EFTA Document EFTA01726901

Prepared Fix JEFFREY E EPSTEIN DUPLICATE COPY h•Tr xxxx XXX4-31005 Page 8 of 8 Identity Theft Assistance - Free from American Express No matter how careful you are, identity theft can happen to you. But here's the good news. With Identity Theft Assistance, we have representatives on call when you need them--24/7--in case the unexpected does happen. We can help determine if you are a victim of identity theft, recommend steps for recovery and offer tips on how to protect yourself in the future. On request, we'll also send you a comprehensive package designed to further help you navigate the recovery process. Should you discover that somebody is using your identity online or in shops, you can turn to American Express for help. And more good news--as a valued Cardmember, you automatically receive Identity Theft Assistance, free of charge. For more information, visit us online at www.americanexpress. comridtheftassIstance. (CE 105326) Sign Up For Account Alerts from American Express Get important information pertaining to your account delivered to you--whenever and wherever you want. With Account Alerts from American Express, you can choose to be notified when your payment is due or when it is received, when irregular account activity is detected or when you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager or PDA. To sign up for Account Alerts visit www.amerlcanexpress. tom/alerts. (CE 105345) Use Your Card to Donate to Your Favorite Charity Charitable giving is easy and rewarding when you use your Card at the American Express Donation Site. Search and donate to over 850,000 U.S. charitable organizations. You can give to multiple charities in one transaction and your donation is 100% tax deductible. ww.v.amencanexpress. corn/donate. (CE 105344) Return Protection - We'll Take It Back When Others Won't From time to time, merchants refuse to take back items you purchase at the store or online. That's why it's nice to know if you're dissatisfied with any eligible purchases you made with the Card and the merchant won't take it back, Return Protection can help. Perhaps the item is too big. Maybe you don't like the color. Simply contact us within 90 days from the date of purchase and American Express will reimburse you for the purchase price up to $300 per item, excluding shipping and handling. Return Protection refunds are limited to up to $1,000 annually per Card account. Coverage is subject to additional terms, conditions, and exclusions. For more information, visit us online at www.amencanexpress. comketumprotection. (CE 105327) Enjoy Access F:t::::;:r:::::::/, i /,/,'3.• \ . ji ms tzWitnace ; .4 a ' ""”'.1 To Once-In-A-Lifetime Experiences Enjoy exclusive access to once-in-a-lifetime experiences - from sports and fine dining to the visual and performing arts. These unique experiences are custom designed for Centurion members and are unavailable to the general public. Past offerings have included a wine dinner with an appearance by a world-renowned wine critic, and the opportunity to watch a famous artist at work in his private studio. Transportation and accommodation costs are additional unless otherwise stated. The price indicated covers event costs only. All sales are final and non-refundable and resale is prohibited. Details and prices are subject to change. Packages are available on a first-come first-served basis. Availability is limited. For a list of By Invitation Only events, call 1.800-455-1657 from 8 am. • 11 p.m. ET. (CE 105347) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726901 DUPLICATE COPY Centurion® Card Statement of Account 5,968g 709 Membership Rewards® Points A,vailable :at 12/31/04, when charges due are paid in >full and all accounts are in good standng, Preparid For closlm Dab JEFFREY E EPSTEIN 02/28/05 Page 1 of 8 Now Aclwity$ prediouslkWaS Paytnint ACWIN $ I Adjustments Now Balance $ Please Pay By 03/15/05 1,897.00 -1,897.00 +444.51 444.51 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Enjoy Broadway Like Never Before with the Your Reward® Program Standing ovations are guaranteed when you use Membership Rewards® points for an inspiring Broadway excursion. We'll arrange for two house seats to a Broadway show, a romantic dinner for you and your guest, and roundtrip limousine transportation. Let the Your Reward Program make this occasion extra special. Call a Your Reward Specialist today to experience Broadway and an unforgettable evening. To redeem this reward or learn more about all of our experiential rewards, please call 1.800-AXP-EARN (297-3276), 24-hours a day, 7 days a week. Points needed: 265,000. Maw .. • catirg deo Activity Mama A;(141ezersiirei(*IYitgAttigglii-,fliguL7;it . Due In Full Activity for JEFFREY E EPSTEIN CamIXMOMOMMODS 02/03/05 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000000348 02/22/05 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000003507 Amounts 156.20 288.31 Total Due in Full Activity 444.51 Floasofed on the Ferfaalan tecw.cletsh and Mum wth you: parsed Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Iul ..... Mail Payment to: 05 Please Pay By: 03115/05 Total Amount Due $444.51 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 IlrrrIllllralll lllllrrlrlrrlrlrlll111f1 ,111,1 Continued on Page 3 Please enter account number on WI checks and correspondence. Make check payable to American Express. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Check here if your address or telephone number has changed. Note changes on reverse side. EFTA01726902 DUPLICATE COPY Prepared For Mown! MAWS JEFFREY E EPSTEIN )OOO(•)OOOO(4-31005 • Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking tydem, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be inc. ded on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars,. unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We wift process checks electronically at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not amasser:to electronically or a less costly process is available. By submitting a check for payment you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot coiled the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and CredIts: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily periodic rates may be a Wied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (inWuding unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. For all Features the ADB will be considered to be zero if you paid the total Account balance,. if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the AD B for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing riod is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADS and FO results in daily compounding of FO. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each Instance Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the frontof this statement, but doirgso will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay,any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you.question. If you have authonzed us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried In good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the aedt balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change of Address It coded on load de rd wee Name Company Name Shred. Address City. Slate Lp Core Ages Code and Home Phone Area Cede and Work Phone Email To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1-877477-0987 24 hoursi7 days Express Cash 1.800-CASH-NOW International Collect 1.954-503.8905 Hearing Impaired (9am-5pm EST) TTY: 1.800.221.0050 FAX: 1-800-695-9090 In NY: 1-800-552-1897 Correspondence Customer Service, The Centurion' Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2955 Providing your email address to American Express will enable you to receive special offers, suitedto your needs. EFTA01726903 DUPLICATE COPY Prqaared For JEFFREY E EPSTEIN Arxounl Itrbse CLAsig DMe XXXX-X>0O0(4-31005 02(28/05 Page 3 of 8 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Period° Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 11.13%, the 0PR is 0.0305% Please refer to page 2 for further important information regarcing your account EFTA01726904 Repend For JEFFREY E EPSTEIN DUPLICATE COPY )000(-)0000(431005 Page 4 of 8 EFTA01726905 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) Iminv.americanexpress.comirewards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 MembelMitHafiads Plus"' Monthly Statement and Program News Statement Period December 1, 2004 - December 31, 2004 Account activity after this period does not appear on this statement PMPWed for JEFFREY E EPSTEIN n al Meter Points are available when charges are paid in full and all your accounts are in good standing. Available points Include everyday spend points. Available Points 5,968,709 Everyday Spend Points earned this period: 27,743 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 6,202,510 +166,199 -400,000 0 =5,968,709 Page 5 of 8 American Express* Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy New Points Earned 12/01/04 • 12/31/04 Points Activity On Eligible Charges Everyday Spend Points Bonus Points Awarded Total Pointe Activity Per Card Centurion 3715-657814-31005 765 0 85 CONSUMER CENTURION GROUP COE 850 Platinum 3713-818259-32002 0 0 0 0 Gold 3718.463688.41000 18,593 0 0 18,593 Addl Gold 3718.463688.44012 851 0 0 851 Addl Gold 3718-463688-43030 26,534 0 0 26,534 Addl Gold 371846368841042 0 0 0 0 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-686332-61005 0 0 0 0 Add 'I Gold 3727-686332-62011 44,662 17,186 0 61,848 Add 'I Gold 3727-686332-63027 40,190 10,374 0 50,564 Addl Gold 3727-686332-62060 6,776 183 0 6,959 Totals 138,371 27,743 85 166,199 Points Transferred or Redeemed 12/01/04 - 12/31/04 Points Transferred or Redeemed Request Date $1,000 Saks Fifth Avenue Gift Certificate Amount 'saber 00101815/8 100,000 12/03/04 $1,000 Saks Fifth Avenue Gift Certificate Account maim 0010181547 100,000 12/03/04 $1,000 Saks Fifth Avenue Gift Certificate Account rather 0010811548 100,000 12/03/04 $1,000 Saks Fifth Avenue Gift Certificate Account unbar 0010181549 100,000 12/03/04 Total 400,000 Mentgithlp Rieman:1i PLI pokes owned may be transferred tx redeemed as long ea as emoted Card oxcerts are in geed staning Pants transfewed or roaccnica canna be renewedback into the program. Fond led points can be reinstated tor a fee by calling the number provided below. Emble Cardcharges ere *Pined in the Montero*. Reerant Plus program Tenn: ad Cordite:mins,: Membership Rewards Plus Guido. II you ham questions, pews vac www.arnstIcannacceas.conemembershiprewaraspIus or cal 1-EMAXP-1093 (2974090). Fran overseas, call coke, 205816-2799. Continued on reverse EFTA01726906 Prepared for EIRWIPAWATE COPY JEFFREY E illiggilAcdcuntNimber .4merican Expresso rignieepSHIP Page 6 of 8 Alt flitali EXprref' MEMBEASNIP 111. 4 r4 fi niA l " Afilltetill3 ES 71*$* Me M e E 'Ittg ['Ili RD T H E CAPITAL: G .R.I.L.L.E daringcties Support Tsunami Support Reliefs with Membership Rewards® points Use Membership Rewards points to support the Tsunami Disaster Relief effort. Now through March 31, 2005, you can redeem points TO MAKE A DONATION TO ANY OF 70 organizations that are providing aid in countries affected by Tsunami. Earn Triple points at American Pearl Choose the beautiful gift of pearls or another unique creation for someone special at American Pearl. Packaged in a distinctive red box, your American Pearl gift is sure to strike the perfect romantic note. And now, you can earn triple Membership Rewards® points on any purchase of $1,000 or more now through April 30th, 2005. aler valid km December 1.2001 to Ord 30, 2C05 purchases cd $1.000 or mere. To be *tie beam tortes point, ya rrcbt be arced hew PAecnberibp Reward* engem el the One of putteese and you mat Norge yap perch.= a an Node, carded knercan ExTreeet, Ca:elective Orris ?Alb, credted le yew Membenstop Rematch rocountwittin 64 mein Met theses cg:peas on yevr brag ',Werner& &cos ID- lee Redeem points for The Capital Grille Certificates Enjoy gracious service and an elegant and relaxed atmosphere at The Capital Grille. Nationally acclaimed for dry-aging steaks on the premises, The Capital Grille serves classic steakhouse offerings, such as chops, lobsters and fresh seafood. The restaurant also features an award-winning wine list with more than 300 wines from which to choose. Redeem points for a $100 or 5250 The Capital Grille certificate. Vote the Membership Rewards® program Your Favorite Rewards program! Now through March 15, 2005, you can vote for the 17th Annual Freddie Awards. This is your chance to voice your opinions about your favorite frequent travel program, like the Membership Rewards program. Bloomingdale's Makes Membership Rewards® points More Fashionable Now, when you use your eligible, enrolled American Express® Card*, you can redeem your earned points for Bloomingdale's gift cards** that are valid at all Bloomingdale's stores and on bloomingdales.com. 'borne roman, imminent and palmed d an annual pecgrem lee. Terms, ccodecce and rrnerkeons accly. —Tema and condors are appkd bsll Cage. For more information, log on to www.ammicanexpress. com/rewards. (MR Message 4061) Visit www.americanpeartcom or call 1.800.847-3275 to shop and earn points. (Bonus ID 1048) Log on to www.americanexpress. corn/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 4012) Log on to vmnvireddieawards.com to cast your vote now! (MR Message 5218) For a store near you, visit vnvw. bloomIngdales. corn or call 1.800.555-SHOP (555-7467). (MR Message 1014) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726907 DUPLICATE COPY Repent! Foe JEFFREY E EPSTEIN Accarg Hinter czoeirg Dam >00000000(4-31005 02/28/05 Page 7 of 8 CustomExtras- Support Tsunami Relief Efforts At American Express, we are committed to supporting relief efforts in the Asian countries devastated by the recent earthquake and resulting tsunamis. Given the enormity of the recent disaster in Southeast Asia, we want to maximize the support given to the many relief organizations that are collecting funds at this time of great need. Therefore, we have decided to waive all fees associated with accepting American Express® Card charges for tsunami disaster relief organizations that have all been recognized by the U.S. government as providing assistance to people affected by the earthquake and tsunamis. To support tsunami relief, you can donate through the American Express Tsunami Relief page located off of the American Express home page at www.american express.com. Please click on the "Help Support Tsunami Relief Efforts" link (CE 105485) Year-End Summary Available Online Your detailed Year-End Summary for 2004 is accessible online with increased functionality and flexibility. New this year is the option to sort charges as "personal" or "business" for easier tax preparation and more efficient expense management. A copy of the summary will also be sent to you by mail. Access your Year-End Summary online at www.americanexpress.com/yes. Then log in with your Manage Your Card Account user ID and password. _ 11:41", ""c`".1 • .3 ras Please call Centurion Customer Service at 1.877.877.0987, option 3 with any questions. (CE 105453) Enjoy Early Access to Great Tickets Be the first. Get some of the best. At venues in New York, LA, and Miami, Centurion® members get early access to luxury suites and ticket sales for certain concerts, sporting events, and more. The seats are often not available to the general public. Even better, Centurion members frequently have access to VIP areas for a look at the action up close. All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages, and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. Tickets will be sold in pairs. rereted es-r-s^.-51 ' lice! To purchase tickets or gel more information, call 1.800.455.1657 daily between 8:00am and 11:00pm. (CE 105450) Great Ski Offers at American Express Selects Visit American Express Selects at www.americanexpress.com/ski for great ski offers exclusively for American Express® Cardmembers. Whether you want to ski the moguls in Maine or cruise the powder in Park City, we have valuable offers to help you travel to your favorite resorts for an incredible ski vacation. Visit wvnv.american express.com/ski for great ski offers. (CE 105422) Now Accepting American Express® Cards! Life Line Screening - Painless, non-invasive screening for strokes, completed in 10 minutes. Coast-to-coast availability. Call 1-800-597-3754 or visit www.lifelinescreening.com. Princess House - Products that help you cook with confidence, entertain with ease and dine with distinction. Enhance your home and your life, contact us at www.princesshouse.com. RK - REBECCAS of Greenwich, CT has opened RK...An American Brasserie located at 22 Elm Place in Rye, NY. Modern America Cuisine behind a glass wall kitchen. Call 914-967-8900. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 1 ngf4A9) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726908 Proromei For JEFFREY E EPSTEIN DUPLICATE COPY Accost Number >CO0O0O=4-31005 Page Sof 8 Pay Your Bills Automatically With the Card Pay everything from your cable and telephone bills to your newspaper subscription and health club membership with your Card. It's a simple way to consolidate your payments and to help ensure your bills are paid on time. You will have fewer checks to write and you will still continue to get a statement from your service provider to keep for your records. To learn more, visit www.americanexpress.com/abp26 and find a complete list of participating providers. Visit www.americanexpress. com/abp26 for a list of participating providers, or to learn more. Start benefiting from the convenience of Automatic Bill Payment today! (CE 105477) Centurion® Concierge - Dedicated to Your Needs Centurion Concierge can help you with virtually any request, at any hour, anywhere in the world. Have Centurion Concierge secure reservations at an international or domestic restaurant for a special occasion or upcoming trip, locate goods and services unavailable locally, research entertainment options, arrange for special gifts, and much more. It's like having a personal assistant with you while at home or while traveling abroad. ;V•z.,nenctriverfee41,3 v' Tots OPIT 'mina There is typically no cost to you for most efforts Concierge consultants perform on your behalf, although you are responsible for any purchases and/or shipping charges you authorize. Fees may apply for meetings and event planning. Call Centurion Concierge at 1.877.877-0987, option 2 to take advantage of the professional kiestyle assistance available to you. (CE 105478) Special Access with Elite Frequent Flyer Benefits Without having to meet any mileage requirements, you are entitled to enroll in the Gold Elite level of the frequent-flyer programs of Continental Airlines, Delta Air Lines, and US Airways®. You'll receive all of-the current program benefits and accrue miles at an accelerated rate. .,i, ...... ... . ... . s i .1.7.. s . 41* 'm .• .r- nil' 1 ,.......j. os Benefits vary from program to program and we subject to change without written notice. Benefits are based upon space availability. The terms and conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. To take advantage of these valuable benefits, contact Centurion Customer Services at 1.677.871.0987, option 3. (CE 105480) Earn Double Points Every Day on the Centurion® Card Earn double Membership Rewards® points for your purchases when you use your Centurion Card at supermarkets, drugstores, gas stations, the U.S. Postal Service, and to pay your wireless phone bill. Double points for everyday purchases is an ongoing benefit of your Centurion membership. Double points for purchases made with the Card at qualifying stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bills (excluding bulk purchases of wireless time) will be credited to your Membership Rewards account 12 -14 weeks after charges appear on your monthly billing statement. Not valid in the departments of superstores and warehouse clubs. Terms and conditions for the Membership Rewards program apply. . ,,:: ..... it i .T. .Cisr".", It 3115ii*1/0ii 11 k \::-.......• 'a 4 For more information, call Centurion Customer Service at 1-677-877-0987, option 3. (CE 105479) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726909 Centurions Card Statement of Account Precacd For JEFFREY E EPSTEIN Novick. Balance $ 444.51 Pawnee* K£4MS -444.51 DUPLICATE COPY N. e as le•c. AgAvatneras +553.79 New Balance $ 553.79 CiaurgDwo 03/29/05 6,109,814 Membership Rewardse Points at 01/3105, svhen charges due‘are paid in full'and all accounts ire in "good standng. Page 1 of 10 Please Pay By 04/13/05 Please refer to page 3 for important information regarding your account See Page 7 For A Notice Of Changes To Your Agreement See Page 9 For An Important Privacy Notice Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Activity ." °" Ravinge AnwuntS L03/1161,05e:4•PilkiailitroOtred - Thank You Due in Full Activity for JEFFREY E EPSTEIN Chad )000(-XOcOC#31®S 03/05/05 FREDERIC FEKKAI NY NY BARBEFVBEAUTY SHOP ROC No. 0000006003 03/10/05 2ND AVE DEU NEW YORK NY 01 FOOD/BEVERAGE 03/15/05 PALM RESTAURANT-NEW NEW YORK NY FOOD/BEVERAGE FOOD/BEV 66.26 TIP /44451 Amount$ 171.20 21.13 66.26 03/24/05 TRAVISA VISA SERVICENEW YORK NY PROFESSIONAL SERVICES 139.00 03/24/05 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000000027 156.20 Total Due in Full Activity 553.79 Fleaao loll cnaeperbrazn blow. doxh and calmwill pact parnem Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Itttllllanlltttltltlttltltilrrlrtlttlltlltllltltltlattiltllll Mail Payment to: Total Amount Due $553.79 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 Continued on Page 3 Please Pay tw13/Boy as s: number Ple e en nntearilaac eoauka nt and correspondence. Make check payable to American Express. To avoid additional Finance Charges on Purchases, pay New Balance before Payment Due Date. Check here if your address or telephone number has changed. Note changes on reverse side. EFTA01726910 DUPLICATE COPY Peepatol For JEFFREY E EPSTEIN Account Norther )OOO(-XXXXX4-31005 Page 2 of 10 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking oystem, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be detayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot cdiect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole dscretion. Finance Charges: Average Daily Balance (ADP) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (nducfing current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after Me first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by Me DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. For all Features the ADB will be considered to be zero if you paid the total Account balance if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FO. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it wilt be convertedinto US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that IS acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each instance Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such es airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect or it you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518-8866. Change of Address Plowed on front do not no Name COmpany Nat. Strom Address Gil', Sta* to O:do Area Code and Home Primo Area Code and Utak Phone Email r _Li To Pay By Phone 1.800472--9297 Customer Service and Lost or Stolen Card 1.877-877-0987 24 hours/7 days Express Cash 1-800-CASH-NOW International Collect 1.954503.8905 Hearin Im (9am EST) TTY: 1I.800.221.0050 FAX: 1-800-695-9090 In NY: 1.800.552.1897 • Correspondence Customer Service, The Centurion. Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you j to receive special offers, suited to your needs. EFTA01726911 DUPLICATE COPY hewed Fa JEFFREY E EPSTEIN Account Nun r Clown; Ode Page 3 of 10 XXXX-XXXXX4.31005 03/29/05 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodc Rates (DPFts) for the Flexible Payment Features are as follows: your account • For Sign & Travel, the APR is 11.39%, the DPR is 0.0312% EFTA01726912 DUPLICATE COPY Pmper•IFor tont Nurher JEFFREY E EPSTEIN )000C-X>000(4-31005 Page 4 of 10 EFTA01726913 NlembelWitgferrils Plus° Monthly Statement and Program News For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.conVrewards American Express Statement Period January 1, 2005 - January 31, 2005 Account activity after this period does not appear on this statement Proparedla JEFFREY E EPSTEIN Matti:h. Reno:dee Aoccant Number Available Points 6,109,814 Membership Rewards P.O. Box 297813 Points are available when charges are Everyday Spend Points earned this period: Ft. Lauderdale, FL 33329.9785 paid in full and all your accounts are in good standing. Available points Include Everyday Spend Points. 27,991 Account Summary Opening points balance 5,968,709 New points earned +141,105 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =6,109,814 New Points Earned 01/01/05 - 01/31/05 Points Activity On Everyday Spend Bonus Points Eligible Charges Points Awarded Centurion 3715-657814-31005 1,897 0 0 1,897 Platinum 3713.818259.32002 0 0 0 0 Gold 3718-463688-41000 15,275 396 0 15,671 Aden Gold 3718-463688-44012 87 0 0 87 Addl Gold 3718-463688-43030 10,981 0 1,814 Orbitz 2x pis 2004-6 1917 12,795 Add! Gold 3718,463688-41042 0 0 0 Business Gold 3727-16256841009 0 0 0 0 Gold 3727-686332-61005 0 0 0 0 Add 'I Gold 3727-686332-62011 42,483 14,154 0 56,637 Add'! Gold 3727-686332-63027 36,205 13,025 0 49,230 Add? Gold 3727-686332-62060 4,372 416 0 4,788 Totals 111,300 27,991 1,814 141,105 Page 5 of 10 American Expr.” se Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy Total Points Activity Per Card Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Termsand Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershiprewardsplus or call 1.800•AXP-1090 (297-1090). From overseas, call collect 305.816.2799. AIR CANADA Transfer Membership Rewards® points to Aeroplane Miles Transfer Membership Rewards points to your Aeroplan Miles account and enjoy worldwide travel! Journey to over 700 destinations in 120 countries on any of the 17 members of the Star Alliance' network, including Air Canada. Flights start at just 15,000 Aeroplan Miles. 