EFTA Document EFTA01321744

Statements CONFIDENTIAL SDNY,,00352239 EF7A_00224931 EFTA01321744 rn 8 b.) IJ IJ z m C rn z J r OPZZSEOCIA19- ANCIS TO FBR FRIEDMAN, BILLINGS. RAMSEY & CO., INC. OFFICE SERVICING YOUR ACCOUNT 1001 Ninemerch Street Nut Arington. V • La 22209.1722 Tar viSft OUR WE8SiIE wavittoom Important Message II any information regarding 2003 interest. dhidends. miscellaneous income. moss proceeds or ccignal issue diSCOunt is regired to be reported to the IRS for this account. a Consolidated Form 1099 will be mailed to you by Februmy 2. 2004 cc a 1042Sby March 15,2004. Transaction Detail INVESTMENT ACTIVITY IFI FINANCIAL TRUST CO., INC 600 REOHOOK QUARTER STE B-3 ST THOMAS US US VI 00802 CLEARANCE AGENT SIen Seonses Corp Cre lAtbaecit C01141 Nem Omit" lam Yen 112014960 FINANCIAL TRUST CO..INC srAntec Percoo Plannter 29.2'003 /Mac., Dabien r 31.2003 ACCOV,C %WSW 7.00.AVER mAiefit on rm LAST STATEMENT Semmiter 30.2003 SITIDADit ylOt MN DAIS TRANSACTiCh OESCRP11:01 SYMBOLCUSIP 00210TY enKl OW WANT CREW A.u0Ohl 12/17/03 DELIVERED FRANKLIN BANK CORP 352448203 .100.000 CL A ACCREMIED TWS Ca TO- TOTAL t The 'Amway It Ice leforeallal pens. coy. II It nit tine as nriecomeit 711, WRENS shoal to mood tot 'eve reaeds See mem 0:16 tar npaun Munroe, 027 01/01/04.1556 CO, EFTA01321745 O -n C in r TPZZSEOCIA19- ANGS TO FBR FRIEDMAN, BILLINGS, RAMSEY & CO.. INC. OFFICE SERVICayG YOUR ACCOUNT 1001 Nineteenth SUM Noah Aningtay. v 222O9.1722 ',goiter.* 2 or • Your messages BaP• As part of the National Association of Securities Dealers (NASD) Investor Education Program. you may obtain information on the WASTYs NU iro i i ' Program by contacting the NASD at telephone number or via the intemet address *rich is wini.nasdr.com. In addition, a c ure i explaining the Public Disclosure Program is available from the NASD upon request. CLEARANCE AGENT Dm. Sawn Sccurbes Cep. Cr* Itheeccath Caw ,,bei !keen" met yak 11201.3859 FINANCIAL TROST CO., INC !MAW gybe° Nthember 29.2OO3 1141013111 Decerreer 31. 2003 ACCOWT MAW TAXPAYINt totem On lie v•ST STATOKNT Septeente 30.2033 IMPORTANT NOTICE TO CUENTS: Disclosure or Order Execution and Routing Practices Sec Rule 1lAc1-5 (Monthly report) requires 'market centers that trade Nasdaq National Market, Nasdaq Small Cap securities and exchange-listed securities to make publicly available standardized. monthly statistical information about 'covered order executions. as defined by the rule. Friedman. Billings, Ramsey & Co., Inc. (FBRC) is an OTC market maker and therefore considered a 'market center. Rule Act -5 is intended to promote visibility and competition in order execution quality. In order to enable cross-market comparisons, the Rule establishes uniform measures of execution quality, among them effective spread. rate of price improvement, at rate and execution speed. The rule also requres the statistics to be categorized by individual security, order type and size (100-499 shares, 500-1999, 2000-4999. 5000-999), It is Important to note that orders for 10.000 shares or more are exempt from the rule and are therefore not included in the statistics. 027 01.01*405,54 001 VB1S EFTA01321746 tiaZZOO-V.L.43 TO1NR0UNO0 ZPZZSE00-019-ANCIS CO FBR FRIEDMAN. BILLINGS. RAMSEY & CO.. INC. OFFICE SERVICING YOUR ACCOUNT 1001 Nneteenth SOW Math EsUpton. VI /a 222094722 Fat 3 9, 4 SEC Rule 11Ac1-6 (Quarterly report) requires broker/dealers that route orders in equity and option securities to disclose the identities of the execution venues to which they route orders on behalf of customers, and the material aspects of the relationships the broker/dealer may have with those venues, if applicable. In accordance with SEC Rule 11Ac1-6, upon your request. we will disclose the identity of the venue to which your ceder was routed for execution and the