIIII„.II ..... Mail Payment to: Please Pay By: 02/14/05 Total Amount Due $1,897.00 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 1,1.1111 Continued on Pegs 3 Please enter account number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Check here if your address or telephone number has changed. Note changes on reverse side. This change will apply to all of your Card Accounts except any Corporate Card Accounts you may have. 00003715657811431005 000189700000189700 25 rl EFTA01726894 DUPLICATE COPY Prccored For JEFFREY E EPSTEIN Accourt NINON )00000000(4-31005 Page 2 of 8 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office orcall any local American Express office. Finance Charges: Average Dally Balance Method for Calculation of Finance Charges (FC):We use the Average Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the daily periodic rate to the Average Daily Balance (as described below) for each feature {such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add en amount of Interest equal to the previous day's daily balance multiplied by the (daily periodic rate for the feature. This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the bilfing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method-of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is 60.50. BIllIno Rights Summary: In Case of Errors or Questions About Your BIll: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write to us at the address indicated on your paper statement, or click on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; S. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the tern you are unsure about. You do not have to pay any amount in question white we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account you can stop the payment on any amount you think is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home gate or within 100 miles of your mailing address: (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link online at www.americanexpress.00m, or you can call us at 1.800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please tented us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR, is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518-8866. Change of Address a correct on freed do nit use Name CemParlY Name Stool Address City, sun by Colo Area Order and Home Phone Area Code and Work Phone Fend r I I tai To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1.877.877.0987 24 hoursr7 days Express Cash 1.800-CASH-NOW International Collect 1-954-503-8905 Hearin (9 am-5pmg Impaired (9am-5pm EST) ES TTY: 1.800.221-1X!50 FAX: 1-800.695.9090 In NY: 1-800-552-1897 O Correspondence Customer Service, The Centurion* Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329.7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you ummomml to receive special offers, suited to your needs. EFTA01726895 DUPLICATE COPY Prepared Fa JEFFREY E EPSTEIN Accounl Nurrbee aCeing Dare Page 3 of 8 XXXX-XXXXX4-31005 01/30/05 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 11.13%, the DPR is 0.0305% Please refer to page 2 for further important information regarding your account EFTA01726896 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY roroarZakteicas EFTA01726897 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) wwwamericanexpress.comhowards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 MembeNfili94lefiiiiIis Plus' Monthly Statement and Program News Statement Period November 1, 2004 - November 30, 2004 Account activity after this period does not appear on this statement PrepaodIs JEFFREY E EPSTEIN Member:Ma Rcveardse kootriNtrnber 1 M33334712 Points are available when charges are paid in full and all your accounts are in good standing. Available points include everyday spend points. Available Points 6,202,510 Everyday Spend Points earned this period: 106,536 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 5,873,216 +329,294 0 0 =6,202,510 Page 5 of 8 American Express+ Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy New Points Earned 11/01/04 - 11/30/04 Points Activity On Eligible Charges Everyday Spend Points Bonus Points Awarded Total Points Activity Per Card Centurion 3715457814-31005 966 0 500 Auto Bill Pay-50Opts 8188 1,466 Platinum 3713418259-32002 0 0 0 0 Gold 3718-463688-41000 -1,410 0 0 -1,410 Addl Gold 3718-463688-44012 819 64 0 883 Addl Gold 3718.463688.43030 21,538 0 