1,000 Membership Rewards points equal 1,000 Aeroplan Miles. For more information on Aeroplan, visit www.aeroplan.com or call 1-800-361-5373. Tams and cc...dhotis ci the Mater: Sp Retards poRran sixty. For more inlarriation, www.membershipcewards.com. To review these rewards and redeem points, visit vnyw.amerIcanexpress. corn/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 2027) Continued on mom Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726914 American Ear' resSO rttkt s .com AMC; teal: Express' M B E-M O B c hjprip /As • FTD.COM SPORTS Autu9RFK Precebeed EIRypalrFATE COPY JEFFREY E • rl Number tak ' RBARDAP Earn Double points for Your Tickets at kt.com With 15 year's experience, tkt.com offers premium seating to concerts, theater and sporting events. Now earn Double Membership Rewards® points on all your tickets through April 15th, 2005. Cloar max:114.7n d 2.503 bona poi t. 010, expires, Apa 1911, 2005. robe 00* lo own bonus pcnts, you roun to On( 0401 in ITO Members/soRewards prayrun at the tune or punkt," and you mat charge your Connate cc an eltottr. erroro4 Amencal Excreo40 Card. Bonus pcints oru be cradled to Your Merrnonho Rewards recount within 68weeb aver charges appear on 'our bdwj starcrnent eau 0:2764. Introducing TAG Heuer to the Membership Rewards® program TAG Heuer watches are now available in the Membership Rewards program. You can choose from watches such as the TAG Heuer Formula 1 Chronograph Watch (CMP1) for 85,000 points or the TAG Heuer Aquaracer Men's Quartz Watch (CMP2) for 110,000 points. Al product atm aro sobjoct to avalcalty. Nato rewards may net be reamed or err:harped wins Cowan to be damped co delataut Damped co deficave lin mutt be returned witin 100ayeddielvery. No odavewa ream we aricephod Wier 1044*. Spoil Mom with Flowers & Gifts from FTD.COM! Mother's Day is Sunday, May 8th! Redeem Membership Rewards® points and spoil the special Mom's in your life. Redeem points for certificates towards fresh flowers and unique gifts from FTD.COM. Or, shop online using your American Express Card and send her a floral arrangement hand delivered by a quality FTD® Florist or spoil her with a special gift of chocolates, a spa set, jewelry and more! Come WeeCurexclusive line cif FTDe Mother's Day products.Shop early for the best selection! Hotel Night Stays Start at Just 10,000 Priority Club® Points! With more than 3,500 locations worldwide, the Priority Club Rewards family of hotel brands includes InterContinental®, Crowne Plaza®, Hotel Indigo'", Holiday Inn®, Holiday Inn Express®, Staybridge Suites® and Candlewood Suites®. Redeem Priority Club points for free room nights, gift certificates and brand-name merchandise. Tams and cordtcoa d the Martership Rewards. Foy= qxky. Foe more inbemabon, vis:1 revny.mamberahlprewardssom. Redeem points Today for Spring Savings Sports Authority, Gan Sports, Sportmart and Oshman's carry an unbeatable selection of golf, team sports, snowsports and fitness equipment, plus, much more at great prices! Redeem points today for the best in sports! Page 6 of 10 Book online at www.tld.com or call 1.800-ALL-SHOWS to eam Double points. (Bonus ID 2764) View all of the TAG Heuer rewards at www.amerIcanexpress. corn/rewards. (MR Message 9355) Shop online at vAvw.ttd. comtamexmr75 or call 1-800-SEND-FTD and give promo code 2112. (MR Message 8513) To review these rewards and redeem points, visit www.americanexpress. com/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 9353) Call 1.888-LOOK4TSA (566-5487) for the store nearest you. Reward certificate may be redeemed for product only. Limit one certificate per purchase. Valid at store locations only. Not valid online. (MR Message 8074) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726915 DUPLICATE COPY Paciaal Fa JEFFREY E EPSTEIN Co:4v Da* Page 7 of 10 03/29/05 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement ("Agreement') governing the American Express. Card Account Identified on this Notice. Unless otherwise Indicated below, these changes become effective with billing periods beginning on or after May 1, 2005, whether or not you receive a billing statement. This Notice formally amends your Agreement, and any contrary or conflicting language in that Agreement is replaced fully and completely. Note that the terms of your Account are subject to change (including increasing APRs/DPRs and fees, changing fixed APRs/DPRs to variable APRs/DPRs, and adding new terms) in accordance with the Agreement governing your Account. All terms of the Agreement not amended herein remain in full force and effect. This is an important Notice of changes to your Agreement. We recommend that you carefully review these changes, share them with any Additional Cardmembers on your Account, and keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. Determining the Prime Rate Applicable to your Account We are changing the timing of when we determine the Prime Rate used to calculate the variable APRs (and corresponding DPRs) applicable to your Account. Accordingly, we are replacing subsection C of the Finance Charges on Features section of your Agreement with the following: ' C. The 'Prime Rate' Is determined once with respect to each billing period. The Prime Rate for each billing period is the Prime Rate - • published in the Money Rates section (or successor section) of The Wall Street Journal on (a) the first day of that billing period or (b) the day that is two days prior to the Closing Date of that billing period, whichever is higher. In each case, if such a day Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we may substitute a similar reference rate at our sole discretion. Any Increase or decrease to an APR resulting from a change in the Prime Rate takes effect as of the first day of the billing period. An Increase in the Prime Rate means that the variable APRs (and corresponding DPRs) applicable to your Account will increase and you may incur higher Finance Charges and may have a higher Minimum Amount Due? Average Daily Balance Method for Calculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of your Agreement to add the following two sentences to the end of that section: °In our sole discretion, we also may round any calculations made in determining the Finance Charges on your Account in any way that is convenient to us. Any such rounding may apply to or cause-variations In your DPRs.' Arbitration (Effective May 8, 2005) We are amending certain subsections of the Arbitration section of your Agreement as follows (references to subsections below refer to those subsections in the Arbitration section of your Agreement): We are replacing the first sentence of the Definitions subsection with the following: "As used in this Arbitration Provision, the term "Claim' means any claim, dispute or controversy between you and us arising from or relating to your Account, this Agreement, the Electronic Funds Transfer Services Agreement, and any other related or prior agreement that you may have had with us, or the relationships resulting from any of the above agreements ("Agreements"), except for the validity, enforceability or scope of this Arbitration Provision or the Agreements: We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: "Initiation of Arbitration Proceeding/Selection of Administrator. Any Claim shall be resolved, upon the election by you or us, by arbitration pursuant to this Arbitration Provision and the code of procedures of the national arbitration organization to which the Claim is referred In effect at the time the Claim is filed (the "Code"), except to the extent the Code conflicts with this Agreement Claims shall be referred to either the National Arbitration Forum ('NAP) or the American Arbitration Association (*AAA"), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you shall have the right within 30 days after you receive notice of our election to select the other organization listed to serve as arbitration administrator. For a copy of the procedures, to file a Claim or for other information about these organizations, contact them as follows: • NAF at P.O. Box 50191, Minneapolis, MN 55405; website: vmww.arbitration•forum.com. • MA at 335 Madison Avenue, New York, NY 10017; website: www.adr.org: We are replacing the first sentence of the Significance of Arbitration subsection with the following: "IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM! We are adding the following two sentences to the end of the Restrictions on Arbitration subsection: "No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. Notwithstanding any other provision in this Agreement (including but not limited to the 'Continuation' provision below) and without waiving either party's right to appeal such decision, should any portion of this Restrictions on Arbitration" provision be deemed invalid or unenforceable, then the entire Arbitration Provision (other than this sentence) shall not apply? We are replacing the second sentence of the Continuation subsection with the following: 'Except as otherwise provided in the 'Restrictions on Arbitration' provision above, if any portion of this Arbitration Provision (other than the 'Restrictions on Arbitration" provision) Is deemed invalid or unenforceable, it shall not invalidate the remaining portions of this Arbitration Provision, the Agreement or any predecessor agreement you may have had with us, each of which shall be enforceable regardless of such invalidity." BP/TR3FYI/0305 T2313 EFTA01726916 DUPLICATE COPY JEFFREY E EPSTEIN Other Important Information About Your Account Page 8 of 10 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express Travel Related Services Company, Inc., Electronic Funds Services, P.O. Box 297815, Ft. Lauderdale, FL 33329-7815, or e-mail us by clicldng on the Customer Service link online at vnvw.americanexpress.com. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The date and dollar amount of the suspected error. If younotify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving new accounts, point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our Investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies 0 the documents that we used in our investigation. Insurance Products Notice We identity insurance providers and products that may be of interest to you. In this role we may act on behalf of the insurance provider, as permitted by law. We receive compensation from insurance providers that may vary by provider and product. Also, we may receive additional compensation or financial benefit when AMEX Assurance Company or another American Express entity acts as the insurer or reinsurer for these products. The arrangements we have with providers, including the potential to insure or reinsure products, may also influence what products and providers we identify. BP/TR3FYI/0305 T2313 EFTA01726917 DUPLICATE COPY PreprodFa JEFFREY E EPSTEIN SIM Cb*gD4* 03/29/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN: The Small Business Network- from American Express. This Notice explains how we collect and safeguard information about you and how to tell us your opt out choices. In this Notice, American Express Travel Related Services Company, Inc., American Express Centurion Bank, and American Express Bank, FSB are called 'American Express,' "we,"our," and 'us.' The cards and accounts that we issue are called 'Cards' or "Card accounts." Holders of those Card accounts are called "Cardmembers' or "you.' "Affiliates" refers to other companies in the American Express family, related to us by common control or ownership. What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address, social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketing information, furnish us with additional information about your credit history, purchasing preferences, and other matters. We also obtain information in connection with our efforts to protect against fraud. We call all of this information "Cardmember Information: What Do We Do with This Information? We use Cardmember Information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us, and companies whose products or services are provided as a benefit of your Card account. We may also share Cardmember Information with other financial Please Note: You may receive additional privacy notices th Card accounts that are applicable only to those accounts. institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas, to credit reporting agencies, and to help prevent fraud. Your Opt Out Choices You have "opt out" choices about offers that may be sent to you and how those offers may be delivered to you. You may also opt out from certain disclosures of Cardmember Information. Your opt out choices and how to opt out are explained below. Offers for Products and Services of Other Companies We work with other companies, such as merchants that accept the Card, so that you may receive offers for their products and services. We use Cardmember Information to help make these offers more relevant and valuable to you. If you respond to one of these offers, the other company will know certain information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the offer. Your Choice: You may opt out from receiving these offers by calling us at 800-297-8378 or by filling out the attached form and returning it to the address on the form. You may also include the form with your regular payment. at provide information and different opt out choices for other Please complete this form if you choose to opt out and wish to mail your response rather than use the toll-free number, which is 800-297-8378. Return this form to American Express along with your payment coupon using the payment envelope enclosed with your statement. Offers for Products and Services of Other Companies ID Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates 0 Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Offers for American Express Products and Services Mail Offers: Do not use Cardmember Information to mail me offers for American Express products and services. El Telephone Offers: Do not contact me by telephone to offer me products and services. If you do not have a payment envelope, mail your response to: American Express Cardmember Information Services P.O. Box 299836 Ft. Lauderdale FL 33329-9836 Account Number 3715.657814-31005 MU/ILFJ0305 T3085 EFTA01726918 DUPLICATE COPY Prepared For JEFFREY E EPSTEIN Page 100,10 Offers for American Express Products and Services Mail Offers We may use Cardmember Information to mail you offers for American Express products and services. Your Choice: To opt out from receiving these mailings, call us at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment Telephone Offers We may contact you by telephone about our products and services or those that we offer with our business partners. Your Choice: To opt out from receiving telephone offers, call us at 800.297.8378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment Information We Share with Our Affiliates Our Affiliates include financial advisors, publishers, insurers, and travelers cheques issuers. American Express Travel Related Services Company, Inc., and American Express Centurion Bank, and American Express Bank, FSB are Affiliates of each other. We may disclose certain Cardmember Information to our Affiliates to provide services for your Card account and to develop and send you offers for their products and services. We are permitted by law to share with our Affiliates information.about.our transactions and experiences with you, such as your payment history. But you can opt out of our sharing with our Affiliates other credit-related information (such as your credit history as shown on a consumer report). Your Choice: To opt out from our sharing credit-related information with our Affiliates (except as permitted by law) call us at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also Include the form with your regular payment E-Mail Offers We may send you e-mail offers for our products and services, and those of our Affiliates and other companies we work with. We don't share e-mail addresses with other companies for them to market their own products and services to you. Your Choice: To opt out from receiving these e-mail offers, enter your preferences at the "Set E-Mail Preferences° page of our Internet Privacy Statement at www.americanexpress.com/preferences. Additional Information About Your Opt Out Choices If you are the primary Cardmember on your Card account, your opt out choices will also apply to any other Cardmembers on your Card account. If you opt out, we may still include notices and information about the Card and other products and services when communicating with you about your Card account and related products and services. Information Security We take commercially reasonable physical, electronic and procedural steps to help safeguard Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. . . For Vermont Cardmembers Only If your Card account has a Vermont billing address, we will automatically treat your account as If you had checked the lower-left hand box on the attached opt out form. We may share your name and contact information, and information about our transactions or experiences with you, with financial institutions with whom we Jointly offer financial products and services and with our Affiliates. This Notice describes opt out choices about certain other uses of Cardmember Information. MU/ILE/0305 73065 EFTA01726919 DUPLICATE COPY Centurion® Card Statement of Account 00).,,P,f9;tt*14 e ItearattlpReitatclls Poi Ava1lab"le' ef92/313/051.--Whelich1400 00Pitd in .;:fullktdAtacCOrn rake,l000drilendil,B:: Peeow cc! For ciosimoa JEFFREY E EPSTEIN 04/29/05 Page 1 of 6 New t:,,Av et S Provded ablarda S Parnell Aclidty $ M. Adt.stra'3 New Balance $ Please Pay By 05/14/05 Please refer to page 1 for important information regarding your account 553.79 -553.79 +156.20 156.20 Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Introducing the Centurion Website American Express is proud to announce the launch of www.americanexpress.com/ centurion--the new website designed exclusively for and accessible only to Centurions members. At your leisure, you can access all your Centurion benefits and manage your account online. To access the site, use your existing American Express user ID and password. If you are a new user, log on to www.americanexpress.com/centurion to register your account. For assistance, call Centurion customer service at 1-877-877-0987, option 3. Activity ""11°`P".maca Amounts riotIPIWTSPOTe. Due in Full Activity for JEFFREY E EPSTEIN Cud) X;(.%%00(4.31005 04/21/05 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000006396 ss3 i9 AimumS 156.20 Total Due in Full Activity 156.20 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 11.64%, the DPR is 0.0319% + Plead krIJOn the perforedon Sam detach ant return will your payenord Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Please Pay By: 05/14/05 Total Amount Due $156.20 AMERICAN EXPRESS PO BOX 360001 FT LAUDERDALE FL 33336-0001 Please refer to page 2 for further important information regarding your account Please enter account number on all checks and correspondence. Make check payable to American Express. Check here if your address or telephone number has changed. Note changes on reverse side. EFTA01726920 PrepreelFor JEFFREY E EPSTEIN DUPLICATE COPY Acc t Number )000(40000(4-31 005 Page 2 of 6 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we win choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the kinds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you speoify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature Onetucfing current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, f3) subtract any payments or credits, arid (4) make any appropriate actustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the OPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balan divide egative, it is considered to be zero. Then, billing penal p at the daily balances for the Feature for the billing period and the total by the number of days in the billing This gives us the ADB for the Feature. For all Features the ADB will be considered to be zero if you paid the total Account balance, if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and F0 results in daily compounding of FO. Transactions Made In Foreign Currencies: If you incur a Charge in a foreign currency, it win be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than yib (a) thehighest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified us from customary banking sources, on the conversion date or the prior business day, in each Instance increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Bilftna Rights Summary: In Casa of Errors or Questions About Your Bill: If you think your bill is incorrect, or it you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing sowill not preserve your rights. Inyour letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated, CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credt balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a oomparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change or Address II correct on front do not use Name Ccapany Nemo Street Address City, Stale r9 Code Area code and Hone Phone Aroa Code one Walt Phom Final r To Pay By Phone 1.800472.9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1-800-CASH-NOW International Collect 1.954-503.8905 Hearing Impaired (9am-5pm EST) WY: 1.800.221 .0050 FAX: 1-800-695-9090 In NY: 1-800-552-1897 O Correspondence Customer Service, The Centurion' Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments PO BOX 360001 FT LAUDERDALE FL 33336-0001 Providing your email address to American Express will enable you immil to receive special offers, suited to your needs. EFTA01726921 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) vnvw.americanexpress.com/rewards American Express Membership Rewards illOISAccoalNinte 6,065,934 P.O. Box 297813 Points are available when charges are Earn Double Points for all Everyday Spend Points Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 49,939 Account Summary Opening points balance 6,109,814 New points earned +206,120 Points transferred or redeemed -250,000 Reinstated points and adjustments 0 New points balance —6,065,934 New Points Earned MembelVfiteigfartis Plus® Monthly Statement and Program News Statement Period February 1, 2005 - February 28, 2005 Account activity alter this period does not appear on this statement Prepared lot JEFFREY E EPSTEIN Available Points Page 3 of 6 AmerieanExpre”. ~, MEMBERSHIP AXAELVI 02/01/05 - 02/28/05 Points Activity On Everyday Spend Eligible Charges Points Bonus Points Total Points Activity Awarded Per Card Centurion 3715-657814-31005 444 0 0 444 Platinum 3713-818259-32002 0 0 0 0 Gold 3718-463688-42008 14,096 388 0 14,484 Addl Gold 3718-463688-45019 402 0 0 402 Addl Gold 3718-463688-43030 16,629 0 0 16,629 Addl Gold 3718-463688-41042 0 0 0 0 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-686332-61005 0 0 0 0 Addl Gold 3727-6nm:12-62011 91,546 37,853 0 129,399 Adcn Gold 3727-686312-63027 31,155 11,559 0 42,714 Addl Gold 3727-APATA, -62C60 1,909 139 0 2,048 Totals 156,181 49,939 0 206,120 Points Transferred or Redeemed 02/01/05 - 02/28/05 Points Transferred or Redeemed Request Date $250 Pottery Barn Gift Certificate Account %rim C010550522 25,000 2/23/05 $250 Pottery Barn Gift Certificate ACCCUM after 0710O6521 25,000 2/23/05 $250 Pottery Barn Gift Certificate hxcerlmfter03101065% 25,000 2/23/05 $250 Pottery Barn Gift Certificate mmormitemiommo 25,000 2/23/05 $250 Pottery Barn Gift Certificate Amoommilmmmsesa 25,000 2/23/05 $250 Pottery Barn Gift Certificate Account =Pim aolasssv 25,000 2123/05 $250 Pottery Barn Gift Certificate Moan nutter 001%56528 25,000 2/23/05 $250 Pottery Barn Gift Certificate Acearil ntmber 0010856629 25,000 2/23/05 $250 Pottery Bam Gift Certificate 25,000 2/23/05 Mew* ante 0310656S30 Continued on reverse EFTA01726922 Amer/CAA Express PHTh-° EINFEIFFATE COPY JEFFREY E 4aNISERSHIt • • :4111.E1,1110 Points Transferred or Redeemed continued 02/01/05 - 02/28/05 Points Transferred or Redeemed Request Date 2/23/05 $250 Pottery Barn Gift Certificate Aoscrit muter CO)0656631 Total 250,000 25,000 Page 4 of 6 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated fora fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit vinvve.americanexpress.com/membershiprewardsplus or call 1.800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. STARW000 PRISFERREO GUEST Gift Sense le.Delta SkyMiles• B Bunt4UNd Special Offer with Starwood Hotels! Starwood Hotels offers more than 750 of the world's best hotels including Four Points® by Sheraton. Stay at Four Points by Sheraton and enjoy the Four Points by Sheraton Four Comfort Bed with a plush mattress, plump pillows, crisp cotton sheets and a cozy duvet. For a limited time, receive 4,000 bonus Starpoints® with 3 consecutive stays at any participating Four Points by Sheraton property. Promotion good for stays between April 12th and June 7th, 2005. No Cadre ter may earn mare than 12000bonus Slarpoirts m conroclon with the prcenerice. Boon SierpcInts tellpost bte Carkr ember's account weir L vs 6 weer of gedeprip ray. ito rgble say 4 deed as one or moot CCeeealAre rialls al quallyerg rate. Earn 10x Membership Rewards® points This Mother's Day with GiftSense'l Looking for the perfect gift to send Mom this Mother's Day? Find a wonderful gift for her at GiftSense.com and earn 10x Membership Rewards points for yourself! GiftSense has a variety of ideal gifts for your mother or grandmother. Come find just what you were looking for or perhaps something wonderfully unexpected. GiftSense is a trusted partner of FTD.COM. Cry veld ihrarit 12/2146 Na veld in teat star a in artier:aeon wet any other ode: earn eitSeoce. To eau bOtTA OW* teAl mutt be ended A the PAS/Mth0 PABTATS WaSuat el he line or Ise:a.m. and • champ your purchase loan elOtie. enrolled Arroccan Expros19 Card. Bonus pokes tell be credited r rut MOtInl wthn 10.12 weeks seer Osage. appear on yap tiTag ablosient Bonus 0:5602 Limited Time Offer • Delta SkyMiles® Bonus Between 04/1/05.05/15/05, earn a 20% Delta SkyMiles bonus when you transfer 76,000 or more Membership Rewards® points to your Delta SkyMiles account. Transfer less than 76,000 points and earn a 15% bonus. Register either at delta.com/membershiprewards or call 1-800-266-7077. Then, transfer points at www.americanexpress.com/ rewards or call 1-800-AXP-EARN (297-3276). The bonus will be awarded on the total number of SkyMiles received due to the transfer of points during the promotional period. SkrAdes gm:yarn rubs ardecerilkos apt Crud renter Vanslernrg points ro &omen aiinee yak be eitakred Of 60304 PW Pa* 1910 VA Thie cbtge 4l0 otket the excise AM American apace cowry par to thegorerriner on ugh Vermacirans Earn 10x Membership Rewards® points This Mother's Day with Butterfield Blooms! Remember your Mom this Mother's Day with exquisite flowers and earn 10x Membership Rewards points for yourself when you shop with Butterfield Blooms! Butterfield Blooms will create a beautiful floral design that will dazzle your mom and deliver a fresh and exceptional experience days after your order arrives. Make this a memorable Mother's Day with Butterfield Blooms. Oder valid through 12/31,06. Not valor a rwl Glatel or us con'xraco with any othet oiler hail SATATaell Scam. To earn boos point, you rota be ericled per 1.1errikerthiu Renard% program ad the int, of pazhase and charge your MOM to art ARM MORS AnterMan gnawer®Card: BMA pthts w4 be credred torts eccosec wohm 10.12 peer at& clines toped/ on tour burg :amend. Benue 0: 6627. To receive offer, visit 1,wew.fourpoints.com/ launchamex or call 1.888.625-4988 provide registration code FP4. To moll in Stanwood Preferred Guest, visit www.SPG.com or call 1.888.625.4988. (MR Message 5041) Visit www.gittsense. com/amxmr or call 1.800.383.7142 and give promo code 9947 to earn 10x points whenever you shop every day, all year. (MR Message 7138) Not yet a Delta SkyMiles member? Call 1.8004232323 or gkymiles o to www.delta.com/ s today! (MR Message 7001) Visit www.butterfield blooms.com/amxmr or call 1.888.8BBLOOM and give promo code 9949 to earn 10x points whenever you shop every day, all year! (MR Message 8303) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726923 DUPLICATE COPY Prepared Fa Accati Mater Ckeing Onto JEFFREY E EPSTEIN XYXX-XXXXX4-31005 04/29/05 Page 5 of 6 CustomExtrar Join the Fight Against Breast Cancer Throughout 2005, thousands of women and men will join together for Breast Cancer 3-Day events, raising millions of dollars for the Susan G. Komen Breast Cancer Foundation and the National Philanthropic Trust Breast Cancer Fund. Register for or donate to one of the 12 Breast Cancer 3-Day events with your American Express® Card and American Express will make an additional donation to the fight against breast cancer. For all donations and registration fees charged to an American Express Card through wxnv.The3Day.org, American Express will contribute an additional .2% of the donation or registration fee to the &east Cancer 3-Day. For more information, or to register for the 3-Day, call 1.800.996.3DAY or visit www.The3Day.org today. (CE 105512) Now Accepting American Express® Cards! Regis Salons - For the latest in cut, color, texturizing and finishing services. Located in major malls throughout the U.S. Visit www.regissalons.com or call 1-800-777-4444. Sapa Restaurant - Indulge your senses and prepare for an unforgettable French-Vietnamese dining experience. Visit us at 43 West 24th Street or at www.sapanyc.com. Call 212-929-1800. The Moinian Group - Looking for a home? Visit www.molnianrentals.com. Seven Manhattan properties. Pay your rent with your American Express Card. It's rent well spent. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105492) CTS and Your Dedicated Centurion® Travel Counselor Wherever your travels may take you, Centurion Travel Service is on call to answer any 9uestions, every day, all day. Upon your first contact with Centurion Travel Service, you'll be assigned a dedicated Travel Counselor who can help you take advantage of exclusive travel benefits like airline upgrades, shipboard credits and value-rich travel programs such as Fine Hotels & Resorts, Private Jet Services Program, Centurion Villas`" and Centurion Cruise Privileges. Program terms and conditions apply. For full program information, visit www.amerIcanexpress.comicenturion. Call Centurion Travel Service today at 1.877.877.0987, option 1. (CE 105569) Neiman Marcus Shopping Earns Extra Rewards Reward yourself twice for each purchase when you shop with the Centurion® Card at Neiman Marcus stores nationwide. Simply enroll your Card in the Neiman Marcus InCircle Rewards® program and earn one InCircle Rewards point as well as one Membership Rewards® point for every purchase you charge using your enrolled Centurion Card. Once you earn 5,000 points within one calendar year, you achieve InCircle Rewards membership status. As a member, you will receive addtional benefits, such as complimentary gift packaging on purchases of $25 or more, invitations to special events, and copies of exclusive Neiman Marcus publications: the book, entree, the point, and the update. Visit www.NelmanMarcus.com/incircle for complete program rules. Membership Rewards terms and conditions apply. For more information, or to enroll your Centurion Card with InCircle Rewards, call 1-888-INCIRCLE (1-888-462-4725). (CE 105570) Give Your Home a New Look with Exclusive Savings From April 4-May 31, 2005, take advantage of our special offers and rebates from top brands like KitchenAid® and Benjamin Moore®. And, every day from May 10-May 23, the coolest home products and experiences are up for grabs at special Cardmember-only prices, including My Organized Home, a dream organizing package brought to you by REAL SIMPLE®. Check out www.mylifemycard.com/springhome. Void where prohibited. Restrictions may apply. Actual items subject to change. Quantities on featured items are limited and will be sold on a first come, first served hasiq. See mnamylifemycard.comispringhomo for lull terms and conditions. Visit www.mylIfemycard. com/springhome for great offers and rebates. (CE 105539) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726924 DUPLICATE COPY Prepared Fix JEFFREY E EPSTEIN )00ot-)000(X4-31005 Page 6 of 6 JOHNSTON &MURPHY 15% Off Your Purchase of $200 or More at Johnston & Murphy Call, click or stop by a Johnston & Murphy store to receive 15% off your next purchase of $200, or more. We offer a wide selection of premium men's footwear, accessories, apparel and small leather goods. Call 1-800-424-2854 to order a catalog or find the retail location nearest you. Or, you can visit our website at www.johnstonmurphy.com. Be sure to use promo code AMEX0415 on the phone, in our stores or when placing an order on our website. Payment must be made with the American Express* Card. Expiration date June 30th, 2005. Call 1.800.424-2854 or log on to www.Johnston mutphy.com (CE 105554) Save $50 on Home Lighting and Decor at LAMPS PLUS! Enhance your kitchen, bathroom--any room in your home with fashionable new lighting designs by LAMPS PLUS. Great values on 1,000s of chandeliers, table and floor lamps, outdoor lighting, and more, all at America's Lighting Superstore! To find one of our lighting superstore locations, visit LAMPSPLUS.com for maps and store hours, or call 1-800-782-1967, 7-days-a-week, to talk to a lighting consultant. Offer valid on purchases of $250 or more from March 1, 2005 through July 31, 2005. Excludes shipping and applicable taxes. Not valid on sale items, fans by Casablanca Signature, Portable Series, Monte Carlo, Minka Aire Designer series, Craftmade or Matthews Fan Co. ceiling fans. Limit 1 offer per Cardmember. Other restrictions may apply. mreints Lenin; • To redeem, bring tin offer to any LAMPS PLUS store, or use code OP89AXAP5X, online at www.LAMPSPLUS.com or by phone, 1.890.762-1967. Use your American Express* Card. (CE105575) Pay Your Bills Automatically with the Card Pay everything from your cable and telephone bills to your newspaper subscription and health club membership with your Card. It's a simple way to consolidate your payments and to help ensure your bills are paid on time. You will have fewer checks to write and you will still continue to get a statement from your service provider to keep for your records. Visit xmny.americanexpress. comiabp26 for a list of participating providers, or to learn more. Start benefiting from the convenience of Automatic Bill Payment today! (CE 105595) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726925 DUPLICATE COPY Centurion® Card Statement of Account 6;27;,848 MemberShip Rewards® Points Mailable • , at 03/31/05, when charges due are paid in' M uAtar129.51.IP,R% Prepare:IF« Pedrgt)go JEFFREY E EPSTEIN 05/29/05 Page 1 of 8 New New Aceory PrevitusBalanceS Perron Perivrr Irc. /iguanas Balance S Please Pay By 06/13/05 156.20 •156.20 469&90 698.90 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Book Your Vacation with Centurion Destinations." Vacations For a world of travel adventure, look to Centurion Destinations Vacations. The eleven partners will help you create one-of-a-kind, personalized vacations. Whether your ideal travel experience is a family get-together or a romantic getaway, laid-back beach bumming or non-stop adventure—look to these travel specialists to create the vacation of a lifetime, and earn up to 50,000 Membership Rewards® bonus points. Reserve your vacation today through Centurion Travel Service at 1-877-877-0987, option 1. Program terms and conditions apply. For full program information, visit www.americanexpress.com/centurion. w.wpwinadm. Activity Amount! :4511WWWNWmIthEMMISSAMINIMArH Due In Full Activity for JEFFREY E EPSTEIN CAM>=000=44M06 Ateovitte 05/12/05 TELECHARGE SVCE NEW YORK NY TICKETS/RESERVATION/ETC ROC No. 11140088 05/24/05 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000004231 05/25/05 APAAZON.OOM SUPERSTORAMAZON.COM WA 111.48 MERCHANDISE APWSUPERSTORE ROC No. 0034306459 217.00 370.42 Total Due in Full Activity 698.90 Psere Ickl on the perforsronbekw. &Itch ard return veal yaw reamed Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 AmmordNirribw INdllI...II....ILIttIrlrllrJrrLdNLIILddJIttLJdl Mail Payment to: Total Amount Due $698.90 HdaddhkhdkHdhlIdIALMILAIRiddH AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 1111.-.11.11111. .1. 11.1111 1I . . I1l IIIIIIIIIIIIIIII Continued on Page 3 Please Pay By: Please enter account 06/13/05 number on all checks and correspondence. Make check payable to American Express. Check here if your address or telephone number has changed. Note changes on reverse side. EFTA01726926 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY X)00(-)0000(431 005 Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled theck with your bank or acct account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you r uest. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credts among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADS Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transachonsl. Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (includng unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous dayk daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days In the billing period. This gives us the ADS for the Feature. For all Features the ADB will be considered to be zero if you paid the total Account balance if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing joeriod is calculated by adding the FC assessed on all f=eatures of the Account. This method of calculating the ADS and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a ammo in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each Instance Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more Information abouta transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us al the number indicated on the front of this statementibutdoingsawillnotpreserveyour rights. le your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated fo pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your checking-or savingsaccount, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment iS scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address r correct on Ircal do not u:o Nome Company Name Slice( Addicts City, slate Zp Code Area Cade and Hems Phone Area Cede and Week Phone Email 77-T T Pr To Pay By Phone 1.800.472.9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1-NO-CASH-NOW International Collect 1-954-503-8905 Hearing Impaired (9am-5pm EST) TTY: 1-800-221-0050 FAX: 1.800-695-9090 In NY: 1-800-552-1897 Correspondence Customer Service, The Centurion* Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 effme.rits P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you to receivespecial offers, suited to your needs. EFTA01726927 DUPLICATE COPY Premed FIX JEFFREY E EPSTEIN Accar4 Number Clang De.* XXXX-XXXXX4.31005 05/29/05 Page 3 of 8 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 11.64%, the DPR is 0.0319% Please refer to page 2 for further important information regarding your account EFTA01726928 DUPLICATE COPY Ptcpucd Fa JEFFREY E EPSTEIN NWunl )OOCXN-X)OOO(4-31005 Page 4 o(8 EFTA01726929 membelVfilfifgaiiis nue For questions about your Membership Rewards account, contact 1-800-AXP-EARN Page 5 of 8 Monthly Statement and Program News American Exprene Statement Period March 1, 2005 • March 31, 2005 Account activity after this period does not appear on this statement rn5/11E1413ERSIllel A HI (297-3276) Propane iCf www.americanexpress.com/rewards American Express JEFFREY E EPSTEIN stmt. RetaftbeAMCRIM NWItte Available Points 6,272,848 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Everyday Spend Points Ft. Lauderdale, FL 33329.9785 paid in full and WI your accounts are in your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points Include Everyday Spend Points. 54,216 Account Summary Opening points balance 6,065,934 New points earned +206,914 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =6,272,846 New Points Earned 03/01/05 - 03/31/05 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 371665781431005 553 0 0 553 Platinum 3713-818259-32002 0 0 0 0 Gold 3718-46368842008 3,329 0 0 3,329 Add? Gold 3718.463688.45019 470 0 0 470 Add? Gold 3718-463688-43030 46,808 0 0 45,808 Addl Gold 3718-463688-41042 0 0 0 0 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-686TO-61005 0 0 0 0 Addl Gold 3727-68633242011 61,513 26,304 0 87,817 Addl Gold 3727.686332-63027 36,773 27,714 100 OSRLovertOO 100pts 1577 64,587 Addl Gold 3727-6881.12-62060 4,052 198 100 OSRLowROO 100pts 1577 4,350 Totals 152,498 54,216 200 206,914 Membership Rewards Plus points earned may be transferred or redeemed as tong as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit wvnv.americanexpress.com/membershiprewardsplus or call 1.800-AXP-1090 (297-1090). From overseas, call collect 305-816.2799. Redeem points for Home Depot Gift Cards At The Home Depot, use your American Express® Card to create an enjoyable and relaxing sanctuary for summer. Just use quick changes in color and texture. A beautiful paint finish, vibrant plants, attractive lamps and a cool rug can all transform your setting. And, don't forget to create an inviting living space outside too. Grills, patio furniture, decks, landscaping and outdoor lighting will create the ideal retreat. You'll want to spend your summer vacation right at home. Dont forget, you can redeem points for Home Depot Gift Cards up to $500, good at every Home Depot and EXPO Design Center. (MR Message 2360) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726930 American Expres:* Panasonic ideas for life AtaiiieitiO EX P.113 .,,,, • at 2 VII EN 11 HOTELS Et RESORTS THE SHARPER IMAGE' ± N.STORATI OM HARDWARE 1 PN1' 3'ed ENP EI ntpATE COPY JEFFREY E Earn Double points from Panasonic.com & Free Shipping! Shopping for your favorite consumer electronics products at Panasonic.com is even more rewarding. Now you can earn double Membership Rewards' points on any item of $499 or more, when you use your American Express® Card at Panasonic.com. You'll also enjoy free shipping on ALL products at Panasonic.com, so get shopping now! Visit www.panasonic.com/amexrewards for complete details. Ober yid V1/05-12/31,05. Ilannern 180:0 peires per Cantnentier ding waraion. To earn bras nninn.yw intol be enteral in itia PAcatorebp Reward* Prrcrrn al lee writtanxtriaso ale chart' you wohne to an etabetenriMed Amernan Entrees CaM. Serra post rrb be credred lo you: account Whit 6-8 web Me: Mama maw capper beteg stlernent. Bonus 0:3647. You Can Use Membership Rewards® points to Book a Vacation! Take a cruise around the Greek Islands. Dine on red snapper in Martinique. Or dive into one of Hana's Seven Sacred Pools in Maui. Whatever your preference, Featured Hotels, Cruises and Vacation Packages can get you there. It's simple. Just select a destination from over 500 hotels, cruises and vacation packages, and let our Travel Counselors book your entire trip. What are you waiting for? Tema ard tone tkos cite Monter:hp Rewards& prcgrarn meek For more blefmatat vet warrememberehlprewardenom. Welcome to the World of Fairmont Hotels & Resorts Fairmont Hotels & Resorts has locations in the U.S., Barbados, Bermuda, Dubai, Monaco, Mexico and Canada. Redeem Membership Rewards® points and give yourself or someone you love a vacation with a Certificate for a one-night stay in one of Fairmont's breathtaking locations--including breakfast for two each morning. Tome ardCOndfaCte N InePaembentlep Reeterde0 program *Op For mare ink011akel.vis4 vnywanernbersblprew at •Incom. . . . . Earn 5x points When You Shop For Dad This Father's Day From Sharperlmage.com! Looking for a unique gift to give Dad this Father's Day? The Sharper Image® is a leading source of innovative, high-quality products that help make life better and more enjoyable. Plus, when you shop at www.sharperimage. com/amexpoints, you can earn 5x Membership Rewards® points for yourself--all year long! Ober Wel 013.Y Weems go to www.sharpertmago.comiamexpolnts Ihrourt navos To earn bar pats you must be entente an the Worrbershp Rewards. program at the tam Cl palms. ere Cheer WIZ purelvect to an elgt6; c-rdkd Arnernan Express* Case. Not vale In MCC.. phonerinal Were et lot The 934F41 tea°. Anal 444. Other tyro afWl. Bonus point/ will to awasded 10-12 week, Mer changes anew on you Wig statement Berns 0:1076. Redeem for Restoration Hardware This Spring At Restoration Hardware, you'll explore an exceptionally well merchandised world of high-quality textiles, furniture, lighting, bathware, hardware and amusements. These are products of lasting value, classic design and all imbued with a brand that speaks to superb taste and a free-spirited individuality. Page 6 of 8 New offer! Visit wynv.panasonlc.com/ amexrewards for complete details. (MR Message 5294) Call 1.800-AXP-EARN (297-3276) option 2 today, or visit www.americanexpress. com/travelspeclals to check out the latest Travel Specials. And get ready to go! (MR Message 7087) To learn more about these rewards and redeem points, visit www.amerIcanexpress. com/rewards or call 1.800-AXP-EARN (297.3276). (MR Message 3183) Visit www.Shamedmage. com/amexpolnts to earn 5x points all year long! (MR Message 8363) For a store near you, visit www.restomtlon hardware.com or call 1.800.762.1005. (MR Message 7015) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726931 DUPLICATE COPY Ptepaged Fog JEFFREY E EPSTEIN PCCOunl Nuritet SingDele XXXX-XX3Ca4-31005 05/29/05 Page 7 of 8 EOWL HOUSING LENDER unicefe Request Your FREE Financial Workbook Available from American Express Financial Advisors, our Smart Money Management Workbook contains 20 pages of easy-to-follow information including worksheets, checklists, and charts. American Express Financial Advisors is here to help you achieve financial success. In the complimentary workbook, you will find simple steps and smart strategies that will help you find ways to reduce your taxes, plan for college, balance risks and investments and determine your net worth. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. AMERICAN • nancial Adviso Order your FREE guide today by calling American Express Financial Advisors Inc. at 1.866.549.5947. (CE 105667) Mortgage Rates Are Still Low If you're looking to buy a home or to refinance your current mortgage, American Express Mortgages* can save you hundreds of dollars a month in mortgage payments. Plus, it's fast and easy to get a same-clay loan decision. 'Mortgage loans are provided by American Express Bank, FSB, an FDIC-insured federal savings bank. American Express Bank, FSB, is an American Express company and an Equal Housing Lender. Contact us today! Call 1.800-297.1008 or visit www.americanexpress. com/mortgages. Use offer code C92. (CE 105699) Receive $25 Off hps hoppiag A saskliery oaf Save $25 on a single item purchase priced $250 or more. Apply the promotion code shown below when you check out. Promotion code only valid at www.hpshopping.com when you use your American Expresso Card. Use promotion code: SV1322. Promotion code valid May 1, 2005 through June 30, 2005 Not valid in conjunction with any other offer. Limited to one usage per Cardmember. Promotion code limited to one product. Void where prohibited, taxed or restricted by law. Nontransferable. Not valid retroactively on previously purchased products, auction products, instant rebates, Compaq Presafio desktop PCs enoing with a "V or Z", HP Pavilion desktop PCs ending with "00y, 10y, 10e". Not valid for any resale activity as defined by hpshopping.com. Visit Customer Service on www.hpshopping.com for details. Promotion code only valid at www.hpshopping.com or by calling 1.888.999.4747 when you use your American Express Card. (CE 105705) Support the U.S. Fund for UNICEF and We Will Too! American Express, through an alliance with Kintera, is proud to assist the U.S. Fund for UNICEF in helping to build a better world for children. The U.S. Fund for UNICEF helps provide lifesaving health care, clean water, improved nutrition, education, and emergency relief to millions of children in developing nations. This Mother's Day and throughout the month of May, we'll match a portion of your contribution when you use your American Expresso Card to make a gift at www.unicefusa.org/amex. For all donations charged to an American Express Card through varmunIcefusa.orgramex, American Express will contribute an additional 0.20% of the donation. All donations to the U.S. Fund for UNICEF are fully tax deductible. We'll match a portion of your gilt, and make your gift work harder when you charge your donation to the U.S. Fund for UNICEF on your American Express Card. Visit iinvw.unIcet usa.org/amex to contribute, and please give generously. (CE 105723) Now Accepting American Express@ Cards! Loehmann's - Top designer fashions for women and men at savings you won't believe! Visit www.loehmanns.com for a calendar of events, store locations, and more. Salon AKS 5th - We are opening the doors to our newest location at 689 5th Ave and 54th Street. Come and experience all our professional beauty services from head to toe. Call 212-888-0707. NYC Paintball - Come experience the hot, fast-growing extreme sport at NYC'S premier paintball facility. All new! Minutes from Manhattan. Call 1-888-PBALL-NY or visit www.nypaintball.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105627) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726932 DUPLICATE COPY Prep.3/ed Fa JEFFREY E EPSTEIN Aocounl 'toter XXXX-XX)C(X4-31005 Page 8 of 8 Earn Points When You Pay Your Bills Automatically Do you know that when you pay your wireless phone bill automatically with the Centurion® Card from American Express, you can earn double Membership Rewards® points automatically, too? Automatic Bill Payment is the simple way to consolidate your payments and make sure that your bills are paid on time. Start benefiting from the convenience of Automatic Bill Payment today. Terms and conditions apply. Not all providers service all markets. In some instances, it may take more than one billing cycle before initial paid amounts are posted to the Card account. Please remember to cancel these payments with your service provider if you close your Card account, and advise your service provider if your Card account number changes. 311 To get started, visit wormamericanexpress. com/abp34 for the links and phone numbers of service providers who accept the Card for automatic till payment. (CE 105685) Enjoy Elite Status from Centurion Car Rental Partners As a Centurion® member, you will receive valuable benefits at Avis® and Hertz®. Plus, you can enjoy additional benefits once you enroll as a member of Avis' President's Club and Hertz #1 Club Gold®, including complimentary upgrades and other special amenities (subject to availability). Enrollment required for Avis President's Club and Hertz #1 Club Gold. Benefits may vary by partner. Participating partners are subject to change. Benefits are available at participating locations and subject to availability. Upgrades are subject to fleet availability at time of rental. Standard rental terms and conditions apply. Hertz #1 Club Golds is a registered trademark of Hertz System, Inc. The minimum rental age for Hertz #1 Club Gold membership is 25 years. 3 .,. r 5 Tits ikucce To enroll, call Centurion Member Services at 1.877.877.0987, option 3 to request an enrollment kit. (CE 105687) Time Is Money, and We Can Save You Both! Call to obtain a FREE no-obligation auto insurance quote. We know your time is valuable, that's why we provide fast, easy, convenient ways to obtain a quote. Once you've obtained a quote, we are confident you will find our rates to be some of the best in the industry. Plus, we offer great benefits like 24-hour roadside assistance free with towing coverage, a variety of payment options, the ability to report a claim 24 hours a day and the freedom to pick your own repair shop. Property Casualty Insurance is underwritten by AMEX Assurance Company (licensed in all 50 states, Puerto Rico and Canada) or IDS Property Casualty Insurance Company (licensed in AZ, CA, IL, IN, MN, SD, TX and WI)-both in De Pere, WI. Call for your no-obligation quote today! Call 1-800-842-3344 or visit vAmamericenexpress. comfautohome. Your reference number: 1N9. (CE 105692) Pay Your Bill Easily - Online Sign up to pay your bill online and experience the ease of paying your charges anytime and anywhere. With 24/7 access to your account, all you have to do is log on to view your statement and most recent account activity, and then pay your bill in a matter of seconds--without a single stamp or envelope. You'll even receive an instant payment confirmation as soon as you're through. And, for your added convenience, you can print and save your statement for your records. Make paying your bill online a part of your monthly routine. Sign up today at www.americanexpress. comfpayeardbill. (CE 105694) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726933 DUPLICATE COPY Centurion® Card Statement of Account 2,918,067 Membership Rewards®, Points Available at 04/30/05, when charges due are paid in full and all accounts are in good stancing. Papered Fe( OmkgDede JEFFREY E EPSTEIN r $ Aday New PieriCUS BYarce Panne* AcMy $ Ire. freatnetts Balance $ 06/29/05 Page 1 of 12 Please Pay By 07/14/05 698.90 -698.90 +9,191.96 9,191.96 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Welcome to Bergdorf Goodman Rewards 2005 Fine gifts, delectable dining and exotic expeditions await you within the enticing world of Bergdorf Goodman Rewards 2005. Our enhanced loyalty program lets you choose from an extensive list of pleasures and delights. Rewards points are offered to Centurion® members with one point earned for every eligible dollar spent. To enroll your Centurion Card or for more information, please call 1-888.528-5778. All items subject to availability. Important restrictions apply to many of the rewards. The program year began January 1, 2005, and will end December 31, 2005. Any points accrued during this time must be redeemed by February 28, 2006. Activity I-doges Foggy cla)e Amount S Due in Full Activity for JEFFREY E EPSTEIN CAM=IX400000410M J7C. .,IbOMKW,J amount $ 06/03/05 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000006478 312.39 06/09/05 CIRCUIT CTY 110662W PALM BEACH ELECTRONICS/APPUANCES ROC No. 05202269 FL 470.44 06/10/05 FREDERIC FEKKAI NY NY ROC No. 0000008166 100.00 06/11/05 C. ORRICO PB PALM BEACH FL APPAREUACCESSORIES ROC No. 0000039460 43026 06/22/05 P01.0 RETAIL CORP NEW YORK APPAREUACCESSORIES NY 3,612.14 + Please loll on the perlorabon Wow. death and Nano with yew paAnent Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 lull Mail Payment to: Please Pay By: 07/14/05 Total Amount Due $9,191.96 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 Continued on Page 3 Please enter account number on all checks and correspondence. Make check payable to American Express. Check here if your address or telephone number has changed. Note changes on reverse side. EFTA01726934 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY xcent Wertz( XXXX-)0(XXX4-31005 Page 2 of 12 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance cou_pon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend win not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We win process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Arrhiint in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily periodic rates may be appfied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3-) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. For all Features the ADB will be considered to be zero if you paid the total Account balance, if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it win be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by appficable law, we will choose a conversion rate that ts acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the hi hest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified us from customary banking sources, on the conversion date or the prior business day, in each instance increased y 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement; but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you we unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your checking or savings-account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goo& or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees andgrace periodsby calling 1-800-518-8866. Change of Address II correct on front do rid use Name Cortgany Name Street Address Orly, SW.* Bp Cods Area Code and Hans Pacers Area Code and work Phone Email r L_L I I H T 1 To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hoursf7 days Express Cash 1-800-CASH-NOW International Collect 1.954.503.8905 Hearing Impaired (gam-5pm EST) TTY: 1.800-221.0050 FAX: 1-800-695-9090 In NY: 1.800552.1897 • Correspondence Customer Service, The Centurion' Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329.7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you to receive special offers, suitedto your needs. EFTA01726935 DUPLICATE COPY P‘cpato:, Fcc JEFFREY E EPSTEIN A4count Nisrber Clrirg Da2o )000(-XXXXX4.31005 06/29/05 Page 3 of 12 Due in Full continued Amount 3 06/23/05 BERGDORF GOODMAN NEW YORK NY 409.66 TORO PIANA 06/23/05 BERGDORF GOODMAN NEW YORK NY 3,436.58 AKRIS 06/23/05 BERGDORF GOODMAN NEW YORK NY 420.49 RALPH LAUREN Total Due in Full Activity 9,191.96 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as art of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 11.90%, the DPR is 0.0326% Please refer to page 2 for further important information regarding your account EFTA01726936 PrefiXt0 For JEFFREY E EPSTEIN DUPLICATE COPY Aocar )(AWN-X=O(4-31005 Page 4 at 12 EFTA01726937 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) vhviv.americanexpress.corarrewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale FL 33329-9785 MembeiNfilriniZfikies Plus® Monthly Statement and Program News Statement Period Page Sot 12 American Express• Account activity after this period does not appear on this statement Vtit" .)1E April 1, 2005 - April 30, 2005 Prepared la JEFFREY E EPSTEIN Numter Points are available when charges we paid in full and all your accounts are in good standing. Available points include Everyday Spend Points. Available Points 2,918,067 Everyday Spend Points earned this period: 26,087 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 6,272,848 +170,219 -3,525,000 0 =2,918,067 Earn Double Points for all your Everyday Spend • groceries, gas, pharmacy New Points Earned 04/01/05 -04/30/05 Points Activity On Eligible Charges Everyday d ?? en Centurion 3715-65781441005 156 0 Platinum 37134318259--V002 0 0 Gold 3718-463688-42008 2,216 0 Addi Gold 3718-463688-45019 179 0 Addi Gold 3718-463688-43030 15,169 0 Business Gold 3727-162568-41009 0 0 Gold 3727-686332-61005 0 0 Add.' Gold 3727-686332-62011 61 222 11,976 Addi Gold 3727-68nT19-63027 56,371 13,983 Addi Gold 3727-686332-62060 7,909 128 Totals 143,222 26,087 Bonus Points Total Points Activity Awarded Per Card 0 156 0 0 0 2,216 0 179 0 15,169 0 0 0 0 300 OSRLowROC 10Opts 1577 73,498 302 Best Western 2xpts 7525 308 Best Western 2xpts 7525 70,656 8,345 910 Points Transferred or Redeemed 04/01/05 - 04/30/05 Points Transferred or Redeemed Reevest Date 4/15/05 $1,000 Saks Fdth Avenue Gift Certificate Am we rambef 0011245035 $1,000 Saks Fifth Avenue Gift Certificate Accoat mmter 0011245005 $250 Restoration Hardware Gift Certificate 00:Ourd ember C011297007 100,000 100,000 4/15/05 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account ranter 0011297009 $250 Restoration Hardware Gift Certificate Ao:ownl mite 0011297009 25,000 4/22/05 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accouni umber 00112970/0 $250 Restoration Hardware Gift Certificate Axourt rrnbar 0011297011 25,000 4/22/05 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Axeuril neater 0011297012 $250 Restoration Hardware Gift Certificate Account umber 0011297013 25,000 4/22/05 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account miter 0011297014 25,000 4/22/05 170,219 $250 Restoration Hardware Gift Certificate ACCOIN ranter 0011297015 25,000 4/22/05 Continued on reverse EFTA01726938 American Exp "" °1" E9V ErhATE COPY JEFFREY E ourl Nurba Points Transferred or Redeemed continued Page 6 of 12 04/01/05 - 04/30105 Points Transferred or Redeemed Request Date $250 Restoration Hardware Gift Certificate 8888881number 0011297018 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account nia7bar 0011297017 25,000 4/22/05 $250 Restoration Hardware Gift Certificate boounl mentor 0011297018 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account motor 0011297019 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account mm88,8011297119 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account nab. 0011297218 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account auntie{ 0011297219 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Aszswit amber 0011297020 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost number 0311297021 25,000 4/22/05 $250 Restoration Hardware Gift Certificate ACCOUM maw 0311297022 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Aoxunl number 0311297023 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accowd mate 0011297028 25,000 4/22/05 • $250 Restoration Hardware Gift Certificate Acsounl number 0011237025 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Amami number C011297028 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account make 0011297120 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Acowntrarixt 0011297121 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account num8c7. 