time of execution. within the time period of the six months prior to your request. Each market center is required to prepare and make publicly available the monthly and quarterly reports in electronic form, free of charge and available fa downloading from an Internet site, This information Is available tie our website at veww.fbr.com. Mrs information is presented in accordance with the SEC Rule 11Acl -S and 1-6 requirements. A written copy of the quarterly report is available upon request. Additional information regarding the rule, interpretations and exemptions can be obtained directly from the SEC at mivi.sec.gov and the NASD at wiviv.nasol.com. End of StateD100 CLEARANCE AGENT Bey Mints Scones Ccep. Cwe WM:rain Conti Mae 119019n hex at 20 4859 FINANCIAL TRUST CO..ific STATMENT FIFOOI November 29.2003 n4e01)21 Deserter 31.2003 ACCOVO Mann TAXPArCit Man On Fie LArr STATtlitwi SillifFbai 30.2033 Excess SIPC Account Protection Update Bear. Steams Securities Corp. cEISSC), a member of the qi-owities Investor Protection Corporation ('SIPC1. povIdes account protection for the net equity of a customer's funds and securities positions. SIPC provides $500.000 of pinsy net equity protection. including $100.000 for claims for cash (*SIPC Coverage". Visit voitrisipcbcg for more information about SIPC Coverage. MSC provides the additional protection ('Excess SIPC through a commercial insurer. Effective February 16. 2004. the commercial nsurer for Excess SIPC will change to Customer Asset Protection Company rCAPC01. a licensed New York insurance company, Account protection applies when a SIPC member firm fails financially and is unable to meet its obligations to its securities customers, but does not apply to losses from the rise or fall in the market value of investments or to SIPC Iheligible assets such as options. futures. foreign exchange transactions, or any investment contracts that are not registered as securities. 027 01/01R24.15 S6 001 EFTA01321747 el 1121 AGENT ANL Swans Statue Co Oft Llama Com - sit 111014450 FINANCIAL MIST CO.,INC SE6tZZOO- V.L43 0 -n z C in z -H r _ EPZZSECIO IN9 ANGS STATEMENT BACKER IS PRINTED ON THIS PAGE 017 01101/14:15.56 001 410 EFTA01321748 C) O z m C rn z J r t74ZZSEOCIA19- ANCIS TO FBR RIF.DNIAN. BILLINGS, RAMSEY a CO.. INC. OF FEE SERVICING YOUR ACCOUNT 1001 Nineteenth Street NOM Adelson 22 Tele E Tel -mai VISIT OuR WEBSTT I rem.. th.com Important Message Yoke Brokerage Firm and Boar Stearns are pleased to announce the conversion to a calendar month-end statement. Effective this month. your account statement reflects all actmty and &cowl valuation up to and includng the last business day or the month. Your Portfolio Holdings EQUITIEB Equities & Options ACV DETOISPRON SYMIXRCLIJR 191 FRANKUN BAN% CORP 352448203 CASH Q. A ACCREDITED eon Total Equities& Options TOTAL EQUITIES ll.IIIIIIIIIIl,ll III FINANCIAL TRUST CO- INC 600 REDHOOK QUARTER STE B-3 ST THOMAS US US VI 0O802 °wain( 100.000 ARRA Unpriced WAR.IT EMMEN CURRIN1 VILLE AWAY. %CPA MID ow SO so SO so CLEARANCE AGENT ear. Sten Sonnet GAIL One IMMed, CAS Neeth Orueldr. New YR; 11201.1659 FINANCIAL TRUST CO.. INC STATOSENT RPM August 30.2003 Tel.COON Sescomber 30.2003 ACCOUNT htttallt %VIJAY." MAW On tie LAST STAID/ENT KM 27. 2003 Sim The nay * nRenreptal PIRPeeete orry. ft Senewe • Lie bare*. Tees stremert OW be reeiln/atN yen mod* Se• mown ado Re' reDenal rrorraun 027 1001 0111 17 001 Vest EFTA01321749 0 -n C rn r SPZZSE00- 019- ANGS TO FBR FRIEDMAN. BILLINGS. RAMSEY & CO.. INC. WEE SERVICING YOUR ACCOUNT 1001 Mneteenth Seem Natty Arngten. V 22209.1722 Fat E-Ma 2 a3 Your messages Ba=' Bear. Steams Securities Corp. Net Capital and Net Capital Requirements: At May 31, 2003 and July 31. 