Statements

Statements EFTA00196477 0 -EARED THROUGH its WHOLLY OWNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. 383 Madison Avenue New York. Nell York 10179 Bee,. SIABmS SO•unlie1 fern. Ono Movotech Center North Enteklgn. New Yen( 1120/3859 FINANCIAL TRUST COMPANY INC ACCOUNT EXECUTIVE ZICHERNIAN.IRA TELEPHONE VISIT OUR WEBSITE iVIA1 uearstearns.com STATEMENT PER100 THROUGH *COMM NUMBER December 1.2001 December 31.2001 What's In This Statement Financial Summary 3 11111111111111111 I I FINANCIAL TRUST COMPANY INC TAXPAYER NUMBER LAST STATEMENT On File November 30. 2001 Your Portfolio Holdings 4 CIO AMERICAN YACHT HARBOR • Transaction Detail 5 6100 RED HOOK SUITE 8-3 Fund Activity 7 QUARTERS #2 Your Messages 9 ST THOMAS VI 00802 Your Portfolio at a Glance Market Value of Your Portfolio TOTAL VALUE OF SECURITIES THIS PERIOD 29.406.395 Cash S Egwvalent 37534.293 x;cucc ccib, 26.677.2880 NET CREDIT BALANCE