0011297122 25,000 • 4/22/05 $250 Restoration Hardware Gift Certificate kccortnatlx• 0311297123 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Ataxia ranter 0011297124 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Pawed 'nate 0011297125 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accoult motet 0011297128 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Prosd nesther 0011297127 25,000 4/22/05 $250 Restoration Hardware Gift Certificate 3,3:ounl number 0011297128 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account muter 0011137120 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accouni ryas 0011297220 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account nastier C011227221 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accourartrrie 0011297222 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Await renter 0011297223 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost wane 001 1297714 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Amax* minter 0011297225 25,000 4/22/05 $250 Restoration Hardware Gift Certificate mean number 0011297226 25,000 4/22/05 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Continued on next page Amount number 0011297227 EFTA01726939 American Express JEFFREY E JJATE COPY Accost thsribcc Page 7 of 12 • Points Transferred or Redeemed continued 04/01/05 •04/30/05 Points Transferred or Redeemed Rent Continued on reverse $250 Restoration Hardware Gift Certificate Account number 0011297228 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Ammo' nutrbet 0011297729 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Petard nunisar 0311297033 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Pecan mrnbca 0011297031 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Moor* mote 0011297025 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost mentor 0)11297036 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Acocurat mentor 0011297037 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account number 0011237406 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accoutt nutter 0011297019 25,000 4/22/05 $250 Restoration Hardware Gift Certificate mecum camber 0011297130 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account nenber 0011297131 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account motor 0011297132 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account turbot 0011297133 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Acmml 111.111)(ff 0011297131 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Atecont Aunty 0011297135 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account number 03112,7136 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Pecan mobs( 0011297137 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Atcast number 0011297136 25,000 4/22/05 $250 Restoration Hardware Gift Certificate accost amt.:, 0011297230 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Aoccurt (gnat 0011297231 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Pecan member 0711297232 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account matt 0011297233 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Acocurtt mote 0311297234 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Pennourd ranter 0011297235 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account mater 0011297236 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Nxouid weber 0011297237 25,000 4/22/05 $250 Restoration Hardware Gift Certificate account nuttier 0011297040 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account mm9.40311297041 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Acton' Mt. 0011297012 25,000 4/22/05 $250 Restoration Hardware Gift Certificate ACCOIX4 nterbet 0011297013 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Pawn number 0011297044 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Azoonl mote:C0I1297045 25,000 4/22/05 EFTA01726940 Amer ican Expre::s* XtbliPEWFATE COPY JEFFREY E CV nozcord McNutt Points Transferred or Redeemed continued 04/01/05 - 04/30105 -0 nts Transferred or Redeemed Ref Dale uest $250 Restoration Hardware Gift Certificate Account ranter 0011297048 25,000 4/22/05 $250 Restoration Hardware Gift Certificate tort =rice 0011287047 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account miler C0112870* 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account arta C0112970$9 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost Imbue 0011297050 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account nun** 0011297051 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account Witt 0011297052 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost mile 03112e4k+65 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost numbur 0011298966 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account mitt 0:111290967 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account limbo 03112SECa 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account number 001129003 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account muter 0011296970 25,000 4/22/05 $250 Restoration Hardware Gift Certificate ftexonl number 0011280871 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost noTtei00i1296972 25,000, , 4/22/05 $250 Restoration Hardware Gift Certificate Account muter 0011296977 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account miter 0011296974 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost mete 0011296889 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost turtle C011297C60 25,000 4/22/05 5250 Restoration Hardware Gift Certificate Accost nate 0311297%1 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accost Intl* 001129708 25,000 4/22/05 $250 Restoration Hardware Gift Certificate ocean mote 130112970% 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accord numbs 0011287094 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account nu to 0313287095 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Amount MRS( 0011297086 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account no-rbor 0011287007 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account maim 0011297086 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account lumber C011297069 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account runty 0011207030 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account onto. 0011297281 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account runt. 00112872/2 25,000 4/22/05 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Page 8 of 12 Account noodle 0011297267 Continued on next pegs EFTA01726941 JEFFREY E Elniti nFATE COPY HAR D Points Transferred or Redeemed continued 04/01/05 - 04/30/05 Points Transferred or Redeemed Request Date $250 Restoration Hardware Gift Certificate Account motet C011297284 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Pond number COI 1750285 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Accour4 number 0011297288 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account! reinter 0011297287 25,000 4/22/05 $250 Restoration Hardware Gift Certificate ACCOMI mete C011297288 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account pater 0011297289 25,000 4/22/05 $250 Restoration Hardware Gift Certificate ACCOON Mater 031129,1500 25,000 4/22/05 $250 Restoration Hardware Gift Certificate &own! rtnier 0011298891 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account nutter 0011296992 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account !WON 00106993 25,000 4/22/05 $250 Restoration Hardware Gift Certificate 414counl mats 031129699/ 25,000 4/22/05 $250 Restoration Hardware Gift Certificate AcccvM maim 0011298995 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Meoes4 number 0311296996 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Pawed mrnbe 0311220397 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Moan oaths 0011291839. 25,000 • 4/22/05 $250 Restoration Hardware Gift Certificate . &cart miter 0011297290 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account ntrnt44 0011297291 • 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Mont runts 0011297292 25,000 4/22/05 $250 Restoration Hardware Gift Certificate ACCOUAI rot:ter 00112972EG 25,000 4/22/05 $250 Restoration Hardware Gift Certificate Account mother 0011297294 25,000 4/22/05 $1,000 Saks Fifth Avenue Gift Certificate Account number 0011329109 100,000 4/26/05 $1,000 Saks Fifth Avenue Gift Certificate Account neerbar 0011=110 100,000 4/26/05 Total 3,525,000 Page 9 of 12 Membership Rewards Plus points earned may be transferred or redeemed as to as an enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus Program Terms and Conditions in your Membership Rewards Plus Guide. if you have questions, please visit www.americanexpress.com/membershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305.816.2799. Continued on reverse EFTA01726942 A merican Grp AWYNDHAM INF Hems & RESORTS virgin atlantic Rent Wisely. Crate&Barrel Prepared tar ATE COPY JEFFREY E EIRWIPtiN aleffterstic Reward:0 Account Number Earn Bonus Points with Wyndham Hotels & Resorts! Membership Rewardse enrollees who are also members of Wyndham ByRequest can earn 500 points per stay at Wyndham Hotels & Resorts--every day, all year long! Also, when you choose Summerfield Suites by Wyndham you can earn 500 to 1,500 or more bonus points depending on length of stay. Make sure to visit www.wyndham.com/ membershiprewards and book today! CI. her yard teach 12/31405. Bookirgs on fed wet:otos. other than Ittyralharneont. the PR ohytto foe Wrornam ByRotracs: tonal*. irctdeg points. Sao avar.vryndham.00rnimembershIprenvards foe &tut To own borax parts, you mat to (Traded er bath tie Momboruip Rewards program and the Vhrotia'n RyRoragst pr ram cit. tern of stay. Bows path aft txt crocked to your Iternbershp Rowwds stunt wean 10.12 watts alt stay a compote:. Boras ID: 3651. Get a Hot Ticket Across the Pond on Virgin Atlantic Airways Enroll in Virgin Atlantic's award-winning loyalty program, Flying Club, and exchange Membership Rewards@ points for miles, where upgrades await. Virgin Atlantic offers the best cabins in the sky, Premium Economy boasts a larger seat and Priority Boarding and Upper Class hosts an onboard bar, massages and a handsome amenity kit, for starters. Purchase a full-fare ticket in Economy (Y or B class) or Premium Economy (W or S class) and upgrade today. Tema art ccrctnns of the Alenterstp Rewards program apply. For more satanaran, ant atamembershfprewat atom. Plan Your Next Trip with Hertz! Certificates can be used at any of the thousands of Hertz corporate locations worldwide toward rental charges and optional services such as Hertz NeverLoste and Sirius satellite radio. Choose a $50, $75, $100, $200 or $300 reward toward your next rental with Hertz. aPpicable at partcpairg U.S. and wedded* buboes. apPicarber Win Pa bra avaiatre perished rate. exadtg watt can ecounl pregorm. Hertz co:levees we catinatie. t to thtee transactor on a ing'«ettal. Teens anitfrignial or the ?Milne( shja Rentards0 proven twat Ft mare atotraatort. vat VAVVIIMMbOVOlptftWardS.COM. Redeem points This Summer for Shopping With Crate & Barrel! In addition to their exclusive collection of classic and contemporary furniture, Crate and Barrel offers a tempting variety of bedding, glassware, dinnerware, kitchen and outdoor living products. Page 10 of 12 Visit www.wyndham.com/ membershiprowards for complete details. (MR Message 8075) To Warn more about these rewards and redeem points, visit wow. americanoxpress.com/ rewards or call 1.800- AXP-EARN (297-3276). To enroll in Flying Club visit www.virgInatlantle. com/flyIngclub. (MR Message 5506) To learn more about these rewards and redeem points, visit www.americanexpress. corn/rewards or call 1.800-AXP-EARN (297-3276) (MR Message 7010) For a store near you, visit wncrateandbarrel.com or call 1.800-996-9960. (MR Message 6501) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726943 DUPLICATE COPY Prepared For JEFFREY E EPSTEIN AtCCOM NUMbef Cktig Dee XXXX-X)OOO(431005 06/29/05 Page 11 of 12 „CustomExtrar woor-• • American Express Presents Yahoo! Broadway Now, there's one stop for tickets to some of the biggest hits on Broadway! American Express presents Broadway live on Yahoo! With one click, you can get updated information on shows, including behind-the-scenes video clips, photos and all the backstage buzz. As an American Express® Cardmember, you can take advantage of special offers like advance tickets to new shows before anyone else and exclusive gifts from Broadway's hottest shows. For the ultimate Broadway experience, visit wow. broadway.yahoo.com today. And see how a little drama can make your day. (CE 105861) Shop Banana Republic Petites with This Exclusive Offer 15% off any purchase of 5100 or more on Banana Republic Petites items, June 1 through July 31, 2005. Plus, get free shipping when you redeem this offer online. BANANA RF.PURI IC PC/Thel. Come shop the Banana Republic Petites Collection in select stores or online, and enjoy this exclusive offer at www.BananaRepublIc.com/ petiteoffer. Offer valid June 1, 2005 through July 31, 2005, on American Express' Card purchases at select Banana Republic stores in the U.S. and at vnyw.BananaRepublIc.comrpettles for Petites merchandise only. Restrictions apply. See irAwr.BananaRepublic.com/petitcollfer for complete details. To receive the code, an e-mail address is required. Redeem this exclusive offer at vninv.BananaRepublic. comrpetiteotler. (CE 105868) Third Consecutive Night Free at Wyndham Resorts Wyndham Resorts invites you to enjoy a free night for every two nights paid with the American Express® Card at participating locations in the U.S., Mexico and the Caribbean through October 31, 2005: Spend your extra day teeing off on championship courses, dining in world-class restaurants, indulging in head-to-toe spa treatments or doing nothing at all. Must reserve under R&R ByRequest at time of booking. Valid at participating locations subject to availability. Blackout dates & other restrictions apply. Tax, resort fee and gratuity extra. Not valid to groups and on prior reservations. American Express acts solely as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST #1022318-10, TA-149 Registered Ohio Travel Agency, TA-002 Registered Iowa Travel Agency, NV% 2001.0126, Washington UBI# 600-469-694. MIA 1192. Promo C711:0001. °WYNDHAM Notes& aesoars Call American Express Travel at 1.800-AXP-3421 and ask for Wyndham Resorts R&R ByRequest to receive this offer. Note: American Express Travel may charge a $35 • non-refundable service fee to assist you on your vacation needs. (CE 105859) Special Access with Airline Elite Status Without having to meet any mileage requirements, you are entitled to enroll in the Gold Elite level of the frequent-flyer programs of Continental Airlines®, Delta Air Lines, and US Airways®. You'll receive all of the current program benefits and accrue miles at an accelerated rate. Benefits vary from program to program and are subject to change without written notice. Benefits are based upon space availability. The terms and conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. To take advantage of these valuable benefits, contact Centurion customer service at 1-877-877-0987, option 3. (CE 105866) Luxury Suites i rty: Cc m!naft FigrA.Ire and Premium Tickets Available You have access to some of the best seats in the house through our Luxury Suites and Premium Tickets Program offered as part of Centurion® membership. Enjoy prime seating and VIP access at venues in New York City and Los Angeles while you take in the best in professional entertainment. All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Availability is limited. For tickets, call 1.800.455.1657. (CE 105865) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726944 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY Account Numbet )000(-)0000X4-31 005 Page 12 of 12 FREE Cardmember Investment Kit Everyone knows investing is important. But, not all investors should follow the same approach. How do you know which investment moves are right for your personal needs and goals? Our 20-page guide, How to Invest Smarter Safer Better, can help take the complexity out of investing and set you in the right direction. Plus, we'll also include a second brochure, Smart Financial Steps to Take Right Now, which provides tips and strategies that are commonly overlooked. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisor Inc. and is not a broker-dealer. Learn six simple strategies for investing your money. Our free investment guid can show you how. Just coall1-866-258-7089 or go to Ww%v.ameticaneXpress. comitnvestment. (CE 105854) Sherwin-Williams Save 20% Off Regularly Priced Merchandise Your neighborhood Sherwin-Wililams store is your place for high- quality paint, a wide variety of wallpaper patterns, and the latest faux- finish techniques. For a store near you, call 1-800-4-SHERWIN or visit the new sherwin-williams.com website. Save 20% off regularly priced merchandise on your next purchase at your neighborhood Sherwin-Williams store. Retail sales only. Valid on non-sale merchandise only. SHERWIN VVILLJAMS. Offer excludes Duration° Home, Duration • Exterior Coating, Color To Go" Paint Samples COLOR' Fan Decks and spray equipment. Cannot be combined with other promotional offers. Not Valid on online purchases. Void if copied, purchased, transferred or sold. Go to vevertam ericanexpress. comMffers to obtain your coupon. (CE 105857) Now Accepting American Express® Cards! Peebles, Bealls, Petals Royal & Stage - Brand-name apparel for the entire family at over 550 locations. Find the nearest store at www.stagestores.com or call 1.877-737-8243. Treasure Island - One of the largest selections of quality outdoor furniture and home accents. Visit www.treasureislandstores.com to find the store nearest you. GLO - The new shining light of the NYC club scene at 431 W. 16th Street. 212-229-9119. www.glonightclubnyc.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105801) Centurion Concierge • Dedicated to Your Needs Centurion® Concierge can help you with virtually any request, at any hour, anywhere in the world. Have Centurion Concierge secure reservations at an international or domestic restaurant for a special occasion or upcoming trip, locate goods and services unavailable locally, research entertainment options, arrange for special gifts, and much more. It's like having a personal assistant with you while at home or while traveling abroad. ' .."F\ YlIS it11.00 ; et Lui• c? There Is typically no cost to you for most efforts Concierge consultants perform on your behalf, although you are responsible for any purchases and/or shipping charges you authorize. Fees may apply for meetings and event planning. Call Centurion Member Services at 1.877.877.0987, option 2 to take advantage of the professional lifestyle assistance available to you. (CE 105884) Pay Your Bill Easily - Online Sign up to pay your bill online and experience the ease of paying your charges anytime and anywhere. With 24/7 access to your account, all you have to do is log on to view your statement and most recent account activity, and then pay your bill in a matter of seconds--without a single stamp or envelope. You'll even receive an instant payment confirmation as soon as you're through. And, for your added convenience, you can print and save your statement for your records. Make paying your bill online a part of your monthly routine. Sign up today at www.americanexpress. com/paycardbltl. (CE 105879) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726945 Centurion® Card Statement of Account Prepamdra JEFFREY E EPSTEIN Preto eswce 9,191.96 Pmmert Actioni $ -9,191.96 DUPLICATE COPY SIM Nov Ag*AtIl S lon.MIOMMitt +2,743.98 New Balance $ 2,743.98 ccaijoxx 07/29/05 2 665 653 Membership Rewards® Points Available at 05/31/05, when charges due are pad in full and all accounts are in good standng., Page 1 of 8 Please Pay By 08/13/05 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. 2005 US Open Tennis Championships See top talent compete at the 2005 US Open Tennis Championships. Enjoy your choice of dates and prime viewing in the American Express luxury suite in Arthur Ashe stadium. During the preliminary rounds and Semi-Finals, enjoy lavish in-suite amenities, buffet lunch or dinner, beer, wine, and soft drinks. The Finals package includes all the above amenities, plus a gourmet meal with open bar and in-suite meetings and photo opportunity with former tennis legend. All sales are final and nonrefundable. Resale is prohibited. Packages are available on a first-come, first-served basis. Availability is limited. Call 1-800-455-1657 for tickets. Activity nIca"xe-mgd'" 97m1040amelmatiart9:14WMINSiglhit - Due in Full Activity for JEFFREY E EPSTEIN camccotomm4cm Am0Unt$ 4191`9e.: Amount' 06/29/05 THE NEW AMSTERDAM THNEW YORK 05 OTHER SERVICES ROC No. 179298 NY 400.00 07/06/05 NYU SCHOOL OF MED-PGNEW YORK HOSPITALS NY 650.00 07/08/05 THE NEW AMSTERDAM THNEW YORK 05 OTHER SERVICES ROC No. 450230 NY 200.00 07/12/05 THE NEW AMSTERDAM THNEW YORK 05 OTHER SERVICES ROC No. 450328 NY 200.00 07/25/05 C. ORRICO PB PALM BEACH FL APPAREUACCESSORIES ROC No. 0000041005 554.19 + Pica kb en Ito ponnungn te:om cktath and War van your primont Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Anteurt Nuntot Total Amount Due $2,743.98 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 Continued on Page 3 Please Pay By: Please enter account 08/13/05 number on all checks and correspondence. Make check payable to American Express. Check here if your address or telephone number has changed. Note changes on reverse side. EFTA01726946 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY Patina Number )OCOWOOOO(4-31005 Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADS (as described below) for each Feature Oncluding current transactional Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (includinig unpaid FC from previous baling periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. For all Features the ADS will be considered to be zero if you paid the total Account tialance, if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be convertedinto US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that dale. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each instance Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Desaibe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. White we investigate your question, we cannot report you as delinquent or take any action to collect the amount you qUestion.ff you haye authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on, any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we wnl, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York BanWng Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address If correct on front do r,Ol use Name Company Name &reef Address Cry, state re Code Area Code and Home Phone Area Code and Work Phone Erna i_L_L_LJ r-T u T1 To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1-954-5034905 Hearir?frpaired (9am- TTY: 1.800 EST) -221-0050 FAX: 1-800-695-9090 In NY: 1.800.552-1897 • Correspondence Customer Service, The Centurion. Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329.7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you j to receive special offers, suited to your needs. EFTA01726947 DUPLICATE COPY Repro:IFor JEFFREY E EPSTEIN Accost. Nolte Cbirq Dale XXXX-)00=4-31005 07/29/05 Page 3 of 8 Due In Full continued 0/110411i 07/25105 C. ORRICO PB PALM BEACH APPAREL/ACCESSORIES ROC No. 0000041015 FL 269.79 07/26/05 FULL ACCESS ENTERTA12019740600 TICKET AGENCY NJ 470.00 Total Due in Full Activity 2,743.98 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as pad of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 12.15%, the DPR is 0.0333% Please refer to page 2 for further important information regarding your account EFTA01726948 Pitpared Fee JEFFREY E EPSTEIN DUPLICATE COPY XXXX-)C0000-31005 Page 4 of 8 EFTA01726949 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.cornhewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 MembeRM9*gfarlls Plus° Monthly Statement and Program News Statement Period May 1, 2005 - May 31, 2005 Account activity after this period does not appear on this statement Prepsied Sat JEFFREY E EPSTEIN Membership Rewards-0 Mean Nulty Points are available when charges are paid in full and ail your accounts are in good standing. Available points include Everyday Spend Points. Available Points 2,665,653 Everyday Spend Points earned this period: 25,983 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points arid adjustments New points balance 2,918,067 +147,586 -400,000 0 =2,665,653 Page 5 of 8 American Express° Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy New Points Earned 05/01/05 - 05/31/05 Points Activity On Eligible Charges Everyday Spend Points Bonus Points Awarded Centurion 3715-657814-31005 698 0 0 Platinum 3713-818259-32002 0 0 0 Gold 3718-463688-42008 4,809 0 0 Addl Gold 3718-463688-45019 73 0 0 Addl Gold 3718-463688-43030 38,145 0 0 Business Gold 3727-16256841009 0 0 0 Gold 3727-686332-61005 0 0 o Addl Gold 3727-686332-62011 61,891 25,572 0 Addl Gold 3727-estraw.63027 11,420 166 0 Addl Gold 3727-686332-62060 4,567 245 0 Totals 121,603 25,983 0 Points Transferred or Redeemed 05/01/05 - 05/31/05 Points Transferred or Redeemed Request Date $1,000 Saks Fifth Avenue Gift Certificate /exeunt rather 0011998128 100,000 5/31/05 $1,000 Saks Fifth Avenue Gift Certificate Accounl meter 00115€03I27 100,000 5/31/05 $1,000 Saks Fifth Avenue Gift Certificate Aocoutd nark. 001150 6125 100,000 5/31/05 $1,000 Saks Fifth Avenue Gift Certificate Account neater 0011588129 100,000 5/31/05 Total 400,000 Total Points Activity Per Card 698 0 4,809 73 38,145 0 87,463 11,586 4,812 147,586 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Continued on reverse EFTA01726950 American Express< Arise:team ex stile MEMSERSIelf R E II) A R I Ye& SOUTH AFRICAN AIRWAYS am -rnaK Sprint Preetd AIF EInFATE COPY JEFFREY E Illcsitore. Reward:a Mcrn-t.tbrier Limited Time Offer on a Silver Creative Zen Micro 5GB MP3 Player Redeem for the new Creative Zen Micro 5 GB MP3 Player for reduced Membership Rewards® points from 37,000 to 32,000 Membership Rewards points. This is one of the most imaginative and eye catching MP3 player to date. The Zen Micro's tiny size of the player shouldn't compromise the hundreds of songs it can hold which is up to 2,500 songs. Take advantage of this great deal until August 15, 2005. This offer is applicable for reward code PRM529. `.axis Ott Is gad *1 Atguel 15, 2035 Experience South African Airways Beginning July 2, 2005, South African Airways is offering direct service four times a week from Washington D.C. (Dulles) to Johannesburg. With our superb on-time performance and award-winning in-flight service, you'll see why we're Africa's leading airline. Redeem for an economy class ticket for 80,000 Membership Rewards® points, or an economy companion class ticket for 40,000 Membership Rewards points. For reservations, call South African Airways at 1-800-722-9675. Terms and ocations d Iha Mentors* Rewords pagan apply. RV mae irkartgon. vise vrommemberaMprewardaccom. Redeem Memberihip Rewards® points for Travel on Amtrak Amtrak has added premium Metroliner service on the Northeast corridor during the Acela Express service disruption. Between NY & Washington there is hourly service from 6:00 am to 6:00 pm. Between NY & Boston, there will be limited Metroliner.service, but additional Regional trains have been added to the schedule. You can redeem Membership Rewards points for Amtrak® Certificates and go to any of the 500 Amtrak destinations. Travel on Amtrak to exciting cities and entertaining family vacation spots. Tema and tot of ea *erten* Ron* pro;tem apply. For nine Informs/on. ask wveamernbershIprewordstorn. Earn Up To 10,000 Bonus points with Sprint PCS® Service Keeping your family close has never been easier. Because now, when you activate up to five new lines of Sprint PCS Service with preferred credit, you can earn up to 10,000 Membership Rewards® bonus points, or 2,000 points for each new line of service with a two-year Sprint PCS Advantage Agreement.