2003. the Company's net capital of approximately 52.4 billion and 53.0 billion was approximately 6% and 7% of aggregate debit items and exceeded the minimum regulatory net capital requirement el approximately 5799.5 million and $904.4 million by approximately 51.6 billion and 52,1 billion. all respectively. A complete copy of the Bear, Steams Securities Corp. Statement of Financial Condition is avaiable on the web site vemv.bsscfinancialstatement.com. Altemattrely. to request a free printed copy please call • toll free End Of Statement IOW CI r"o"am AGENT Ow Sten Smote& Co". Qe WeIrcfecs Caw Soli Itotihn. Ana Yak 11201.3559 FINANCIAL TRUST CO..INC STATPAINT PFROD AIAJUSt 30.2003 hamom Sweaty 30.2033 AGLOW, NAME* TAIWAYLK NIAJOCR On Flo LAST STATSOIT lure 27.2033 Securities and other assets in your account we the firm's collateral for any margin loan made to you. If the securities and other assets in your account decline in value. so does the value of the collateral supporting your loan, and. as a result. the firm can take action, such as issue a margin call andla sell securities or other assets in any of your accounts held with the member, in order to maintain the required equity in the account. It is important that you fully understand the risks involved in trading securities on margin. These risks include the following: You can lose more funds than you deposit in the margin account. The firm can force the sale of securities or other assets in you account(s). The firm can sell your securities a other assets without contacting you. You are not entitled to choose which securities or other assets in your accoum(s) are liquidated or sold to meet a margin call. The firm can increase its ladose* maintenance margin requirements at any time and is not required to provide you advance written notice. You are not entitled to an extension of time on a margin call. 027 100103.11:17 001 VI13 EFTA01321750 CLEARANCE AGENT e_. Pan Scone CCM Ore *tan. On Mall tbuser. Mee Yon 11201,33$9 FINANCIAL TRUST CO ,INC O z m cim z H r 917ZZSEOCIND- ANGS 8 IJ IJ IN 00 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 1601/03:15cl? 0:71 XI13 EFTA01321751 6£61,ZZOO-V.L.43 0 -n z C rn z r _ LPZZS£00 IN9 ANGS re FBR FRIEDMAN. BILLINGS, RAMSEY A CO.. INC. OFFICE SERVICING YOUR ACCOUNT 1001 Aineteenth Street North Masten. • • 22 Fax ASH OUR wtesrit metibt.com Important Message Confirmation: Unless we hear from you to the contrary. A Is nu understanding that any free credit balances in your account are being maimaired to facilitate your intention to inmst such amounts through us. Your Portfolio Holdings ECIUMES Equities & Options IIr.Jln.lnlrll I I FINANCIAL TRUST CO., INC 600 REDHOOK QUARTER STE ELS ST THOMAS US USN 00802 ACCT WAXES ISTOMOD PROEM 013010P0014 SWBOUtilS11 1Y14 0).0.1nry MCC VALI MOW& WOK MD ON FRANKUN BANK CORP 352448203 CASH 100.000 Unprzed Cl A ACCREDITED NYS Total Equities& Options SO SO TOTAL EQUITIES SO SO CLEARANCE AGENT list Sian Secolfes On 1Amireoch Ores Noss 1110:10,1% Nit Cot 1120146Si FINANCIAL TRUST CO..INC CIMINO'S Pam May 31. 2003 notouca. Are 27.2003 ACCOlte NUMBER TsynOnilt NNISER CM II* LAST STAILIOSST Meech 28. 2003 'in ;Armin Is for Ill'anCOCCII3irpOla 0119.11i set Itinted Winn Coccooll. nit usenet teas be "Celled sr oats newts Soo towns ode kr orcatarc at *warn 027 042801;14. SO 001 KOS EFTA01321752 CLEARANCE AGENT M. Stem Sec it GYP. 01, lArrorach Carte North Dreatlyrk New Vat 11201.1030 FINANCIAL TRUST CO..INC 2 OtttiZOO- V.L.43 0 z m cim z r 8VZZS£00 IND ANDS STATEMENT BACKER IS PRINTED ON THIS PAGE 027 C412001,14 60 001 VI0S EFTA01321753 C 0 z m cim z H r 617ZZSE00- O19- ANGS re FBR FRIEDMAN. MI L I nce. N %NI \I \ A ro NC. OFFICE SERVICING YOUR ACCOUNT 1001 unetswth Stint North Merton. i a 2 MT OUR VIIBSITE wenvibt.COm What's In This Statement II...II...1..1.1i I I Your Portfolio HoUngs 1 Your Messages 2 Your Portfolio Holdings