0 21,538 Addl Gold 3718.463688.41042 0 0 0 0 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-68633241005 0 0 0 0 Addl Gold 3727-686332-62011 54,777 8,009 0 62,786 Addl Gold 3727-688m2.63027 136,213 98,307 0 234,520 Addl Gold 3727486332-62060 9,355 156 0 9,511 Totals 222,258 106,536 500 329,294 thimbershis Retards Pm pants earned may be Irancterrea or redeemed as lora as all enrokd Cad acorn =kneed ataoling Pont. banalerred a redeemed cannot be roversid Wok into tra pcgran. Forfeited pointscan be reinstated loaf., by calling the number provided below. Copia, Card charges aro outIned 1, the Pernitershio Rewaids Pia ptcgr ern Terms ant Conclacconrxr Motrzho Rational: Pan Cuba. l you taro cryestals. vovarAmerIcanexpress.conuTnembershIprewardspies cc cal 1-K 040(P-1090 (297-1030). Flom overseas, call onkel 306418-V$. Support Tsunami Support Reliefs with Membership Rewards® points Use Membership Rewards points to support the Tsunami Disaster Relief effort. Now through March 31, 2005, you can redeem points TO MAKE A DONATION TO ANY OF 70 organizations that are providing aid in countries affected by Tsunami. For more information, log on to www.amedcanexpress. com/rewards. (MR Message 4061) Continued on wens. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726898 American Express* DESTORATI OM s N. HARDWARE 1 1 B Bunt! ,rofjtid STARW000 PREFERRED GUEST Ater:lean Ex ins P cibr V EIntpATE COPY JEFFREY E Martershp Rawads. Account NutoK 1M33334712 ( 0.,I 114eMBERSHIP s : 1 E RP • • I Restoration Hardware Joins the Membership Rewards® program Restore your faith in quality and service and reward yourself with a Restoration Hardware Gift Certificate. Easily find Designer quality Home Lighting, Home Furnishings and Textiles, Outdoor Furniture and Garden Accessories. Earn 10x Membership Rewards® points from Butterfield Blooms Surprise your Valentine with beautiful flowers from Butterfield Blooms. Choose from a dozen classic roses or a variety of beautiful floral and botanical design solutions that show your personal style and good taste. Best of all, earn 10x Membership Rewards points when you shop at www.butterfieldblooms.com/amxmr or call 1-888-8BBLOOM (822.5666) with promo code 9949. °ter vad Uvough 12/31.05. Not vela real sires or in cer(rateion with any other offer Iron Bufferfeld Boam. To own bonus pirta. you not to reared in the &terriers/1P Rewards program al the fen* of wenn* and Outgo your Ix-echo-se to an eIgible. enrolled AmtekanExpresse Cad Bonus pants MI be credrkd to yew Martershp Rowat accoul "thin 1012 weals ass dwpos einox on your blfrg statement Bonus ID:6627. Earn 50% More Starpoints® Transfer Membership Rewards® points to your Starwood Preferred Guest account from January 1 to March 31, 2005, and receive 50% more Starpoints.That's 500 Starpoints for every 1,000 Membership Rewards points transferred, instead of the regular 333 Starpoints. Starwood unites more than 750 of the world's best hotels including Westin®-Hotels & • Resorts, Sheraton® Hotels & Resorts and W hotels®. Subject la al leans and condtons al the e-awcod Preferred Guest program To reclean MOTORS mat have equal:Sod slay of Stanvccd hdels and mod posted lo their ascourt within the past l2 mord& New! Redeem Points for The Melting Pot Gift Cards! Now you can redeem points for Melting Pot gift cards. At The Melting Pot, fondue becomes a memorable four-course dining experience. Guests enjoy a choice of four flavorful fondue cooking styles and a variety of tasty entrees including lobster and sirloin, combined with special dipping sauces. The menu also includes creamy cheese fondues, fresh salads, fine wines and mouthwatering chocolate fondue desserts. To find one of our over 80 locations near you, visit www.meltingpot.com. Page 6 of 8 Shop at over 100 Restoration Hardware stores, our catalog 1.800.762.1005 or online at www.Restorationhard ware.com. (MR Message 8137) Shop online at wvAv.butterfletdblooms. com/amxmr or call 1.888.8BBLOOM with promo code 9949 and remember your loved ones with style this Valentine's Day! (Bonus ID 6627) To review these rewards and redeem points, visit www.americanexpress. comlrewards or call 1.800-AXP-EARN (297-3276). (MR Message 5051) To redeem for a $50, $100 or $150 The Melting Pot gift card, visit www.amertcanexpress. corn/rewards or call 1-800-AXP-EARN (297-3276). (MR Message 7324) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726899 DUPLICATE COPY Prepared Fe. JEFFREY E EPSTEIN Accost Nurixr Call., Da XXXX-XXX)O(4-31005 01/30/05 Page 7 of 8 ns 110011 . • • •_!.!!