* 004 veld tab 0:0105. Clem we ace alai** eretystere and we sttioa to charge. To= end ocitaims an*. A nenrelinieble 536 plane ecirealces lee and 5150 eat y lemanation lee apply to each fine. Eyck** ord depocks apply. Nd Canting% all other Mot 0 =5 SOM. To be eigble 10 ea-n to* poida you mat be encored nl,e Ma 0. cap Rewords proara'n the ace 01 pooches® ant you must dingo your *chase cc an Males erten:darned= ExpressiliCaid. Bonn points we be crocited be ear account vankt10 12 *eke Met ehrges tcpeas on yea bang stalemert Bonus ID 3101. Page 6 of 8 To get this great offer visit www.amerIcanexpress. corn/rewards or call 1-800-AXP-EARN (297-3276). (MR Message 0256) For reservations, call South African Airways at 1.800.722.9675. To review these rewards and redeem points, visit www.americanexpress. corn/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 3290) To learn more about these rewards and redeem points, visit vAvw.americanexpress. com/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 7070) Call toll•free 1-877-PCS-AMEX or visit www.sprint.com/ amex2000. (MR Bonus ID 3101) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726951 DUPLICATE COPY Plepwed Fct JEFFREY E EPSTEIN Account Murtha et:Gig Dee =a -M=4-31005 07/29/05 Page 7 of 8 CustornExtrar Stay Up-to-Date by E-Mail! Would you like information about American Express products and services, plus valuable savings on travel, entertainment, and retail purchases to be delivered to your inbox? Just visit www.americanexpress.com/myemail, provide your e-mail address along with your Card number and the 4-digit Card ID number printed above your account number, and we'll get you started today! We may also inform you of important account updates and Cardmember offers from time to time. You can learn more about how we use your e-mail address by reading the American Express Privacy Statement at www.americanexpress.com/privacy, and you can visit the E-mail Preferences page at wmv.americanexpress.comipreferences to review or change your e-mail choices at any time. Visit www.americanexpress. com/myemall and sign up today! (CE 105971) Great Trave I Offers to Celebrate Las Vegas' 100th Birthday Isn't it time for you to experience the thrill of Vegas? It's Las Vegas' 100th birthday and your American Expresso Card is your ticket to exclusive offers all year long. Imagine yourself in a luxurious suite overlooking the city, dining at a celebrity chefs restaurant or enjoying one of Vegas' famed entertainers. The excitement is all at your fingertips. Or, you can just relax and rejuvenate with a massage in a world-class spa. It's your choice and your American Express Card can help get you there. Simply log on to www.mylifemycard.com/lasvegas to see all the exclusive offers created just for American Express Cardmembers. To start planning your Las Vegas getaway, go to www.mytifemycard. comilasvegas now! (CE 106006) Help Make Life Simpler with Sprint® -* Sprint. Sign up for Automatic Bill Payment with Sprint® by visiting www.sprintcom/amx. Or call 1-888-221-4727. (CE 105979) Now Accepting American Express® Cards! Wynn Las Vegas - The doors are open to Steve Wynn's newest 2,700-room resort hotel "Wynn Las Vegas." Reserve at 1-888-320-WYNN. www.wynnlasvegas.com. Eurofly - Italy's newest airline on the North American market offers direct non-stop service between JFK airport and Bologna, Naples and Palermo. Visit www.EuroflyUSA.com. Nostalgia Oak Warehouse - Unique assortment of fine oak furniture. 2090 Jericho Tpke. New Hyde Park, NY, 516-328-1711 or 1741 Broadhollow Rd. Farmingdale, NY. 631-249-7811. If there are other places where you would like to see the Card accepted, ptease call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105907) Premium Global Assist® Hotline - Travel with Confidence When you travel 100 miles or more away from home, rely on Premium Global Assist Hotline for around-the-clock medical, legal, or financial assistance. For medical needs, American Express will provide you with a list of physicians and dentists in your destination, assist with travel arrangements if you need to get home in a hurry, and pay for the cost of emergency transport to a medical facility. You can also look to American Express for help with visas, passports, lost luggage, and more. Premium Global Assist Hotline must arrange all medical and visitor transportation. Because this is an assistance service, we cannot reimburse you for expenses you incur on your own. rr.=`"c'En't, I 6) 4 3M5 NOW si For more information, call 1.800.345.2639 or the direct-dial collect number, 715443-7979. (CE 105990) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726952 Piepand Fa JEFFREY E EPSTEIN DUPLICATE COPY Axounl XJ(AN-X)00(X4-31005 Page 8 of 8 NEVER GRAY. Earn Extra Points with InterContinentale Hotels Group Priority Club® members can register and stay through August 31 to earn 2,000 bonus points or 500 miles, up to 20,000 points or 5,000 miles, for every second stay at InterContinental, Crowne Plaza, Hotel Indigo, Holiday Inn, Holiday Inn Express, Staybridge Suites, and Candlewood Suites hotels worldwide. Centurion® members can earn an additional 500 Priority Club points on every stay at InterContinental Hotels Group locations in the U.S., Canada, Central and South America and the Caribbean. Visit ww.v.prIodtyclub.com/2000 for terms and conditions. Centurion bonus: U.S. residents only, must register for promotion in advance. 500 bonus points awarded on all qualifying stays when you book and pay with your Centurion Card from 5/16/05 to 8/31/05. To make a reservation and register for this summer promotion call Centurion Travel Service at 1.877.877.0987, option 1. To enroll in the Priority Club Rewards program, call Centurion Customer Service at 1-877-877-0987, option 3. (CE 105989) Special Offers This Summer with American Express Selects This summer, American Express Selects gives you special access to offers you won't find anywhere else. Visit the site where merchants present the most tempting opportunities they can think of--just for you. Visit www.mylifemycard.com/mysummer for a complete list of offers and terms and conditions. Visit www.mylifemycard. com/mysummer for a complete list of offers and terms and conations. (CE 105987) USA TODAY Early Morning Delivery for Only $0.48 Per Day! USA TODAY's fast-paced format starts you off smart, so why not get it delivered to your home or office? Every business day, USA TODAY delivers all the important news that can affect your company, your career and your family. Stay informed and enrich your life with exclusive and unique stories only found in USA TODAY. Call today and save 36% off the newsstand price--13 weeks for $31.20, 26 weeks for $62.40 or 52 weeks for $124.80. Plus, if you join our EZ-Pay program, you will receive an additional 2 weeks free.' Subscribe today for home or office delivery of the nation's newspaper. Terms ft Conditions: To redeem this offer, you must use your American Express Card. Offer void outside the U.S. Local sales tax, when applicable, will be added to your order. Carrier delivery may not be available in your area. Savings calculated against the newsstand rate of $0.75 per copy. At the end of your term, you may choose to renew at our current renewal rates. If you join our EZ-Pay program, your American Express° Card will automatically be charged upon renewal of your subscription at the renewal rate for the otter you have selected. You wiN notice a charge on your credit card at the end of every term for your subscription. You may notify us to cancel automatic payments at any time. Promotion expires 10/1/2005. Call 1.800.872.0001 and mention promo 608. Or, place your order online www.myusatoday.com/ statement. (CE 105982) How Much Money Could You Save? If you haven't shopped for car insurance lately you might be throwing money out the window. Get a quote from the American Express Property Casualty companies to see how much YOU could save*. - Save $225 when you switch from AIG. - Save $231 when you switch from Allstate. - Save $266 when you switch from Geico. - Save $327 when you switch from Progressive. Savings vary by state and apply to certain coverages. 'Price comparison data collected from respondents at time of contact. Individual savings may vary based upon a variety of factors. Property Casualty insurance is underwritten by AMEX Assurance Company or IDS Property Casualty Insurance Company. Call 1-800.842.3344 today and be sure to mention reference code 1N9 to receive your quick, no-obligation quote. Or, if you prefer, visit www.americanexpress. com/autohome to get your quote. (CE 105969) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you moot these criteria. EFTA01726953 DUPLICATE COPY Centurion® Card Statement of Account Premed For clomp mp JEFFREY E EPSTEIN 08/29/05 Page 1 of 8 New Amety$ New Preticus as S PamentAcenty$ ho At:AM-rent Balance $ Please Pay By 09/13/05 2,743.98 -2,743.98 +8,257.11 8,257.11 Please refer to page 4 for important information regarding your account Contact us at vvww.americanexpress.com or call Customer Service at 1-877-877-0987. Stay in an Exceptional Villa Through Centurion Villas Looking for a home away from home in Europe, the Caribbean, Mexico or the United States? With Centurion Villas, you can plan a personal retreat at a luxurious beach cottage, an elegant villa, or an exclusive, private residence and quickly become enmeshed in the local way of life—and receive a valuable amenity of $750, or more. For more information about the full range of homes and experiences available through Centurion Villas, call the specialists at Centurion Travel Service at 1-877-877-0987, and select option 1. Program terms and conditions apply. For full program information, visit www.amerIcanexpress.comicenturlon. Activity rd=rwmgat Amounts roommAgooemmeivo-purk,op,„:::. Due in Full Activity for JEFFREY E EPSTEIN Cad )5C00)5000041C05 2;743,98k; Amounts 07/29/05 THE NEW AMSTERDAM THNEW YORK NY 05 OTHER SERVICES ROC No. 450966 300.00 07/30/05 THE NEW AMSTERDAM THNEW YORK 05 OTHERSERVICES ROC No. 451017 NY 300.00 08/02/05 LUFTHANSA AIRLINES LUFTHANSA AIRLINES Fexn: J F KENNEDY NP NY NEW YORK NY To: FRANKFURT GERMANY SOFIA BULGARIA MUNICH GERMANY J F KENNEDY NP NY Document Type: PASSENGER TICKET + Flees° 100 on PIB perlortnon Dhow, MOO and return win your pannent Payment Coupon Cartier: Class: LH WJ LH WJ LH WJ LH WJ Date of Departure: 09/08 Min JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Total Amount Due $8,257.11 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 742.00 Continued on Page 3 Please Pay By: Please enter account 09/13/05 number on all checks and correspondence. Make check payable to American Express. See Finance Charges section on reverse side for a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note changes on reverse side. EFTA01726954 Papssed For JEFFREY E EPSTEIN DUPLICATE COPY Amami Weber )C00000000-31 005 Page 2 of 8 Payments: Payments received after 12:00 noon may not be cradled until the next day. Payments must be sent to the payment address shown an your statement and must include the remittance coupon from your statement. Partents must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particularrate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend win not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checis electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account forthe amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit M the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADS Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADS for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing paned, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADS for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billingLperiod is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADS and FC results in daily compounding of FO. Transactions Made In Foreign Currencies: If ou incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or Me prior business day, In each Instance increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days alter we sent you the first till on which the error or problem appnared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number,-2: The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bat automatically from your check ngor savings account, you can stop the payment on anyamount you think is wrong. To stop the payment your letter must reach us three business clays before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay t_he remaining amount due on the goods or services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six.month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of ere& cardrates, fees andgrace periods by calling 1-800-518-8866. Change of Address II =led on front do not use Name Company Name Street Address Sq, State Zp Code Area Code end Hoots Phone Area Cede and Week Phone EMS ----FETLT -T-TTTT-1 • To Pay By Phone 1.800-472.9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hoursr7 days Express Cash 1-800-CASH-NOW International Collect 1.954-503.8905 Hearing Impaired (9arn-5pm EST) M: 1.800-221-0050 FAX: 1-800-695.9090 In NY: 1-800-522-1897 Lange Print and Braille Statements 1-877-877-0987 • Correspondence Customer Service, The Centurion' Card from American Express P.O. Box 297846 FL Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116.2855 Providing your email address to American Express wall enable you mi to receive special offers, suited to your needs. EFTA01726955 DUPLICATE COPY Piepted Fa JEFFREY E EPSTEIN AOSairil Mintier CI:eArg Date XXXX-XXXXX4-31005 08/29/05 Page 3 of 8 Due in Full continued MmauntS 08/02/05 AMAZON.COM PAYMENTS AMZN.COMIBILL MERCHANDISE AMZ'AMAZON PAYMENTS ROC No. 0065481429 WA 21.85 08/02/05 AMAZON.COM PAYMENTS AMZN.COMIBILL MERCHANDISE AMZ'AMAZON PAYMENTS ROC No. 0065481511 WA 13.44 08/02/05 AMAZON.COM SUPERSTORAMZN.COM/BILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0066021428 WA 410.74 08/02/05 AMAZON.COM SUPERSTORAMZN.COWBILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0066021433 WA 118.04 08/02/05 AMAZON.COM SUPERSTORAMZN.COMIBILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0066108159 WA 69.82 08/02/05 AMAZON.COM SUPERSTORAMZN.COWBIU. MERCHANDISE AMZ'SUPERSTORE ROC No. 0066106881 WA 259.59 08/02/05 AMAZON.COM SUPERSTORMAZN.COM/BILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0066262730 WA 23.97 08/02/05 AMAZON.COM SUPERSTORMAZN.00M/BILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0066386575 WA 16.71 08/11/05 AMAZON.COM SUPERSTORAMZN.COM/BILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0069763158 WA 32.19 08/11/05 AMAZON.COM SUPERSTORAMZN.COM/BILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0070376201 WA 32.37 08/13/05 AMAZON.COM SUPERSTORAMZN.COM/BILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0071519863 WA 32.14 08/13/05 AMAZON.COM SUPERSTORAMZN.COWBILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0071525789 WA 58.05 08/15/05 AMAZON.COM SUPERSTORAMZN.COWBILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0071514082 WA 21.04 08/16/05 FULL ACCESS ENTERTAI2019740600 NJ TICKET AGENCY 675.00 08/16/05 POLO RETAIL CORP NEW YORK NY APPAREUACCESSORIES 4,351.08 Continued on reverse EFTA01726956 JEFFREY E EPSTEIN DUPLICATE COPY j1/46)`6VIrcoco-3 ocks Page 4 ol8 Due in Full continued MtountS 08/16/05 THE NEW AMSTERDAM THNEW YORK NY 05 OTHER SERVICES ROC No. 370817 400.00 08/18/05 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000002834 316.74 08/20/05 AMAZON.COM SUPERSTORAMZN.COM/BILL MERCHANDISE AMZ•SUPERSTORE ROC No. 0076809863 WA 12.96 08/25/05 AMAZON.COM SUPERSTORAMZN.COM/BI LI. MERCHANDISE AMZ•SUPERSTORE ROC No. 0077180201 WA 26.94 08/28/05 AMAZON.COM SUPERSTORAMZN.CONVBILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0077950714 WA 22.44 Total Due in Full Activity 8,257.11 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Fleibte Payment Features are as follows: For Sign & Travel, the APR is 12.40%, the DPR is 0.0340% Please refer to page 2 for further important information regarding your account EFTA01726957 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 MembePiSfritgifirriis Plus' Monthly Statement and Program News Statement Period June 1, 2005 - June 30, 2005 Account activity after this period does not appear on this statement Pivoted Ice JEFFREY E EPSTEIN 1Nu7bor Points are available when charges are paid in full and all your accounts are in good standing. Available points include Everyday Spend Points. Available Points 2,484,893 Everyday Spend Points earned this period: 16,221 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 2,665,653 +119,240 -300,000 0. =2,484,893 Page 5 of 8 Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy New Points Earned 06/01/05 - 06/30/05 Points Activity On Eligible Charges Everyday Spend Points Bonus Points Awarded Total Points Activity Per Card Centurion 3715-657814-31005 9,191 0 4,267 CONSUMER CENTURION GROUP CCE 13,458 Platinum 3713-818259-32002 0 0 0 0 Gold 3718-46368842008 7,961 0 0 7,961 Add1 Gold 3718-463688-45019 501 0 0 501 Add1 Gold 3718-463688-43030 24,791 0 0 24,791 Business Gold 3727-16256841009 0 0 0 0 Gold 3727-68633241005 0 0 0 0 Addi Gold 3727-686332-62011 18,960 5,941 0 24,901 Add1 Gold 3727-nrisns9-&van 35,907 10,156 0 46,063 Add1 Gold 3727- easno-62060 1,441 124 0 1,565 Totals 98,752 16,221 4,267 119,240 Points Transferred or Redeemed 06/01/05 - 06/30/05 Points Transferred or Redeemed Request Date $1,000 Saks Fifth Avenue Gift Certificate Account enter 0311691764 100,000 6/13/05 $1,000 Saks Fifth Avenue Gift Certificate Account nrnber 0011%176S 100,000 6/13/05 $1,000 Saks Fifth Avenue Gift Certificate Account ring( 00110317% 100,000 6/13/05 Total 300,000 Membership Rewards Plus points earned may be transferred or redeemed as long a all enrolled Card accounts are in good standng. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for-a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.comimembershl prewardsplus or call 1.8000-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Continued on reverse EFTA01726958 American Express ,. TOSHIBA GI balPasf *Sr GL Oh1SS. GAP PaPand,o, EIrFATE COPY E9MP JEFFREY E itlE.14 BEfl5HIP ;:NR EVA R Limited Time Offer - Toshiba DVD Player Redeem for the Toshiba 5-Disc Progressive Scan DVD Player—only 12,000 Membership Rewards® points (originally 15,000 points). Offer valid through September 15, 2005. Have a movie marathon with this progressive scan DVD player. Features a 5-disc carousel design, ColorStream® pro component video outputs, 3D virtual sound, a JPEG viewer and DVD/CD/MP3 playback. Remote control included. Dimensions: 17"W x 3"H x 17"D (Reward Code: RY1726). Stadad Mordxesda Baer& %%ITO and CCO14311S adtty. Use Miles as Money"' with GlobalPasse Transfer Membership Rewards® points to GlobalPass miles and use GlobalMiles— as currency to purchase non-reward airline tickets on over 600 airlines worldwide. GlobalPass is an online booking engine with some of the best available airfares in the market. There are no restrictions and no blackout dates! Tickets can be purchased with GlobalPass miles or a combination of GlobalPass miles and your American Express® Card. Use Miles as Money with GlobalPass®. Tarns and ccodtons d tie I/et-dash p &watt engem apply. For =PS itonnxionl rise wrydemettcanexpress.centerewards. Reward Yourself with the Best Brands in Beauty at Gloss Redeem Membership Rewards® points and shop for the best and latest from Bobbi Brown, Chanel, Clarins, Clinique, Estee Lauder, La Mer, MAC, Origins, Prescriptives, Stile, and more. Gloss keeps you up-to-the-minute with the world of beauty, bringing you the hottest-trends-in makeup, skincare and fragrance. Redeem Membership Rewards® points for a Gap GiftCard Gap has everything you need to help express your personal style. From jeans and Ts to khakis and oxfords, you'll find great clothes and accessories for men, women, boys, girls and babies. Page 6 of 8 To redeem, visit www.americanexpress. comfrawards or call 1-800-AXP-EARN (297-3276) by September 15, 2005. (MR Message 3159) To learn more about these rewards and redeem points, visit www.amerIcanexpress. comkewards or call 1.800-AXP-EARN (297-3276). (MR Message 5260) To start redeeming today, visit wvnv.membershlp rewards.com or call 1.800-AXP-EARN (297-3276). (MR Message 5142) For the nearest store, call 1.800-GAPSTYLE or shop the ahvays-open gap.com store. (MR Message 4184) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726959 DUPLICATE COPY Prepared Fa JEFFREY E EPSTEIN Mead Ntrater Closing Date XXXX-)000C(4-31005 08/29/05 Page 7 of 8 Hilton CustomExtras- e l oosts-t• Heiman Marcus Shopping Earns Extra Rewards Reward yourself twice for each purchase when you shop with the Centurion® Card at Neiman Marcus stores nationwide. Simply enroll your Card in the Neiman Marcus InCircle Rewards® program and earn one InCircle Rewards point as well as one Membership Rewards® point for every purchase you charge using your enrolled Centurion Card. The InCircle Rewards program gives you one InCircle Rewards point for each dollar spent excluding sales tax, shipping, beauty salons, alterations, gift packaging, NM gift cards and Louis Vuitton purchases. Reach Made Rewards membership status upon earning 5,000 points within one calendar year (January through December) and begin redeeming InCircle Rewards points for gifts and travel. Visit vnwv.NeimanMarcus.com/incircle for InCircle Rewards program details. Membership Rewards terms and conditions apply. For more information, or to enroll your Centurion Card with InCircle Rewards, call 1.888•INCIRCLE (462-4725). (CE 106131) Planning to Vacation Overseas? Stay in touch with family and friends by renting an international cell phone from WorldRoam. With coverage in 170 countries, 24-hour customer support and voicemail, you'll feel right at home--anywhere in the world. Centurion® members receive free line rental for up to 60 days*. ;IR' 11081 Al! rentals and calls must be charged to your Centurion Card. Phone delivery charges apply. Rental charges commence on the "Start Date" and conclude on "Disconnection Date". A $300 deposit is applied up to 5 days before the 'Start Date". If deposit amount is exceeded, charges will apply based on usage. Calls are charged for all outgoing and received calls at a flat rate per minute ranging from $1.99 to $6.99 based on origin of call. The final invoice details all charges. 'Offer valid until 12/31/2005. To take advantage of this offer at exclusive rates, call Concierge at 1.877-877.0987, option 2, or call WoddRoam at 1.888.309.8560 and mention offer code CSM805. (CE 106133) Double the Miles - Double the Smiles Delta Air Lines and Song® have created an offer exclusively for American Express® Cardmembers--enroll and earn double-flown miles for your qualifying Delta and Song flights September 1, 2005 through October 31, 2005, when you use your American Express Card to purchase your tickets at delta.com or flysong.com. Now that's something to smile about. All Song flights are operated by Delta Air Lines. All travel and online enrollment must be completed by 10/31/05. Valid only on Delta, Delta Shuttle', Delta Connection' or Song flights operated in the contiguous 48 United States, sold under the DL code. Additional restrictions apply. For details, go to delta.comitalldoublemlles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles. Offer subject to change. ®.Delta rth good goes around Enroll between July 1st and October 31st, 2005, at della.comdalldouble miles or flysong.com/ falldoublemiles. (CE 106110) Free Room Upgrade at Hilton Caribbean and Latin America* Stay 4 or more nights at participating Hilton Hotels in the Caribbean and Latin America and receive a guaranteed free upgrade to a superior room category. Guests must pay with the American Express® Card. Participating Hilton hotels are located in Argentina, Brazil, Colombia, Venezuela, Ecuador, and throughout the Caribbean islands including Coral by Hilton all-inclusive resorts and 2 new resorts in Barbados and Santo Domingo. 'Upgrades will be given at check in. Minimum 4 nights stay required. Must pay with valid American Express Card. Valid from 7/1.11/15/05 for Hilton Caribbean and Latin America hotels and 9/I.11/15/05 for Coral by Hilton all-inclusive resorts. Blackout dates apply. Advance reservations required. To see the list of participating hotels and to book online, visit www.hiltoncaribbean. com/amx, call 1.800-HILTONS or call your local travel agent. Request plan code ZO at time of booking. (CE 106126) Now Accepting American Expresso Cards! Boyles Furniture - We're offering more of the prices that N.C. is known for--name-brands, white-glove delivery and design assistance. www.boyles.com or call 828-326-1039. Trump University - Learn how to help grow your personal fortune from Donald Trump and 7 experts on wealth creation. Plus, FREE exclusive reports. www.TrumpUniversity.com/AXP. Madd Fun - NYC's newest and largest indoor family entertainment center. Lots of games, rides, food, and more. 303 Stanley Ave, Brooklyn, NY. 11207. 718-498-9002. www.maddfun.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 106040) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726960 DUPLICATE COPY Presxued Fix JEFFREY E EPSTEIN Cantu , mint. )00000000(4-31005 Page 8 of 8 Exclusive Offer to American Express® Cardmembers Log on to www.brothermall.com where you'll find our full line of genuine brother supplies and accessories. Over 1,000 items to choose from--including specially priced closeouts and great savings on refurbished products. Call toll-free 1.888.879.3232 to speak to one of our customer service representatives to help you find the item you are looking for. Our online store is open 24 hours a day, 7 days a week. When you enter any order totaling $50 and pay using your American Express Card, you'll receive a $10 Brothermall Gift Certificate' plus a FREE 30-minute Prepaid calling card"--a $13.99 value. FREE Standard ground shipping on orders shipped within the continental U.S. (Hawaii and Alaska excluded). Mention Promotional Code BMAE05 when placing your order by phone or enter this code when ordering online. Offer expires August 31, 2005. 'tailing cards are valid for calls made within the continental U.S. (including Hawaii and Alaska). International dating is limited to individual countries and the applicable rates/units apply. Calling card expires 11/30/2005. MCI Terms apply. ' 200.5 Brother International Corporation 'Brothermall Gift Certificates are transferable, but non- reusable and non- refundable. Certificate has no cash value and cannot be exchanged or redeemed for other items. Certificates expire 12/31/2005. (CE 106125) Get Connected and Get More Out of the Card! You can have important account updates and exclusive Cardmember offers delivered right to your inbox. Just visit www.americanexpress.com/myemall, and input your e-mail address, Card number and the 4-digit Card ID number printed above your account number--the latest offers and news will be sent to you automatically. For more on how we use your e-mail address, please read the American Express Privacy Statement at wvinv.americanexpress.com/privacy. You can visit the E-Mail Preferences page-at www.americanexpress.com/preferences to review or change your e-mail choices at any time. Visit www.americanexpress. com/myemall and sign-up today! (CE 106079) Save 15% OFF All Gifts at Wine Country Gift BasketsTM Wine Country Gift Baskets offers a large assortment of beautifully designed, affordable, handmade gourmet food, wine and spa gift baskets. For a limited time, American Express® Cardmembers will enjoy even greater savings! Place an online order from August 1 through September 20, 2005, using catalog code ABC1234 at checkout, and save 15% OFF Wine Country Gift Baskets everyday low prices. We guarantee the timely arrival of your gifts in perfect condition. If you or your recipient are not 100% satisfied, simply return the item for replacement or a prompt refund. Visit Wine Country Gift Baskets website al ywAv.winecountrygift baskets.com to save 15% (taxes, shipping & handling excluded) on your next purchase when you pay with your American Express Card and use catalog code ABC1234 at checkout. (CE 106139) Prime Tickets FASPORTI/Y6 OS For Macy's Passport '05 - Fashion Show American Express presents Passport, a spectacular theatrical fashion show captivating you with music, live performances, supermodels, celebrities, internationally acclaimed fashion designers, and the best of Macy's Fall collection. Unlike any other fashion show, Passport merges fashion with compassion and is attended by more than 10,000 annually. Now in its 24th year, Passport has raised nearly $20 million for HIV/AlDs research, prevention and direct-care programs. This unique evening includes a reception, live auction, and the Passport Fashion Show. Join us and experience the journey. For more information, please visit www.ticketmaster.com/passport. Runway Seats $150. Premium Seats $75. Tickets on sale 8/14 SAN FRANCISCO Fort Mason Center: Opening Night, 9/21. Gala Evening, 9/22. LOS ANGELES Barker Hangar: Gala Evening, 9/29. Tickets subject to availability. (CE 106146) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726961 DUPLICATE COPY Centurion® Card Statement of Account precompot csaireow JEFFREY E EPSTEIN 09/29/05 2 602 365 Membership Rewards® Points Available at 07/31/05, when charges due are paid in Jun and all accounts #ft10.909d!an,c,599. Page 1 of 8 Now Activy$ New Previeus atlarce $ Pawned klhay $ we AsAuslintriU Balance Please Pay By 10/14/05 8,257.11 -8,257.11 +1,011.78 1,011.78 Please refer to page 3 for important information regarding your account Your membership will be renewed next month. Please refer to the Renewal Notice on page 3 Contact us at www.americanexpress.com or call Customer Service at 1.877.877.0987. Earn Double points Every Day on the Centurion® Card Earn double Membership Rewardso points for your purchases when you use your Centurion Card at stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and to pay your wireless phone bill. Double points for everyday purchases is an ongoing benefit of your Centurion membership. And you'll continue to earn one point for virtually every dollar charged to your Centurion Card when making other purchases. Offer applies at qualifying stand-alone supermarkets, drug stores, gas stations, and the U.S. Postal Service. Not valid in the departments of superstores or warehouse clubs. To pay your wireless phone bill automatically, please call your wireless provider. Activity "rdnascabrgdaw Amourd$ - Thank YOU • 41257AVl Due In Full Activity for JEFFREY E EPSTEIN' OMIXON4X*M4KW Amount $ 08/26/05 FREDERIC FEKKAI NY NY BARBERIBEAUTY SHOP ROC No. 0000004593 171.20 08/27/05 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP ROC No. 0000004905 190.96 08/30/05 AMAZON.COM SUPERSTORAMZN.COWBILL MERCHANDISE AMrSUPERSTORE ROC No. 0079127085 WA 63.52 09/02/05 GUTHY-RENKER CORP 800235-6050 CA ACNEMEDICINE ROC No. 0080035149 85.95 + Filmse kid on the perbraecn babe,. 