EQUMES Equities & Options FINANCIAL TRUST CO., INC 600 REDHOOK QUARTER SIE B-3 ST THOMAS US USN 00802 MEI IMRE, I /STIMATID CURRENT DISCANNION SYMEOLOSP 119f SWAM TIME SAME AMES MOM 100 RI FRANKLIN RAW CORP 3 2,1492,,,:? CeS4 1C^. CCO LI2M, CO2.. CL A ACCREDITED MS Total Equities& Options SO SO TOTAL EQUITIES so so CLEARANCE AGENT Sr. Sierra Senstme Cap Ore lAtereiaM Coeur Nom Mt. NA 112014859 FINANCIAL TRUST CO., INC STATEMENT Pfl Much 1,2003 rasuav Minh 28.2003 AE02042 KAMER TAXPAYER MASSA CM FEE LAST srArtnava Decemter 31.2002 sic 1Ne unwary le ler Swami mem wry. It MS iterAlml Intl= Oxivrev. The itieeinerl MEM to KAMM G yxr words See Mine QM Si Inpeotn we:mew 027 03/2001.15 SE 007 VGAZ EFTA01321754 re FBR FRIEDMAN. 811.1 INGS. It %NISEI. A, CO.. INE OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Xiniyan. 2 To Fax EaAa 2 el 3 Your messages ta' 0 ZT C rn r OSZZSE00- 019- ANGS Bear. Stearns Securities Corp. Net Capital and Net Capital Requirements: At November 30. 2002 and January 31. 2003. the Company's net capital of approximately 52.4 billion and 52.4 billion was approximately 7% and7% of aggregate debit items and exceeded the minimum regulatory net capital requirement of approximately S716.3 million and 5684.1 million by approximately 51.7 billion and 51.7 billon. all respectively. A complete copy of the Bear, Steams Securities Corp. Statement of Financial Condition is available on the web site vow h99e1inanrinIsteternient tan) Alternative to request a free printed copy please call - toll free CLEARANCE AGENT sow. Steamy Semite COP. bra WARW. Cerny NOM -311.9 FINANCIAL TRUST CO..INC Sirmstepc: PERIOD Muth 1.2003 Denito3m With 20. 2003 ACCOJX1 waste TAXPAYER µAOFR u.S'r SlATTIMMT December 31.2002 NOTICE OF CHANGE PURSUANT TO THE TRUTH IN LENDING SEC RULE 10b-16 Effective as of May 21, 2003. the annual rate of interest charged on any credit extended to you by Bear Steams Securities for the purpose of purchasing. carrying or trading in any security or other property shall be based on either the BSSC Base Lending Rate, the BSSC Fed Funds Rate or the London Interbank Offering Rate ('LIBOR'). The BSSC Base Lending Rate will be quoted by Bear Stearns at our main office in New York. Factors affecting the determination of the BSSC Base Lending Rate will inckqe the short-term market interest rates quoted by money center banks and the Federal Reserve and the rate that Bear Steams Securities is charged for borrowing money. The BSSC Fed Fund rate is the rate for U.S. dollar funds, as quoted by an independent broker or such funds selected by Bear Stearns Securities for the last transaction compacted prior to 9:30 8 .I71. (Eastern Time) on the business day on which such rate is determined. The annual rate of interest will be no more than 400 basis points above the BSSC Base Lending Rate a 500 basis points above either the BSSC Fed Funds Rate of LIBOR and will appear on your monthly statements. Since the rate of Interest charged is related to the BSSC Base Lending Rate, the BSSC Fed Funds Rate a LIBOR. any changes in these rates will cause Corresponding changes in the rate charged to your account. which changes will be made without prior notice to you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you. we win give you at least 30 days prior notice. The Statement of Interest Charges Pursuant to the Truth.in-Lending SEC Rule 100-16 previously provided to you remains in effect except to the extent specifically amended by this notice, 027 o32903.1539 001 ‘541 EFTA01321755 CLCARAACE AGENI stwn set.. to Coy. int..scn. Omar Itatii Cleo% . Sew MA 11Z01-385) FINANCIAL TRUST CO-INC Et61,ZZOO- V1.43 O z m cim z H r TSZZS£00 IND ANDS STATEMENT BACKER IS PRINTED ON THIS PAGE 027 01720031 5 II COI I42 EFTA01321756 CONFIDENTIAL SDNYGM,352252 EFTA 00224944 EFTA01321757