•to.'-2.-- CuStOmExtrar Now Accepting American Express® Cards! AIG Small Business® - Consumers can now purchase business insurance coverage backed by AIG's financial strength. Call 1-877-867-3783 to learn more. CedarWorks Playsets - Made from splinter-free and chemical-free northern white cedar. Holds over 2,000 lbs.! Call 1-800-GO-CEDAR for our catalog or visit us at www.cedarworks.com. The Inn at Palmetto Bluff - Luxury resort with 50 waterfront cottages, meeting space, golf course, restaurant & spa. Bluffton, SC. Call 1-866-706-6565 or visit www.aubergeresorts.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105277) Free Up Your Time with Automatic Bill Pay Spend more time doing what you want to do instead of what you have to do. Call your service providers--from the cable company to the gym—and arrange for automatic billing to your Centurion® Card. The bills are paid automatically, and you're left with more free time and less clutter. In some instances, it may take more than one billing cycle before initial paid amounts are posted 10 the Card account. Please remember to cancel these payments with your service provider if you close your Card account, and advise your service provider if your Card account number changes. If you do not see your service providers listed on the website, contact them directly to inquire about Card payment. To get started, visit www.americanexpress. com/abp18. (CE 105295) Exclusive Benefits at Equinox Fitness Clubs As the exclusive provider of fitness benefits to Centurion® members, Equinox offers new members a benefits package valued at over $1,700—including complimentary sessions with a personal trainer, spa treatments, access to "E", its elite invitation-only training facility, and other amenities. nu aw 1 g. • Benefits subject to change or termination. For new Equinox members only who purchase a one-year membership with their Centurions Card. Payment must be made with the Centurion Card from American Express in the Centunon member's name. Current Equinox members and Card members who reside 25 miles outside any Equinox facility may contact Centurion Concierge to learn about additional benefits and to enroll. Full terms and conditions apply. For more information or to enroll, call Equinox at 212474-6376 or visit vnvw.equinoxfitness. corn. (CE 105292) Visit Bermuda - Resort Credit and up to $150 Statement Credit Bermuda--a perfect getaway just 2 hours from the East Coast. Other Islands offer an escape from civilization, Bermuda offers a chance to bask in it. A colorful and elegant Island with great scenery, golf courses, tennis courts, world-class spas, sophisticated shopping and gourmet dining. Fall and winter are perfect times to enjoy the outdoors. Ride a moped through cobblestone streets past Parliament and pink sand beaches. Simply reserve your vacation of four nights or more with American Express. Travel to receive $150 resort credit to be used for hotel amenities including food and beverage, spa treatments, golf and water sports where available'. And, when paying with your American Express Card, take advantage of your Annual Travel Benefit—, a statement credit up to $150. 'On new bookings from 1/01/05 to 2128/05. Travel through 3/31/05. Restrictions may apply. Resort Credit of $150 per booking can be used towards food and beverage, spa treatments, golf and water sports where available. Resort credit only valid at hotel booked. Taxes and gratuities not included. "On purchase offered by a vacation package operator through participating American Express Travel Services U.S. locations of $2,000 or more per booking for $100 credit, or only for Gold, Platinum Carde & Centurions charge Card members, $2,500 or more for $150 credit. Not valid on independent airrhotelIcar rental reservations. Available once per Card account per year. May only redeem 1 per booking. Terms and conditions apply. To plan your vacation to Bermuda and for details on your Cardmember Annual Travel Benefit, call American Express Travel toll-free at 1.888-AXP- 0433. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, TA-002 Registered Iowa Travel Agency, NW 2001-0126, Washington UBIft 600- 469-694, M181192. TA Promo Code: D134:001. (CE 105300) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726900