63.th ard 'Nan w11 p:tx paymcnt Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Please Pay By: 10/14/05 Total Amount Due $1,011.78 HJJ0JAWIRILIMALLIILR0H.Ja AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 Continued on Page 3 Please enter account number on all checks and correspondence. Make check payable to American Express. See Finance Charges section on reverse side for a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note changes on reverse side. EFTA01726962 Prepared Fog JEFFREY E EPSTEIN DUPLICATE COPY Accost )000(N-)OCCa4-31 005 Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiaM instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot coiled the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorisation for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feriture (including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing petted, we also add an amount of Interest equal to the previous day's daily balance multiplied by the DPR for the Feature. This gives us the daily Valance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FO. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, crib) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the pnor business day, In each instance increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be bilW at the rates such establishments use. Billing Rights Summary : In Case of Errors or Questions About Your BIB: If you think your bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts, of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your checking or sayings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment Is scheduled to occur. Special Rule for Credit Card Purchases: II you have a problem with the quality of goods or senricesthat you purchased with a credit card, and you have tried in good faith tocorrect the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all piurthases are covered regardess of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change of Address cooed on front do nor use Sneer Addreco City. Store tr, Code Area Code and Home Phone Area code end Work Phone Erne! (optional) To Pay By Phone 1-800472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hoursf7 days Express Cash 1-800-CASH-NOW International Collect 1-954-503-8905 Hearing Impaired (9am-5pm EST) TTY: i-800-221.9950 FAX: 1.800-695-9090 In NY: 1-800-522-1897 Large Print and Braille Statements 1.877.877-0987 O Correspondence Customer Service, The Centurion° Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329.7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY' 10116-2855 • To change your address online, visit vnwr.americanexpress.corntupdatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. I I Please provide your e-mail address to receive important j account updates and exclusive Cardmember offers and benefits. You mayvisit the American Express Privacy Statement at vnyw.americanexpress.corn/pnvacy for more details and to set your email preferences. EFTA01726963 DUPLICATE COPY FrepartA Fc• Fk.,ge 3 of 8 JEFFREY E EPSTEIN X XXX-XXXXX4 -31C35 09729105 Due in Full continued Amount 09/08/05 FREDERIC FEKKAI NY NY 324.77 BARBER/BEAUTY SHOP ROC No. 0000007094 09/09/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA MERCHANDISE AMZ'SUPERSTORE ROC No. 0084877228 0W21/05 AMAZON.COM SUPERSTORMAZN.COM/BILL WA MERCHANDISE AMZISUPERSTORE ROC No. 0089831920 68.83 106.55 Total Due in Full Activity 1,011.78 Important Notice Renewal Notice Your membership renews next month. The following account terms are in effect at time of renewal, unless otherwise Please refer to page 2 indicated. for further important information regarding Statement Information: The amount due on any statement is payable upon receipt of the statement and must be paid your account by the closing date of the next statement to keep your account current. Annual Fee: The annual fee is $1,000.00 for the Basic Centurion Card and 8500.00 for each Additional Centurion Card, $175.00 for each Additional Platinum Card, and $45.00 for each Additional Gold Card. The annual fee is increased by $5 if the billing address of the account is outside the US. You can avoid paying the annual fee by discontinuing your membership by calling the Customer Service telephone number on page 2 when you receive the statement on which the annual fee is billed. The $5 annual subscription fee for Departures magazine is included in the annual fee for your Centurion Card membership. If you do not wish to receive Departures magazine, please call 1-877-509-3993, Monday through Friday, 9am - 5pm EST. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Travel° or Extended Payment Option' Flexible Payment Features - otherwise, no grace period. Method of Computing the Balance Subject to Finance Charge (FC) for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel° or Extended Payment Option" Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for each billing period may vary based on the applicable Prime Rate. The Prime Rate used to determine the variable APRs and DPRs is the Prime Rate published in The Wall Street Journal (a) on the first day of that billing period or (b) two days prior to the Closing Date of that bitting period, whichever is higher. For either of those dates that is not a customary publication day for The Wall Street Journel, we will substitute the closest preceding customary publication day. Please see your Cardmember Agreement. Any promotional rate will terminate if you fail to pay the minimum amount due by the payment due date or upon any condition that causes a default or other penalty rate to apply to your account and then the applicable default or penalty rate will apply. You may have accp‘s to one or more Flexible Payment Features as part of your Card account. The APRs and DPRs listed below are applicable to the following as of the Closing Date of this statement:: Centurion/Sign 8 Travel Tier Rate Description APR DPR PREFERRED Prime + 5.90% 12.63% 0.0346% STANDARD Prime + 5.90% 12.63% 0.0346% DEFAULT Prime + 21.99% 28.72% 0.0786% EFTA01726964 DUPLICATE COPY Priparei For Kean% Mate JEFFREY E EPSTEIN )OOOC-=OO(4-31005 Page 4 of 8 EFTA01726965 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 MembePVfilicirgirarils Plus" Monthly Statement and Program News Statement Period July 1, 2005 - July 31, 2005 Account activity after this period does not appear on this statement Prtpred fee JEFFR E EPS Mittrbenh' Rew EY sdH9 AosseTEIN nt Hunter Points are available when charges are paid in full and all your accounts are in good standing. Available points include Everyday Spend Points. Available Points 2,602,365 Everyday Spend Points earned this period: 9,105 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 2,484,893 +117,472 0 0 =2,602,365 Page 5 of Americas: Express* ,REWhRul • . • MEMBERSHIP Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy New Points Earned 07/01/05 - 07/31/05 Points Activity On Eligible Charges Everyday Spend Points Bonus Points Awarded Total Points Activity Per Card Centurion 3715-657814-31005 2,744 0 0 2,744 Platinum 3713-818259-32002 0 0 0 0 Gold 3718-463688-42008 5,743 0 0 5,743 Addl Gold 3718-463688-45019 100 0 100 Add1 Gold 3718-463688-43030 41,289 0 0 41,289 Business Gold 3727-16256841009 0 0 0 0 Gold 3727486332-61005 0 0 0 0 Add1 Gold 3727-686332-62011 42,712 8,621 0 51,333 Add! Gold 3727-686332-63027 13,751 241 0 13,992 Add1 Gold 3727-68633262060 2,028 243 0 2,271 Totals 108,367 9,105 0 117,472 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit vAvw.americanexpress.com/membershiprewardsplus or call 1.800-AXP-1090 (297.1090). From overseas, call collect 305-816-2799. BOYLES blirtIsCtive eunstrtillE Earn double points at Boyles Distinctive Furniture! Earn double Membership Rewards® points on Boyles Distinctive Furniture purchases charged to your American Expresso Card from Aug 22-Oct 22, 2005. Boyles offers NC pricing 30%-50% below retail on an incredible name-brand selection, white-glove delivery service, talented design assistance and double Membership Rewards points! Visit boyles.com or call 828-326-1039. TO be eipiths tO earn tams pout, you must be entered in the Memberst:p Reward: progrxn a the trne of purchase and °woe your Burelura to an (Ica*. entered American Eeriest Card Bentz poets N,li bo aedded to your Mtmbershp Rewards AcomintimINn 68 weeks rer eho-vc-: *pear en year bang statement Bonus 0:$434. Double points Aug 22- Oct 22, 2005 at Boyles Distinctive Furniture, visit boytes.com or call 828426-1039. (MR Bonus ID 5434) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726966 American Express• Amnia -an Express' Am es i r4 n. Ex p ME Me E ist.111-1A.fl. I A.tiltlitairEx 7184 empAinex TOURMAU SINCI $900 JEFFREY E I 13r ghlig nIFATE COPY ntNLcnber Important Information • US Airways Dividend Miles Program In conjunction with the planned merger of America West Airlines and US Airways, effective January 1, 2006, US Airways will no longer participate in the Membership Rewards® program and Membership Rewards points may no longer be redeemed for miles in the US Airways Dividend Miles program. All such point transfers must be completed before January 1, 2006, and are considered final and non-refundable. Fly on Virtually Any Airline, Including US Airways You can now instantly redeem Membership Rewards® points to book travel online on US Airways or virtually any other airline by going to www.amerlcanexpress.com/travel. There are no blackout dates, no restrictions, and no extra steps which means you now have more flexibility than ever when using your points for travel. Book your trip today. Support Hurricane Katrina Relief by Redeeming Membership Rewards® Points American Express® Cardmembers enrolled in the Membership Rewards program can redeem points to support charities aiding communities devastated by the hurricane. They can also charge a donation on their American Express Card. Fe term cortlricno ant antittiarts, please vise hropa/amex.lustglve.orglotrIna. shopAmex® • Search - Compare - Redeem points Browse and redeem Membership Rewards® points for over 2 million brand-name products. From the latest fashions and accessories to must-have electronics, shopAmex has what you're looking for. Just SEARCH, COMPARE prices then REDEEM points. shopAmex has over 90 merchants, most offering overnight or second-day shipping. For mccurel eel qua#y, licerbership Flowarda p&. wil be aukenalicaly ece‘ded from the prolwao, eckding o*nsd shedr9tdmIlrg ant accikablo osbnalod 'a Thew trarestiona aro errommtle. A molt lc. the median wsl bolssucd lo %Debiting stidomeft on to Cud ihal was used In the purchase. Di. Belt may not arpoat next to Mohan pun:hand we, Iderrborahlo Retail% resells. Earn double points at Tourneau • WatchFest 2005! Celebrate Watchfest 2005! Visit any Tourneau or Tourneau Watch Gear Store during the entire month of October 2005 and earn double Membership Rewards® points on any purchase when you use an eligible, enrolled American Express® Card. To be Vey* to cam tau pada, you must by emceed In Ma Ilaroteratip Rewards pew= at Malmo el welds. and you mml chargo your ix:Wiese cm an att.+ melee Ornarban Ewes Cast Boma yids yai Do memos So your idamdanthip ads vain 6-$ wake at charges Weer an yOul Deed stab:cwt. Bonus 1D:4150. Page 6 of B Please call 1.800-AXP-EARN (297-3276) if you have any questions. (MR Message 3240) Book your travel on wv.w.americanexpress. com/travel. (MR Message 0076) For more information, log on to httpJlamex. justgive.orgikatrina. (MR Message 5084) Visit shopAmex.com today! (MR Message 2374) Visit Toumeau in October 2005 to earn double points! (MR Bonus ID 4150) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726967 DUPLICATE COPY Propxod For JEFFREY E EPSTEIN Account Nunber Oceirg Dole >C<XX-XX)00(4-31005 09/29/05 Page 7 of 8 CustomDctrar Details on Retail Protection Services The Purchase Protection Plan* covers an eligible item for up to 90 days from the date of purchase if it is stolen or accidentally damaged, including vandalism. Coverage is limited to $1,000 per Occurrence. With the Buyer's Assurance Plan* you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S. 'Coverage is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, exclusions of Policies AX0951 and AX0953 respectively and is subject to change with notice. This document does not supplement or replace the Policy. Log on to amerIcanexpress. com/pp for more information on the Purchase Protection Plan and americanexpress. com/be for more information on the Buyer's Assurance Plan. (CE 106365) Airport Club .nr.r"9 a 31/5* ' 1160{ i Access with The Priority Pass"' Program Access over 450 airport lounges worldwide with Priority Pass irrespective of who you are flying with or what class you are traveling in. You'll have full use of lounge facilities including phones, fax machines, Internet access, refreshments and the chance to relax before your flight. Your guests may also enter for a $24.00 per guest, per visit fee. Centurion* members may access Priority Pass lounges worldwide, on a complimentary basis. Centurion member must present Priority Pass Card to access participating lounges. Card member is liable for guest visits, Centurion member must be 21 years of age to enter the airport dub lounge without a parent or guardian. Card members must adhere to all house rules of participating clubs. Amenities may vary among airport dub locations. Partners and locations subject to change. To enroll, call Centurion Customer Senrice at 1.877.877-0987, option 3. (CE 106238) Special Amenities Through Fine Hotels & Resorts Program The 2005 Fine Hotels & Resorts Program offers you an exclusive array of personal courtesies at over 500 of the world's finest properties. As a guest at any participating hotel or resort, enjoy preferential treatment and the following complimentary amenities exclusive for Centurion members when you book through CTS--room upgrade upon arrival (based on availability), daily complimentary continental breakfast for two, 4:00pm late checkout, plus an additional amenity specific to each property. Program terms and conditions apply. For full program information, visa americanexpress.com/centurion. can at.4 ., 31O Mieta Reserve your Fine Hotels & Resort Program accommodations through CTS today by calling 1-877-877-0987, option 1. (CE 106241) Try Your Favorite Magazine FREE for Two Months! Time Inc Steal offer for American Expresso Cardmembers -t a subscription to lime, Entertainment Weekly, Money, Golf Magazine, Parenting or In Style FREE for two months. Take advantage of this risk-free offer today. Log on to www.FREEmag4cardmembers.com or call 1 -800-352-121 2 for full details. Please use the following code to take advantage of this special offer - AXP030. TIME GOLF MAGAZINE ENTERTAINMENT WEEKLY PARENTING MONEY IN STYLE (CE 106282) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726968 Prefixed Fee JEFFREY E EPSTEIN DUPLICATE COPY Amw xxxZ!X)000(4-31005 Page 8 of 8 JOHNSTON &MURPHY 15% Off Your Purchase of $200 or More at Johnston & Murphy Call, click or stop by a Johnston & Murphy store to receive 15% off your next purchase of $200 or more. We offer a wide selection of premium men's footwear, accessories, apparel and small leather goods. Call 1-800-424-2854 to order a catalog or find the retail location nearest you. Or, you can visit our website at johnstonmurphy.com. Be sure to use promo code AEXP0905 on the phone, in our stores or when placing an order on our website. Payment must be made with the American Expresso Card. Expiration date is November 30, 2005. Call 1.800.424.2854 or log onto Johnstonmulphy.com (CE 106283) Join the Walk that Millions Will Never Forget! More than 43 million Americans have Alzheimer's disease. Memory Walk is the Alzheimer's Association national signature event to help those battling Alzheimer's. Since 1989, Memory Walk participants have raised more than $175 million. American Express, through an alliance with Kintera, will make an additional contribution for all donations charged to an American Express® Card through Memory Walk websites during 2005. The Alzheimer's Association will receive an additional contribution of 0.20% from American Express for all donations charged to an American Express Card through Memory Walk websites during 2005. Donations are 100% tax-deductible. Terms and conditions of the American Express and Kintera For Your Cause program apply. Please join us in taking steps to end Alzheimer's. To register for the 2005 Alzheimer's Association Memory Walk in your area call 1.800.272.3900 or visit atz.kintera.orgtamex. (CE 106316) A Change in Auto Insurance Can Bring You More Than Change You could save $200* when you change to Ameriprise Auto & Home Insurance, formerly known as the American Express Property Casualty companies. While our name is changing, our high standards for service will remain. We will continue to offer valuable extras like 24-hour roadside assistance--free with towing coverage, 24-hour claims reporting service and the ability to service your policy and report a claim online. Trice comparison data collected from respondents at time of contact. Statistics are based on a countrywide average during a two-year period ending 9/30/04. Ameriprise Aorbincenloosoute keno wal.42 Make the change today! Call 1.800-842-3344 or visit ameriprise.com/ autohome. Be sure to mention reference code 1N9 to receive your quick, no-obligation quote. (CE 106302) Tune In to Free Tracks from MSN® Music! For every 10 songs you purchase from MSN Music with your American Express® Card, you'll receive one free song credit. There's no limit to the number of song credits you can earn, so the more you buy, the more should be coming your way. And what a selection! You can choose your favorite tracks from a library of over half-a-million songs from classical to alternative to blues to folk to rock and every genre in between. Offer expires November 7, 2005. Song credits will be automatically credited to your MSN Music account. An active MSN Music account is required to redeem your free downloads. Song credits must be earned by 11/07/2005 and redeemed by Start shopping today at muslc.msn.comfaxp. (CE 106242) Now Accepting American Express® Cards! The Inn at Little Washington - Experience Patrick O'Connell's refined world-renowned American cuisine in a fantasy world, just an hour outside Washington, DC. 540-675-3800. Claudio's Restaurant - Waterfront dining in historic Greenport, L. I. Family-run since 1870. Deep harbor marina. Visit claudlos.com or call 631-477-0627. Ben & Jack's Steakhouse - Offering a fine-dining experience in the Grand Central area that's perfect for business, social or romantic occasions. 219 E. 44th St., NYC. 212-682-5678. If there are other playa where you would like to see the Card accepted, Sege numbe dstomer r that is located at the top of your statement or the number that is on the back of your Card. (CE 106176) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726969 Centurion® Card Statement of Account P:coxed Fct JEFFREY E EPSTEIN 10/30/05 DUPLICATE COPY CheingDate Previous earrite $ 1,011.78 Payment AcliUre $ -1,011.78 MmActeity$ irc.AvrevoerrorSs +4,585.05 New Balance $ 4,585.05 2 762 596. Membership Re arils Points,Avallatt at 08/31/05, when charges due imp* full and an accounts are in gcodet x r, Page 1 of 10 Please Pay By 11/14/05 Please refer to page 3 for important information regarding your acoount For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Hot Plates® - Your Table Is Waiting Every day Hot Plates is your entrée to some of the hottest restaurants in the U.S. More than 100 top restaurants in New York, Los Angeles, San Francisco, Miami and Las Vegas set aside a coveted table at lunch and dinner for Centurion® members. To make reservations, please call Concierge at 1-877-877-0987, option 2.. Reservations are provided on a first-come, first-served basis, so please call as early as possible. All cancellations must be made by calling at least 24 hours in advance of reservation. Otherwise, you will be subject to a cancellation fee of $15-per-person (minimum of $60, maximum of $120). Activity htdis Ma° de AmountS mosidst,z4iNymole9ovetthTwn,Ypowntetit •.7A5k*.. Due In Full Activity for JEFFREY E EPSTEIN comemoccowum Apiordos,:?:c .DUTHY-RENKER CORP 800-235-6050 CA AVSNceP cJ.65,,9214at->s, • r'4011' 78 ,, .. Amount 10/05/05 AMAZON.COM SUPERSTORAMZN COWBILL WA MERCHANDISE AMMUPERSTORE ROC No. 0096771364 10/05/05 NYU SCHOOL OF MED CTNEW YORK NY HOSPITALS 10/05/05 AMAZON.COM SUPERSTORAMZN.00IvVBILL WA MERCHANDISE AMZ*SUPERSTORE ROC No. 0096650906 -40.00 • Crecit 26.18 200.00 + Please Kr on the pploraxn bola". &tech aril rerun wall your Pl)rntnt + Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 I...III ..... Mail Payment to: Please Pay By: 11/14/05 Total Amount Due $4,585.05 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IIIIIIII II,.Ill.lI,,,,IIIIIIIIIIIIIIIIIIIIIIIIIIII, IIrI 19.80 Continued on Page 3 Please enter account number on all checks and correspondence. Make check payable to American Express. See Finance Charges section on reverse side for a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note changes on reverse side. EFTA01726970 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY AownNn cur X)00(-J0C0a4-31005 Page 2 of 10 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole dzoretion. Finance Charges: Average Daily Balance (ADS) Method for Calculation of Finance Charges (FC): We use the ADS Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature ('including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take, the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or lee; (4) subtract any payments or credis, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous days daily balance multiplied by the CPR for the This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features includedin this New Balance. If yOu multiply the ADS. for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billing J50000 is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results In daily compounding of FC. Transactions Made In Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is received by applicable law, we will choose a conversion rate that is acceptable to tie for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a govemment agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date otitis poor businessday, in each Instance increased by 2%. Thisconversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be tilled at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information ahniit atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first till on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and'account number 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bat automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: if you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due onthe goods or services. You have this protection only when the purchase price was more than $50 andthe purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisementfor the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 clays after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a oomparative listing of credit card rates, fees and grace periods by caring 1-800-518-8866. Change of Address II Correct on front do not use Steel Ackkess Cry, SW* Zp Cale Ana Code and Homo Phone Area Code and Work Mono Email (optional) fa To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Coated 1.954.503.8905 Hearing Impaired (9am-5pm EST) TTY: 1.800.221.9950 FM: 1-800-695-9090 In NY: 1.800.522.1897 Large Print and Braille Statements 1.877-877.0987 . Correspondence Customer Service, The Centurions Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329.7846 Customer Service P.O.tox 297804 Ft. Lauderdale, FL 33329.7804 Payments P.O. BOX 2855 NEW YORK NY 10116-PRSS • To change your address online, visit www.americanexpress.comfupdatecontactlnfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • It your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. Please provide your e-mail address to receive important J account updates and exclusive Cardmember offers and benefits. You mayvisit the American Express Privacy Statement at vnvw.amencanexpress.conVprivacy for more details and to set your email preferences. EFTA01726971 DUPLICATE COPY Prepated For JEFFREY E EPSTEIN Amcor* Number Cbsing Oato Page 3 of 10 X)OO(4OOO0O1-31005 10/30/05 Due in Full continued Amount* 10/07/05 GUTHY•RENKER CORP 800-235-6050 CA ACNEMEDICINE ROC No. 0097063316 10/08/05 FREDERIC FEKKAI NY NY 452.97 BARBEFVBEAUTY SHOP ROC No. 0000004621 10/13/05 POW RETAIL CORP NEW YORK NY 2,617.26 APPAREL/ACCESSORIE$ 10/15/05 AMAZON.COM SUPERSTORAMZN.COMMILL WA MERCHANDISE AMrSUPERSTORE ROC No. 0001858646 10/25/05 TICKETMASTER NY 40 NEW YORK NY 218.30 DISNEYS UON KING (NY 10/27/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA MERCHANDISE AMZ'SUPERSTORE ROC No. 0006862811 10/30/05 Membership Renewal Fee 1,000.00 Total Due in Full Activity 4,585.05 40.00 32.95 17.59 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 12.63%, the DPR is 0.0346% Please refer to page 2 for further important information regarding your account EFTA01726972 DUPLICATE COPY JEFFREY E EPSTEIN .X.X*X-X.X.*XX4-31005 EFTA01726973 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329.9785 membeNfilfirgrriis Plus® Monthly Statement and Program News Statement Period August 1, 2005 - August 31, 2005 Account activity alter this period does not appear on this statement PrEated Ice JEFFREY E EPSTEIN M blunter Page 5 of 10 Arne:it:an Exp Points are available when charges are paid in full and all your accounts are in good standing. Available points Include Everyday Spend Points. Available Points 2,762,598 Everyday Spend Points earned this period: 16,904 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 2,602,365 +160,233 0 0 =2,762,598 Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy New Points Earned 08/01/05 - 08/31/05 Points Activity On Everyday Spend Eligible Charges Points Bonus Points Total Points Activity Awarded Per Card Centurion 3715-657814-31005 8,257 0 0 8,257 Platinum 3713-818259-32002 0 0 0 0 Gold 3718-463688-42008 9,976 0 0 9,976 Adcrl Gold 3718-463688-45019 23 0 0 23 Add'i Gold 3718-463688-43030 23,560 0 0 23,560 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-68633241005 0 0 0 0 Adcri Gold 3727-686332-62011 35,882 8,628 0 44,510 Addl Gold 3727-686332-63027 54,979 7,900 0 62,879 Add1 Gold 3727-696332-62060 10,652 376 0 11,028 Totals 143,329 16,904 0 160,233 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges we outlined in the. Membership Rewards Plus program Terms and Cordtions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershlprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Important Information - US Airways Dividend Miles Program In conjunction with the planned merger of America West Airlines and US Airways, effective January 1, 2006, US Airways will no longer participate in the Membership Rewards® program and Membership Rewards®, points may no longer be redeemed for miles in the US Airways Dividend Miles program. All such point transfers must be completed before January 1, 2006 and are considered final and non-refundable. As an alternative, Membership Rewards® enrollees can redeem points and book travel online at www.americanexpress.com/travel and fly on virtually any airline, including US Airways. Please call 1 -800-AXP-EARN if you have any questions. Continued on reverse EFTA01726974 American E xpre $5 , JEFFREY E EIRVEl apATE COPY ^,ee,nl loiter Page 6 of 10 Rewards Plus Gold Card Membership Rewards® Program Point Accrual Change Rewards Plus Gold Card ("RPG") Membership Rewards® ("MR") Program Point Accrual Change MR Terms and Conditions ("T&Cs") are changing effective January 1, 2006 to provide that Corporate Cards ("CCs") linked to an MR account with an RPG Card will no longer earn 2 MR points during the first year of RPG Cardmembership and 1.5 MR points during each succeeding year of membership for every dollar charged on such linked CCs with any airline or hotel having a Frequent Customer program participating in MR. Consumer Cards and small business Cards linked to the RPG Card will continue to be awarded the bonus. Accordingly, the last sentence of paragraph 1 of the Point Accrual section of the T&Cs is changing to include "consumer and Business" between "Linked" and "Accounts'. Membership Rewards® Plus program ("MR") Fee Change MR Terms and Conditions ("T&Cs") are changing effective 12/1/2005 to charge an annual fee of $150 to enroll a Corporate Card ("CC") in MR, even if it is linked to an MR account with enrolled charge cards other than a Centurion Card. This change applies to CCs enrolled in MR before that date on the next anniversary of such CC's enrollment date that occurs on or after that date. Accordingly: Sentence 3, paragraph 1 of the Annual Fees section of the T&Cs is changing to read: "The annual fee to enroll a Corporate Card is $150 unless the Corporate Card is linked to a Plus program account with a Centurion Card." The words "$35 annual fee for each Corporate Card and an additional" are being deleted from sentence 4, paragraph 1. Support Hurricane Katrina Relief by Redeeming Membership Rewards® Points American Express® Cardmembers enrolled in the Membership Rewards.program can redeem points to support charities aiding communities devastated by the hurricane. They can also charge a donation on their American Express Card. Ater:actin Ex rase Aina et lain rxiai.ext Tt• € TA a EASAlp t PA INDE lks TMi USIVIt141 G 110 PA For Norms conslikos art to aictions. 00484) van http:namex.Juelgtve.oligkittrina. Book Your Next Vacation Using Membership Rewards® Points Did you know that the Membership Rewards program has over 500 hotel, cruise and vacation packages that you can book directly through American Express Travel Counselors? Log on to www.amerlcanexpress.com/landandsea for a complete listing of partners and destinations, then call 1-800-AXP-EARN & select option 2 to book your trip today! Tema are ordeals et the Morrinetshp Rowan:le [mg= apply. Fer more inftanano4 vls3 www.ameelconexpress.comnowards. Earn 2x Points This Fall with Spa Finder®! Eam double Membership Rewards® points from Spa Finder on all purchases. Spa Finder Gift Certificates are redeemable at thousands of day, destination, resort and medical spas worldwide. Also, The Spa Store collection otters a way to replicate the spa experience at home. So, go online at Spafinder.com or call 1-888-ALL-SPAS (255-7727) and earn double points today. Otter sad eves* MV OS. To eam bonus points you must be encored in the Plemtemnp Renstde &t om the treed poets= aidPlaty KOJIpurchase loan eliaptio. entea0:1 Al110600neoxess• cam. Boma ,b oil be csodio3 to your account wdhn 64 weeks a. changes appear on yam tiling stalemont BONA Do: 6441. For more information, log on to http:llamex. juatolve.oigfkatrIna. (MR Message 5084) For a complete listing of partners and destinations log on to www.ameelcan express.com/landandsea or call 1.600-AXP-EARN (297-3276) and select option 2. (MR Message 4435) Visit www.Spafindencom or call 1.888-ALL-SPAS (255-7727) to earn double points. (MR Bonus ID 6441) Continued on next pogo Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726975 ADelta SkyMiles. ehe Sense panasonic TOUGHBOOK *I2hiffeeya, blaring:this PiNgsy E ahtpdapATE COPY was American Expresc• - Asiat.mtmeeRi../. eltc REWARD °I A-To Start Planning a Great Getaway with Delta! Earn a 30% Delta SkyMiles® bonus when you transfer Membership Rewards® points to your SkyMiles account today. Then, use your miles to take that dream vacation with Delta to over 480 destinations. This offer ends 11/30/05. To in the Mice you must enrol any line betifeen Octet. t arci November 30. 2036 at waw.dtbe.com.ransferbonus a edi 1.840466-7077. TswNrd Mernbership Reemers girt must be made in one Ind awn and 'he meths( ci tortes mtes you receete Ls bond on the Ida nutter ci Foils transierial dorm the prandional panda Al Skylbks pcooreen 'VS and mews abr. Earn 10x Points with GiftSense'"! Express yourself with the perfect gift and earn 10x Membership Rewards® points whenever you shop at GiftSense.com. Come find wonderful gifts for a variety of people and perhaps something pleasantly unexpected. GiftSense is a trusted partner of FTD.COM. Visit www.GiftSense.com/amxmr or call 1-800-383-7142 and give promo code 9947 to earn 10x points--everyday, all year! Crier veld trough 12/3145. Nor veld in reel! mores a in c0niur0kri with any ems filer km Gitgeose. To tam tons pee* gst must be encase Mem Membership Resales pogo:snot to tine dpurehtZe ard charge pectiase to an *kW; enrolee American Eigxesste Cad. Bonus part oil be creedal to rur acCetel within 1012 weeks after cyder is delimited and dune* lipped( on your blIrg stgoment. Dana ID: Seel. Earn Double Points at PanasonicDirect Page 7 of 10 Not a SkyMiles Member? Join at innvw.delta.com/ slcymlles or call 1.800-323-2323. (MR Message 4485) Visit wvAv.GIftSense. comfamxmr or call 1.800.383.7142 and give promo code 9947. (MR Bonus ID 5842) Earn double Membership Rewards® points with the purchase visit www.panasonlc. spa ot for of a Panasonic Toughbooke elite laptop when you use your complete details. American Express® Card. These stylish laptops come in 4 inspiring colors. Magnesium alloy cases, shock-mounted (MR Bonus ID 3647) hard drives and a long battery life make them perfect for life on the road. Enjoy free standard shipping on ALL products at PanasonicDirect.coml Cita vale 6/105-3/31,03. Atesimun 10.000 ptriCenlmorster drug prcenclion. To earn bonus points, you rival to enrolee M Pa Mertbandip Reward, cmgra'n at It. wr. of Mothaz4 aM charge your purchase to en eigark toothed Ants, Espies, Card. Banos penis ssi, be melee to sour sewn! rills 6-8 week, der charges *pea an soar berg stskerer/ Bonus ID:3647. Redeem Membership Rewards® Points for Brooks Brothers Gift Cards! Established in 1818, Brooks Brothers is the premier American purveyor of classic apparel. Their collections continue to define elegance with timeless style and quality that is second-to-none. For store locations, call 1-800-274-1815 or go to www.BrooksBrothers.com. With Bloomingdale's, Membership Rewards® Points Are Even More Fashionable When you use your eligible, enrolled American Expresso Card*, you can redeem points for Bloomingdale's gift cards" that are valid at all Bloomingdale's stores and on bloomingdales.com. For a Bloomingdale's near you, visit www.bloomingdales.com or call 1-800-555-SHOP (555-7467). *SOT. Cris femme eminent and pagnent d en afraid program fee. Tama, modems and restistices ardy. —Teems mei conchlicets ere eophsi tor cads. To start redeeming today, log on to www.americanexpress. comfrewards or call 1.800-AXP-EARN (297-3276). (MR Message 5497) To start redeeming today, log on to www.americanexpress. corn/rewards or call 1-800-AXP-EARN (297-3276). (MR Message 9393) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726976 .4 meri‘an Ex-pre:se Prclz.x.11" EIRVElnipATE COPY JEFFREY E Page 8 of 10 EFTA01726977 DUPLICATE COPY Psepased Far Account Winter Cbao Dab JEFFREY E EPSTEIN XXXX-XX)000-31005 10/30/05 Page 9 of 10 CustornExtrat International Airline Program - 2 Fly for the Price of I With the International Airline Program, a companion can fly with you aboard one of our participating carriers when you make your reservation through Centurion® Travel Service (CTS). Just purchase a full-fare First Class or Business Class ticket with CTS and you'll receive a complimentary ticket with the same itinerary as your own. There's no limit to the number of times you can take advantage of this benefit and practically no limit to your choice of international destinations. Program terms and conditions apply. For full program information, visit vnwtamericanexpress.comicenturion. Make your reservations through CTS today by calling 1477-877-0987, option 1. (CE 106407) An Elite Travel Service for our Centurion® Members Wherever your travels may take you--across the state or around the globe--Centurion Travel Service is on call to assist you with all your vacation planning needs. Our team of travel professionals can help throughout your travels, even when you are time zones away. Upon your first contact with Centurion Travel Service, you'll be assigned a personal Travel Counselor. When you need to make travel plans, you can rely on your Travel Counselor to customize a vacation that suits your needs. Also, take advantage of exclusive travel benefits such as hotel upgrades and shipboard credits that will enhance the value and experience of your vacation. ru veq - Make your travel plans through CTS today by calling 1-877-877-0W, option 1. (CE 106388) Try Up to Two Great Magazines FREE for Two Months! Special offer for American Expresso Cardmembers--try up to two subscriptions to People, Time, Sports Illustrated, Entertainment Weekly, Money, Golf Magazine, or In Style FREE for two months. Take advantage of this risk-free offer today. Log on to wy.rw.TRIALmag4members.00m or call 1.800.442.3273 for full details. (CE 106377) Please use the following code to take advantage of this special offer - AXP113. Try up to two of these popular magazines PEOPLE TIME SPORTS ILLUSTRATED FREE for two months: Entertaining coverage of the most intriguing people. The Al news magazine. If it has to do with spoils, fans find it here. ENTERTAINMENT MONEY GOLF MAGAZINE IN STYLE WEEKLY Offering first-hand reports on the world of Trusted advice on how to plan, invest, and spend Giving valuable insight to aid your golf game. Insider's guide to beauty, fashion, home and entertainment. your money today. entertainment. Now Accepting American Express® Cards! Christian Book Distributors (CBD) - Over 190,000 books, CDs, gifts, and much more at www.Christianbook.com. 1-800-247-4784. AIR PLUS - Offers great fares from JFK to Spain and beyond. Our Class Plus is half the cost of business class on most other airlines! www.airplususa.com or 1-877-999-PLUS. Precision Tile and Marble - If you are an architect, contractor or a residential home owner, our expert craftmanship will bring your project to life. 516-433-8453. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 106337) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726978 Repeal Fa JEFFREY E EPSTEIN DUPLICATE COPY Account Nun*. )00C(40000(4-31005 Page 10 of 10 BONUS; Save 25% on an Ideal Escape Package from Omni Hotels Taking that long-deserved getaway to recharge the batteries just got easier with Omni's Ideal Escapes. From 9/16/05-01/29/06, use your American Expresso Card to book a two-night weekend stay at select Omni Hotels and you'll receive: luxury accommodations at a savings of 25% off the regular room rate, complimentary breakfast for two and renowned concierge service. Offer valid at Omni Hotels except NYC, Cancun & Puerto Aventuras. Prepaid, 7-day non-refundable advance purchase of 2 consecutive nights weekend stay required. Reservations cannot be cancelled/changed within 7 days of scheduled arrival. Offer includes breakfast, is not applicable to groups & cannot be combined with other discounts. Rate reflects 25% savings off regular weekend room rate. Late checkout upon request. Subject to availability, based on double occupancy. Other restrictions, blackout dates apply. aNtfloms ism1 isiiriXtorac Book your Ideal Escape today at OmnlHotels. corn or by calling 1.800-The-Omni. (CE 106382) Save 20% 4 46/1 MI MaliIL Welts - 50% and More at Preferred Hotels® & Resorts When you book a stay and pay with your American Express® Card you'll receive a rate savings of 20%-50% off at participating properties. Additionally, each participating hotel will offer one of the following special welcome amenities: Guaranteed room upgrade, daily continental breakfast, welcome bottle of wine or champagne, and a unique hotel-specific amenity. To redeem this offer you must use your American Express Card. Subject to availability. Rates and welcome amenities may vary and are valid at participating hotels only. Participating hotels are subject to change without notice. Offer can not be combined with other promotions or offers. Advance reservations/order required. Blackout dates apply. Must be of legal drinking age to consume alcohol. Please drink responsibly. Other restrictions may apply. For reservations, visit www.preferredhotels. comistaymore, call 1-800-323-7500 or contact your travel professional. Offer valid until March 31, 2006. (CE 106381) Save 55% on Your Next State-to-State Move* Simplify. your next move with proven service and preferred savings on professional moving services. Move with nationally trusted movers, Allied and North American Van Lines, and experience worry-free service and-receive special-savings-of 55%-off the-tariff rate. on interstate moving* when you use your American Express® Card. Plus, get additional savings on in-transit storage and personal property protection coverage. The 55% savings applies to interstate household moves between the 48 contiguous states. 'The interstate moving savings is based 'on rates in published tariff HGB 400-N (or reissues thereof) in effect on the date of the shipment loads. Allied Van Lines, Inc. U.S. DOT No. 076235. North American Van Lines, Inc. U.S. DOT No. 070851. 1711133. Of An 166, vier ricwthAmetical To take advantage of these savings, please call 1.866.214.1616 or visit httpdiaamyhome benefits.com by December 31, 2005. (CE 106399) Get Connected and Get More Out of the Card! You can have important account updates and exclusive Cardmember offers delivered nght to your inbox. Just visit www.americanexpress. com/myemail, and input your e-mail address, Card number and the 4-digit Card ID number pnnted above your account number—the latest offers and news will be sent to you automatically. For more on how we use your e-mail address, please read the American Express Privacy Statement at www.amerIcanexpress.com/privacy. You can visit the EMail Preferences page at viww.americanexpress.comipreferences to review or change your e-mail choices at any time. Visit www.americanexpress. com/myemall and sign up today! (CE 106376) Earn Double Points by Donating to Your Favorite Charities The American Express Donation Site connects you to important causes including Education, Health, Disaster Relief and many more. Through December 31, 2005 donate to any of the 1.5 million charitable organizations listed on the American Express Donation Site and earn double Membership Rewards® points* for every dollar you donate with an eligible, enrolled American Express® Card. Terms and conditions of the Membership Rewards program apply. For more information visit www.americanexpress.com/rewards. Donations of Membership Rewards points are not tax deductible. 'Bonus points will be credited to your Membership Rewards account within 6-8 weeks after charges appear on your billing statement. 25,000 maximum bonus points per account. Bonus ID: 5459. To make a donation, go to www.americanexpress. corn/give (CE 106380) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726979 DUPLICATE COPY Centurion@ Card Statement of Account Proparod For AccordRunty( Ckaing Otte Membership liewardi® Points Available., at 09/30/05, when chaMe&due are paid in full and, all, accounts are in good standing. JEFFREY E EPSTEIN 11/29/05 Page 1 of 8 NtwAtdy$ New Previcts Balarto$ Pooled/tellyAye Imosdpstmft Balance $ Please Pay By 12/14/05 Please refer to page 3 for important information regarding your account 4,585.05 -4,585.05 +13,002.05 13,002.05 For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877.877-0987. Ultimate Flexibility with the Private Jet Services Program The Private Jet Services Program can transform not only how you fly, but also how you feel about flying. Fly where you want, when you want and in the company of your own choosing. The Private Jet Services Program features some of the most.respected names in the Industry. Of course, as a Centurion' member, you enjoy an exclusive extra benefit with whichever private jet option you select. For more information, visit www.amerIcanexpress.comicenturion or call Centurion Travel Service at 1-877-877-0987, option 1. Program terms and conditions apply. For full program information, visit www.americanexpress.comkenturlon. Activity •Ircfr-sn'xc'rgdata Amounts • • .e.fAii c-t5„39-52 Due in Cad >COX•Xwni Full Activity for JEFFREY E EPSTEIN 1100 Amounts 11/02/05 AMAZON.COM SUPERSTORAMZN.COM/BILL MERCHANDISE AMZ•SUPERSTORE ROC No. 0009850141 WA 65.98 11/04/05 AMAZON.COM SUPERSTORAMZN.COWB1LL MERCHANDISE AMZ'SUPERSTORE ROC No. 0011318653 WA 22.86 11/06/05 AMAZON.COM SUPERSTORAMZN.00M/BILL MERCHANDISE AMZSUPERSTORE ROC No. 0012235260 WA 109.61 Para kid on the perleraton below, detach and learn KO sour (+Wei Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Continued on Page 3 12/14,05 number on all checks and Please Pay By; Please enter account correspondence. Make check payable to American Express. Total Amount Due S $13,002.05 section on reverse side for description a Fi nance of Ch when s additional Finance Charges are not assessed on Features. Check here if address or telephone number has MOddlikhdhflandIALIARMInddH : ImairlIgg:oPntase2tude. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IIIIIIII Iltttllrllutrltllt I I I I I II I I.II.I.II.I.I.I.II.I.IIII..I. EFTA01726980 DUPLICATE COPY Enpared Fer JEFFREY E EPSTEIN 7.:counl Nulty )00000000(4-31005 Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument t ar dollars US dollars through clearable in ttliterrotiughblgewUS ng banking s s\C •rrAi,c2ro•uthrr nufigneretneigt;iogi: ?lag= orgegilorcal payable r ts It payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot coilect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Ppyments and Cr Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB ) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (inducing current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next da. If this balance is negative, it is considered to be zero. Then, we add u all the dell balances for the Feature for the billing penal and divide the total by the number of days in the billing period. This gives us the ADS for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the tilling period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. nless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. urrently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, In each Instance increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the First bill on which the error or problem ay ared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rig . lnyour letter, give us the following information: Your name andecbotInt number;.2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you afe still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have auftiorized usto pay your bill automatically from your dieclOg or savings account, you can stop the payment en any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: if you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to cared the problem with the merchant, you may not have to pay the remaining amount due on the goods orservices. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods bycalling 1.800.518.8866. Change of Address corms on tient do no: use Slicer Adams, Qty. Stale Le Codes Area Cede and 14:TA P1)0110 Area Cada and Work Phono Email (oµbnae • To change your address online, visit www.americanexpress.comlupdatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black Ink only in the boxes provided. You may visit the American Express Privacy Statement at wvnv.amencanexpress.00m/privacy for more details and to set your email preferences. To Pay By Phone 1-800472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hours/7 days Express Cash 1.800-CASH-NOW International Collect 1.954503.8905 Hearing Impaired (gam-Spm EST) TTY: 1.800.221.9950 FAX: 1.800-695-9090 In NY: 1-800.522-1897 Large Print and Braila Statements 1.877.877.0987 • Correspondence Customer Service, The Centurion* Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX Ps155 NEW YORK NY 10116-2855 Please provide your e-mail address to receive important j account updates and exclusive Cardmem ter offers and benefits. EFTA01726981 DUPLICATE COPY Prep.vcd For JEFFREY E EPSTEIN Account amber Cicero Dab Page 3 of 8 XXXX-X)000(4-31005 11/29/05 Due In Full continued 11109/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA MERCHANDISE AMZ'SUPERSTORE ROC No. C013372625 11/18/05 POLO RETAIL CORP NEW YORK NY 4,545.85 APPAREUACCESSORIES 11/18/05 POLO RETAIL CORP NEW YORK NY 322.96 APPAREL/ACCESSORIES 11/18/05 POLO RETAIL CORP NEW YORK NY 230.30 APPAREUACCESSORIES 11/18/05 POLO RETAIL CORP NEW YORK NY 3,675.27 APPAREL/ACCESSORIES 11/19/05 POLO RETAIL CORP NEW YORK NY 3,119.03 GENERAL MERCHANDISE 11/26/05 LUFTHANSA AIRUNES NEW YORK NY LUFTHANSA AIRLINES From: To: Carrier: Class: J F KENNEDY A/P NY FRANKFURT GERMANY LH OK SOFIA BULGARIA LH OK FRANKFURT GERMANY LH VK NY LH VK Date of Departure: 12/16 Document Type: PASSENGER TICKET Total Due in Full Activity 13,002.05 30.19 880.00 Important Notice Information on Flexible Payment Features You may have access lo one or more Flexible Payment Features as pat of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR is 12.88%, the DPR is 0.0353% Please refer to page 2 for further important information regarding your account EFTA01726982 Prepased For JEFFREY E EPSTEIN DUPLICATE COPY )000(•X)000(431005 Page 4 of 8 EFTA01726983 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) vnyw.americanexpress.corn/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 membeRSI9tigfarTis Plot Monthly Statement and Program News Statement Period September 1, 2005 - September 30, 2005 Account activity after this period does not appear on this statement Prepared lot JEFFREY E EPSTEIN Points are available when charges are paid in full and all your accounts are in good staMng. Available points Include Everyday Spend Points. Available Points 2,501,755 Everyday Spend Points earned this period: 23,956 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 2,762,598 +139,157 -400,000 0 =2,501,755 Page 5 of 8 American Ex pr.-ase MEMBER SNIP fi REPIRAD, I Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy New Points Earned 09/01/05 - 09/30105 Points Activity On Eligible Charges Everyday Spend Points Points d Bonuswarde A Total Points P er ActivityCard Centurion 3715-657814-31005 1,013 0 1,013 Platinum 371341825942002 0 0 0 0 Gold 3718-463688-42008 8,498 0 8,498 Add? Gold 3718-463688.45019 59 0 59 Mcrl Gold 3718.463688.43030 26,405 0 26,405 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-686332-61005 0 0 0 Addl Gold 3727-686332-62011 52,093 21,766 0 73,859 Addl Gold 3727-686332-63027 19,387 1,761 0 21,148 Addl Gold 3727486332-62060 7,746 429 0 8,175 Totals 115,201 23,956 0 139,157 Points Transferred or Redeemed 09101/05 - 09/30/05 Points Transferred or Redeemed Recnest hltre 9/08/05 $1,000 Saks Fifth Avenue Gift Certificate Account nutter 0012333447 $1,000 Saks Fifth Avenue Gift Certificate Iccounl aster C01233344$ $1,000 Saks Fifth Avenue Gift Certificate Actounl nutbar C012333649 100,000 100,000 9/08/05 100,000 9/08/05 $1,000 Saks Fdth Avenue Gift Certificate Pocoum turbo( 0012333450 Total 100,000 9/08/05 400,000 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershipmwardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call coiled 305.816-2799. Continued on reverse EFTA01726984 A me,- Exprel so An a t's !tan es:used' lag ER4)IIP R II • . . • So B Bunt4A110 *nailion ia.t* ad-. THE SHARPER IMAGE JP r.PargdREY E ElnithipATE COPY EFF Number MEMBERSHIP ..S tn r IRMI Limited Offer - Axion 5.3"-Wide LCD Portable DVD Player The 5.3"-Wide Screen LCD DVD Player only 21,000 Membership Rewards® points (originally 25,000 points). Offer valid through 12/20/05. This DVD player has built-in Axi-port for external N tuner and Game Joystick. Features include (MR Message 5107) high-quality sound/picture, hi-resolution 5.3" screen 16:9 TFT LCD, dual stereo speakers and headphone outputs, 3-second anti-shock/anti-vibration DVD Deck, s-video output for external TV/monitor, remote, AC Adaptor, battery and car cord included. Reward Code PRM762. Page 6 o18 Earn 10x Points with Butterfield Blooms! Impress a special someone with an exceptional floral design from Butterfield Blooms. Striking, dazzling, memorable, these are the emotions that our designs inspire. Choose from our exclusive collections or view one of our other unique floral bouquets. Earn 10x Membership Rewards® points when you shop at www.buttertleldblooms.com/ amexmr. Leave a lasting impression! Geer ward 0voLgh 12/11/06.15al ward in idea stets cc in cceivecten web any Wa Clef han gdlorfieli 21eonv. To earn bonus gab*, you nod be ersotd in the Morrterag Rewards® program al lho enad pupate ardavgo yew pacbase ban e(gble. erreikd American 0pressibCvd. poet be eroited lora Ma ntershp Rewards accounl 10.12 weeks abet order o delWorad and aups appear on your Wing ablarrovi BCOJS 0:4427. Support Hurricane Katrina Relief by Redeeming Membership Rewards® Points American Express® Cardmembers enrolled in the Membership Rewards program can redeem points to support FEMA-approved charities aiding communities devastated by the hurricane. You can also charge a donation on. your American Express Card. Earn 5x Points at Sharperlmage.com! Get a jump start on your holiday shopping with Sharperlmage.com! Earn 5x points on all your purchases when you visit www.sharperimage.com/amexpoInts. The Sharper Image® is a leading source of innovative, high- quality products that help make life better and more enjoyable. You can find original gifts while earning 5x points for yourself! Oder vald ONLY at onew.aborporlmaga.comiamoxpolnla 0va* 124105, To earn boos per* yOu mug bo enrobad n iho Mcrrborshg RenwaiW0 Volta), at ONO froe Of Plane and chu94) Yew Pwalaasa Man erg bfo. anreledOmettan Evans. Cad. Bad Niels valbocredlokl it aoacord wtnb 10-12 weeks alter °WV-3*p.m on your statement Ka wad ki SUN. ptgnMM6adn ci lor TM %wee hags Am-bon VS. ONIT WM. opp),.. Bata 0:1076. Standard Membership Rewards terms and conditions apply. Visit www.butterfleld blooms.comfamexmr or call 1.888.8BBLOOM and give promo code 9949. (MR Bonus ID 6627) For more information, log on to http://amex. justgive.org/katrina. (MR Message 4025) Visit www.sharperimage. com/amexpolnts to earn 5x points all year long! (MR Bonus ID 1076) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726985 DUPLICATE COPY Prepared Fat JEFFREY E EPSTEIN Account Mortar )000cXXXXX4-31005 Claang Da To 11/29/05 Page 7 of 8 Custom&tras• Exclusive Benefits at Equinox Fitness Clubs As the exclusive fitness provider to Centurion® members, Equinox offers more value to an already incredible fitness experience. Join Equinox with your Centurion Card and receive benefits including special membership pricing, 5 personal training sessions, 10 childcare sessions, 3 Signature massages, a complimentary E-assessment, 5 guest passes, and more! And, you'll receive ongoing annual benefits as well, including 2 personal training sessions with the purchase of a package, 2 50-minute Signature spa treatments with a purchase of a package of 10 or more, and 2 coupons for The Shop. Program terms and conditions apply. For full program information, visit www.americanexpress. com/centurion. (CE 106538) Enjoy Fine Dining Around the World timei CARTISIEMIIEN BENEFITS For dinner reservations across town, across the country, or across the ocean, look to the Fine Dining program available to you as a Centurion® member. Every day, a reservation is held at more than 1,000 of the most highly acclaimed restaurants in the U.S., Canada and abroad. So when the need arises for a reservation at a hometown favorite or an outstanding restaurant in another city, Fine Dining can help. Reservations are provided on a first-come, first-served basis, so please call as earIX as possible. All cancellations must be made by calling Centurion Concierge at least 24 hours m advance of the reservation; otherwise, a $15.per-person cancellation fee ($60 minimum, $120 maximum) will apply. To make a Fine Dining reservation, please call 1-877-877-0987, option 2. (CE 106537) Get a Free Roundtrip Airline Ticket with Sprint® American Express® Cardmembers will receive a free domestic roundtrip airfare when activating a new line of Sprint PCS service. Top destination cities--no blackout dates--major Airlines. Activation required by 1/31/06, with a 2-year subscriber agreement. Payment must be made with an American Express Card. Additional restrictions apply. Subject to credit. May require a deposit. $150 early termination and $36 activation fees apply. Terms and conditions apply. Taxes/fees may apply. Limit 2 free roundtrip vouchers per customenhousehold. Additional terms and conditions apply. 02005 Sprint. All rights reserved. All trademarks are the property of their respective owners Sprint For more details or to take advantage of this limited time offer, go to www.spdnt.com/amx36 or call 1.877.219.3131. (CE 106527) A Vacation Experience You'll Never Forget Sail the Italian and French Rivieras. Explore historic European cities. Yacht through the awe-inspiring Panama Canal. These are the kinds of vacations that last a lifetime. And, as an American Express® Cardmember, you are entitled to exclusive offers on a host of spectacular excursions that are sure to inspire your passions. So the next time you're planning a holiday, don't just opt for the usual. Give yourself an experience to remember. Go to www.mylifemycard.com/vacation starting October 10, 2005, and take advantage of exclusive vacation offers, experiences and savings. Go to www.myllfemycard. coin/vacation starting October 10, 2005, and take advantage of exclusive vacation offers, experiences and savings. (CE 106528) Now Accepting American Express® Cards! The Shoe Dept. - Find a terrific selection and great prices on casual, dress and brand-name athletic shoes. www.shoedept.com. Country in New York - Join Chef/Owner Geoffrey Zakarian this fall for seasonal bounty in a gloriously restored Beaux Arts interior. 90 Madison Avenue, NYC. 212-889-7100. Beau Brummel - Looking Good, Feeling Great--That's Beau Brummel. Men's European Fashion Boutique. 287 Columbus Ave. between 73rd & 74th St. 212-877-3689. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 106449) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726986 Rwencl Re JEFFREY E EPSTEIN DUPLICATE COPY )000(-)0000(431005 Page 8 of 8 Great Ski Offers Only for American Express® Cardmembers Need to get away this winter? Fresh powder, fast runs, mountain scenery, great meals and exciting nightlife all await you. Visit American Express• Selects' at www.mylifemycard.com/ mountains for great ski offers exclusively for American Express Cardmembers. Take advantage of great offers from ski destinations across North America and get away from it all—even if it's just for a weekend. imv.myllfemycard. com/mountaIns. (CE 106530) 30% Off Vacations at SnapTravel.com/americanexpress There's a new universe of family-friendly vacations out there for you to discover. From Orlando to the Caribbean, skiing to golfing, we are proud to offer you—powered by Snap Travel—spacious and luxurious accommodations. So, if you're looking for something beyond what you think of when you think of family vacations, let Amencan Express take you there. Subject to availability. Advance reservations required. Snap Travel is offered by RCI Holiday Network, Inc., an Indiana licensed real estate salesperson, whose principal broker is John Lawrence Hertweck. Snap Travel is a service mark licensed to such licensee. All rights reserved. Each office is independently owned and operated. Get 30% off when you book a vacation and pay with the Card. To book, or for more information, visit www.snaptravel.com/ americanexpress or call 1.866.644-2015 today. (CE 106529) Car Rental Insurance at No Additional Cost Use your Card to reserve and pay for an auto rental from a Commercial Car Rental Company and be covered for theft of or damage to most rental vehicles--at no additional charge. Simply decline the collision damage waiver .(CDW) or similar option offered by the Rental Company. This coverage is in excess to your other sources of insurance and applies for the first 30 days of rental. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925 and is subject to change with notice. This document does not supplement or replace the Policy. CARDMEMBER BENERTS For more information, visit www.americanexpress. eornfearrentInsurance. (CE 106575) Sign Up for American Express® Alerts Be notified automatically by e-mail or on your wireless device when there's important news regarding your Card account. Sign up to receive helpful Alerts. You can decide to immediately know when a payment is due, a payment is received, your balance is updated, your Card account experiences irregular account activity, and if you're approaching your credit or spending limit. Enroll In Alerts now at www.americanexpress.com/alerts. To sign up for Alerts visit www.americanexpress. coin/alerts. (CE 106577) Pay Your Bill Easily - Online Manage your American Express• Card account payments on your schedule. Pay immediately or schedule a future payment. You can pay it online, anytime you have Internet access. Just enroll to Pay By Computer. It's the most convenient way to pay your bill and help avoid a late fee. Once it's paid, you'll get instant confirmation. Plus, you can set up helpful Alerts. Enroll now at www.americanexpress. com/paycardblll. a Sign up today at vnwe.amerIcanexpress. comfpayeardbIll. (CE 106581) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726987 DUPLICATE COPY 2 676 193 Centurion® Card Statement of Account Papand For OmioDaM Membership Rewards® Pointa at 10/31/05 when chaiges dueirePad irlm full and all accounts‘are in good standitg.',: JEFFREY E EPSTEIN 12/29/05 Page 1 of 8 New AcOoly $ New Pm/Ma Balance $ Raman Minty $ AdjustoaMs Balance S Please Pay By 01/13/06 13,002.05 -13,002.05 +6,480.57 6,480.57 Please refer to page 3 for important information regarding your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Earn Double Membership Rewards® Points Use your Centurion® Card to pay for everyday items at supermarkets, gas stations and drug stores, because you can earn double points towards your next vacation on many of the things you buy every day. For additional information, please call Centurion Member Services at 1-877-877-0987, option 3. Double points offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bills (excluding bulk purchases of wireless time). Not valid in the departments of superstores or warehouse clubs. Terms and conditions of the Membership Rewards program apply. Visit www.americanexpress.com/ rewards for full program terms and conditions. Activity t "P"" Amount S 13002.05:; Due In Full Activity for JEFFREY E EPSTEIN Card )30C4=0:0-310:6 AmounM 12/18/05 AMAZON.COM SUPERSTORAMZN.COMMILL MERCHANDISE AMMUPERSTORE ROC No. 0037274653 WA 30.90 12/18/05 AMAZON.COM SUPERSTORAMZN.COM/BILL MERCHANDISE AMMUPERSTORE ROC No. 0037405359 . WA 32.95 12,18/05 AMAZON.COM SUPERSTORAMZN.COWBILL MERCHANDISE AMZ'SUPERSTORE ROC No. 0037392638 WA 16.72 Pk•ase lob on the peM1Yabco bebw, detach and ream wan mar Awned 3 Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 IniIIII...11,...,1,1..1.1.11.,1..1..lialilll..1.1.1...11.1,II Mail Payment to: Please Pay By: 01/13/06 Total Amount Due $6,480.57 HAdlIddkkhdkHdhlldhilkIdAdhlffluddll AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 Continued on Page 3 Please enter account number on all checks and correspondence. Make check payable to American Express. See Finance Charges section on reverse side for a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note changes on reverse side. EFTA01726988 Prepared For JEFFREY E EPSTEIN DUPLICATE COPY )000(14-)000cos-moos Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a r.egoliaOe instrument payable in US ars andollars s\r: ti ernkcco oruthnrtogimh at: rentt srpgiec ipnaer ci ?era omneattod cayaitts. ird d cearable troasuagblikatitther URhbtanki he teil systekinrig. payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment „you authorize us to Initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By, using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Suttect to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADS) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or °reale, and (4) make any appropriate a4ustmentg. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's deity balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. It you multiply the ADS for each Feature by the number of days in the billing period and the DPR for that Feature, the result win be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ACV and FC results in daily compounding of FC. Transactions Made In Foreign Currencies: If our agents. nless a incur a Charge in a foreigncurrency it will be converted into US dollars on the date it is processed by us or particular rate is bryou required by applicable law, we will choose a conversion rate that is acceptable to us for that date. urrently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the pnor business day, in each Instance Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be tilled at the rates such establishments use. Sillily Rights Summary; In Case of Errors or Questions About Your Bill: If you thinkyour bill is incorrect, or if you need more in ormation about atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number,•'2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as u as delinquent or take any action to collect the amount you question. If you have authorized usto pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the autoi attiglayment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of a or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or sennces. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, 4 represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change of Address I owed on kcal do not use street address Cory, State Bp Code Area code end Horne Phone Area Code and Work Phone Enka (option) To Pay By Phone 1-800472-9297 Customer Service and Lost or Stolen Card 1-877-877-0987 24 hoursa days Express Cash 1-800-CASH-NOW International Collect 1-954-503-8905 Hearing Impaired (9arn-5pm EST) TTY: 1 -800-221 -9950 FAX: 1-800-695-9090 In NY: 1.800522.1897 Large Print and Braille Statements 1.877-877.0987 • Correspondence Customer Service, The Centurions Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329.7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329-7804 Payments P.O. BOX 2855 NEW YORK NY 10116.2855 • To change your address online, visit www.americanexpress.com/updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. FTM n You may visit the American Express Privacy Statement at 5,wnv.amencanexpress.comfprivacy for more details and to set your email preferences. Please provide your e-mail address to receive important Imo j account updates and exclusive Cardmember offers and benefits. EFTA01726989 DUPLICATE COPY Pro:pawl Fcc Azocal NUT/Xf C'teirg 04.e Page 3 018 JEFFREY E EPSTEIN )O0(X-XXXXX4-31005 12/29/05 Due In Full continued Amount 12/27/05 CARAT ST BARTHELEMY GUADELOUPE 6,400.00 GOODS/SERVICES Total Due in Full Activity 6,480.57 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) arid Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: For Sign & Travel, the APR Is 13.14%, the DPR is 0.0360% Please refer to page 2 for further important information regarding your account EFTA01726990 JEFFREY E EPSTEIN DUPLICATE COPY Romani Zal!wTtxrkxx4-31005 Page 4 of 8 EFTA01726991 Membegifitriigicarils Plus® Page 5 of 8 Monthly Statement and Program News For questions about your Membership Rewards account, contact American Expr.,ss• Statement Period October 1, 2005 • October 31, 2005 ...Ei ttasrAt. 1-800-AXP-EARN Account activity after this period does not appear on this statement [RAVI (297-3276) Pteposed for www.americanexpress.conVrewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 JEFFREY E EPSTEIN el Number Points are available when charges are paid in full and all your accounts are in good standing. Available points include Everyday Spend Points. Available Points 2,676,193 Everyday Spend Points earned this period: 16,228 Eam Double Points for all your Everyday Spend - groceries, gas, pharmacy Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 2,501,755 +174,438 0 0 =2,676,193 New Points Earned 10/01/05 • 1W31/05 Points Activity On Eligible Charges Everyday Spend Points Bonus Points Awarded Total Points Activity Per Card Centurion 3715457814-31005 3,585 0 0 3,585 Platinum 3713-818259-32002 0 0 0 0 Gold 3718.463688.42008 6,441 0 0 6,441 Add'i Gold. 3718.463688.45019 505 0 0 505 Addl Gold 3718-463688-43030 74,825 201 0 75,026 Business Gold 3727-16256841009 0 0 0 0 Gold 3727-68m12.61005 0 0 0 0 Addl Gold 3727.68633242011 38,287 8,660 0 46,947 Add 'I Gold 3727.686332-63027 30,440 6,784 0 36,224 Adcrl Gold 3727-686332-62060 4,127 1,583 0 5,710 Totals 158,210 16,228 0 174,438 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit vnaw.americanexpress.comfmembershIprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. erEarthLink We tweehe moved yam Switch to EarthLink® - Earn 3,000 Membership Rewards® Points! Sign up for EarthUnk today and earn 3,000 Membership Rewards points! *Select blazing-fast EarthUnk High-Speed Internet or reliable Dial-Up and experience top-quality service. **You can add thousands of points to your Membership Rewards account, and get all the benefits of EarthLink's safe and secure Internet service as well. 'Actual dam-toll speeds may vaist dowsing on dslanso, hnequay. and ;none setvbe —To esn talus port. you nut be ontotol n me bkenbeish0 Rewatds program of the erne of enrolmere ard you must ohwge me moray foes on an elgtie, encored AI TlerCal Ensrose Carl Bonus points sell be credited torte eccounlwitin 10.12 weeks altar occold month 01 Earth/ink continucue service changes attiNar Var barg starnia. Oatlot Arson* aid °NW') to hiphopeed coalmen only. EtelhUnk w/1 r1 oe* once Pet 81104•taniP NM'S. programn lancets usgtacfing le hglespeed. crier code: , Cdsb oiler code: 1024882, Dial-Up neer code: 1024481. Call 1-866-748-7902 or visit www.earthlInknet/ partners/amxfstmt to sign up today! Have your eligible, enrolled American Express* Card account number and EadhLink offer code handy when you sign up. (MR Message 9162) Continuos/ on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726992 ArneTiede en:trete , m4„0„.smie ilt,41R [HOPI Teleflora's s FLOWER CLUBO Pj eirrli fEY E E r ATE COPY Nuroar America,: £.cprr.s Limited Time Offer - Sony Noise Cancel ing Headphones Redeem for the Sony Noise Cancelling Headphones--only 13,O0O Membership Rewards® points (originally 16,8OO points). Offer valid through January 15, 2006. These Noise Cancelling Headphones have 9mm driver units, volume control, miniature connection box, reduce noise by 70% and are ideal for traveling. 58.8" cord length, weight 1.7oz. StaXIMI PAMItatabio Retards terns and _titers Redeem Membership Rewards® Points This Holiday Season at shopAmex.com Look to shopAmex.com this holiday season for brand-name merchandise from electronics to sporting goods and even fashionable apparel, jewelry, and more. Search over 2 million products, compare prices, then redeem. Avoid the mall crowds and lineups and take advantage of overnight shipping to ensure your item arrives in time. For =tuft1W (Nally, Member** Rewards OS wlibe do:USW lot the rothaase. ircludesa es,maled stigpinptardkg aid *actable lazes. Trons.sbons ero irrevocato. A date kr the purchase me be issued bye. rroarthent end eared lot the pa=t=e wit be neual 10 a blIrg statement of the earns Card account to vetch t* MerriaersheRewards annual See is blkd. Thedebit are the ant may not appear one. Ora etVemeN. Mentershao Rene,s enrollees will any scarf VW is not In good elandang plus Comorek Card reenters with cay the Corp:teas Card enrolbd in the hiembetship Rewards program may redeem pons lot rtedxts on *Meknes- Earn 10x Points with Teleflora's Flower Club All Year! Now, earn 1Ox Membership Rewards® points when you shop with Teleflora's Flower Club at www.membershlprewards. flowerclub.com or call 1-800-775.7523. Select beautiful holiday flowers, find last-minute gift ideas or brighten any day with flowers and gifts from the Flower Club--plus, earn bonus points for you. Vald I 111K4-1/31/07 only on oeca dace:, Itrecgh URI or 1-BCO mente cIon above. Canna be canbinad wit any other tea a special pH:mations. To awn tom: pone.. you must bo onro7e1 sn me Idember0:2 Rewards® program ad the lino of pacSoae and you mat: °have your arehaes man elgtie. enroted American Enamsea Cad. Som. poiras vati be crooked to yur a:cart mean 10-12 %wets ter chvgera eccear on Ning s'aiement Ocean m.1600. Page 6 of 8 To redeem, visit www.membership rewards.comirewards or call 1.800-AXP-EARN (297-3276) by January 15, 2006. (MR Message 0511) Visit wvmshopAmex. corn todayl (MR Message 8017) Earn 10x points whenever you shop with Teleflora's Flower Club at www.membershlp rewards.flowerclub.com or call 1.800-775.7523 starting now and anytime throughout 2006. (MR Bonus ID 1600) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726993 DUPLICATE COPY Prepared Fee JEFFREY E EPSTEIN Atwood Ntmber Cicebeg Dab )O=4OO(XX4-31005 12129/05 Page 7 of 8 CustomExtrar 4 0 1.11 .0 Luxury Suites & Premium Tickets Available You have access to some of the best seats in the house through our Luxury Suites and Premium Tickets Program offered as part of Centurion€ membership. Enjoy prime seating and VIP access at professional basketball and hockey and other live entertainment events at venues in New York City and Los Angeles. Centurion members also have access to the new Platinum Lounge from American Express at the STAPLES Center" in Los Angeles. All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages and tickets are available on a first come, first served basis. NI ticket orders are subject to service charges. Payment must be made using the Centurion* Card. Availability is limited. CARDMEMBER .BENEFITS._. For tickets, call 1.800.455.1657 8am-11pm ET, seven days a week. (CE 106676) Book Your Next Cruise Through Centurion Cruise Privileges The Centurion Cruise Privileges program features four of the finest cruise lines in the world and special amenities created to enhance your cruise vacation. The breadth of travel options makes it easy to find a style to suit your interests--active or laid back, cozy or grand. And, when you book a cruise through one of these program partners, you will receive valuable amenities, including a $500 shipboard credit. Program terms and conditions apply. For full program information, visit vnvw.americanexpress.comrcentudon. To see how Centurion Cruise Privileges can complement your voyage, call Centurion Travel Service at 1.877-877-0987, and select option 1. (CE 106650) Special Holiday Price for American Express® Cardmembers Magazines make perfect gifts! And now you can get one for everyone on your list for $19.95 per subscription. We have a magazine for everyone on your list: The "fashionistas" will love In 804e, your favorite sports fan will definitely want Sports Illustrated, and don't forget the family chef who'll want the recipes in Cooking Light. You can even treat yourself too this holiday-just pick your favorite magazine. Don't miss out on this special low holiday price. Give a magazine gift today! Call 1.800.462.3438 or visit www.cardmember speclal.com today and use code AXP196 to take advantage of this special holiday offer. (CE 106642) Special Holiday Price Give any of these Only $19.95 per Visit www.cardmember popular magazines. subscription. special.com and use code AXP196. ENTERTAINMENT IN STYLE TIME FORTUNE WEEKLY COOKING LIGHT SPORTS ILLUSTRATED MONEY REAL SIMPLE GOLF SOUTHERN LIVING Travel Medical Protection - Travel with Peace of Mind Travel Medical Protection, offered exclusively to American Express€ Cardmembers, provides insurance coverage for up to $100,000 for eligible expenses related to evacuations and medical and dental emergencies, while on a Covered Trip traveling anywhere in the world, when more than 150 mile radius from Your Permanent Residence for up to 45* days whether driving, flying on a Scheduled Airline or taking the Amtrak. Travel Medical Protection is underwritten by AMEX Assurance Company, Administrative office, De Pere, Wisconsin. Coverage is subject to the terms, conditions, and exclusions of Master Policies: (varies per state) AX0950, AX09t6, /0(0124 or Policy Form Number TMP-IND and is subject to change with notice. in most states. There are some things you can't pack in a suitcase, like adequate insurance. So, travel with peace of mind! To learn more about the coverage or how You can enroll yourself and your loved ones, call 1-800-297-2900 and mention RSVP code KP3. (CE 106664) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726994 Pupated Fa JEFFREY E EPSTEIN DUPLICATE COPY Pcrnn )COCKN-XXXXX4-31 005 Page Bat 8 Now Accepting American Express® Cards! AIG Life - Protect your family with quality term life insurance at great rates. For your free quote, call Matrix Direct now at 1-800-207-6928 or visit www.aigtermlife.com. Top of the Rock Observation Deck - Spectacular 360-degree view of New York City from the 70-story summit of 30 Rockefeller Plaza. Order tickets at www.topoftherocknyc.com. Earl Monroe's Restaurant - The NBA legend brings his elegant style to NYC. Fresh seafood and great views of the Hudson River. Valet parking. 750 W. 145th St. 212-491-1500. If there are other paces where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE t06607) Sign Up for American Express® Alerts Be notified automatically by e-mail or on your wireless device when there's important news regarding your Card account. Sign up to receive helpful Alerts. You can decide to immediately know when a payment is due, a payment is received, your balance is updated, your Card account experiences irregular account activity, and if you're approaching your credit or spending limit. Enroll in Alerts now at www.americanexpress.com/alerts. To sign up for Alerts, visit www.americanexpress. comfalerts. (CE 106684) Extend Your Warranty! Suddenly, your cell phone stops working only days after the manufacturer's warranty has expired. Easily fixed. With the Buyer's Assurance Plan, if you purchase a covered item entirely with your American Express® Card, the terms of the warranty are extended for up to one additional year on warranties of five years or less that are eligible in the U.S. Buyer's Assurance Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy. For more information, visa us online at www.americanexpress. com/ba (CE 106662) The Purchase Protection Plan The cat knocked over the brand new vase--good thing you bought it with your Card. The Purchase Protection Plan will repair, replace, or reimburse the amount you charge to the Card for covered items, up to $1,000 per Occurrence, if they are accidentally damaged or stolen within 90 days from the date of purchase. Purchase Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy. For more information, visit us online at www. amerleanexpre:ss. corn/pp. (CE 106683) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726995 DUPLICATE COPY • 2;719;790 • • V Centurion® Card Statement of Account Prepared Foe Clouse Date ;;Membership,ReWMTIt Points Availlakr':,, at11/30/05,4.then chifferdWis, .4fulLand alt ao:ounts are in goodStanding: JEFFREY E EPSTEIN 01/29/06 Page 1 of 8 New tc:Mty Previous Memo, $ Papnent Activity $ lx Ok.arneriN New Balance S Please Pay By 02/13/06 6,480.57 -6,480.57 +92.40 92.40 Please refer to page 3 for important information regarding your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Centurion Travel Service Wherever your travels may take you--across the state or around the globe--Centurion Travel Service (CTS) is on call to assist you with all your vacation planning needs. Our team of travel professionals can help throughout your travels, even when you are time zones away. Upon your first contact with CTS, you'll be assigned a personal Travel Counselor. You can rely on your Travel Counselor to customize a vacation that suits your needs and takes advantage of exclusive travel benefits such as hotel upgrades and shipboard credits. Call CTS at 1-877-877-0987, and select option 1. Program terms and conditions apply. For full program information, visit www.americanexpress.com/centurion. Activity vd""P'sbn"a (31/°9/C6. Payment Due in Full Activity for JEFFREY E EPSTEIN CarDOCCOOCCO(4-31035 01/04/06 LOEWS CINEPLEX FANDANGO.COM NY MOVIE TKTS FANDANGO.COM 866-857-5191 ROC No. 0046212728 AmountS 44EMMF., Amounts 24.50 01/10/06 GUTHY-RENKER CORP 800-235-6050 CA ACNEMEDICINE ROC No. 0048926347 67.90 Total Due in Full Activity 92.40 + Mass Idd on the perk:taboo Won, detach end 'Oa Wei your payenonl # Payment Coupon JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Mail Payment to: Please Pay By: 02/13/06 Total Amount Due $92.40 ill AMERICAN EXPRESS PO BOX 360001 FT LAUDERDALE FL 33336-0001 Continued on Page 3 Please enter account number on all checlm and correspondence. Make check payable to American Express. See Finance Charges section on reverse side for a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note changes on reverse side. EFTA01726996 Premed Fa JEFFREY E EPSTEIN DUPLICATE COPY J.Igril Nen@ X)00(-XXXXX4-31005 Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: Byusing Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) for each Feature (inducing current transactions). Different daily periodic rates may be applied to separate Feature balances. To get the ADS for each feature, we (1) take the beginning balance for each day (lecturing unpaid FC from previous billing periods) (2) add any new transactions, debts, or fees (3) subtract any payments or credds, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the OFR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features includedin this New Balance. If y0u multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billingperiod is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, twill be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a govemment agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion dale or the prior business day, in each Instance increased by 2°A. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Gitlin° Rid is Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the °nor or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as u as delinquent or take any action to collect the amount you question. If you have authorized usto pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the-payment your lettelmust reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of gooth or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the 'merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than 950 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the dale of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees andg race periods by calling 1.800.518.8866. Change of Address 1 correct on trod do nap ace Strad Addreze OH, State Sp Cede Area Cede and Horne Phone Area Cede and Work Phone Ernal (opkenar) To Pay By Phone 1-800-472-9297 Customer Service and Lost or Stolen Card 1.877.877.0987 24 hours/7 days Express Cash 1-800-CASH-NOW International Collect 1-954-503-8905 Hearing Impaired (9am-5pm EST) TTY: 1-800-221-9950 FAX: 1.800.695.9090 In NY: 1.800.522.1897 Large Print and Braille Statements 1-877-877-0987 Correspondence Customer Service, The Centurions Card from American Express P.O. Box 297846 Ft. Lauderdale, FL 33329-7846 Customer Service P.O. Box 297804 Ft. Lauderdale, FL 33329.7804 Payments PO BOX 360001 FT LAUDERDALE FL 33336-0001 • To change your address online, visit wenv.americanexpress.com/updatecontactinto • For Namo or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. 1 Please provide your e-mail address to receive important J account updates and exclusive Cardmember offers and benefits. You mayvisit the American Express Privacy Statement at vnvw.amencanexpress.com/privacy for more details andto set your email preferences. EFTA01726997 DUPLICATE COPY Pawed Fee Account Number Gloom Dale JEFFREY E EPSTEIN XXXX-X)OGXX4-31005 01/29/06 Page 3 of 8 Important Notice Information on Flexible Payment Features You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexile Payment Features are as follows: For Sign 8 Travel, the APR is 13.14%, the 0PR is 0.0360% Please refer to page 2 for fudher important information regarding your account EFTA01726998 F1 *pared For JEFFREY E EPSTEIN DUPLICATE COPY A Mnbn rot000coot-31005 Page 4 of 8 EFTA01726999 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 membefaVi9iWaitis Plus° Monthly Statement and Program News Statement Period November 1, 2005 - November 30, 2005 Account activity after this period does not appear on this statement Prepared for JEFFREY E EPSTEIN • • nt Nutter hen charges are paid in full and all your accounts are in good standing. Available points include Everyday Spend Points. Available Points 2,719,790 Everyday Spend Points earned this period: 8,011 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 2,676,193 +143,597 -100,000 0 =2,719,790 Page 5 of 8 American Expr< Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy New Points Earned 11/01/05. 11/30/05 Points Activity On Eligible Charges Everyday Spend Points Bonus Points Awarded Total PointsPer Card Activity Centurion 3715-657814-31005 13,002 0 0 13,002 Platinum 3713-818259-32002 0 0 0 0 Gold 3718-463688-42008 9,207 0 0 9,207 Add 'I Gold 3718-463688-45019 156 0 0 156 Add 'I Gold 3718-463688-43030 19,879 0 0 19,879 Business Gold 3727-162568-41009 0 0 0 0 Gold 3727-889232-61005 0 0 0 0 Add? Gold 3727-686332-62011 82,874 7,549 0 90,423 Addl Gold 3727-696332-63027 4,366 242 0 4,608 Adel Gold 3727-686332-62060 6,052 220 50 McDonald's 50 pts 8134 6,322 Totals 135,536 8,011 50 143,597 Points Transferred or Redeemed 11/01/05 - 11/30/05 Points Transferred or Redeemed Date Recar st a $1,000 Saks Fifth Avenue Gift Certificate 100,000 11/08/05 AW number 0012925003 Total 100,000 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit wwwamericanexpress.com/membershiprewardsplus or call 1.800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Continued on reverse EFTA01727000